MobileMoney CEO Urges Agents To Uphold Integrity

Chief Executive Officer of MobileMoney LTD, Shaibu Haruna, has called on Mobile Money Agents across the country to see themselves not just as business operators, but as ‘Chief Efficiency Officers’, driving excellence, integrity, and impact in their communities.

Speaking at the Mobile Money Advocacy Group, Ghana (MoMAG) Capacity Building Workshop held at the University of Ghana Business School, Mr. Haruna delivered a thought-provoking address on ‘Leadership Efficiency for Mobile Money Agents,’ emphasising that agents play a critical role in advancing digital financial inclusion and empowering communities.

He highlighted that Mobile Money Agents are community leaders, trusted custodians of customer funds, and business leaders who provide essential financial services that enable individuals, businesses, and communities to thrive.

‘You are not just doing a transactional job; you are enabling lives and livelihoods. You are community leaders, trusted with people’s hard-earned money, and the information you share shapes decisions and confidence in our ecosystem,’ he stated.

Mr. Haruna underscored that effective leadership requires agents to combine clear vision, customer centricity, integrity, collaboration, and continuous learning to build sustainable businesses.

Mr. Haruna further stressed the need for leadership effectiveness and operational efficiency to co-exist for business sustainability.

‘Let’s go back to our communities not just as Mobile Money Agents, but as CEOs – leading with excellence, precision, and agility. Be the ‘Chief Efficiency Officer’ of your business and a model of trusted leadership,’ he concluded.

The capacity-building workshop covered a broad range of subjects crucial for modern mobile money operations, including Strengthening leadership and operational efficiency, preventing fraud and robbery in the line of duty, Understanding the role of banks and financial partners, preparing for financial security and retirement, enhancing record-keeping and financial literacy, fulfilling tax obligations as responsible business operators and partners

The workshop brought together over 200 mobile money agents from across Ghana for a day of learning, engagement, and skill development.

Ghana In Pot 4 For World Cup Draw

GHANA HAS been placed in Pot 4 for the 2026 FIFA World Cup Draw which would be held in the United States of America.

The draw which is scheduled for December 5, 2025, in Washington DC, would determine the group-stage games for the 48-team tournament.

Ghana secured qualification for the World Cup which would be co-hosted by the United States, Canada and Mexico, and is part of the 40 teams that have already secured a spot for the world showpiece.

Eight (8) more teams would be joining later via the European and the inter-confederation playoff in March next year.

The top-seeded teams for the December 5 World Cup tournament draw, including Germany were set Wednesday when FIFA published new rankings the day after four continents completed qualifying.

Co-hosts the United States, Canada and Mexico will be joined in the Pot 1 seeds by top-ranked Spain, defending champions Argentina, France, England, Portugal, Brazil, the Netherlands, Belgium and Germany.

Pot 2 includes Croatia, Morocco, Colombia, Uruguay, Switzerland, Senegal, Japan, Iran, South Korea, Ecuador, Austria, Australia

Pot 3 is made up of Norway, Panama, Egypt, Algeria, Scotland, Paraguay, Ivory Coast, Tunisia, Qatar, Uzbekistan, Saudi Arabia, South Africa

Pot 4 contains Jordan, Cape Verde, Ghana, Curacao, New Zealand, Haiti, four teams from the UEFA playoff and two teams from the Intercontinental Play-off.

GFA Releases GHS300,000 To Regions To Ease Refereeing Costs

THE GHANA Football Association (GFA) has disbursed GH?300,000 to Regional Football Associations (RFAs) to help cover officiating fees for the 2025/26 football season, providing much-needed relief for clubs competing in regional leagues.

The funding is part of a broader effort to ease one of the biggest financial pressures on lower-tier teams – the high cost of refereeing.

According to the GFA, the allocation formula took into account the number of active clubs in each region, the volume of matches expected this season, and the overall referee expenditure in each jurisdiction to ensure a fair and balanced distribution.

Greater Accra, which hosts the largest number of clubs and fixtures, received the highest amount – GH?50,000.

All other regions were allocated GH?30,000 each, except the Upper East and Upper West RFAs, which received GH?20,000 apiece due to relatively smaller competition volumes.

