Kwara PDP senatorial candidate, other sue Police, APC over alleged arrest

The Peoples Democratic Party (PDP) candidate for Kwara South senatorial district, Hon. Prince Saheed Olamilekan Popoolaha, and the leader of Orisun Igbomina, Chief Gbenga Awoyale, have approached the Federal High Court in Ilorin over alleged unlawful arrest, detention and threats of further detention.

The duo filed a fundamental rights enforcement suit against the Commissioner of Police in Kwara State and the All Progressives Congress (APC), seeking judicial intervention over the circumstances surrounding their arrest and subsequent interactions with the police.

According to court documents, Popoolaha and Awoyale alleged that they were arrested and detained at the Nigeria Police Force’s ‘D’ Division in Adewole, Ilorin, on October 15, 2026, following a petition reportedly filed by the APC.

The petition allegedly accused the two political figures of inciting members of the public against the government through comments about the security situation in the state.

However, the applicants maintained that their remarks were intended to criticise the security challenges facing the state rather than incite the public. They also alleged that some video clips shown to them by the police differed from the materials described in the petition.

The court documents indicated that the applicants were released on bail after making statements to the police.

Popoolaha and Awoyale further alleged that on October 22, 2026, they were informed that the petition had been forwarded to the Commissioner of Police, who directed that it be sent to the Director of Public Prosecutions.

They claimed that they were subsequently asked to report to the police authorities on October 23, 2026, prompting concerns about possible re-arrest and further detention. They said these concerns led them to seek the court’s protection.

Applicants seek ?50m in damages

In their application, the applicants are asking the Federal High Court to declare that their alleged arrest and detention violated their fundamental rights to dignity of the human person, personal liberty and freedom of movement, as guaranteed by the 1999 Constitution of the Federal Republic of Nigeria, as amended.

They are also seeking an order restraining the respondents from taking further action in connection with the matter in a manner that would unlawfully infringe on their constitutionally protected rights.

Additionally, Popoolaha and Awoyale are demanding ?50 million in damages over the alleged violation of their fundamental rights.

The applicants have asked the court to examine the circumstances surrounding their arrest and detention and determine whether their constitutional rights were violated.

Sokoto Assembly passes State Police Bill

The Sokoto State House of Assembly has passed the State Police Bill, joining other state legislatures in the ongoing effort to decentralise Nigeria’s policing system amid persistent security challenges.

The bill was passed unanimously during plenary on Tuesday, presided over by the Speaker, Tukur Bala Bodinga.

Confirming the development, Bodinga told our correspondent that the lawmakers had approved the bill, adding that an official statement would be released shortly.

‘Yes, we have passed the bill today. You will see the statement any moment from now,’ the Speaker said.

The development comes amid growing calls for the restructuring of Nigeria’s security architecture, particularly in the North-West, where banditry, kidnapping and other violent crimes continue to threaten lives and property.

Proponents of state police argue that decentralising police operations would enable security agencies to respond more quickly to threats, improve intelligence gathering and strengthen collaboration with local communities.

They also contend that police officers operating within their respective states would be better positioned to understand the local terrain, identify emerging security threats and prevent criminal activities.

However, the proposed policing system has raised concerns over potential political interference, funding, operational independence and the protection of citizens’ fundamental rights.

Experts have stressed that effective implementation would require adequate funding, professional training, independent oversight and robust accountability mechanisms to prevent abuse of power and ensure respect for the rule of law.

The passage of the bill by the Sokoto Assembly marks a step in the ongoing efforts to establish state police through the constitutional amendment process.

The National Assembly had earlier forwarded the proposed state police framework to state legislatures for consideration as part of the process of amending the Constitution to permit the establishment of state police.

The Sokoto Assembly is expected to issue an official statement providing further details on the bill’s passage.

Kalu flags off Renewed Hope Light Up project in Abia

The Deputy Speaker of the House of Representatives, Hon. Benjamin Kalu, on Monday flagged off the Renewed Hope Light Up Project in Bende Federal Constituency of Abia State, targeting 42,000 households across the 13 electoral wards of the constituency with solar lights.

He also distributed 26 power transformers to the wards to connect communities to the national electricity grid.

Commissioning the solar lights, which marked the second phase of the project, the Deputy Speaker, who represents the constituency at the National Assembly, described access to power as the pressing need of the people uncovered during a constituency-wide needs assessment.

