Functional, feel-good wellness with Gutta Glow

The brand officially launches on September 16 at Palm Grove and Garden, The Rockwell Club, with a coffee-rave-inspired celebration bringing together media, creators, partners, friends, and guests.

For the four founders, however, the launch is only the beginning.

‘We’re not trying to tell people to completely change their lives overnight,’ says (Jr) Marf. ‘Sometimes, leveling up starts with something as simple as what you choose to drink.’ Adds Mikee.

For more information and updates, follow GUTTA GLOW (@guttaglowofficial) on its official social media platforms.

The brand officially launches on September 16 at Palm Grove and Garden, The Rockwell Club, with a coffee-rave-inspired celebration bringing together media, creators, partners, friends, and guests.

For the four founders, however, the launch is only the beginning.

‘We’re not trying to tell people to completely change their lives overnight,’ says (Jr) Marf. ‘Sometimes, leveling up starts with something as simple as what you choose to drink.’ Adds Mikee.

For more information and updates, follow GUTTA GLOW (@guttaglowofficial) on its official social media platforms.

BIR rakes in ?24.815M in fees from micro taxpayers

THE Bureau of Internal Revenue (BIR) collected P24.815 million in abatement fees from micro taxpayers in the first two months of implementing its one-time abatement program, which seeks to help settle old tax liabilities and penalties.

The main tax-collecting agency reported last Tuesday that the program had drawn 6,234 applications covering P84.509 million in liabilities and penalties.

Of the 6,234 applications received from 1,352 taxpayers, 5,000 had been approved by the BIR.

Internal Revenue Commissioner Charlito Martin R. Mendoza issued Revenue Regulation 4-2026 last June 18, 2026, allowing micro-sized taxpayers and small-scale businesses to resolve their outstanding tax liabilities.

Taxpayers whose gross sales do not exceed P3 million per year and whose covered total basic tax liabilities and/or penalties do not exceed P80,000 may avail of the one-time tax abatement program until December 31, 2026.

‘We encourage taxpayers who qualify to avail while there is still time. This is an opportunity to settle covered liabilities, clean up old tax records, and move forward in compliance,’ Mendoza said.

Those with delinquent accounts or assessments, whether preliminary or final and whether disputed or not, as well as open stop-filer cases, including those taxpayers who have already ceased business operations, as of December 31, 2025, are eligible for abatement.

Taxpayers must file an application for abatement with the appropriate Revenue District Office having jurisdiction over them and pay a P5,000 one-time abatement fee for each approved application.

‘Our directive to our Revenue Regions and Revenue District Offices is not to simply wait for taxpayers to come to us. We should identify through our system those who are qualified to avail of the program, reach out to them, and guide them in settling their covered liabilities, regularizing their records, and returning to compliance,’ Mendoza said.

The abatement fees collected will boost the BIR’s revenue take, which reached P1.989 trillion as of end-July, up 5.31 percent from the P1.889 trillion it raised in the same period a year ago.

Nigeria’s climate, debt crises hitting women, children – ActionAid

ActionAid Nigeria (AAN) has raised the alarm over the growing impact of climate change and Nigeria’s debt burden on women, girls, children and other vulnerable communities, calling for urgent government action to address the twin crises.

The organisation made the call in Abuja in collaboration with the Euphrates Climate Foundation and other partners under the Renewed Women’s Voice and Leadership Project, funded by Global Affairs Canada.

The call followed the release of ActionAid’s international flagship report, ‘Debt Fuels the Climate Crisis: How the Finance Flows’, which examines the growing pressure that debt servicing is placing on climate-vulnerable countries.

According to the report, the world’s most climate-vulnerable countries are spending nearly 25 times more on debt repayments than on climate action, while 93.5 per cent are either in debt crisis or at significant risk of debt distress.

ActionAid Nigeria said the global findings had direct implications for Nigeria, where climate change, environmental degradation and economic pressures are increasingly threatening livelihoods and deepening vulnerabilities.

According to ActionAid, oil pollution has contaminated rivers in the region, undermined farming and fishing activities and damaged the environment on which local families depend, illustrating how environmental degradation and extreme weather events can contribute to loss of livelihoods, rising food costs and increased poverty.

