MPTC steps up flood fixes, eyes measures to support motorists

The Metro Pacific Tollways Corp. (MPTC), owner and operator of the North Luzon Expressway (NLEX), is taking initiatives to speed up flood prevention measures on affected portions of its expressways.

The company said in a statement that it is closely coordinating with the Department of Transportation, Toll Regulatory Board and other government agencies to assess immediate measures to support motorists affected by days of southwest monsoon rains and rising water levels in the Pampanga River, while speeding up necessary flood-prevention measures.

As part of a permanent solution to recurring flooding in the San Simon segment of NLEX, MPTC said it will raise the northbound and southbound pavements in Tulaoc, San Simon, Pampanga once the Tulaoc Bridge elevation is completed.

Earlier, Pampanga Gov. Lilia Pineda said the flooding reflects a broader drainage problem across the province, with water backing up because downstream areas like Macabebe and Masantol are already full and floodwater cannot readily discharge toward Manila Bay.

The company noted observations by Public Works Sec. Vince Dizon that the sheer volume of water brought by the southwest monsoon overwhelmed the system.

Dizon has acknowledged that pumping alone would not solve the problem as the water would simply flow back.

Meanwhile, as of 1:20 p.m. yesterday, traffic build-up along NLEX was reported at the Libtong Exit, Sta. Rita northbound entry, Pulilan northbound entry, Tulaoc (San Simon) and San Simon interchange.

Vehicles were stuck for up to 16 hours last Monday at the northbound NLEX. Traffic remained unstable yesterday due to continued flooding.

No toll suspension

Malacañang dismissed yesterday proposals to temporarily waive toll fees on NLEX as motorists endured traffic jams due to severe flooding.

Palace press officer Claire Castro said it is up to NLEX management to decide on the matter.

‘Before the President makes a suggestion, NLEX (management) probably was already aware of what happened and their responsibility. The directive should come from them,’ Castro said at a press briefing.

DBM Oks P10.38 billion for zero balance billing

The Department of Budget and Management (DBM) has approved the release of P10.38 billion to support the implementation of the Zero Balance Billing (ZBB) program, aimed at easing the financial burden of hospitalization and improving access to health care.

In a statement, the DBM said that the approved funding will support the rollout of ZBB in DOH hospitals nationwide and six pilot local government unit (LGU) hospitals.

‘No Filipino should have to choose between getting the medical care they need and protecting their family from a hospital bill they cannot afford. This P10.377-billion release is about making sure that when our people get sick, the government is there to help carry the burden,’ Acting Budget Secretary Kim Robert de Leon said.

Of the total, P9.38 billion will support ZBB in 12 DOH hospitals in Metro Manila.

This allocation covers DOH hospitals including Amang Rodriguez Memorial Medical Center, Dr. Jose Fabella Memorial Hospital, East Avenue Medical Center, Jose R. Reyes Memorial Medical Center, National Center for Mental Health, National Children’s Hospital, Philippine Orthopedic Center, Quirino Memorial Medical Center, Research Institute for Tropical Medicine, Rizal Medical Center, San Lazaro Hospital and Tondo Medical Center.

The remaining allocation of P6.04 billion will support the implementation of ZBB in DOH regional hospitals and other government health facilities outside Metro Manila.

The DBM also downloaded P1 billion to support the implementation of the ZBB Program in six pilot LGU hospitals in Benguet, Batangas, Laguna, Quezon, Aklan and Sarangani.

‘The funding expands the reach of the program beyond DOH-run hospitals and brings government support closer to patients seeking treatment in their own provinces and communities,’ the agency said.

The approved funding is chargeable against the DOH budget under the 2026 General Appropriations Act.

The ZBB program is part of the government’s broader efforts to advance Universal Health Care by helping ensure that eligible patients admitted to participating government hospitals can receive covered health services with minimal or no remaining hospital bill, subject to applicable guidelines and eligibility requirements.

’Best of the Best’ taekwondo tilt sets spotlight on 2,500 young jins nationwide

Around 2,500 fighters – black belters included – from across the country will take part in one of the biggest and exciting events of the year – the 2026 SMART/MVPSF Best of the Best Taekwondo Championships – from September 5-6 in two different venues inside the Rizal Memorial Sports Complex.

