When ‘Should’ becomes a burden: Learning to let go of unrealistic expectations

I should have known better.’ ‘I should be further ahead by now.’ ‘I should be stronger.’ ‘I should not feel this way.’ ‘I should have handled it differently.’ How often do these words appear in your thoughts? How often do you look back at a situation and tell yourself what you should have done, or look at your present life and feel you ought to be somewhere else by now?

Sometimes, the word ‘should’ sounds harmless. It can even motivate us to take responsibility, set goals and make improvements. However, when it becomes a constant voice telling us how we must behave, where we ought to be in life and what we should have done differently, it can become a heavy burden. Instead of helping us grow, it can leave us feeling guilty, frustrated and perpetually dissatisfied with ourselves.

Psychologists refer to this pattern as *should statements*, a cognitive distortion that occurs when we hold rigid expectations about how we, other people or situations must be. We tell ourselves that we should never make mistakes, should always be productive, should always be happy or should have everything figured out by a certain age. We may also expect our partners to know exactly what we need without being told, our children to behave perfectly or our careers to progress according to a particular timetable. The problem is not the word itself. The problem begins when our expectations leave little or no room for reality.

Life does not always cooperate with our ‘shoulds’. Sometimes, we can do everything right and still experience disappointment. We can work hard and still need more time to achieve our goals. We can love someone deeply and still misunderstand each other. We can prepare carefully and still encounter unexpected difficulties. We can even have a difficult day without having done anything wrong. Yet, when our expectations become rigid, we may interpret these ordinary experiences as evidence that we have failed.

Imagine someone in their thirties who believes, ‘By now, I should have achieved everything I wanted.’ They look around and see friends buying houses, advancing in their careers, getting married or starting families. Gradually, their attention shifts from what they have achieved to everything they believe is missing. They begin to feel inadequate, as though life has passed them by. But who decided where they were supposed to be at that particular age? While it is natural to have ambitions, life does not come with one universal timetable. People begin from different circumstances, encounter different opportunities and face challenges that others may never see. Comparing our lives with someone else’s milestones can make us overlook the progress we have made on our own journey.

This thinking pattern can also affect how we respond to our emotions. We tell ourselves, ‘I should not be anxious,’ ‘I should not be sad,’ or ‘I should be over this by now.’ In doing so, we add another layer of distress to what we are already experiencing. We are no longer dealing only with sadness, anxiety or disappointment; we are also judging ourselves for feeling that way. We become distressed about being distressed. Instead of allowing ourselves to understand what we feel and what might be contributing to it, we begin to treat our emotions as personal weaknesses that must be eliminated immediately.

There is another side to this thinking trap. Sometimes, we use ‘should’ to judge other people. We think, ‘They should know better,’ ‘They should have called,’ ‘They should understand how I feel,’ or ‘They should behave the way I expect.’ When people fail to meet these expectations, disappointment can quickly turn into anger, resentment or conflict. Of course, there are situations where people should take responsibility for their actions, and there is nothing wrong with expecting respect, honesty and consideration. However, difficulties arise when we assume that other people must automatically understand our needs, share our perspective or respond exactly as we would. People do not always know what we need unless we communicate it, and they may see a situation differently from the way we do.

This does not mean that we should abandon our standards, ignore our responsibilities or accept every situation without question. Healthy expectations help us make decisions, pursue meaningful goals and treat others appropriately. The difference lies in learning to hold those expectations with flexibility. We can acknowledge that we made a mistake without concluding that we are failures. We can recognise that we would have preferred a different outcome while accepting that we cannot change what has already happened. We can want more for ourselves without dismissing the value of where we are today.

Sometimes, a small change in the language we use with ourselves can make a meaningful difference. Instead of saying, ‘I should have done better,’ we can ask, ‘What can I learn from this experience?’ Rather than saying, ‘I should not feel this way,’ we can say, ‘This is how I feel right now, and I can try to understand why.’ Instead of telling ourselves, ‘I should already be there,’ we can ask, ‘What is the next step I can take?’ These questions do not remove responsibility. They help us respond to our circumstances with greater clarity rather than allowing guilt and self criticism to take over.