The RFAs, together with their District Football Associations (DFAs), are responsible for organising Division Two and Division Three leagues, the Regional Women’s Division One League, and the Colts U13, U15, and U17 competitions.

Clubs in these divisions have long struggled to keep up with the cost of officiating, making the GFA’s intervention a timely boost for grassroots football development.

The Association says the support is aimed at strengthening regional competitions and ensuring that financial constraints do not compromise the quality and fairness of officiating in the upcoming season.

Evonne Is GH Queens Season Three Diamond

In a season marked by intense drama and captivating moments, Evonne Etornam, known in entertainment circles as Queenie, has emerged as the standout star of GH Queens Season Three.

The reality show, which has become a staple in Ghanaian entertainment, showcased Evonne’s journey from episode one to the finale, keeping viewers on the edge of their seats.

Evonne, a Ghanaian creative, model, and social media influencer, captivated audiences with her elegant demeanour and emotionally intelligent presence. Her addition to this year’s cast proved to be a game-changer, as she quickly became the focal point of the season’s unfolding drama.

The tension kicked off early when Evonne found herself in a heated misunderstanding with businesswoman Kalby.

Their feud ignited when Evonne shared receipts on social media after Kalby denied posting a wedding gown photo on Snapchat, captioned ‘Wife of the Year’. The conflict escalated dramatically when Kalby retaliated by pouring champagne over Evonne’s face, setting the stage for an ongoing rivalry that would keep viewers engaged throughout the season.

As the episodes progressed, the drama continued to build. The season finale featured another climactic confrontation between Evonne and Cassandra during a trip to Lou Moon.

This confrontation not only highlighted the unresolved tensions between them but also showcased Evonne’s frustration towards Cocotrey, whom she felt had not supported her during her earlier altercation with Cassandra.

With its blend of emotional intensity and engaging storylines, GH Queens Season Three has proven that reality television thrives on drama, and Evonne’s journey has undoubtedly left an indelible mark on the show’s legacy.

Notorious Mining Site Robber Arrested

A suspected robber whose alleged modus operandi is to violently attack mining sites and rob the miners of their gold concentrate, cash and other belongings in the Western North Region, has been arrested.

The suspect, identified as Victor Biney, alias Abeiku, was arrested by the Western North Regional Police Command, last Monday.

Prior to his arrest, the suspect was on the police wanted list in connection with multiple robbery cases.

He was arrested in connection with a robbery attack on a mining site at Sefwi Antobia in the Western North Region.

His arrest followed a complaint that some armed, masked men had attacked miners at the site, assaulted them and stolen quantities of gold concentrate and several mobile phones.

According to information gathered, preliminary investigations revealed that the robbers, armed with pump-action and single-barrel guns, subjected the miners to severe beatings, and made away with the gold concentrate and other valuables.

Most of the attackers managed to run away, but Abeiku, who was wearing a smock decorated with talismans and believed to be a ‘juju’ man, was later arrested.

A search conducted at the suspect’s alleged shrine at Attakrom led to the recovery of a military camouflage shirt, a pair of handcuffs, two cutlasses and a single-barrel gun.

The rest included several flashlights, 17 AAA live cartridges, multiple smocks, mercury, particles of gold concentrate, a pump-action gun butt and other items believed to be linked to the robbery.

At the police station, the suspect admitted ownership of several of the recovered items.

The victims at the mining site also identified some of the flashlights, mercury, gold concentrate and three of the smocks as those taken during the robbery.

They further confirmed that the military shirt and some of the smocks matched what the attackers wore.

The suspect was subsequently put before the Juaboso District Court on November 17, 2025, and was remanded into police custody to reappear on December 8, 2025.

Meanwhile, the police are on a manhunt to arrest the remaining accomplices currently at large so they can face the full rigours of the law.

Justice Rita Agyeman-Budu Goes Home Nov. 22

Ghana’s judicial community will bid farewell to Her Ladyship Justice Rita Agyeman-Budu on Saturday, November 22, 2025, with a memorial and burial service to be held at the United Church, Teshie-Nungua Estate.