He said: ‘In representation, one of the key expectations of the office of a representative is to do needs analysis, and in the course of doing needs analysis, we discovered that one of our greatest problems in this federal constituency is darkness, lack of access to power and that has affected our economic life, the security life of the community, the human capacity development and job creation, all of which fall under the proposition of the Renewed Hope Agenda, the eight agenda of the President of the Federal Republic of Nigeria, who from the start intended to improve the economic life of our nation, starting from the communities; create more jobs; improve the security of our communities, human capacity development, agriculture and food security and the list goes on’

The Deputy Speaker said the project had two components: connecting communities to the national grid through transformer distribution and providing alternative energy through solar for all homes in the constituency.

He said the intervention aligned with the eight-point Renewed Hope Agenda of President Bola Ahmed Tinubu, which seeks to improve the economic life of Nigerians, starting from the communities.

‘What we are doing today has a multiple effect, a ripple effect that trickles down to different aspects of this Renewed Hope Agenda of Mr. President. Today, we stand as the partners of the Renewed Hope Agenda of Mr. President. We call ourselves Renewed Hope Partners. We are members of APC, Bende constituents who believe in the President of the Federal Republic of Nigeria and his agenda to improve the lives of the people of Nigeria starting from Bende federal constituency.

‘What we are here to do is to drive that vision home, by making it a mission that our people can feel, touch and experience. Light before now to many homes in Bende seemed to be luxury. That has been demystified,’ he said.

The Deputy Speaker further disclosed that he received approval of the plan from President Tinubu when he presented the figure of 42,000 households with a request to ensure that children could read at night without kerosene lanterns and that families could power their fans and charge phones.

He expressed profound gratitude to the President for his interventions in Bende in particular and in the entire South-East in general, noting that the Light Up Project was aimed at making its impact felt directly by rural households in Bende.

‘Let me thank the President for initiating Renewed Hope Agenda which has been the roadmap towards the achievements we have made in the last few years.

‘There is nothing we are doing in Bende, in Igboland as members of this government that has not been approved by the President. He is a President that loves the south Easterners and he is making sure that most of the landmark initiatives commence from this area of the country. Today, we are saying bye bye to darkness in Bende Federal Constituency’, Kalu said.

Explaining that the rollout was in batches of 10,000 households, Hon. Kalu said 1,000 solar units had already been distributed to beneficiaries from all electoral wards in the constituency who were present at the ceremony to testify.

He said each solar unit would serve for 10 years, revealing that it came with a maintenance agreement.

‘The people who are handling this have said that this particular solar will serve our people for 10 good years which means you are not going to look for kerosene to power your lanterns in 10 good years, where to charge your phone, power fan. The arrangement we have made with them is that if anything goes bad, we will invite them to come back and fix it as far as you didn’t break it’, he said.

The Deputy Speaker also assured that the first 10,000 of the solar lights distributed on Monday would be completed in the next two weeks before the next batch began.

‘In the next two weeks, I am sure this 10,000 will be done with and another 10,000 will come in and that is how we will follow it until we finish’, he said.

To ensure accountability and prevent diversion of the solar lights, Kalu said all installations were geo-located and programmed through an app, adding that it was the first time 42,000 homes in a single federal constituency would receive solar power in Nigeria.

‘All the installations will be geo-located through the App. Let me warn. Don’t take your own meant for Item to Ozuitem, it will not work. They are all programmed. This is the first of its kind in the Federal Republic of Nigeria that 42,000 homes will receive light in a federal constituency,’ he said.

Also distributing the brand-new transformers, Hon. Kalu explained that each of the 13 wards in Bende would receive two transformers to gain access to the national grid and help boost their small and medium enterprises.

‘Just like we promised that the light in Bende is in two phases, we have the one for national grid and then, we have places that have not experienced the effect of national grid. Based on that, we requested for alternative source of energy that is environmentally friendly and we chose solar. But we also know that while solar handles the home, the small and medium scale enterprises across Bende need support to power fridges, welding machines, small scale industries, you need a transformer to pick up power from the national grid. So, we have made provisions for all the Wards. Every Ward in Bende Federal Constituency wil receive two transformers.

‘The decision on where they will be located will not be based on sentiment and will not be political. It will be needs- influenced decision. It will be decision based on lack of access to electricity. Thereafter, all parts will follow. So, my advise to the leaders when you go back is that these should not be packed in anybody’s home. They should be placed around the place it will be easier to be hooked to the national grid to be begin to serve greater number of the people.

‘We must choose a location where wider number of our constituents will enjoy access to electricity. We are doing all this because of the ripple effect power brings. If you see us distributing solar fans, it is to prevent the heat waves so that Bende people will not be badly impacted by the heat wave that is coming from the global warming. We also believe that these transformers will add values that will protect us from global warming.

