Non-Performing Loans (NPL) Ratio, including loans and advances to Central Banks and Credit Institutions, remained unchanged at 1.6% in March 2026, compared with end of December 2025, according to the updated aggregate Cyprus banking sector data, published on Friday by the Central Bank of Cyprus.
According to the data, total NPLs at the end of March amounted to pound 835 million in a total of pound 51.3 billion. In comparison, on December 2025 NPLs were also pound 835 million, in a total of pound 52.1 billion.
In households, NPL Ratio stood at 4.4%. In non-financial corporations at 2.4% and in SMEs it rose to 3.6%.
?he coverage ratio of NPLs with provisions increased to 62.7% at the end of March 2026, compared with 62.3% at the end of December 2025.
Total restructured loans at the end of March 2026 amounted to pound 777 million, of which loans of pound 320 million continue to be classified as NPLs.