Category: Daily Guide Network

Ghana forward, Frank Acheampong, has wrapped up a spectacular season in China, finishing the recently ended Chinese Super League campaign with an impressive tally of 14 goals after 30 matches.

His explosive performance has cemented his reputation as one of the league’s most dynamic and reliable attackers.

Acheampong’s goal haul marks a historic milestone for Henan FC, as he becomes the first African player to emerge as the club’s top scorer in a single Chinese Super League season.

His consistency and professionalism have earned him widespread praise across both in China and Ghana.

The 31-year-old attacker has been the driving force behind Henan’s frontline, delivering goals in crucial moments and keeping the club competitive throughout the season.

Supporters of Henan FC have hailed him as the spark that illuminated what had been a challenging period for the team.

Completing the season with 14 goals places Acheampong among the standout performers of the 2024/2025 Chinese Super League. His tally not only reflects his attacking brilliance but also his resilience and adaptability in a league filled with elite international and local talent.

Beyond league action, Acheampong also played a crucial role in Henan FC’s historic journey in the Chinese FA Cup, where the club made a dramatic return to the tournament after a 30-year absence. His influence was felt throughout their impressive cup run.

Nigerian comedian, Klint Da Drunk, has revealed the moment he decided to stop pursuing music and focus fully on comedy.

Speaking in an interview with Naija FM Lagos, Klint explained that he was originally a musician while studying at the Institute of Management Technology (IMT), Enugu. However, his plans changed after watching 2Face Idibia perform at a campus event.

‘I used to be a musician until 2Face got admitted to my school,’ he said. ‘When he got on stage to perform, I heard him sing two lines and went home. I realised music was not for me.’

Klint said he has no regrets about the decision and is satisfied with his comedy career.

Before quitting music, he worked closely with rapper Mr Raw, featured on the hit song Obodo, and co-founded a music group that placed second in the 2002 Star Quest talent show.

Klint Da Drunk has since become a prominent figure in comedy and has appeared in several Nollywood movies, including Men On The Run, Madam 10/10, Fast Cash, and Lost Kingdom.

Three of Ghana’s music icons will on Saturday, December 13, 2025, grace a star-studded show at this year’s MTN Festival of Nine Lessons and Carols at the Accra International Conference Centre.

They include award-winning gospel artiste Joe Mettle, highlife sensation Kuami Eugene, and acclaimed songwriter Kofi Kinaata. Their blend of inspirational and contemporary sounds is expected to ignite a memorable Christmas atmosphere for thousands of attendees.

Themed ‘The Heart of Christmas,’ patrons are gearing up for a night of uplifting music, scripture readings, and festive celebration. With Joe Mettle, many are eager to listen to his powerful, soul-stirring vocals and meaningful Christian lyrics that resonate deeply with audiences, both locally and internationally.

He is expected to sing songs like – ‘Nya Gyidi’, ‘Onwawani – Med? Wo’, ‘Yesu Adi Nkunim’, ‘Nhyira’, ‘Turning Around’, ‘Mensuro’, and ‘Akokyem Nyame’ among others.

Kuami Eugene is known for his powerful vocals and energetic performances and credited with songs like ‘Do Better’, ‘Odo Asem’, ‘Problem’, ‘Lamine Yamal’, and ‘Y’ahitte Remix’ (featuring King Paluta) among others.

Kofi Kinaata, on the other hand, is also known for his electrifying performances drawing over 40,000 fans with a mix of high-energy Fante rap and captivating storytelling.

Patrons are expected to witness him perform tracks like ‘Auntie Ama’, ‘Abonsam’, and ‘Overthinking’, as well as his recently released song ‘Have Mercy 2’ which featured Sarkodie.

The Festival of Nine Lessons and Carols has become one of MTN Ghana’s most cherished annual events, bringing together customers, families, stakeholders, and music lovers to reflect on the spiritual essence of Christmas.

Through a mix of traditional carols, live performances, and scripture readings, the event continues to highlight MTN’s commitment to community engagement and cultural celebration.

Singer, Efya, has pushed back against long-standing public perceptions that she is unfriendly, insisting that her confidence and firm boundaries are often misunderstood.