‘I want to thank Bende people for sending me to Abuja. I want to thank them for making that decision. The decision is what is fetching what is happening here today and many more that we have done as well as much more that we will do in the coming days.

‘Secure these transformers when it gets to your place. It will be economic sabotage if you tamper with them. They should be protected by the youths, the Presidents-General and the traditional rulers because it is meant to serve Bende communities and everyone in Bende both those in APC and those not in APC. These transformers do not know the colour of political parties. It will serve everyone that I am representing,’ Hon. Kalu said.

The Deputy Speaker also signed a ?100 million contract with the electricity company that installed the transformers for the restoration of light to Item and Alayi wards, which have been disconnected for years.

Some constituents representing the 13 electoral wards and the Presidents-General of different town unions, who testified to the effective representation of the Deputy Speaker at the commissioning, pledged to vote massively for both President Tinubu and Kalu in the 2027 general elections to continue their people-oriented projects.

4 signs your apartment’s water tank may be contaminated with bacteria

The black plastic overhead water tank is a permanent feature in many homes. Because municipal public tap water is practically non-existent in most cities, households rely heavily on private boreholes or well water pumped into these high-rise tanks to serve daily domestic needs.

We use this stored water for bathing, washing cooking utensils, brushing our teeth, and sometimes even for drinking after basic filtering. However, because these tanks are usually perched high up on tank stands or roof slabs, out of sight truly becomes out of mind for many tenants and landlords.

Over time, dust, fallen leaves, bird droppings, and tiny insects creep inside through loose lids or broken pipe fittings. When raw borehole water sits trapped inside a warm plastic container under intense sunshine, it creates a perfect breeding ground for disease-causing germs.

According to water quality monitoring reports by health organizations like UNICEF Nigeria, consuming or washing with water contaminated by fecal bacteria such as E. coli remains a primary trigger for recurrent typhoid, severe diarrhea, and stubborn skin infections across urban communities.

In this article, Tribune Online examines four distinct physical signs that indicate your apartment’s water storage tank has been colonized by harmful bacteria, along with the step-by-step actions required to restore safe water flow.

Foul smell coming from your kitchen and bathroom taps

When you open your tap in the morning and immediately catch an earthy, musty, or rotten-egg odor, your water tank is sending an urgent distress signal.

Clean domestic water is naturally odorless. A strong, pungent smell usually means that organic matter such as dead lizards, trapped insects, or thick sludge at the bottom of the tank has begun to decay. Anaerobic bacteria feed on this rotting organic waste, releasing foul gases that mix directly into the water flowing down to your taps.

Ignoring this bad odor means your family is routinely washing with water heavily populated by bacterial colonies. The smell alone is proof that the natural microbial balance inside the storage container has broken down completely.

Murky, yellowish, or brownish discoloration in buckets

When you fetch water into a white bucket or washbasin and notice a cloudy, yellow, or muddy tint, the storage environment is seriously compromised.

Over months of pumping water, fine silt, iron rust, and mud particles carried up from the borehole gradually settle at the floor of the tank. As the layer of mud grows thicker, it creates a nutrient-rich environment where bacteria multiply rapidly.

Every time fresh water is pumped into the tank, the incoming pressure violently stirs up this toxic bottom mud, turning your tap water murky brown. Using discolored water to cook or wash dishes exposes your entire household to immediate gastrointestinal risks.

Slippery or slimy layer inside taps and bucket walls

If you run your fingers along the inner walls of your plastic water buckets or around the mouth of your bathroom tap and feel a slippery, greasy film, you are touching a living bacterial biofilm.

Biofilm is a glue-like layer created when microscopic bacteria adhere to wet surfaces and construct a protective shield around themselves. This layer allows colonies of bacteria and green algae to attach firmly to the plastic walls of your overhead tank and inside the delivery pipes.

Once a biofilm forms inside your water system, normal water flow cannot wash it away. It continuously releases fresh bacteria into every drop of water passing through the system, rendering ordinary washing soaps ineffective against contamination.

Unexplained recurrent typhoid and skin irritations at home

Sometimes the clearest proof of water tank contamination does not appear in the water glass, but on the body of family members living in the building.

If multiple tenants or family members continually suffer from unexplained stomach cramps, frequent bouts of typhoid, or persistent skin rashes and body itching shortly after bathing, your water supply is likely heavily infected.