The report further projects that Nigeria’s debt repayments will consume more than half of government revenue in 2026, noting that, despite Nigeria being Africa’s largest fossil fuel producer, nearly 40 per cent of the population still lacks access to electricity.

ActionAid questioned how the country could adequately finance flood protection, resilient agriculture, healthcare, education, renewable energy and support for communities affected by climate change when a significant proportion of public revenue is committed to debt repayment.

The organisation said the burden of the climate and debt crises was not evenly distributed, with women and girls particularly vulnerable to climate disasters and cuts in public services. It said women were often forced to travel longer distances for water, reduce their food intake when resources became scarce, and shoulder increased unpaid care responsibilities, while girls faced a higher risk of dropping out of school when household incomes declined.

It also warned that children and young people were inheriting the consequences of decisions being made today through weakened education and healthcare systems, reduced economic opportunities and greater exposure to climate-related shocks.

Globally, ActionAid said countries in the Global South were paying about 225 times more in debt repayments than they received in grant-based climate finance and also expressed concern that much of the climate finance provided to developing countries came in the form of loans, potentially worsening the debt burden of countries already facing financial difficulties.

ActionAid Nigeria called for the cancellation and restructuring of unsustainable and unjust debt, increased grant-based climate finance and reforms to the global debt system.

It also urged the Federal Government to strengthen domestic financing for climate adaptation and resilience, including sustainable agriculture, renewable energy, flood prevention and locally led initiatives.

The organisation further demanded transparent public debt and climate audits involving women, young people and communities directly affected by climate change, as well as greater accountability in the management of climate funds.

It urged the government to ensure that debt servicing did not crowd out investments in healthcare, education, social protection and climate resilience, while making climate budgets gender-responsive and disability-inclusive.

Country Director of ActionAid Nigeria, Andrew Mamedu, said climate justice should ultimately focus on people whose livelihoods and futures were being threatened by the twin crises.

‘Climate justice must ultimately be about people, the farmer struggling to grow food, the fisher whose livelihood is disappearing, the girl whose education is threatened, and the young person wondering what future they will inherit,’ Mamedu said, adding that countries should not have to borrow their way out of a climate crisis.

N1.23trn raised to settle power sector debt – Tegbe

As part of a broader programme of addressing the power sector debt estimated at N3.3 trillion, the Power Ministry has raised about N1.23 trillion towards settling the backlog of outstanding debt.

The Minister of Power, Joseph Olasunkanmi Tegbe, made the disclosure on Monday at a media session with senior journalists in Abuja.

Tegbe said improving liquidity was essential because the financial weakness of one segment of the value chain could undermine the performance of others.

‘Unpaid bills weaken gas supply and maintenance; unreliable supply depresses collections; poor collections deepen debt,’ he explained.

Tegbe also said interventions along the Ikorodu-Sagamu industrial corridor had addressed energy theft and revenue losses estimated at N120 billion annually.

The Power Minister, who identified metering as central to restoring market discipline and strengthening consumer confidence, revealed that the agency installed about 350,000 meters in the first 100 days, with cumulative installations reaching 1,004,260 as of August 2026.

He further disclosed that the resolution of the AMMON litigation had unlocked procurement of approximately 1.4 million smart meters, while metering of military formations had reached 90,000 installations.

To support continued deployment, 5,000 young Nigerians are undergoing training as smart-meter installers under the Power Force programme.

Tegbe said these measures were designed to replace disputed estimates with measured consumption while improving billing and revenue accountability.

He maintained that the Ministry’s immediate priority had been to stabilise the electricity value chain before embarking on large-scale expansion.

He disclosed that the 375MW Alaoji open-cycle power plant had been restored to the national grid after three years offline. At the same time, network interventions in Lagos and Abuja had unlocked an additional 912MW of transmission capacity.

According to the Minister, new transformers commissioned at Apapa, Ijora, Alausa and Lekki unlocked 672MW, while a 300MVA transformer energised at Katampe unlocked another 240MW.

Tegbe said generation and transmission had exceeded 5,000MW over recent weeks, compared with the 3,700MW-4,700MW range before June, while a generation peak of 5,330MW was recorded during August and September.