Here is a little Mind Exercise to carry with you this week. Whenever you catch yourself saying ‘I should’, pause and ask yourself, ‘Is this a realistic expectation, or am I putting unnecessary pressure on myself?’ Consider whether you are responding to what is actually possible in your circumstances or measuring yourself against an inflexible rule. Then try replacing ‘I should’ with ‘I would like to’, ‘I can work towards’ or ‘I am learning to’. Notice how this simple shift changes the way you speak to yourself.

Learning to recognise should statements is not about making excuses or refusing to improve. It is about understanding that growth does not require constant self punishment. You can learn from your mistakes without repeatedly condemning yourself. You can have goals without believing that your worth depends on achieving them by a particular age. You can also hold others accountable while recognising that not every unmet expectation is deliberate wrongdoing.

Until next week, remember that you can hold yourself accountable without constantly making yourself feel inadequate. You are allowed to learn, grow and change without demanding perfection from yourself at every turn.

Reps member unveils development blueprint for Ogun constituency

The member representing Yewa North/Imeko-Afon Federal Constituency in the House of Representatives, Gboyega Nasir Isiaka, has unveiled a 150-page development blueprint outlining a long-term vision for the economic and social transformation of the constituency.

The document, titled The Living Borders, was presented to stakeholders at Comprehensive High School, Ayetoro, Ogun State, as part of an engagement convened by the lawmaker to articulate a development pathway for the two local government areas over the weekend.

The development agenda, which followed extensive work on the constituency’s opportunities, challenges and development priorities, is intended to serve as a reference document for identifying its economic advantages, addressing existing gaps and providing direction for sustainable growth.

Speaking at the presentation, Isiaka described the initiative as an expression of what he called ‘development-focused representation’, arguing that meaningful development required a clear plan capable of connecting present interventions with the aspirations of future generations.

‘We know that we cannot do development without a plan. We need a strong development plan, development agenda or development guide, and we need a positive development guide,’ he said.

Explaining the thinking behind the document, the lawmaker said the objective was to identify and bring together the advantages and opportunities available to the constituency in a manner that could guide collective action and development planning.

He stressed that the pursuit of development must take account of both immediate needs and the long-term consequences of decisions taken today.

‘Developing is when you have the best of the day without compromising what the future will be like. That is exactly what we are trying to do and what we are aiming for,’ he said.

Among the major issues highlighted in the development agenda is the economic potential of the constituency’s international border with the Republic of Benin. Isiaka advocated the establishment of a free trade zone to enable Yewa North and Imeko-Afon to derive greater economic benefits from their geographical position.

He also identified the need for tertiary institutions in both local government areas, describing access to higher education as an important component of human capital development and the creation of opportunities for young people.

The proposals reflect the broader ambition to reposition the border communities as centres of economic activity, with improved infrastructure, education and investment opportunities.

The public presentation also provided an opportunity for stakeholders to engage with the development proposals and contribute their perspectives on the constituency’s future. Representatives of the Community Development Committee, traditional institutions, the League of Imams and Alfas, and the Christian Association of Nigeria participated in the interactive session.

The gathering included traditional rulers, Baales, former and serving lawmakers, All Progressives Congress chieftains, religious leaders, artisans, traders and youths.

The unveiling was also accompanied by an account of Isiaka’s four-year representation in the House of Representatives. He said his constituency interventions had covered all 21 wards, with projects and programmes spanning healthcare, education, infrastructure, empowerment, skills acquisition and employment.

He listed among the interventions the construction of a mini stadium and police station in Oja-Odan, provision of boreholes in six communities, installation of 1,200 solar streetlights, renovation of primary healthcare centres and the ongoing construction of a Computer-Based Test centre, which he said was 95 per cent complete.

The lawmaker said the development agenda was intended to provide a broader framework for the constituency’s progress, beyond individual projects and interventions.

He urged residents and stakeholders to take ownership of the development vision and work collectively towards its realisation.

LASCOPA warns businesses against violating consumer protection laws

The Lagos State Consumer Protection Agency (LASCOPA) warns all manufacturers, retailers and service providers across the State to comply fully with the Lagos State Consumer Protection Law 2025 (as amended) and the Federal Competition and Consumer Protection Act 2018.

he General Manager, Lagos State Consumer Protection Agency, Afolabi Solebo, issued the warning during an interview with select journalists in Lagos.

He said: ‘LASCOPA will now sanction businesses that deliberately fail to honour scheduled mediation sessions on legitimate consumer complaints. Where authorised by law, affected premises may be sealed. All businesses are required to treat consumer complaints and redress processes with utmost seriousness.