The two-day event is organized by the Philippine Taekwondo Association to honor Smart Communications and PLDT big boss Manny V. Pangilinan, who has poured in a great amount of resources for over decade now to spot and train future Filipino champions.

Like PTA Grandmaster Sung-Chon Hong, Pangilinan is also eager to see a Filipino win an Olympic gold medal especially in the 2028 Los Angeles Games.

No Filipino fighters have reached the Olympic podium since Stephen Fernandez (bantamweight) and Bea Lucero (featherweight) won bronze medals when the popular Korean martial art was held as a demonstration sport during the 1992 Barcelona Games.

The Kyorugi (free sparring) competition will take place at the Rizal Memorial Coliseum, while the Poomsae (forms) will be held at the Rizal Taekwondo Training Center.

Given the expected fierce competition, only the best and toughest fighters from the different branches of the Armed Forces of the Philippines, the Philippine National Police, the UAAP, the NCAA, and high-level black belt organizations such as the Taekwondo Blackbelt Brotherhood can compete in the event.

The tournament will feature Senior, Junior, Cadet, Grade School, and Toddler categories, with separate divisions for male and female competitors. In Poomsae, the categories are Recognized Poomsae Individual, Team, Pair, and Freestyle Poomsae.

As in the past, the tournament will utilize the official Taekwondo officiating systems – specifically the Protective Scoring System and Electronic Scoring System electronic armor and socks – along with the Instant Video Replay system. This ensures accurate and fair scoring, eliminates human error, and provides a spectator-friendly experience.

Martial arts enthusiasts and sports aficionados are invited to watch this event especially children who are interested to learn this sport. Matches start at 9 a.m. onwards

’Ber’ szn is here! 5 tips to make your 2026 dream trip finally happen

Idly watching a stunning sunset by the beach. Viewing a magnificent skyline atop an iconic tower. Savoring authentic local dishes from a hole in the wall. You’ve been imagining doing any of these on your next trip, but before you knew it, life happened. You still haven’t traveled or flown to your dream destination this 2026.

With the ‘ber’ months officially starting this September 1, the pressure is mounting. Don’t fret, as your epic adventure-local or international-is still within reach.

Together with Trip.com, we’re here to provide you with practical tips to not only plan, but finally book your long-awaited, much-deserved vacation before the year ends.

1. Reignite your travel sparkThe daily work grind can easily dull your wanderlust. Now’s the time to reignite your travel spark!

Head over to Trip Moments-Trip.com’s vibrant community of like-minded travelers. Think of it as your ultimate source of inspiration, filled with real-time photo logs, honest reviews, hidden local gems, and mini-guides posted by fellow travelers from around the globe.

Browse on the Trip.com app or via trip.com/moments, and soon, you too will be creating your very own Trip Moments.

2. Get the best recosThis data-backed tool ranks the most popular hotels, must-visit attractions, top-rated restaurants, and even nightlife spots around the globe. You can categorize by region (Americas, Europe, Asia) and/or browse the 2026 Global 100. It also has its own search bar where you can input your destination, both globally or locally.

3. Itinerary, but make it easyHere, you can input your destination and travel dates, along with other customizable details such as your travel companions (whether you’re going solo, as a couple, or with family) and travel style (whether you’re into culture, nature, cityscapes, or historical sites). You can also set your travel pace, accommodation type, and whether you’re an early or late riser.

After completing these details, Trip.Planner will create a personalized itinerary based on Trip.com’s user experiences. The best part is that the platform allows you to edit recommendations and finalize the schedule based on your personal preferences.

4. Book your entire journey in one appOnce your itinerary is set, the hassle of app-hopping usually kicks in-opening one app for flights, another for hotel deals, and separate sites for transfers or an eSIM.

With Trip.com, you can save time and avoid hassle through its one-stop booking platform. Beyond locking in competitive rates on flights and accommodations, you can also secure travel essentials right within the app:

Transport needs: Book airport transfers, car rentals, or even cruises in advance so you don’t have to search upon arrival. You can also secure train tickets for top destinations across Asia (Japan, South Korea, China, Thailand), Europe (UK, Italy, Spain, France, Germany), and more.