He said the Ministry was nevertheless focused on converting system-level improvements into dependable electricity at customer level.

On transmission equipment, the Minister said the Ministry, working with relevant government agencies, facilitated the release of more than 300 containers of critical power equipment held at the ports.

He said the equipment would now be inspected, deployed and installed to support transmission infrastructure upgrades.

The Minister said the release addressed the contradiction of having unfinished power projects while critical equipment remained stranded in storage.

Still giving a stewardship account of his hundred days in office, Tegbe said the next phase would deepen grid stabilisation along the Lagos, Enugu-Port Harcourt and Abuja-Kaduna-Kano corridors. At the same time, technical audits had commenced along the Lagos and Abuja corridors to identify weak points and guide investment.

He said the Ministry would also continue work towards the Transmission Super Grid, improve utilisation of existing generation and distribution assets, and prepare infrastructure for future electricity demand.

APC challenges court order allowing Atiku, ADC to serve Tinubu through party

The All Progressives Congress (APC) has contested a Federal High Court order issued in Abuja that allows former Vice President Atiku Abubakar and the African Democratic Congress (ADC) to serve court documents to President Bola Ahmed Tinubu through the party.

In a letter dated September 22, 2026, addressed to the Deputy Chief Registrar of the Federal High Court in Abuja, the APC argued that the order for substituted service granted by Justice Inyang Ekwo on September 16 was unnecessary, as President Tinubu had already engaged lawyers who obtained the court documents and filed responses to the lawsuit.

The case, marked FHC/ABJ/CS/1888/2026, was brought by Atiku and the ADC against Tinubu, the APC, and the Independent National Electoral Commission (INEC). The plaintiffs are challenging President Tinubu’s eligibility to contest the 2027 presidential election, alleging that he submitted a forged National Youth Service Corps (NYSC) discharge certificate to INEC.

On September 16, Justice Ekwo granted an ex parte application for substituted service, directing that the court documents be served to Tinubu through the APC within seven days. The case has been adjourned to September 28 for mention.

But in the letter signed by the APC National Secretary, Senator Surajudeen Ajibola Basiru, the party said it became aware of the court order through media reports and had not, as of the date of the letter, been served with the enrolled order.

According to the APC, the President became aware of the suit through media reports shortly after it was filed and instructed a legal team led by Chief Wole Olanipekun, SAN, to represent him.

The party said, when the matter came up on September 1, one of Tinubu’s lawyers, Omosanya Popoola, SAN, appeared in court and informed the judge that he had instructions to accept service of the originating processes on behalf of the President.

The APC said the plaintiffs’ counsel objected to the proposed mode of service, resulting in an adjournment to September 28.

It further stated that Olanipekun formally wrote the court on September 10, informing it that Tinubu had instructed his legal team to obtain the originating processes and Certified True Copies (CTCs) and file the President’s defence.

The APC said the documents were subsequently obtained on September 11, while Tinubu’s legal team filed a preliminary objection on September 14 and a defence, accompanied by a written address, on September 15.

The party also claimed that the preliminary objection and defence were served on the plaintiffs’ lawyers on September 14 and 15 respectively and therefore argued that the plaintiffs’ application for substituted service, which was heard on September 16, was unnecessary because the President had already entered the proceedings through counsel.

‘The APC have noticed that the application for substituted service granted against the President through it was moved on 16th September, 2026 and the attention of the Court was not drawn to the above facts,’ the party stated in the letter.

The APC also told the court that it lacked the authority or consent of the President to accept court processes on his behalf, stressing that Tinubu had already engaged lawyers of his choice to represent him.

The party maintained that both it and the President had filed their respective defences and were ready to prosecute the case.

Atiku’s case centres on allegations concerning an NYSC discharge certificate allegedly submitted to INEC, which he alleged bears the name ‘Tinubu Bola Adekunle’ and asks the court to determine whether Tinubu and the APC should be disqualified from participating in the 2027 presidential election on the basis of the alleged certificate forgery.

Tinubu’s lawyers have challenged the competence of the suit, while INEC has also filed processes seeking its dismissal.