The respected High Court judge, who passed away in July 2025 at age 64, is being honoured with a series of services beginning on November 19, culminating in her burial on November 22.

Born on September 19, 1960 in Kumasi, Justice Agyeman-Budu’s life story reflects a remarkable journey of perseverance, academic achievement, and dedicated public service.

According to her official biography, she rose from early work as a journalist and social entrepreneur to become one of Ghana’s distinguished judges, noted especially for her pioneering work in gender-based violence courts in both Accra and Kumasi.

Her career in the Judicial Service spanned over two decades, progressing from District Magistrate to Circuit Court Judge and later to Justice of the High Court. She served with what colleagues described as ‘dignity, firmness, and compassion,’ and made significant contributions to judicial reforms and staff discipline committees.

Justice Agyeman-Budu was also a respected figure internationally. Rising through the ranks of the International Association of Women Judges (IAWJ) from Assistant Secretary to President of the Ghana Chapter, she helped shape national and continental conversations on justice for women and girls. She was also the writer behind the 2014 drama ‘A Call for Justice,’ later adapted into a film broadcast on national television.

She is survived by her husband, Kwame Agyeman-Budu, their three children, grandchildren, siblings, and a wide circle of colleagues, church members, and international associates.

Justice Rita Agyeman-Budu is remembered as a gentle, principled, and inspiring servant of justice whose legacy will continue to influence generations.

Recruitment Stampede: More Questions Than Answers, In A Country Of ‘Teflon Verdicts’

Undoubtedly, Ghana is a country full of surprising developments, especially in the political arena. But was it my imagination, or did I see a TV news clip of President John Mahama expressing initial comments that seemed to blame the system used under the previous government, for the ghastly recruitment stampede that caused the deaths of six ‘Ghana royals’ on November 12, 2025?

And did I really hear President Mahama, Commander-in-Chief of the Ghana Armed Forces (GAF), say that the exercise should have been better organised, but that it had been done according to the existing format which his administration had inherited; and they would now improve it?

But even without an investigation, isn’t it natural to think that those who organise an exercise should be the first to be held responsible for its outcome, good or bad?

Anyway, the Accra exercise which was suspended after the stampede tragedy, is to resume on Thursday, November 20, 2025. President Mahama directed that it should be on hold for the process to be reviewed. However, the exercise in other regions continued.

According to media reports, the deceased were six young women who were among the 34 stampede victims rushed to the 37 Military Hospital on that fateful Wednesday morning. In response to media advertisements, some 21,000 young men and women had thronged the El-Wak Stadium, Accra, for screening for possible enlistment into the various arms of the GAF.

A statement issued by the GAF said preliminary investigations indicated that the stampede was triggered by an unexpected surge of applicants who rushed to enter the stadium at 06:20 a.m., ahead of the commencement.

Briefing Parliament on November 12, Finance Minister and currently Acting Minister for Defence, Dr. Cassiel Ato Forson, confirmed the six deaths, and a number injured, some critically and on admission at the 37 Military Hospital.

Dr. Forson noted that the recruitment process, had been decentralised to ease congestion and ensure transparency.

‘The Ministry of Defence has extended its condolences to the bereaved families,’ and he assured the public of a thorough investigation into the incident.

Under the new arrangements the resumed Accra exercise will take place at eight sub-centres within five locations, including El-Wak. Qualified applicants in batches of 600 persons would each receive a text message with details.

One wishes that the revised procedure will ensure minimum inconvenience for the applicants.

Nevertheless, the deaths of six young women in a manner one wouldn’t want to hear about even in a nightmare, is a huge blot on the image of the GAF.

How was it possible for applicants for recruitment into our GAF, noted globally for efficiency and discipline, to meet such a terrible fate?

Should the organisers not have assessed the existing system to see if it needed changes?

Furthermore, surely, those in charge of the exercise knew what numbers to expect, going by the thousands who had bought the GHS

200 application form?

Did they factor in the numbers, said to be 21,000? That figure is a stark, terrifying reflection of the gravity of the country’s unemployment problem; realistically, to be tackled by private sector jobs.