Speaking on TV3’s The Ladies Circle with Anita Akuffo, the award-winning vocalist said many people approach celebrities with entitlement, leading them to misjudge her personality.

‘People think I’m not a nice person; it’s because I’m much grounded, I guess,’ she said.

According to Efya, some fans assume that streaming her music gives them the right to speak to her-something she finds unacceptable.

‘It depends on the kind of energy you come to me with. Most people feel entitled when it comes to celebrities. Just because you stream my music doesn’t mean you can tell me things you know you’re not supposed to,’ she stressed.

Efya also called out social media platforms-especially Twitter-for enabling disrespectful behaviour by giving people a false sense of boldness.

‘Sometimes, people go off a little bit on Twitter and feel themselves, but it’s not fun and games till I show up in your house,’ she warned.

Despite the harsh assumptions about her, Efya insists she is one of the kindest people anyone could meet-until someone crosses the line.

‘I’m actually the sweetest person. I just don’t like disrespect, so if you bring that on me, we will have a problem,’ she said.

She urged the public to maintain respect both online and offline, adding, ‘Everybody is allowed their mindset, but I choose to keep it respectful till you cross the line.’

In a world where money moves faster than ever, credit has become both a lifeline and a lever. It helps families acquire homes, enables entrepreneurs to build businesses, and gives individuals the confidence to pursue dreams that might otherwise remain out of reach. But credit, like every powerful tool, demands responsibility and insight. Borrowing smartly especially in Ghana, can mean the difference between financial empowerment and financial strain.

Ghana’s economy is showing encouraging signs of recovery and stability. Since the second quarter of this year, the Ghanaian cedi has appreciated slightly against major currencies, positioning itself among the best-performing currencies globally. Inflation has fallen to single digits signaling that the macroeconomic environment is stabilizing.

This progress has translated into positive movements in monetary policy. The Bank of Ghana has eased its policy rate, leading to a drop in the Ghana Reference Rate (GRR), which currently stands at 17.86%. As a result, banks have responded by offering loans at even more competitive rates. The cost of borrowing is now more affordable than it has been in years, making it an opportune time for individuals and businesses to pursue strategic financial goals. Yet, favorable economic conditions alone are not a guarantee of wise financial outcomes. The onus lies on borrowers to approach credit with discernment and to borrow smart.

What it means to borrow smart

Borrowing smart is about clarity, purpose, and understanding. It begins long before a loan agreement is signed. It starts with a fundamental question: Why am I borrowing?

A smart borrower takes a loan to meet a defined, necessary need. It could be for a home, a vehicle, an education, or a business expansion. These are things that add value, generate income, or improve quality of life. Sometimes, it is to respond to emergencies when savings fall short. But even then, it must be done with a clear plan and an understanding of the costs and responsibilities involved.

Borrowing smart also means choosing the right financial product. Using a credit card for cash withdrawals, for instance, might seem convenient but comes with high fees and immediate interest charges. For such liquidity needs, an overdraft or salary advance would be more appropriate. The right product ensures that credit serves its purpose without becoming unnecessarily expensive.

Understanding the cost of borrowing is equally critical. Interest rates, whether fixed or variable, shape how much you ultimately repay. A fixed-rate loan keeps payments consistent, while a variable rate changes with market conditions such as movements in the GRR. Beyond interest, borrowers should consider processing fees, insurance premiums, and other charges. It’s also vital to understand that loan insurance, though helpful, is not a substitute for repayment; it only covers the outstanding balance in the event of death, critical illness, or disability.

Borrowing for growth and not for consumption

The difference between borrowing for consumption and borrowing for growth lies in the results they produce. Consumption loans satisfy immediate needs or wants – buying electronics, paying rent, taking a vacation, or managing an emergency. While these may provide comfort or relief, they don’t generate income or long-term value. In essence, they increase liabilities without adding assets.

On the other hand, borrowing for growth creates future value. A loan used to fund education, acquire property, or expand a business is an investment. The return may not be immediate, but it sets the stage for sustainable wealth. A student loan can lead to higher earning potential. A mortgage can build equity over time. A business loan can expand capacity and profitability. In each of these cases, the cost of borrowing is offset by the long-term gains that follow.