Lubricate stiff joints: 5 morning stretches that relieve arthritis pain instantly

Morning stiffness can make the first few movements of the day uncomfortable for people with arthritis. After spending several hours asleep, the joints may feel tight, making it harder to bend the knees, move the hips, turn the neck or walk comfortably.

Starting the morning with simple stretches can help get stiff joints moving again. Gentle range-of-motion exercises move joints through positions that may become difficult when they remain still for a long time.

The movements do not need to be complicated. A few minutes of controlled stretching can help loosen the body before normal activities begin. Regular flexibility exercises are also recommended as part of physical activity for people with arthritis.

In this article, Tribune Online highlights five morning stretches that can help loosen different stiff joints and make movement easier.

Knee-to-chest stretch

This simple movement can help to loosen the hips and lower back while gently moving the knee joint. Lie on your back with both knees bent and your feet resting on the bed or floor.

Slowly bring one knee towards your chest. Hold it gently with both hands and bring it only as far as feels comfortable.

Hold the position for about 10 to 20 seconds, then slowly lower the leg. Repeat with the other leg. If bringing the knee close to the chest causes discomfort, do not force it. Simply move the knee towards you as far as you can comfortably manage. You can repeat the movement several times on each side. Start with a smaller range of movement if your hips or knees feel particularly stiff after waking up.

The exercise can be done before getting out of bed, making it a convenient way to begin the morning. Moving one leg at a time also allows you to pay attention to how each side of your body feels.The knee-to-chest movement mainly targets the hips and lower back while also allowing the knee to bend gently. This makes it useful for people who find these areas tight after several hours of rest.

Seated knee stretch

This movement is particularly useful for people whose knees feel stiff when they first get up.

Sit upright on the edge of your bed or on a firm chair. Keep both feet on the floor. Slowly straighten one leg in front of you until the knee is comfortably extended. Hold it briefly before slowly lowering the foot back down.

Repeat with the other leg. The movement should be controlled rather than quick. You should feel gentle movement around the knee, not sharp pain.

Perform about five to 10 repetitions on each leg, depending on your comfort. If your knee does not straighten fully in the morning, do not force it. Start with the amount of movement that feels comfortable and gradually work through a wider range as the joint loosens.

This exercise can also be useful before walking because it allows the knees to move through bending and straightening while you are still seated. Regular range-of-motion exercises can help reduce stiffness and keep arthritic joints moving. They are often included in exercise routines for people with arthritis because maintaining movement can help support flexibility.

Ankle circles

Your ankles also need gentle movement after spending several hours in one position.

Sit on your bed or a chair and lift one foot slightly from the floor. Slowly rotate your ankle in a small circle. Complete several circles in one direction and then change direction.

Repeat with the other foot.

You can also gently point your toes away from you and then bring them back towards you.

Keep the movements slow and controlled. There is no need to make large circles or push the ankle to its limit. This exercise takes the ankle through different directions of movement without requiring you to put your full body weight on it.

It can be particularly useful before you begin walking around in the morning. Instead of immediately standing and putting pressure on stiff ankles, you can spend a few moments moving them first.

Ankle circles can also be useful for people who notice stiffness when moving from sitting to standing. The exercise does not require special equipment and can be done while sitting on the edge of the bed.

If one ankle feels more restricted than the other, start with smaller circles on that side. Gradually increase the movement only when it feels comfortable.

Shoulder and neck stretch

Arthritis can affect the neck and other joints in the upper body, causing stiffness after sleep.

Start by sitting or standing upright with your shoulders relaxed. Slowly roll both shoulders backwards in a circular motion. Repeat several times, then roll them forwards.

Next, gently turn your head towards your right shoulder. Return your head to the centre and repeat on the left.

You can also slowly lower your chin towards your chest before returning your head to its normal position.

Do not force your neck or make sudden movements. The purpose is simply to get the joints moving gently after a long period of rest.

These movements can be useful before activities that require you to use your upper body, such as dressing, cooking, writing or working at a desk.

Shoulder rolls help move the shoulders through a wider range, while the gentle neck turns focus on movement around the neck.

If your neck feels particularly stiff, begin with very small turns rather than trying to look completely over each shoulder.