Pathogens like Salmonella and harmful coliform bacteria thrive inside unwashed tanks, easily entering human bodies through small skin abrasions, accidental ingestion during showers, or contaminated eating plates. When sickness becomes a recurring monthly routine in an apartment block, the overhead tank is usually the hidden culprit.

Step-by-step: how to safely clean and disinfect your water tank

Restoring safety to your domestic water supply requires a systematic cleaning process rather than a quick surface rinse.

First, turn off the main water pump power switch and isolate the tank outlet valve so dirty water does not flow down into house piping. Open the drain valve at the base of the tank or use a bucket to bail out the remaining water until only a few inches of water remain over the bottom mud layer.

Second, physically scrub the inner walls, floor, and corners of the tank using a clean, stiff-bristled brush to break off all slippery biofilm, algae, and stubborn mud crusts. Scoop out all the loosened dirty sludge completely using a small container and mop up remaining residues until the plastic surface is clean to the touch.

Third, disinfect the system thoroughly before refilling. Mix household liquid bleach (chlorine solution) with clean water at a standard ratio typically about one liter of regular household bleach for every thousand liters of tank capacity and brush it over the inner walls, allowing it to sit for at least two hours to kill remaining bacterial spores.

Finally, rinse the tank thoroughly with clean borehole water, flush the drain line completely, and refill the tank with fresh water. Ensure that the top lid is fitted with a tight lock or secure rubber seal to prevent sunlight, mosquitoes, dust, and wild birds from entering the tank ever again.

Experts seek effective physical planning among South-West states

Experts in physical planning and urban development have canvassed for stronger cooperation among South-West states to coordinate infrastructure development, tackle urban congestion and flooding, improve housing delivery and attract investments across the region.

They spoke at a two-day Lagos Physical Planning Summit 2.0, held in Victoria Island, Lagos, where stakeholders sought an integrated regional development framework to address urban challenges that transcend state boundaries.

The experts argued that effective physical planning among Lagos, Ogun, Oyo, Osun, Ondo and Ekiti states would improve transportation networks, strengthen economic corridors and promote sustainable urban growth.

The Senate Leader, Senator Opeyemi Bamidele, proposed a Lagos-to-South-West Spatial Development and Investment Compact, to foster collaboration among the six states on cross-border infrastructure, environmental resilience, regional economic development and investment opportunities.

Speaking on the theme: ‘Diagnosis to Delivery: Positioning Lagos for Regional Strategic Development and Priority Investment Agenda,’ Bamidele said the future of Lagos and its neighbouring states depended not only on the quality of their development plans, but also on their commitment to finance, coordinate and implement them.

He proposed that the framework should bring together state governments, relevant federal institutions, planning authorities, infrastructure agencies, private-sector organisations and development partners to identify common priorities and develop practical implementation plans.

He said, regional transportation and logistics, industrial development, power infrastructure, housing, environmental management and investment mobilisation require greater cooperation among the states.

He also called for improved land administration, digital innovation, transparent development regulations and effective public-private partnerships, stressing that regional projects must have clear funding arrangements, defined responsibilities and measurable performance targets.

Bamidele said coordinated development could reduce congestion, improve the movement of goods and people, attract investments and create employment opportunities across the South-West.

He added that effective physical planning should translate into accessible housing, shorter commuting times, reduced flood risks and a more productive business environment.

Lagos State governor, Mr Babajide Sanwo-Olu, also advocated stronger regional cooperation, noting that transportation, housing, economic activities and environmental challenges frequently extend beyond administrative boundaries.

Sanwo-Olu, represented by the state Head of Service, Mr Bode Agoro, said the rapid growth of Lagos’s population, expanding economic activities and limited land resources made proper planning essential to sustainable development.

He urged stakeholders to move beyond preparing development plans to ensuring their effective implementation through clear priorities, adequate funding and measurable results.

The governor stressed that decisions on land use, housing, transportation, drainage and infrastructure must be properly coordinated to prevent congestion, flooding and overcrowded settlements.

He also called for stronger collaboration among ministries, departments and agencies, consistent enforcement of planning regulations and transparent development approval processes.

Sanwo-Olu identified reliable data, clear implementation timelines and accountable institutions as critical to translating development plans into tangible improvements in residents’ living conditions while providing greater certainty for investors.

Commissioner for Physical Planning and Urban Development, Dr Oluyinka Olumide, said the summit provided an opportunity for policymakers, professionals, investors, developers and academics to develop practical solutions to Lagos’s urban development challenges.

He said master plans and model city plans must guide infrastructure provision, housing, transportation, environmental management and investment decisions rather than remain documents without effective implementation

Olumide also highlighted regional collaboration, improved planning administration and technology as essential tools for modern urban management.