Borrowing smartly, therefore, is about aligning credit with your broader financial goals. It’s not simply about whether you borrow for consumption or growth, but about understanding how each decision fits into your financial plan.

Making credit work for you

Smart borrowers plan repayments realistically. Before taking a loan, assess how the monthly installments will affect your budget. Most financial institutions ensure that repayments don’t exceed 40-55% of your monthly income, leaving room for essential expenses. However, it is prudent to personally confirm that your income after deductions can still sustain your lifestyle.

A thoughtful repayment plan protects you from stress and ensures that credit remains a tool for progress, not pressure. Borrowers should also monitor their credit behavior. Late payments or minimum-only payments on credit cards can lead to mounting interest and penalties. Setting reminders or automating payments can prevent this spiral.

Equally important is understanding how interest rates and repayment terms shape the outcome. A shorter repayment period may have higher monthly installments but reduces the total interest paid. A longer tenure offers smaller monthly payments but costs more in the long run. Choosing the right structure depends on your income consistency, cash flow, and financial priorities.

Avoiding common pitfalls and turning credit into empowerment

The most common borrowing mistakes stem from haste and lack of clarity. Taking a loan without a defined purpose, choosing the wrong loan type, or ignoring hidden costs can quickly turn good credit into bad debt. Borrowing more than necessary or missing repayment deadlines also undermines financial stability.

Smart borrowers, however, treat credit as an enabler. They borrow what they need, understand the costs, and repay responsibly. They resist the urge to use loans for luxury purchases or social validation. They view credit as a bridge to opportunity, not as an extension of income.

When used wisely, borrowing can be transformative. It can build homes, businesses, and brighter futures. It can fund education, enable innovation, and unlock financial independence. Measuring the success of a loan, therefore, goes beyond simply repaying it. The real question is: Did this loan help me grow?

Growth can be seen in tangible ways like acquiring an asset, expanding a business, or advancing in one’s career. But it can also be reflected in intangible gains: improved financial discipline, better credit management, and greater confidence in navigating life’s financial decisions.

As Ghana continues its economic recovery, this is a moment of opportunity. With thoughtful borrowing, informed choices, and the right financial partner, individuals and businesses alike can leverage credit to build wealth, create value, and secure their financial futures.

Parliament has passed the Road Traffic (Amendment) Bill, 2025, marking a historic shift in the country’s transport policy by formally legalising commercial motorcycle transport, popularly known as okada.

The approval, granted after extensive debate, paves the way for the widespread and long-standing informal sector to operate legally under a strengthened regulatory framework.

The bill, introduced in the House on Wednesday and laid by the Minister for Transport, Joseph Bukari Nikpe, is to update the 2020 Road Traffic Act (Act 1054) to formally recognise motorcycle taxis as an authorised mode of commercial passenger transport.

It simultaneously introduces updated safety and enforcement measures designed to make the increasingly dominant mode of transport safer for both riders and passengers.

During the consideration stages, the Transport Minister reiterated that the amendments were necessary to modernise the nation’s transport laws and respond to the realities on the ground, where thousands of young people rely on motorcycle transport for their livelihoods.

He explained that beyond legalising okada, the bill reduces the permissible blood alcohol concentration for drivers from 0.08 to 0.05 percent and introduces new seat belt standards and other safety requirements to align Ghana with international best practices.

According to him, the reforms will ensure safer mobility, reduce road traffic injuries, and provide structure to a sector that has long operated without oversight.

The passage of the bill also gives legislative effect to President John Dramani Mahama’s long-standing commitment to regulate and formalise okada operations.

Addressing motorbike riders in Ashaiman on May 31, 2024, the President reiterated his belief that commercial motorcycle transport, if properly regulated, could provide meaningful employment for young people while improving local mobility.

At the time, he emphasised that although the promise to legalise okada was included in the National Democratic Congress’ (NDC) earlier manifesto, the party’s electoral loss delayed its implementation. With the new amendments approved, the administration has now fulfilled a key pledge to riders across the country.