Morning range-of-motion exercises such as neck and shoulder movements can help ease stiffness. However, stop if a movement causes sharp pain, dizziness, numbness or another unusual symptom.

Gentle stretch in warm water

Warm water can make morning movement more comfortable for people whose joints are particularly stiff. If you have access to a warm pool, slowly move the affected joints through their comfortable range while supported by the water.

For example, you can gently bend and straighten your knees, move your ankles or slowly move your arms through different directions.

The water supports part of your body weight, reducing the load on weight-bearing joints. This can make movement easier for some people with arthritis. You can also slowly walk through the water while taking comfortable steps. If your knees are stiff, gently bend and straighten them while holding onto the side of the pool for support.

Warm water may also help muscles around the joints relax, making movement feel easier. This is one reason water-based exercise is often used by people who find weight-bearing exercises uncomfortable.

You do not need to perform forceful stretches. Move slowly and stay within a comfortable range.

If you are not confident in water, use a safe environment and appropriate support to avoid slipping or falling. Do not exercise alone if you have difficulty balancing or swimming. Getting into and out of a pool should also be done carefully because wet surfaces can be slippery.

Ambrosoli Sailfish complete home three-peat

Ambrosoli Sailfish won their own Sailfish Masters Swimming Gala for a third consecutive time on Saturday.

Sailfish topped the gala held at their base at Ambrosoli International School, Bugolobi with 2,166 points, ahead of rivals Formidables Swim Club on 1,923.

Malta Swimming Club was third with 712 points, followed by Makerere University

Swim Team (488) and Gators Swim Club Kampala (296) at the gala that attracted over 240 swimmers from 14 clubs.

The hosts dominated the women’s

table with 1,177 points, more than double what second-placed Malta managed (527), and won four of the six relays.

Formidables ruled the men’s side with 1,476 to Sailfish’s 925, backed by the depth of its squad across the age groups.

In the relays, Ambrosoli won the mixed medley (1:08.37), mixed freestyle

(1:01.32), men’s medley (1:02.51), and women’s freestyle (1:09.73). Makerere

took the women’s medley in 1:21.93 while Formidables won the men’s freestyle in

52.93 seconds.

Individual honours at the gala organized to preach safety in water, push for fun, and advocate for fitness for swimmers aged 25 and above were settled at age group level starting with 25-29 although Formidables had 23 year old Joel Sekamate ranked alone on 48 points.

Formidables supplied seven other age group champions as did Sailfish. Otters Swim Club had two while Flash, Dolphins, and Silverfin produced one each at the gala sponsored by Ambrosoli International School, 7 Hills International School, Kawowo Sports, ROKO, Utano Health Solutions, and Yako Bank among others.

Top performers

In the 25-29 women’s group, Flash’s Resty Kiwuka collected 96 points after winning

three of her eight events (50m breaststroke, 25m breaststroke, and 50m

butterfly), was second in both freestyle races and never finished lower than

fifth. That consistency decided the group as Natalie Nantume of Sailfish also

won three events but entered only five.

“From an organisation point of view, the gala was flowing. That made it easy to compete,” Kiwuka said.

In the 25-29 men’s category, Formidables’ Joel Mayengo got 112 points after winning five of eight events.

For the 30-34 women, Sandra Arinaitwe bagged 99 points from eight events in which she won three. Her Sailfish teammate Trinity Biywaga also won

three events but swam only six.

Sailfish also topped the 30-34 men through Benon Wamala who got 110 points after making the podium in all of his eight events.

Rachael Amito also kept the 35-39 women’s title in Bugolobi with 88 points after winning the 25m butterfly and 50m backstroke, and finishing second in four more events.

William Muloopa brought Sailfish’s fourth individual crown with 92 points in the 35-39 men’s group.

Muloopa took 50m butterfly gold but was second four times and in the top three in seven of his eight events.

Otters’ Abisagi Mugenyi won all of her eight events (128 points) to top the 40-44 women. Otters 192 points came from her and Sarah Nalumansi who topped the 70-74 women’s group with 64 points.

In the 40-44 men’s group, Sailfish head coach Joseph Kabogoza showed he can offer as much as he demands from his athletes with 118 points.