He disclosed that the Electronic Physical Planning Permit Processing System, introduced on April 1, 2026, was designed to enable applicants to process planning permit applications remotely, reduce unnecessary human interference and improve efficiency without compromising planning standards or public safety.

The commissioner called for innovative infrastructure financing, stronger institutional coordination and sustained investment in the capacity of planning officers and allied professionals.

He urged participants to ensure that the summit’s recommendations were practical, measurable and supported by clear responsibilities, timelines and credible funding arrangements.

The Permanent Secretary, Office of Physical Planning, Tpl. Olayinka Adebayo Wasiu, commended the state government for its commitment to physical planning and sustainable development through the T.H.E.M.E.S+ Agenda.

He expressed confidence that the knowledge shared and recommendations generated at the summit would strengthen partnerships and promote practical solutions for sustainable urban development in Lagos and the wider region.

Nigeria targets $30bn annual investment through climate finance for smallholder farmers

Nigeria is working to establish a framework to attract climate finance for smallholder farmers, with experts advocating targeted investments, digital accountability and stronger financial systems to address the effects of climate change on agriculture.

The initiative aims to improve access to financing for farmers affected by drought, flooding and other climate-related challenges.

Chairman of the Presidential Implementation Committee on Technology Transfer (PICTT), Dr Dahiru Muhammed, disclosed this at a Taxonomy Validation Workshop on Adaptation and Resilience Solutions organised by PICTT, in collaboration with YAPU Solutions.

Muhammed said the workshop was designed to develop an implementation framework for national taxonomy, which defines activities eligible for climate finance.

He explained that the Federal Ministry of Finance and the United Nations Development Programme (UNDP) were working on the national taxonomy, while PICTT and its partners were focusing on making the framework operational and accessible to rural communities.

‘Having a national taxonomy is good, but without defining which activity qualifies as adaptive or resilient to climate change, there is no way you can access the financing,’ he said.

Muhammed clarified that the financing had not yet been assessed, noting that stakeholders were still developing the framework and identifying the partners required to implement it.

He said governments at the federal, state and local levels should work together to address climate-related challenges, particularly flooding, through improved infrastructure and effective mitigation measures.

On PICTT’s achievements, he highlighted its work in technology transfer, agricultural development and helping entrepreneurs transform research into commercially viable products.

Country Representative of WorldFish in Nigeria, Dr Charles Nyangbe, said Nigeria needed financial instruments tailored to the different climate challenges confronting farmers.

He noted that northern Nigeria faced drought, while southern communities experienced flooding and waterlogging, requiring different adaptation strategies and financing arrangements.

Sell empowerment items, lose your job, Gov Yusuf warns appointees

Kano State Governor, Abba Kabir, Yusuf has warned political appointees and All Progressives Congress (APC) officials against selling empowerment items distributed to constituents, threatening to sack anyone found diverting the items from their intended beneficiaries.

The programme featured the distribution of 16 vehicles, 400 motorcycles and 200 sewing machines to beneficiaries to promote economic empowerment and improve livelihoods across the district.

The governor, represented by the APC State Chairman, Umar Haruna Doguwa, issued the warning on Monday night during the 12th empowerment programme organised by Senator Abdurrahman Kawu Sumaila, representing Kano South Senatorial District.

‘Whoever sold this intervention will go with his position; I will personally sack him. It is meant for your welfare, not selling, especially party leaders,’ Yusuf warned.

He urged beneficiaries to make proper use of the items for the purposes for which they were provided, stressing that the initiative was designed to improve their welfare, strengthen small businesses and create economic opportunities.

The governor also expressed confidence in the APC’s prospects in the 2027 general elections, urging party members to intensify their mobilisation and work towards securing victory.

‘We are hopeful that victory is ours come 2027 general elections, God willing. Let’s continue to work assiduously,’ he said.

At the event, 16 vehicles were presented to APC local government chairmen, while 400 motorcycles were distributed to party executives across Kano South Senatorial District.

In the tailoring sector, 200 beneficiaries received empowerment packages comprising two standard sewing machines and one industrial sewing machine each, aimed at expanding their businesses, creating employment opportunities and enabling them to train others.

Speaking at the occasion, Senator Sumaila said the programme reflected his commitment to translating the confidence reposed in him by his constituents into tangible development, economic independence and sustainable livelihoods.

He acknowledged the economic and developmental challenges confronting the people over the past three years but maintained that his commitment to delivering democratic dividends to the people of Kano South remained unwavering.