The University of Health and Allied Sciences (UHAS) has held the first session of its 10th congregation ceremony, graduating 1,374 students from various disciplines and urging them to uphold excellence, integrity and innovation as they transition into professional practice.

The ceremony brought together university leadership, faculty, partners, invited guests and families, who gathered to celebrate academic achievement and the institution’s continued contribution to national and global health development.

The Chairman of the UHAS Governing Council, Professor Kodzo Gavua, reaffirmed the university’s commitment to producing a highly skilled and ethically grounded health workforce. He noted that UHAS continues to provide an academic environment that promotes clinical competence, strong professional ethics and globally competitive expertise.

Prof. Gavua disclosed that since the university’s first graduation in 2016, over 11,000 health professionals have been trained, reflecting UHAS’s growing impact on the national health sector.

He expressed appreciation to the Government of Ghana for its support, but appealed for the speedy release of funds to complete key infrastructure projects, including the 5.3km internal road network on the Ho campus, the Central Laboratory Complex and the Fodome Campus for the School of Public Health.

Prof. Gavua urged the graduands to embrace continuous learning and adaptability as essential tools in responding to the rapidly evolving global health landscape.

‘Health evolves every day, and the best professionals are those who keep improving, questioning and innovating,’ he said.

He reminded the new professionals that their training equips them with a powerful responsibility not only to treat diseases but to transform communities.

‘You now hold a weapon, use it not only to treat diseases but to transform lives,’ he pointed out.

Prof. Gavua further emphasised that success in healthcare goes beyond professional titles or material gains, stressing the importance of integrity, empathy and courage.

The Vice Chancellor, Professor Lydia Aziato, commended the graduating class for demonstrating discipline, resilience and academic excellence throughout their studies. She urged them to remain committed to lifelong learning and stay informed about emerging trends shaping global healthcare.

Prof. Aziato underscored the importance of teamwork and collaboration in health service delivery and research, encouraging the graduands to uphold UHAS’s core values of Excellence, Integrity, Innovation, Service and Care.

She announced that the university has secured accreditation for new academic programmes to expand its capacity in emerging areas of health sciences. Under the UHAS-FNBSPH Nkabom Collaborative Project, supported by the MasterCard Foundation, the Fred N. Binka School of Public Health will introduce a Master of Public Health in Nutrition in Maternal and Child Health.

Additional programmes in Health Data Sciences, Chemical Biology, Dietetics and Nutrition, Medical Anthropology and Bachelor of Sonography are progressing through accreditation.

The ceremony also celebrated the graduation of the first cohort of 30 students from the Oncology Nurse Leadership Programme (ONLEP), a postgraduate certificate initiative aimed at strengthening cancer care leadership across Africa. Prof. Aziato described the milestone as a significant contribution to improving oncology services on the continent.

Emeritus Professor Marcel Tanner, former Director of the Swiss Tropical and Public Health Institute, who was the guest speaker, underscored the urgent need for sustainable global research partnerships to accelerate progress toward the Sustainable Development Goals (SDGs).

He emphasised that meaningful cooperation must be rooted in humility, contextual understanding and long-term commitment.

Jerome Mawuli Kwadzo Adorkor from the School of Basic and Biomedical Sciences was adjudged the Overall Best Graduating Student.

Myla Homes has been crowned Developer of the Year in the highly competitive Condominium Category of the Ghana Real Estate Developers Association (GREDA) Awards and Dinner Night 2025.

This significant win underscores Myla Homes’ exemplary commitment to delivering high-quality, innovative living spaces in the country’s rapidly growing real estate industry.

The annual awards, organised by GREDA, is widely recognised as the nation’s premier event dedicated to celebrating and promoting excellence within the real estate industry.

The process involves thoroughly assessing and recognising top developers, leading construction companies, and key related service providers based on their dedication to innovation, superior quality, and their crucial contributions to accessible housing delivery across the country.

The highly anticipated event, which brought together some of the industry’s top developers and the faces behind some of the most beautiful developments in town, was themed, ‘Resetting the Housing Agenda under the 24-Hour Economy: GREDA – Government Collaboration.’ The theme highlighted the crucial need for joint public-private action to meet national housing demands and help the government to achieve its resetting agenda.