Dolphins’ Mbabazi Emejeit topped the 45-49 women with 77 points while Patrick Oghittu added to Sailfish’s collection with the maximum 128 points for the men.

Patricia Ejalu also amassed 128 points in the 50-54 women’s age group to bring Sailfish a seventh individual acccolade.

Dunstan Rukare 119 points for Formidables got him the 50-54 men’s title.

In the 55-59 women’s group, Laura Walusimbi managed 100 points to get Silverfin Academy rolling. The male winner in the group was Formidables’ Patrick Magezi with 125 points from seven gold medals.

The Formidable Peter Mugisha was unchallenged in the 60-64 men’s group and collected his cool 128 points. His teammate Charles Obwana collected 112 points for the 65-69 men’s accolade.

Ninety three points were enough for Formidables captain Peter Ssebanakitta to top the 70-74 men but the club also had the oldest competitor in Joe Nuwamanya, 79, who topped the 75-79 age group with 40 points.

Nigeria’s airline capacity hits 1.19 million seats, up 37.4% – FAAN

The Federal Airport Authority of Nigeria (FAAN) had disclosed that Nigeria’s total scheduled airline capacity for September 2026 reached 1.19 million seats, a 37.4 per cent increase from the same period last year.

Speaking at the opening of the Airport Council International (ACI) Regional Africa conference on Tuesday in Abuja, the Managing Director of FAAN, Mrs Olubumi Kuku said ‘our aviation market now ranks as the fourth-largest in Africa, with over 18.8 million domestic and international passengers recorded in 2025, representing a year-on-year increase of 11.9 per cent.

‘The Murtala Muhammed International Airport in Lagos-whose oldest terminal is being rehabilitated and upgraded as we speak-recorded the fastest growth in scheduled seat capacity among Africa’s ten largest airports in September, with a remarkable 24.1 per cent increase.

‘According to OAG data, Nigeria’s total scheduled airline capacity for September 2026 reached 1.19 million seats, a 37.4 per cent increase from the same period last year-the fastest growth among Africa’s top ten aviation markets.

‘This is driven by currency reforms, new aircraft leasing agreements, and growing confidence from international carriers looking to fly to Nigeria’ she stated.

In her welcome Speech at conference and Exhibition 2026, FAAN MD, who is also the Vice President ACI-Africa explained that the ‘theme before us, ‘Next-Gen Airports: Driving Performance and Resilience’ is not merely a conference title. It is a strategic mandate. It is a call to action. It also reflects the journey we are collectively undertaking as a continent.

‘According to the latest data from the International Air Transport Association (IATA), African airlines recorded a 6.4 per cent year-on-year increase in international passenger demand in July 2026.

‘Let me put that in perspective: while global international demand actually declined by 0.1 per cent during the same period, Africa was expanding. We are not just participating in global aviation recovery-we are leading it. And I am proud to be standing in the same room with the men and women moving Africans and their visitors safely and in comfort’.

Kuku said ‘our continent’s overall passenger demand grew by 5.2 per cent, second only to Latin America and the Caribbean, and substantially ahead of the global average of 0.2 per cent.

‘These figures are not abstract. They represent millions of Africans connecting with family, doing business, accessing healthcare, and exploring opportunities.

‘They represent livelihoods. They represent economic growth. They represent the future we are building together’ she stated..

The .D reaffirmed that.growth alone is not the full story. ‘Africa’s aviation sector faces structural headwinds that we must confront with clear eyes and collective resolve.

‘Our continent accounts for just 1 per cent of global air traffic despite having 18 per cent of the world’s population. Load factors remain below global averages, and our airlines’ financial viability remains fragile.

‘In Nigeria alone, with a population exceeding 220 million, we record approximately 19.5 million passengers annually across 28 airports.

‘The potential is vast, but the gap between where we are and where we could be remains substantial’.

She charged that’this is not a reason for despair, it is a reason for deliberate, strategic action. The challenges are real: funding constraints, infrastructure gaps, high operating costs, fragmented connectivity, and the persistent pressure to keep charges low while delivering world-class facilities’.

The MD reiterated that’these are the very issues this conference has been designed to address’ she stated.

The Conference is attended by aviation stakeholders from Africa and beyond.