‘Practices that will attract regulatory intervention include unfair trade practices, misleading advertisements, deceptive pricing, hidden charges, poor service delivery, and the manufacture or sale of substandard, counterfeit or unsafe products’.

Solebo warned that offenders could face applicable penalties under the law, including fines, enforcement orders, suspension of operations, prosecution, or sealing of premises.

He appealed to consumers with unresolved complaints to remain patient, noting that delays often occur when businesses ignore mediation invitations. He urged all consumers to retain receipts, invoices, warranties and relevant records when filing complaints.

He reaffirmed Governor Babajide Olusola Sanwo-Olu’s commitment to protecting consumers and building a fair business environment in Lagos. Consumer protection is a shared responsibility – businesses and consumers together build a transparent, accountable and truly consumer-friendly marketplace.

Wike has united political class in FCT, secured our future – APC Chairman

The Chairman of the All Progressives Congress (APC) in the Federal Capital Territory (FCT), Hon. Ishaku Tanko Yamawo, has said the Minister of the FCT, Barr. Nyesom Wike, has united politicians across the territory and secured the political future of the political class.

Yamawo stated this on Saturday at the Rainbow Coalition Stakeholders Meeting for the endorsement of President Bola Tinubu’s re-election and the unveiling of FCT National Assembly candidates, organised by the FCT Stakeholders Assembly at the Old Parade Ground, Abuja.

The gathering brought together traditional rulers, political leaders, area council chairmen, indigenous communities and residents, who endorsed Tinubu for a second term, alongside Senator Philip Tanimu Aduda for the FCT senatorial seat, Hon. John Gabaya for Abuja North Federal Constituency and a former Kwali Area Council Chairman, Danladi Chiya, for Abuja South Federal Constituency.

He said the ceremony was to reaffirm the commitment and support of stakeholders for the APC and President Tinubu’s second-term bid.

‘This ceremony, as the first speaker rightly noted, is to reaffirm our commitment and support for my party, the APC,’ Yamawo said.

He expressed gratitude to the minister for fostering political cooperation in the FCT, noting that it was the first time such a level of unity was being witnessed.

‘I want to tell the indigenous people and residents of Abuja that the APC is grateful. We are grateful because we have a leader who has united politicians across the FCT. That leader is the Minister of the Federal Capital Territory, Nyesom Wike,’ he said.

‘He has secured the political future of the political class in the FCT. This is the first time we are witnessing such a level of political cooperation, where one party is willing to work with another,’ he added.

According to him, Wike has shown that politics can be played without bitterness and that political parties can work together for mutual success.

‘Mr Minister, I am grateful, and the APC is grateful to have you as our minister in the FCT,’ he said, adding that the party was proud of the development the minister had brought to the territory.

Yamawo said he was overwhelmed with joy at the level of unity displayed at the meeting.

‘Honourable Minister, I do not want to speak for too long because I am overwhelmed with joy. In the past, I would probably have broken down in tears, but I don’t know how to cry, Mr Minister. I would have done so this afternoon because I am filled with happiness,’ he said.

‘We are grateful to you for uniting the political class in the FCT and bringing us together to work as one,’ he said.

He assured that, with Wike serving as coordinator of the presidential campaign in the FCT, stakeholders believed they had an experienced pilot to steer the campaign to success.

‘By the grace of God, as the first speaker rightly observed, political stakeholders have come together to reaffirm their commitment and endorsement. We want to assure you that with you serving as the coordinator of the presidential campaign in the FCT, we believe we already have an experienced pilot who will successfully steer the affairs of the campaign,’ Yamawo said.

His PDP counterpart, Samaila Muhammad Dogara, also backed the initiative, saying Tinubu’s decision to appoint a minister from outside the FCT political establishment had given the territory a stronger voice in the Federal Government.

Also speaking, the President of the FCT Stakeholders Assembly, Dr Aliyu Daniel Bakna Kwali, described the endorsement as a historic initiative that brought together indigenous communities and residents across political and religious divides.

Kwali attributed the growing confidence in the FCT Administration to Wike’s leadership and development efforts, particularly the road linking Uje, Gwagwalada, Ruruwoshi and Abaji.