Connectivity and protection: Stay connected the moment you land with instant-activation eSIMs, and protect your trip with comprehensive travel insurance.

Attractions and tours: Buy tickets ahead of time to the best attractions you found on Trip.Best, or book private day tours as part of your Trip.Planner itinerary.

As a Trip.com user, you also get to enjoy the benefits of Trip.com Rewards. This loyalty program that lets you earn Trip Coins to offset future bookings. It also comes with perks such as airport lounge access, upgrades for airport transfers, and free attraction tickets.

5. Meet your 24/7 AI travel assistantWhenever you need quick local recommendations, tailored itinerary adjustments, or real-time answers about your destination, TripGenie provides smart, instant guidance.

Your one-stop travel platformWith only four months left in 2026, Trip.com empowers you to plan your local getaway or overseas adventure with ease and confidence. The one-stop travel platform accompanies you from discovery and inspiration to itinerary planning, booking, and even on-trip support.

Turn your dream 2026 trip goals into reality today. Download the Trip.com app or visit trip.com to start booking.

’Very unhealthy’

A blanket of haze covered Metro Cebu with air quality monitoring data from the Department of Environment and Natural Resources-Environmental Management Bureau in Central Visayas (DENR-EMB-7) showing PM2.5 concentrations reaching ‘very unhealthy’ levels.

At dawn yesterday, September 1, the Continuous Ambient Air Quality Monitoring Station (CAAQMS) at Talisay City Hall registered an Air Quality Index (AQI) of 152. By midday, the index had climbed to 172 and reached 173 at 3 p.m., according to the EMB.

The steady rise throughout the day indicated worsening air quality across Metro Cebu.

Officials said that while the monitoring station is located in Talisay, its readings reflect conditions in the broader Metro Cebu air shed, influenced by prevailing wind patterns. The AQI is the official measure used to communicate pollution levels.

In the Philippines, AQI values of zero to 50 are considered ‘Good,’ 51 to 100 ‘Fair,’ 101 to 150 ‘Unhealthy for Sensitive Groups,’ 151 to 200 ‘Very Unhealthy,’ 201 to 300 ‘Acutely Unhealthy,’ and above 300 ‘Emergency.’

Cebu’s AQI of 173 places it firmly in the ‘Very Unhealthy’ category, meaning even healthy individuals may experience adverse effects while vulnerable groups face greater health risks.

The main pollutant of concern is fine particulate matter known as PM2.5-particles 2.5 micrometers or smaller in diameter, or about 30 times thinner than a strand of human hair.

Because of their size, PM2.5 particles can remain suspended in the air for long periods, travel across regions and penetrate deep into the lungs and even the bloodstream.

The World Health Organization (WHO) sets the safe annual mean exposure at five micrograms per cubic meter. Prolonged exposure to elevated PM2.5 levels increases the risk of asthma, chronic obstructive pulmonary disease, heart disease and stroke.

Haze from indonesia

Environmental authorities traced the deterioration in air quality to transboundary haze drifting from forest fires in Kalimantan, Indonesia.

Smoke and PM2.5 particles were carried across the sea by the southwest monsoon, locally known as the Habagat, before settling over Central Visayas.

‘As long as padayon pa ang forest fires didto ug Habagat gihapon ang predominant winds, posible nga magpadayon gihapon ang epekto diri sa ato,’ DENR-EMB Air Quality Specialist Engr. Arthur Niño Calupig told reporters yesterday.

Calupig said rainfall could temporarily improve air quality through a ‘scraping effect,’ but pollutants could return as long as the fires continue to burn.

An expert from the University of the Philippines (UP) said Tuesday that the haze affecting the country could persist until Friday or Saturday due to the southwest monsoon and tropical cyclones.

In an interview with DZMM, UP Diliman Institute of Environmental Science and Meteorology Prof. Gerry Bagtasa said the haze became more noticeable after the rains stopped.