Why was it not possible to stagger the recruitment, to cater for a manageable number each day, possibly even allowing for the provision of seating?

Were there any toilets? Reportedly, some applicants had started queuing the previous night!

From the images, most applicants were wearing white t-shirts, meaning that perhaps they had received an instruction about a dress code. So why didn’t the same dress code thinking extend to ensuring the well-being, health and safety of the applicants?

Not surprisingly, a Board of Inquiry was immediately announced, to find out the answers to the inevitable questions about the stampede; a country in shock and needing answers.

But the general skepticism about investigation verdicts, evident in online comments, is quite understandable. Ours is a country where we are quick to set up investigation bodies, with fanfare, but the conclusions are usually slow in coming; and, worse, hardly ever do we get to know the identified offenders and their punishment.

Take the example of the recurrent fire outbreaks in markets, why are there always immediate promises of an investigation, but the outcome is hardly ever made known?

Usually, investigation findings are in the ‘non-stick’ realm; no charge sticks to anybody; nobody is held accountable, what I term ‘Teflon verdicts’ – to borrow a tag from the nickname first given to the 40th US President, Ronald Reagan, ‘Teflon President’. (Teflon is a kind of plastic used to coat pots and pans so that the food will not stick to the bottom during cooking.)

According to reference sources, it was ‘Representative Patricia Schroeder, a Democrat from Colorado, (who in 1983) coined the term ‘Teflon President’ in reference to Ronald Reagan. She said, ‘He’s just like a Teflon frying pan: Nothing sticks to him’. Schroeder was frustrated by the president’s ability to evade blame for political and economic issues, unlike other politicians.’

If no blame for anybody, how can there be punishment to serve as a deterrent?

Anyhow, I hope that the revised recruitment format is hassle free for the already conceivably stressed applicants.

Notably, the GAF November 12 trauma has highlighted the supremacy of the mobile phone in our lives. These days it appears that every employment opportunity depends on a job-seeker having a sophisticated mobile phone!

It’s interesting, and disturbing, that the assumption is that every young person, every aspiring GAF recruit has a smartphone, capable of undertaking the Information and Communication Technology (ICT) tasks required by the application process!

Perhaps the fact that as many as 21,000 were able to manouvre their way through the online process and qualify for the 2025 screening, indicates that it is ‘doable’.

But does it mean that it is a level playing field? Is it truly an all-inclusive opportunity?

Should it be assumed that every potential applicant has a smartphone? Or that everyone lives in an area with good mobile phone network?

Does this state of affairs take account of the digital divide (‘the gulf between those who have ready access to computers and the internet, and those who do not’); the importance of inclusivity ‘equal access to opportunities and resources’?

Thus, I see as a factor for consideration the need to devise an avenue for would-be applicants who don’t have smartphones or ICT expertise – surely, there will be some?

Another issue on my mind: in the resumed exercise, are the November 12 applicants required to go through the same application process? Are they to pay the same fee? Why didn’t the release about the resumption provide information about that?

So many questions needing answers!

I can’t help thinking that perhaps it was such perplexing issues that inspired American singer Johnny Nash’s 1972 hit, ‘There are more questions than answers’.

But, hopefully, the Board’s findings will not merit the ‘Teflon verdict’ description.

Kotoko Edge Young Apostles 2-1 To End Winless Run

ASANTE KOTOKO returned to winning form on Wednesday afternoon after defeating Young Apostles 2-1 in a tense outstanding Week 6 Premier League clash at the Baba Yara Sports Stadium.

The victory ends the Porcupine Warriors’ two-match winless streak and keeps them firmly in the chase for the top spot in the 2025/26 season.

Kotoko controlled proceedings from the start, dominating possession and carving out several chances. However, a mixture of wayward finishing and stubborn defending from the visitors ensured both sides went into the break without a goal.

The breakthrough finally came six minutes into the second half when midfielder Hubert Gyau unleashed a brilliant strike to give the hosts a deserved lead. But Young Apostles hit back almost immediately – just three minutes later, Richmond Opoku connected with a towering header to level the score after a well-worked attacking move.

With the game finely poised, the tempo increased as both teams surged forward in search of a winner.