He disclosed that members had made personal financial contributions, including from their life savings, after an anticipated source of funding failed to materialise shortly before the programme.

He explained that the FCT Stakeholders Assembly was neither a political party nor a religious organisation, but an umbrella body representing political parties, religious groups, indigenous communities and residents.

‘We are a coalition of interests, and the interest is inclusive development of the Federal Capital Territory,’ he said.

Responding, Wike explained that the Rainbow Coalition was designed to unite political parties behind Tinubu without compelling them to abandon their respective political identities.

He commended the FCT chairmen of the APC and PDP for supporting the initiative, describing it as an opportunity to promote political cooperation beyond party affiliations.

Housing minister, UPDC chief headline dignitaries to attend PEWAN forum

Minister of Housing and Urban Development, and Managing Director/Chief Executive Officer of UPDC Plc, Muttaqha Darma and Odunayo Ojo, respectively, headline the dignitaries who will be attending the Property and Environment Writers’ Association of Nigeria (PEWAN)’ s 2026 annual forum.

The minister will attend as a Special Guest of Honour, while Ojo has been invited to chair the occasion. Lolu Alade-Akinyemi, Group Managing Director/Chief Executive Officer of HBM Nigeria, will also be in attendance. He will be speaking on ‘Innovative Building Materials: Place of the Private Sector.’

Other expected participants include built environment professionals, lecturers in environmental sciences, government officials, real estate operators, non-governmental organisations, recyclers, students and other stakeholders in the housing and construction industries.

The theme of this year’s forum, already slated for Wednesday, November 4, at NECA House Conference Hall, Central Business District, Alausa, Ikeja, Lagos, is ‘Re-imagining Housing: Sustainability, Facility Management and Innovative Building Materials.’

PEWAN’s expectation is that the lecture will examine emerging approaches to addressing Nigeria’s housing challenges, particularly the need for sustainable construction practices, effective management of housing assets, and adoption of innovative building materials.

A major highlight of the event will be Alade-Akinyemi’s presentation, which is expected to examine how businesses and private investors can promote modern building solutions, improve construction standards, and contribute to sustainable housing delivery.

Florence Gbaye, the General Manager of the Lagos State Building Control Agency (LASBCA), will be delivering a goodwill message and receiving a Special Recognition and Award

PEWAN, in a statement at the weekend, explained that Gbaye’s nomination for recognition stems from her contributions and work recorded at the agency since she assumed leadership. Her participation is expected to provide insights into LASBCA’s efforts to strengthen building control and promote safer construction practices in Lagos.

HBM Nigeria Plc and its chief executive, Alade-Akinyemi, have equally been nominated for recognition for their contributions to innovation in the building materials sub-sector.

The awards will further recognise public and private sector operators, as well as individuals whose contributions have made notable impacts in their respective fields, with emphasis on quality, innovation and sustainable development.

Okwy Chikezie, PEWAN’s chairman, explained that the annual lecture was designed to provide a platform for informed discussions on developments, challenges and opportunities in the built environment, while encouraging stronger collaboration between government and private-sector players.

PEWAN, an umbrella body for journalists reporting on property and environment across print, electronic and online media platforms, hopes that the participation of industry leaders and professionals would generate ideas and proffer solutions for improving housing delivery in Nigeria.

Obi in Bayelsa, urges Tinubu to return home to rest

Peter Obi, presidential candidate of the Nigeria Democratic Party (NDC), has advised President Bola Tinubu to go return home to rest, saying he lacked the energy to govern

Obi made the call on Friday during the commissioning of the NDC State Secretariat and campaign office in Yenagoa, stressing that Nigeria needs a president and capacity to address the nation’s daunting challenges.

He insisted that Nigeria can no longer afford a leadership that lacked the energy required for effective governance and that Tinubu should abandon his re-election ambition.

The former Anambra State governor criticised the All Progressives Congress (APC)-led Federal Government over poverty, hunger, unemployment, insecurity, poor healthcare and inadequate electricity supply in the country.

He described the prevailing socio-economic situation as troubling, saying millions of Nigerians were struggling to meet their basic needs while access to essential services such as healthcare, education and employment remain major challenges.

‘Today, we have a country that produces the highest number of poor people in the world. Today, we have a country where our people are hungry. Nigerians don’t know where the next meal will come from,’ he said.