The senator highlighted interventions in security, road infrastructure, agriculture, education, healthcare and water supply as some of the achievements recorded during his tenure.

On security, Sumaila reaffirmed his commitment to supporting efforts to protect lives and property across the district. He also commended local vigilante members, popularly known as Yan Sa-kai, for their efforts in securing Falgore Forest in Doguwa Local Government Area.

On infrastructure, he said several roads had been constructed, bridges built, drainage systems installed and damaged roads rehabilitated to improve transportation and facilitate commercial activities.

In agriculture, the lawmaker said farmers had benefited from the distribution of machinery, farming implements, improved seeds and thousands of bags of fertiliser to support both wet-season and dry-season farming.

He added that motorised, solar-powered and hand-pump boreholes had been provided in various communities to improve access to clean water.

On education, Sumaila said schools had been constructed and rehabilitated and learning materials supplied, while more than 1,000 students in secondary and tertiary institutions had received educational support.

He further disclosed that healthcare facilities across the district had been renovated and equipped with modern medical tools to improve access to quality medical services.

The senator thanked Almighty Allah for the opportunity to serve, noting that the achievements recorded during his first term demonstrated what dedicated leadership could accomplish despite prevailing challenges.

He appealed to his constituents to remain understanding and supportive, acknowledging that it was impossible for one individual to meet every personal request.

Sumaila assured the people that he would continue working to ensure that the benefits of his mandate reached all parts of Kano South, with particular emphasis on human capital development, economic empowerment and improved living standards.

Nosh vs Monica: Which is better for converting crypto to naira?

If you are looking for a better way to cash out the crypto in your wallet and get naira into your bank account, during your search you will probably come across two names: Nosh and Monica. Both apps have earned the trust of thousands of Nigerians over the years, letting Nigerians sell their cryptocurrencies like Bitcoin and USDT straight for naira. But they are not built the same way, and there are differences you might want to know before trading on either one.

In this guide, we will look at what each app offers, compare them feature by feature, and help you decide which one actually deserves a spot on your phone.

Nosh

Nosh is a tested and trusted Nigeria-focused crypto platform used by thousands of users. Nosh lets you skip trading through a P2P marketplace and handle conversions directly within the app. All you have to do is select the coin and the amount, then Nosh pays out the equivalent value in Naira within minutes. The app’s rate calculator shows exactly what you will get before you send anything, so no surprise hidden charges are involved.

Nosh’s crypto trading features

Nosh supports Bitcoin (BTC), Ethereum (ETH), USDT, USDC, Tron (TRX), Binance Coin (BNB), Dogecoin (DOGE), Litecoin (LTC), Solana (SOL), Avalanche (AVAX), Bitcoin Cash (BCH), GRAM (TON), and XRP to Naira.

Nosh allows direct crypto conversion to Naira, Cedis, or USD

Nosh has a rate calculator that shows you how much you are getting: no hidden charges

Nosh pays instantly within minutes

Nosh offers 24/7 customer support

Monica

Monica is another Nigerian crypto platform. With Monica, just send your crypto to a provided Monica wallet address, and once the transaction is confirmed on-chain, the equivalent value in naira is credited to your linked bank account in under 60 seconds after confirmation, with 0% fees on both conversion and withdrawal; you only have to pay the network fee.

Monica’s crypto trading features

Monica supports Bitcoin (BTC), USDT (on TRC20, ERC20, BEP20 and Solana), USDC (on ERC20, Solana, BEP20 and Base), Ethereum (ETH, on ERC20 and Base), Solana (SOL), Tron (TRX), and Binance Coin (BNB, on BEP20).

Monica offers instant payout within 60 seconds after on-chain confirmation

Monica pays into 40+ Nigerian banks, including digital banks like OPay and Kuda

Monica provides a virtual USD Visa card funded from crypto or naira

Nosh vs Monica: Final Verdict

Monica gets the job done by converting your crypto to naira fast so that you can settle local bills without stress. But that’s also its ceiling; you are back to opening other apps for everything else.

Nosh covers that same crypto-to-naira conversion, but adds more. It supports more coins, operates in both Ghana and Nigeria, and handles both local and international bill payments. Choosing Nosh over Monica means losing nothing; you get the same crypto conversion plus much more, all in one app. If you are juggling multiple daily finance needs, this makes Nosh the stronger overall pick.

Frequently asked questions

What is the best app to convert crypto to Naira in Nigeria?