While the GREDA Awards provided a spectacular night of celebration, its ultimate value extended far beyond the presentation of awards. This prestigious event functioned as a crucial platform where industry leaders could effectively interact, showcase their notable achievements, and engage in critical, constructive dialogue with government stakeholders.

Myla Homes’ resounding win in the Condominium Category is a clear mark of distinction, highlighting the success achieved through smart planning and a firm, steadfast dedication to providing clients with great value and superior results.

Myla Homes also launched ‘The Chestnut’, a luxury development strategically located in the highly sought-after Airport Residential Area in Accra. The apartment distinguishes itself as a boutique development, thoughtfully designed to offer a limited number of studios, one, and two-bedroom apartments.

This exclusive approach ensures maximum privacy while offering high-yielding investment potential, promising steady rental demand and strong capital appreciation due to its prime location. Residents will experience a world of curated amenities, including a stunning Rooftop Infinity Pool, a premium Rooftop Restaurant, a fully-equipped State-of-the-Art Gym, and a stylish Ground-Floor Café.

As the industry looks ahead, the conversations initiated at the GREDA Awards concerning the ‘Resetting the Housing Agenda’ will remain crucial. Ultimately, the night reaffirmed the collective commitment of both developers and government to shaping a future built on excellence and ultimately promoting the creation of sustainable, accessible, and high-quality housing solutions for the entire Ghanaian population.

THE MUNICIPAL Chief Executive (MCE) for Kwadaso in Kumasi, Eric Assibey, has praised farmers for their invaluable contribution to the country’s economic growth.

According to the MCE, the tireless efforts of farmers ensure availability of food in the markets, stressing that but for farmers, the country would have used huge sums of money to import food.

Mr. Assibey disclosed that the government is determined to develop the agricultural sector, mentioning ‘Nkoko Nkitinkiti’ and free fertiliser as some of government’s interventions, so far.

The Kwadaso MCE therefore entreated farmers to sustain their splendid works for the country, indicating that President John Mahama’s administration has their wellbeing at heart.

Mr. Assibey was speaking during the Municipal Farmers’ Day celebration, which was held on Friday, December 5, 2025, at the Apatrapa R/C School Park.

Bright Atawura, a farmer from Agric Kokode, was adjudged as the Municipal Best Farmer. He received a tricycle, cutlasses, weedicides, knapsack sprayers, wellington boots and a citation.

The event was themed ‘Eat Ghana, Feed Ghana and Secure the Future’, clearly emphasising the key roles that farmers play in ensuring food security and enhancing national growth.

The Municipal Agric Director, Mrs. Mavis Agyeiwaa, also lauded farmers for their immense contributions to national development and urged them to sustain their good works.

The Queenmother of Apatrapa, Nana Achiaa Panin, entreated other stakeholders to support government to help make agriculture attractive to young people in the country.

Also awarded by the municipality were best faith-based organisations, schools, physically challenged, and other individuals who exceptionally excelled in agriculture.

Accra is set to witness a major celebration of creativity and conscious fashion as Fashion Connect Africa (FCA) hosts the FCA Fashion Reception 2025 on December 12, 2025, at the Mövenpick Ambassador Hotel. The highly anticipated event promises a full day of activities dedicated to sustainability, innovation and African style.

The day will begin with the FCA Fashion Summit at 9:00am, where industry leaders, designers and creative entrepreneurs will gather to discuss the future of sustainable fashion on the continent. The summit aims to spark dialogue on ethical production, eco-conscious design and the evolving global market for African fashion.

The excitement continues in the evening with the main event at 6:00pm, bringing together designers, models, celebrities and fashion enthusiasts for a spectacular showcase. Guests can expect a blend of runway presentations, artistic performances and exhibitions across fashion, music and art – all centred on the theme of sustainable luxury.

Fashion Connect Africa (FCA) is a creative powerhouse dedicated to elevating African fashion on the global stage. Based in Accra, FCA brings together designers, industry leaders, and emerging talents to drive innovation, sustainability, and cultural celebration within the fashion ecosystem.