Obi expressed worry that some Nigerians had resorted to seeking spiritual intervention instead of medical treatment because of inadequate healthcare facilities, adding that the absence of quality schools and employment opportunities had further worsened the situation.

He assured Nigerians that the NDC is offering an alternative political direction anchored on national unity, security, production, accountability and economic opportunities.

‘We are telling you that NDC is coming to build a new Nigeria that is possible. We want to move Nigeria from consumption to production. We will start by uniting the country,’ he said.

He pledged that an NDC administration would tackle insecurity, strengthen public institutions and ensure that Nigerians, irrespective of their ethnic or geographical backgrounds, feel a sense of belonging.

Condemned the persistent cases of kidnapping and attacks on communities being witnessed across the nation, he promised a more decisive security response if elected.

Obi also promised to make public education accessible, saying his administration would work with state governments to provide classrooms and ensure free basic education at the primary and secondary levels.

On power supply, he pledged that an NDC government would produce, transmit and distribute at least 10,000 megawatts of electricity compared to about 4,000 megawatts currently being generated.

He further promised to support industries and small businesses, create employment opportunities for young Nigerians and proposed the development of seaports across the South-South region.

According to him, the proposed ports would serve areas including Warri, Port Harcourt, Bayelsa and Calabar, pledging improved road infrastructure to connect the states and stimulate economic activities.

Obi also took a swipe at the Federal Government over the country’s borrowing, challenging Tinubu to explain how the funds obtained through loans have been utilised.

He raised questions over President Tinubu’s reluctance to visit Bayelsa State for political campaign in spite of the state’s contributions to the country’s oil revenues.

Obi said it was unfair for a president to benefit from the resources generated from the Niger Delta without adequately engaging with the people and addressing their development concerns.

He also criticised Tinubu’s foreign travels, promising that, if elected, his own international engagements would be strictly in Nigeria’s interest and that Nigerians would be kept informed of his whereabouts.

Making a direct appeal for a change of leadership, Obi said: ‘The man is tired. He needs to go home. Tinubu must go and rest. We want him to go and rest.’

He added that Nigeria needs a government that is both accessible and accountable instead of one that is allegedly run around family interests.

Earlier, Henry Seriake Dickson, founder of the NDC and Senator representing Bayelsa West Senatorial District in the Senate, urged Bayelsans to give Obi and all the party’s candidates in the state overwhelming electoral support.

The former governor of Bayelsa State accused the APC of failing to deliver on its promises to the people and criticised the ruling party for what he described as the poor political treatment of some individuals who had served in government.

He called on party members and supporters to mobilise across communities in Bayelsa State to secure support for the NDC candidates.

Dickson also cautioned supporters against intimidation and electoral violence, urging them to remain peaceful but resolute in defending their voting rights.

He said elections should be won through votes rather than the deployment of security personnel to intimidate voters.

‘We don’t do politics with violence. No weapon, no bullet. Overwhelm them with the sheer force in your community. Vote and you declare and you follow up,’ he told supporters.

Dickson said he had worked with Obi for about 25 years, describing their political relationship as one built on longstanding cooperation.

He urged the people to listen to Obi and support the party’s campaign, promising to join the mobilisation efforts across communities in the state.

FRSC begins operation targeting fake number plates nationwide

The Federal Road Safety Corps (FRSC) has commenced the second phase of its special intervention patrol, codenamed ‘Operation Gaduma’.

This is part of renewed efforts to eliminate the growing menace of fake, covered, defaced and obsolete vehicle number plates on Nigerian roads.

A statement by the Corps Public Education Officer (CPEO), MrOsonduOhaeri on Saturday in Abuja stated that the five-day operation was scheduled from tomorrow, November 2 to Friday, November 6.

Ohaeri said that it represented an escalation of the corps’ commitment to strengthening road safety enforcement while addressing emerging security concerns associated with the unlawful use of vehicle registration plates.

He said that the intervention, approved by the Corps Marshal, Malam Shehu Mohammed, would be conducted across selected states, with specially designated senior officers deployed to coordinate and supervise the exercise.

‘Operation Guduma Phase Two builds on the achievements of the first phase conducted in May 2026, which recorded 1,691 arrests across 11 states.

‘Of this figure, 1,003 motorists were apprehended for various number plate-related offences, 683 for overloading and mixed-loading, while five persons were arrested for using fake diplomatic number plates.

