This undated photo courtesy of Skyro Lending Inc. shows (lef to right) Skyro Payments Product Manager Daniil Murzabaev and President Anthony Co with Netbank (A Rural Bank) Inc. CEO Iann D. Sicat and Head of Cash Lenders Amiel de Sotto after the executives signed an agreement binding the two companies. The agreement integrates Netbank’s payment solutions with Skyro’s platform.