Nosh is the best app for converting crypto to naira in Nigeria. Beyond crypto-to-cash conversion, it offers a range of other financial services, making it a convenient, all-in-one app for managing your finances.

Does Monica offer zero-fee crypto to Naira transfers for Nigerians?

Yes, Monica offers 0% fees on crypto-to-naira conversions and withdrawals, so you keep the full value of your funds.

Can you cash out crypto for real money immediately?

Yes, with a platform like Nosh, you can convert your cryptocurrency to naira within just a few minutes. The process is straightforward: simply select the crypto you want to convert, confirm the transaction, and the naira equivalent is credited to you almost instantly, giving you quick access to cash whenever you need it.

Conclusion

Both Nosh and Monica can get your crypto converted to naira directly; no need for peer-to-peer trading. This makes both platforms fast and stress-free options for cashing out. Either one can get the job done if conversion is all you need.

But if you want an app that does more than just crypto conversion, Nosh is the better pick. It also handles both international and local bill payments, along with a range of other features, all from the same app, making it the more complete choice.

FG should implement Urban Planning Law to avert environmental crisis – NITP president

Dr. Chime Ogbonna, the president of the Nigerian Institute of Town Planners (NITP), in this interview with DAYO AYEYEMI, speaks on the importance of planning to human settlements, blaming reoccurring floods, illegal developments and environmental challenges in Nigerian cities and rural areas to non-implementation of the Urban and Regional Planning Law 1992.

What is urban and regional planning all about?

The profession of urban and regional planning is the only profession that prepares the environment for development, we prepare all settlements. We want it to be called livable settlements, sustainable settlements. When it is not done by the appropriate person, by the appropriate professional, that is where the society gets into trouble.

How do we get this done?

The first point is that there has to be a long ground that will guide the preparation of these plans, that will prepare the minds of people towards accepting the plan, because these days, town planners prepare their plans with the people and not for the people. The essence of doing it this way is to ensure that at the end of the preparation, by the time of implementation, you see that everybody joins the town planners in implementation because they were partners from the outset.

But when the law is not there, it becomes difficult to even prepare the plans, because the law lays down the procedure for preparation of the plans.

What plans are you talking about?

We are talking about the plans that will make our environment livable, the plans that will make our settlements livable and sustainable. In Nigeria as a country, by 1946, we had a law that was applicable to all regions of the federation. Remember as at that time, we had the eastern region, we had the northern region, we have the western region. The law was prepared at the center for every region to grow and domesticate in accordance with the clarities of those regions. And it’s essentially the same thing that is supposed to be happening now.

But, the difference between what was prepared in 1946 and what we’re talking about today is that those who prepared the 1946 Town and Country Planning Law were not Nigerians. They were our colonial masters. So, expectantly, because every plan has a purpose, every law has a purpose, the law they prepared was something that would suit their purpose. And what was the purpose then? Let me not be hard, I won’t say exploitation, but they ensured that the law guaranteed easy evacuation of raw materials from Nigeria to the other side, and of course it served their purpose.

That law also talked about segregation, and that was where the area of GRAs and the unplanned areas originated from. Our masters prepared the GRAs for themselves. Every GRA in Nigeria then had all facilities that made life livable as at that point. But outside the GRA, what happened to other settlements within the same city?

That was why by 1992, the Nigerian government in its own wisdom said enough of this foreign and exploitative laws. The government came up with what we call today the 1992 Nigerian Urban and Regional Planning Law. That law became the first indigenous town planning law in Nigeria. And unlike the previous one, or let me even inform you that by the time that law came into effect in 1992, it repealed all previous laws in Nigeria that had to do with urban and regional planning, including the then famous or infamous 1946 Town and Country Planning Law. The new law took into consideration our peculiarities as a people. It took into consideration our culture as a people.

What has changed since 1992 the new law was promulgated?

As we speak, that law is not being implemented, especially at the federal level. Indeed, it was the Federal Government that promulgated the law, but it’s not being implemented.

The repercussion is not strange to anybody to hear that a whole village or a whole neighborhood was washed away by flood, even there at Abuja. That is one of the implications of not getting this law implemented.

If you look at even the wider implication, like I told you, by 1992, that law repealed every other Urban and Regional Planning Law in Nigeria that ever existed.

So if we are not implementing the law today, what it boils down to is that Nigeria has been operating under a legal vacuum as far as urban and regional planning is concerned. Because the previous laws were repealed, a new one came, the new one is not being implemented, then the question is from where do we get the powers in all the urban and regional activities at the federal level and many states of the federation that has not domesticated the law?