‘The statistics provide a compelling indication of the scale of the challenge and the need for sustained enforcement,’ he said.

Ohaeri said that the renewed intervention followed growing concerns expressed by the Office of the National Security Adviser (ONSA) over the increasing use of fake vehicle registration plates.

These, he said, included covered, defaced, obsolete and counterfeit diplomatic plates.

He added that the security implications of the trend were considerable, particularly given the strategic importance of road transportation in the movement of persons and goods across the country.

HoSF others shower encomiums as 13th UI Vice-Chancellor Adebowale bows out

The Head of Service of the Federation Mr Olumuyiwa Caleb has commended the 13th Vice-Chancellor of the University of Ibadan Professor Kayode Adebowale for preserving ‘UI’s proud heritage while building a resilient and responsive institution equipped to meet emerging challenges.’

He spoke as Chairman of the valedictory ceremony held at the institution’s Trenchard Hall organised to mark the successful completion of Professor Adebowale’s tenure as the 13th Vice-Chancellor of the University of Ibadan.

The valedictory ceremony themed ‘Celebrating Leadership Legacy and Service’ brought together town and gown Union leaders religious actors security agents community leaders and other critical stakeholders in the UI project.

In his speech the Head of Service of the Federation Mr Enitan stated that Professor Adebowale’s ‘leadership aligns seamlessly with the Renewed Hope Agenda of President Bola Ahmed Tinubu which positions Nigeria for greatness through strong institutions and a knowledge-driven economy’.

Mr Enitan disclosed that the ‘Federal Civil Service is undergoing holistic and focused reforms to become more efficient productive incorruptible and citizen-centred.

‘In appreciation of the foregoing and in the wider context of ensuring effective implementation of government policies to improve the living conditions of Nigerians the Federal Civil Service is undergoing holistic and focused reforms to become more efficient productive incorruptible and citizen-centred in tandem with Mr President’s reform agenda.

‘This will be pursued more vigorously under my watch as the Head of the Civil Service of the Federation and rest assured the university system will be greatly impacted by the positive outcomes of this commendable disposition.’

In his valedictory speech the 13th Vice-Chancellor Professor Adebowale stated that ‘any organisation that does care for its people cannot fulfil its mission’ and disclosed that his administration was leaving behind a strong but not perfect institution.

According to Professor Adebowale much remains to be done at the University of Ibadan emphasising that funding remains crucial to building a world-class institution with excellent infrastructure.

‘Leadership is a burden. Every decision carries the weight of lives and destinies. I have led by listening to the community and through consultations. I have insisted on due process defended autonomy and governed with integrity.

‘UI continues to attract the brightest students and scholars of repute. We have ensured that our research serves the needs of the country through partnerships with government agencies.’

In his goodwill message on the occasion Chairman of the Academic Staff Union of Universities (ASUU) Dr Adefemi Afolabi who was represented by his Vice Chairman Dr Tayo Ajibade stated that the 13th Vice Chancellor pursued a friendly disposition to the welfare of her members while tasking the incoming 14th Vice Chancellor Professor Peter Olapegba who himself was a past ASUU executive in the university to prioritise the welfare of its members.

GCash reminds users to stay vigilant vs scams this All Saints Day

As millions of Filipinos prepare to travel to their respective provinces for All Saints Day, GCash is urging the public to stay alert against online scams and fraud that can exploit the travel rush, distractions and last-minute arrangements during the occasion.

‘The safety of our users remains top priority. GCash continues to strengthen its systems and empower users to recognize and avoid scams, especially during peak travel periods,’ said Miguel Geronilla, GCash chief information security officer.

With increased activity during the holidays, scammers often take advantage of users through fraudulent promos and deceptive messages. GCash shares tell-tale signs of the most common scams to watch out for:

Spoofing

Links sent via SMS or messenger apps may lead to fake websites designed to steal login credentials. Malicious QR codes can also redirect users to fraudulent payment portals. During Undas, when messaging activity surges, even seemingly authentic messages can hide these threats. Users are advised to be extra vigilant.

Thread hijacking

Authorities have reported scam messages appearing inside legitimate SMS conversation threads, making them look authentic. This tactic underscores why users should never trust a sender’s name alone. Always double-check and verify before sending money or payments.