How to get graduate application fee waivers when applying to US universities

Graduate application fees add up fast, especially for applicants applying to several schools at once. A single application can cost anywhere from $50 to well over $100. Multiply that across five or six schools, and the total becomes a real expense on its own.

Many applicants never ask about a waiver at all. Some simply assume none exists. In reality, several real paths to a fee waiver exist, and knowing which one fits a specific situation matters more than sending a generic request.

Some paths depend on financial hardship. Others depend on attending an event, or simply being part of a specific academic programme. Matching the right path to the right situation is what actually gets a request approved.

Check the official waiver policy first

Most universities publish their fee waiver policy directly on the graduate admissions website.

This step matters because policies vary a lot between schools. Some only offer waivers to US citizens facing financial hardship, while others include international applicants under specific conditions, like economic circumstances in their home country.

Reading this policy first saves time and avoids sending a request that was never going to be approved. It also helps to note exactly what documentation is required. A financial hardship waiver often needs a specific letter or form, and having it ready in advance speeds up the whole process.

Use the official form when one exists

Many schools now handle fee waivers through a form built into the online application, not through email.

Where this exists, it usually works faster than emailing someone directly, since it goes straight to whoever reviews these requests. Documentation like proof of participation in a specific programme, or a financial hardship statement, is often uploaded right there.

This route also tends to have a clear turnaround time, often one to three business days, which makes it easier to plan around a deadline.

Email the department when there is no formal process

Emailing a departmental graduate coordinator makes the most sense when a school has no clear online waiver system, or when a request depends on a department-specific funding decision.

A good email should be short. It should briefly state genuine interest in the specific programme, mention relevant academic strengths, and then respectfully explain the financial barrier, such as currency devaluation making the fee disproportionately expensive.

Naming a specific faculty member’s research, when relevant, adds credibility. It shows the request comes from real interest in the programme, not a copy-pasted message sent to many schools at once.

Leading with academic fit first, before mentioning the financial request, tends to land better than opening with the ask.

Keeping the email under half a page also matters. A coordinator reading dozens of these each week is far more likely to respond fully to a short, specific message than a long, emotional one.

Attend virtual open house for an automatic code

This is one of the most reliable, low-effort ways to get a waiver. Many universities give out an application fee waiver code automatically to anyone who registers and attends a virtual open house or graduate information session. Some schools even provide this to both domestic and international applicants.

Checking a target university’s graduate events page for an upcoming open house is often worth doing before assuming a fee waiver is not available.

Several schools have offered this for programmes across an entire graduate school, not just one department, which makes it worth checking even for applicants unsure which specific programme fits best.

Do not assume waivers are guaranteed for international applicants

This is worth being direct about. Some major universities explicitly exclude international students from standard hardship-based fee waivers. Others, like Cornell, do accept ‘economic conditions in your home country’ as a valid reason.

There is no single universal rule here. Checking each specific school’s own published policy is the only reliable way to know. Assuming a waiver applies, without checking, risks either missing a real opportunity or wasting time on a request the school was never going to approve.

Ask early, not at the last minute

A request tied to a formal online form can sometimes be processed within a few business days.

A personal email to a coordinator, especially one involving a judgment call rather than an automated check, needs more time. Sending it two to four weeks before the deadline gives a real chance of a thoughtful response instead of a rushed no.

Following up once, politely, after a week of silence is reasonable. Sending multiple follow-ups in a short window usually does more harm than good.

Never pay first and ask questions later

Once an application fee has been paid, it is almost always non-refundable. Some schools do allow a waiver request to be submitted before finishing an application, but this is not the same as requesting one after the fee has already gone through. The safe order is always to confirm and receive approval first, then submit payment only if the waiver request is denied.

Paying the fee and hoping for a refund afterward almost never works. Most schools state clearly that the fee, once paid, will not be returned under any circumstance.

FAQs

Do US universities offer application fee waivers specifically for applicants from developing nations?

Some do, but this is not universal. Certain universities, like Cornell, explicitly list ‘economic conditions in your home country’ as a valid factor for a financial hardship waiver. Other universities restrict hardship-based waivers to US citizens and permanent residents only. Checking a specific school’s published fee waiver policy is the only way to know for sure.