From where are we drawing our power when that particular law is not been implemented?

This is where the fear comes. If it were the time of Gani Fawehinmi of late, he would have taken the federal government to court. He would have taken the various state governments that have not started implementing the law to court. But today, everybody is watching and the country is drifting environment-wise. It is at this point that I must bring an exceptional state as far as that law is concerned. That exceptional state is Lagos State. From the time the law was promulgated by the federal government, Lagos was the first to domesticate and started implementation almost immediately.

What has the implementation of the law done in Lagos State?

Lagos has the smallest land area of all the states of the federation, yet it has the largest population concentrated in this small area and there has not been cases of epidemics in Lagos.

Do you know why? It was because Lagos builds on the benefits of this law. States that are yet to implement the law do not know what they are losing. This is a law that takes care of everybody. It doesn’t matter who you are, it has provisions for everybody. It provides for preparation of master plans, regional development plans, and if we understand what these plans stand for, Lagos has been benefiting from it. The law is yielding money to the state, and the state uses the money to do some other things that increase the welfare of the people.

If Lagos had not started implementing this law, I tell you, we wouldn’t be here by now, because there would have been casts everywhere.

Lagos has discovered its peculiar situation, that if this law is not implemented, Lagos would have been wiped off. Like I said, there would have been epidemics here and there. So the same Lagos State government has continued to do what others are not doing, and that is to review the activities of the Ministry in charge of Urban and Regional Planning in Lagos State biennially. If anybody wants to succeed, if any country wants to succeed, if any state wants to succeed, if any local government wants to succeed, that federal government, that state government must have urban and regional planning as the root of its plan to grow. From 1992 till now, I want to tell you that the only state that has done that is Lagos State.

Are you saying that other states look away?

Some other states of the federation actually domesticated the law, but it’s a different ball game to domesticate a law from implementing the law. Let me mention my neighboring state, Ogun State. Just a year ago, Ogun State domesticated the Nigerian Urban and Regional Planning Law of 1992, so that it became effective in Ogun State. But from the time of the domestication till today, nothing has been done to ensure that this law is put into effective use.

The Urban and Regional Planning Board that is supposed to be established at the state level is not there, it hasn’t been established. The town planning authorities as provided in the law have not been established. We’ve not even trained enough manpower to man all these positions.

Abuja was the first to domesticate the law, but as we speak, Abuja is yet to begin effective implementation of that law.

So what are you canvassing?

We are asking our federal and states to begin the domestication and implementation of the law simultaneously, so that the jungle we find ourselves in today will cease to exist.

We’ve always told the world that every small settlement today is a potential urban area in time to come. So for us to ensure that such small settlements develop into planned and livable settlements, a master plan must be prepared instantly.

Most communities are increasingly exposed to flooding and other environmental hazards because established planning frameworks are not adequately implemented. States must strengthen their planning institutions and ensure that development activities complied with relevant regulations.

CAN demands probe of viral video threatening Christians in Enugu, Jos

The Christian Association of Nigeria (CAN) has called on the Department of State Services (DSS), the Nigeria Police Force and other security agencies to urgently investigate a viral video allegedly showing a young man leading a group of boys in chants threatening attacks on Christians in Enugu and Jos during Sunday worship.

The association condemned the video, calling the threats alarming and unacceptable, and urged authorities to identify those involved and establish the circumstances surrounding the recording.

CAN President, Archbishop Daniel Okoh, made the call in a statement issued on Tuesday, warning that threats of religious violence must not be dismissed as harmless chants or youthful exuberance.

The association said the apparent involvement of children and young people in chants calling for the use of AK-47 rifles against Christian worshippers raised serious concerns about the promotion of religious hatred among the younger generation.

‘No Nigerian should have to fear for their life because of their faith or face the prospect of violence simply for gathering to worship God,’ the statement said.

CAN urged security agencies to establish when and where the video was recorded, identify those featured in it and determine the individuals or groups that may have organised or facilitated the activity.

It also called on the authorities to assess credible security threats arising from the video and take appropriate measures to protect Christian communities and places of worship in Enugu, Jos and other parts of the country.

The association stressed that Nigerians must be able to attend religious services without fear of attacks or intimidation.

While acknowledging the leadership of Jama’atu Izalatil Bid’ah Wa Iqamatis Sunnah (JIBWIS) ‘s reported disavowal of the video, CAN said an independent investigation remained necessary to establish the facts.

According to the association, the denial of responsibility by any organisation should not prevent investigators from determining the identities of those involved, the origin of the video and the circumstances surrounding the chants.