Activate In-app OTP

Fraudsters may pose as GCash agents offering ‘account verification’ or ‘cashback.’ GCash will never ask for your MPIN, OTP, or personal details. For added protection, users are encouraged to turn on in-app OTP, which generates one-time passwords directly inside the GCash app instead of relying on SMS.

Remember

GCash will never send links via SMS, email, or chat apps. Only transact through the official GCash app or verified GCash channels on Facebook and Messenger.

Take charge of your account security with GCash Security Center

The new in-app GCash Security Center gives users direct control over protecting their accounts, funds and transactions against scams, fraud and unauthorized access.

The centralized hub also features user-controlled safeguards: Lock My Account, which allows users to immediately freeze their accounts and block outgoing transactions even if their phones are lost or compromised; Money Lock via GSave, which secures funds by separating them from money available for everyday transactions; and Subscription Center, which enables users to review and disconnect merchants or apps linked to their accounts to prevent unwanted future payments.

Take advantage of scam protection insurance

Because fraudsters attempt to exploit users’ vulnerabilities, GCash users can add another layer of financial protection by availing of Scam Protection Insurance through GInsure.

Underwritten by CHUBB Philippines, policy coverage is up to P15,000 for eligible losses arising from covered scams, including social engineering, account takeover and online shopping fraud. For as low as P20 per month with the new auto-renew feature, eligible users can gain added peace of mind with additional financial protection against covered fraudulent transactions, subject to policy terms and conditions.

Because GInsure Scam Protection Insurance is an insurance policy, money lost to covered scam incidents is paid by the insurance underwriter, and not taken from the GCash wallet of the recipient.

Report and stay informed

If you think you’ve received a spoofed message or encountered a phishing attempt, immediately report it through the Help Center in the GCash app. The GCash security teams continuously monitor and act on reported scams to protect users.

GCash users may also report suspected fraudulent activities to the official GCash Help Center at help.gcash.com by messaging Gigi, “I want to report a scam.” Customers can also contact the official GCash hotline at 2882 for inquiries and other concerns.

By staying informed and alert, travelers can protect themselves from fraud and focus on spending time with their families this Undas.

This is Halloween: Horror films to catch in cinemas

It’s the spookiest time of the year once more!

Filipinos love a good scare, especially inside a dark theater accompanied by friends. In fact even sharing screams with a person you don’t know can feel like a good release whenever a frightening moment pops up onscreen.

This Halloween season gathers a number of scary and horror-adjacent movies in cinemas in the days leading up to October 31. Philstar.com lists some of them here:

Sine Sindak

SM Cinemas bring back its special series of horror films where tickets to screenings cost only P100.

Movies for this edition at participating cinemas include:

“App the Horror”

“Cerita Lila”

“Crawlers”

“The Influencer Project”

“Never After Dark”

“Phi Phong: The Blood Demon”

“VHS: Viva Horror Stories”

Thrill Fest: Zombie Outbreak

Ayala Cinemas also stages its own line of curated Halloween films revolving around projects with zombies in them. Tickets here will cost P150 per screening.

Selected by the cinema chain are:

“Colony”

“My Daughter is a Zombie”

“This Is Not a Test”

“Train 2 Busan: Peninsula”

“Train to Busan” (extended)

“We Bury the Dead”

Horrorkada Film Fest

Select cinemas under Robinsons Movieworld will screen classic horror films for just P250 (P200 in other participating theaters).

Making up the list here are:

“The Sixth Sense

“The Silence of the Lambs”

“The People Under the Stairs”

Fear Factory

Megaworld Cinemas meanwhile has its own horror film festival where a single pass costs P200, but a ticket to see all five films is P500.

These are the films to choose from:

“Maligno”

“Invisible Half”

“V/H/S Halloween”

“The Legend”

“Madeline’s Curse”

“Clayface”

DC Studios’ newest franchise entry is about the titular Batman villain capable of transforming his apperance into any individual or weapon.

Tom Rhys Harries plays Matt Hagen, a rising actor who gets on the wrong side of a powerful Gotham mob boss, resulting his face getting disfigured and his stardom practically finished.

He desperately approaches doctor Caitlyn Corr (Naomi Ackie) willing to volunteer as a human test subject for her nanite treatment capable of healing damaged tissue and nerves.

The treatment begins well but when things go awry, Hagen injects himself with more nanites which on the surface heals him from any injury, but in reality also gives him the ability to alter his physical and vocal appearance.