How many weeks before the admission deadline should a student request a financial fee waiver?

For a formal online waiver request tied to an automated system, a few business days is often enough, since these are typically reviewed within one to three business days. For a personal email request sent directly to a graduate coordinator, two to four weeks is safer, since it depends on someone manually reading and responding to the message.

Can an applicant request a fee waiver after they have already submitted their online application portal?

Generally, no, once the application fee itself has been paid. Most schools treat that payment as final and non-refundable. Some portals do allow starting a fee waiver request before an application is fully completed, but the safest approach is always to confirm the waiver first and only pay if the request is denied.

Our presidential campaign council ready soon, says NDC

The Nigeria Democratic Congress (NDC) has said its Presidential Campaign Council (PCC) will soon be inaugurated, following ongoing consultations between the party leadership and its presidential and vice-presidential candidates, Peter Obi and Rabiu Musa Kwankwaso.

The party, in a statement signed by its National Publicity Secretary, Osa Director, Esq., on Monday, said consultations were ongoing with relevant stakeholders to produce what it described as an inclusive and robust campaign structure ahead of the 2027 general elections.

According to the statement, Obi and Kwankwaso had held several meetings with the National Leader and leadership of the party as part of efforts to conclude arrangements for the campaign council.

The party said it had agreed to give the presidential candidate and his running mate the responsibility of nominating key officials of the campaign council in consultation with the NDC leadership.

The positions to be nominated by the candidates include Director-General of the campaign, Deputy Director-General (North), campaign spokesman, deputy spokesman, Head of New Media, Finance Director, Deputy Finance Director and other key positions.

‘The party leadership has given a free hand to the presidential candidate and his running mate to make nominations,’ the statement said.

The NDC also said the management of campaign funds would be subject to transparency and accountability, with the Finance Director and Deputy Finance Director working alongside the party’s National Treasurer.

It said the arrangement was necessary because the party would be required to render accounts to the Independent National Electoral Commission (INEC) in accordance with the Electoral Act.

The party disclosed that a comprehensive organogram for the campaign structure had been developed since August and forwarded to Obi and Kwankwaso for their input.

It added that nominations had also been received from stakeholders across the country. The NDC said it had equally proposed a campaign timetable since August but was awaiting the conclusion of arrangements for campaign funding and fundraising, which would be spearheaded by the presidential and vice-presidential candidates.

Funds raised, according to the statement, would be paid into the presidential campaign account and managed by officers nominated by the candidates alongside the party’s National Treasurer.

The inauguration of the PCC was initially scheduled for the first week of September but was postponed due to Obi’s travel schedule, the party said.

The party also appealed to its candidates and supporters across the country to avoid internal disputes and concentrate on the 2027 elections.

‘There are no battles to fight within the NDC. The common opponent to defeat is the ruling APC,’ the party said, urging its candidates and supporters to ‘keep their eyes on the ball and focus on winning.’

The NDC said it wanted all its candidates, including those contesting legislative and governorship positions, to win their elections convincingly, stressing that they were contesting under the platform of the party and not as independent candidates.

NDC begins preparations for election agents

In another development, the party said its leadership had directed all state and Local Government Area chairmen to immediately begin meetings with candidates and other stakeholders to compile and harmonise lists of party agents for the forthcoming elections.

The directive, according to the statement, was issued in line with the Electoral Act, 2026.

The party said two categories of agents would be identified: agents for National Assembly elections and those for governorship and State Assembly elections.

The lists would subsequently be scrutinised and ratified by the party leadership, including the presidential candidate and his running mate, before training begins.

The NDC directed state and LGA chairmen to complete the exercise and submit the final lists within two weeks of the directive.

The committee responsible for the appointment of party agents is chaired by the Deputy National Chairman (South), Comrade Babatunde Alli, while Vin Martin Ilo serves as Secretary.

Dr Yunusa Tanko, Nafiu Dankura and the National Vice Chairmen representing the six geopolitical zones are also members of the committee.

The party assured its members and supporters that the PCC would be announced and inaugurated once the candidates’ inputs had been received and the remaining arrangements concluded.