Kotoko, urged on by their home supporters, piled on the pressure and were eventually Rewarded in stoppage time. Captain Samba O’Neil kept his composure to slot home a decisive penalty, sealing all three points for the Reds.

The win moves Kotoko up to fifth place on the league table with 19 points – only two points behind the leaders – and still holding an outstanding match that could further tighten the title race.

Create Sustainable Environment For Businesses – CPS Urges Govt

The government has been urged to create an enabling environment for businesses to thrive in order to provide sustainable jobs especially in key sectors of the economy for Ghanaians.

In a critical review of the 2026 Budget Statement and Economic Policy by the Centre for Policy Scrutiny (CPS), senior lecturer at the Department of Economics, University of Ghana, Dr. Prince Adjei, said it is imperative for the government to increase economic growth and create more jobs to improve the macroeconomic environment.

According to him, the 2026 Budget delivers clear gains in job creation and skills development citing the example of the, ‘The Big Push Infrastructure Programme’ which is expected to drive activity in construction and logistics, and create about 800,000 jobs in 2026.

He, however, said that in spite of the gains in job creation, most of them may be temporary, hence the government must make efforts to create more sustainable jobs through skills training to help improve the livelihoods of people.

He said, ‘The decline in interest rates, improved credit availability, and enhanced liquidity together with financial sector recovery create a favourable environment for private firms to expand operations and employment’.

Dr. Agyei further noted that the viability and credibility of every major policy introduced by the government in 2025 could be executed if allocations are disbursed timely.

For his part, Executive Director of the Centre for Policy Scrutiny (CPS), Dr. Adu Owusu Sarkodie said expenditure for 2026 is budgeted to grow by 20.1% on commitment basis from GHS251.74 to GHS302.46 billion and by 24.8% on cash basis from GHS266.21 billion to GHS332.28 billion.

These growth rates he explained, surpasses the 18.4% budgeted increase in revenue and confirm the loosening of fiscal policy in the 2026 Budget in terms of GDP

Dr. Sakodie also recommended the public sector to institutionalise constant evaluation of government programmes to ensure they are managed and adjusted, as necessary, to achieve expected outcomes and urged the government to intensify its revenue collection.

Telecel Opens Shop At Takoradi Mall

Telecel Ghana has officially opened its newest retail outlet at the Takoradi Mall.

The new retail shop marks another significant step in Telecel Ghana’s commitment to expanding access and convenience for customers in the Sekondi-Takoradi metropolis.

As the 493rd outlet of the telco, it provides a comprehensive range of services, including SIM registration and replacement, fixed broadband and mobile connectivity, Telecel Cash transactions, enterprise business solutions, and device sales.

Customers will also enjoy personalised support from trained staff ready to assist with technical issues and provide product guidance.

Telecel says it is implementing an innovative partnership model with local entrepreneurs.

General Manager for Commercial Operations at Telecel Ghana, Mercy Dawn Akude, emphasised the company’s ongoing investment in retail partnerships that empower local businesses and bring products and services closer to customers.

‘Our retail model strengthens existing businesses by enabling owners to offer a broader range of services, attract more footfall, and upgrade their retail spaces,’ Mercy Dawn explained. ‘This approach expands our reach and ensures customers can access support where they live and work. We believe collaborating with local business owners who understand their communities best is the right way forward.’

The local partner for the Takoradi Mall retail shop, Buadac Company Limited, said Telecel’s presence is enriching the variety of services available to customers, creating more revenue streams for the business and strengthening the Takoradi Mall’s position as a central hub for both business and leisure in the twin port city.

National Retail Manager, Anita Yayra Akoto, said the opening of the shop reflects Telecel Ghana’s goal of being more accessible and responsive to customer needs. ‘We encourage everyone in and around Takoradi to visit our new retail shop at the Takoradi Mall. Our team is ready to welcome customers, assist with their needs, and share the positive, connective energy that defines our brand,’ she said.

The launch of the Telecel retail shop at the Takoradi Mall forms part of the telco’s broader retail expansion plan, which includes upgrading existing outlets through partnerships across the country to enhance accessibility and customer satisfaction.