Revenge seeps into the fallen actor’s mind against all who turned on him, risking the trust of an engaged Corr who he finds himself falling for.

“Clayface” is R-18 and will only be available in select theaters. Viewer discretion is advised.

“Whalefall”

Daniel Kraus’ book about a man attempting to escape the stomach of a sperm whale is adapted for the big screen by Brian Duffield.

Jay Gardiner (Austin Abrams) goes diving in the ocean to search for the remains of his estranged father Mitt (Josh Brolin), a year after the latter’s death.

The underwater search turns sideways – or rather goes even deeper – when Jay witnesses a giant squid fighting a sperm whale and in the encounter gets swallowed by the cacholot.

With limited oxygen literally left in the tank, Jay tries to escape the whale’s belly before getting digested while dealing with memories of Mitt.

“Other Mommy”

Jessica Chastain stars in Rob Savage’s adaptation of Josh Malerman’s 2024 novel “Incidents Around the House.”

The Oscar winner plays a mother who does everything to protect her seven-year-old daughter from a supernatural entity that looks just like her.

Jay Duplass, Dichen Lachman, Arian Moayed, Karen Allen and Arabella Olivia Clark also star.

“Resident Evil”

Zach Cregger breathes life into the live-action adaptation of the popular video game series after a number of failed attempts.

Austin Abrams plays a medical courier who comes across a zombie outbreak while making his way to Raccoon City.

Zach Cherry, Kali Reis, Paul Walter Hauser, Will Merrick, Karel Dobry and Jo Martin also star.

“Verity”

Anne Hathaway is in a roll in 2026 with her fifth film of the year, an adaptation of Coleen Hoover’s novel of the same name.

Dakota Johnson is a ghostwriter for the titular best-selling author played by Hathaway and the former finds Verity’s notes, which lead to a potential conspiracy.

Josh Hartnett, Ismael Cruz Córdova, Brady Wagner and Irina Dvorovenko also star

“Red Crown”

Beauty queens and established actors come together in “Red Crown,” where winning the competition may mean survival.

25 contestants compete in the silver anniversary of the Queen of the Islands pageant where the contest takes a dark turn.

Among those in the cast are Sanya Lopez, Shuvee Etrata, Michelle Marquez Dee, Ahtisa Manalo, AZ Martinez, Ashley Ortega, Gazini Ganados, MJ Lastimosa, Herlene Budol, Faith da Silva, Ara Arida, Yana Aduana, Tarah Valencia and Alethea Ambrosio.

“The Fisher”

Paul Soriano’s new movie sees Mon Confiado play a fisherman who must decide the fate of a stranger he discovered lost at sea.

The said individual is a suspect in the fisherman’s teen daughter getting pregnant as well as a fish-rotting plague in the community.

Enchong Dee, Mercedes Cabral, Heaven Peralejo, Eula Valdez, Apollo Abraham and Buboy Villar also star.

“Pee Mak”

Wilbert Ross and Bea Binene star in the Philippine adaptation of the Thailand’s highest-grossing movie of all time that featured Mario Maurer and Davika Joorne.

Ross’ Mak returns to his village from a war with four of his soldier friends, eager to meet his wife and newborn child, but find everyone terrified of a ghost among them.

Vandolph Quizon, Jairus Aquino, Candy Pangilinan, TJ Valderrama, Janno Gibbs, Jerome Ponce and Gian Bernardino also star.

“Multwoh”

A queer college becomes a ghost after dying in their dorm room – but instead of seeking revenge, they only wish to say “I love you.”

Sassa Gurl, Joao Costancia, John Lapus, Iyah Mina, Phi Palmos and Mina Paner make up the main cast.

“The Cycle”

Deborah Ann Woll plays a forensic anthropologist whose long-missing father’s body somehow pops up at a crime scene, forcing her to confront his dark past.

Jeffrey Donovan, Gretchen Corbett, Phillip Botello, Will Hochman, Jack Doolan and Don Keith Opper also star.

“Vampire Carnival”

Nell Verlaqu’s grieving Gemma is drawn to a mysterious traveling carnival that comes to town. She later learns of an underground world that feeds on despair and demands a costly price for escape.

Paulina Chávez, Kieron Moore, Eoin Macken and Jason Isaacs also star.