‘Because it was raining here, the rain was cleaning the air. We didn’t see it so we were more focused on the rain. But when the rain disappeared yesterday, even the other day, a large part of the Philippines actually experienced it (haze),’ Bagtasa said.

Bagtasa said that although Tropical Cyclone Obet is already outside the Philippine Area of Responsibility (PAR), it remains south of Hong Kong, while Tropical Cyclone Pilandok is east of Taiwan.

‘It looks like these cyclones will last until Friday, even Saturday. Until these cyclones are there, they are pulling the southwest monsoon, along with pulling the fires in Indonesia,’ Bagtasa added.

He said the wildfires in Indonesia are being worsened by the strong El Niño.

‘It’s human induced because usually people start fires in Indonesia. El Nino also has something to do with it. The last time there was a huge fire in Indonesia was in 2015, which was also El Nino, before that, 1997, which was also El Nino, it’s not El Nino’s fault but it’s the trigger for the bigger fires in that area,’ Bagtasa added.

Bagtasa advised the public to wear masks, preferably N95 masks, to protect themselves from the health effects of the haze.

‘Generally speaking, when you see haze in the environment, it’s a bit hazy, meaning the air is a bit dirty,’ he added.

‘Wear masks, preferably, N-95, it’s very helpful even when you’re outdoors. Sometimes we can’t avoid going out,’ Bagtasa said.

According to Bagtasa, fires in Indonesia usually peak between September and October.

‘The wind might weaken or change direction so it will still be a problem in areas in Southeast Asia but here in the Philippines, we might be insulated in the next few weeks,’ Bagtasa said.

He said the southwest monsoon may end in the next few weeks, followed by a transition period lasting two weeks to a month.

Health risks

The current haze is not Cebu’s first recent experience with compromised air quality.

In July, ashfall from the eruption of Mt. Kanlaon reached parts of the province, prompting air quality advisories from the EMB. At that time, air quality was classified as ‘Unhealthy for Sensitive Groups.’

Volcanic ash consists of larger particles that settle more quickly and can be washed away by rain.

The current haze, however, is composed mainly of PM2.5, which consists of finer particles that remain suspended longer, disperse more widely and pose a more persistent health threat.

Cebu City Councilor Dave Tumulak, chair of the Cebu City Disaster Risk Reduction and Management Council, also confirmed that smoke from Indonesia had reached parts of Cebu, Luzon and the Visayas.

He warned that the haze posed serious risks, particularly to people with asthma and other respiratory conditions, and urged residents to wear masks.

PAGASA data showed haze spreading across several areas, from Mindoro and Palawan to Metro Manila, Bicol, Western Visayas and Eastern Visayas, with varying degrees of severity.

Talisay City Mayor Samsam Gullas expressed concern over the EMB’s pronouncements, questioning the absence of clear guidelines on what actions should follow.

‘My concern, and what I also expressed to them, is why they would issue a public pronouncement without having clear and corresponding guidelines on the proper course of action after such a statement,’ Gullas said.

He stressed that if AQI readings are to serve as a basis for suspending classes, the policy should apply across Metro Cebu and not just Talisay.

Gullas said he had spoken with the EMB regional director, who told him discussions were ongoing but no thresholds had yet been set.

The Department of Health (DOH) also issued advisories urging residents to avoid unnecessary outdoor exposure, particularly children, senior citizens, pregnant women and people with heart or lung conditions.

N95 and KN95 masks were recommended. For those without access to such masks, the DOH advised using damp cloths or double-masking as temporary alternatives.

The public was also advised to stay indoors, seal doors and windows, drink plenty of water and use saline solution to ease eye irritation.

‘Maaaring magdulot ang haze ng hirap sa paghinga, pag-ubo, pananakit ng dibdib, pangangati o pagluluha ng mga mata, at paglala ng mga sakit sa baga tulad ng hika,’ the agency warned.

Other precautionary measures include postponing strenuous outdoor exercise, avoiding unnecessary travel, refraining from burning waste and regularly checking on vulnerable individuals.

Local governments are coordinating with the Office of Civil Defense, Department of Education and DOH to determine whether classes should be suspended.

Calupig clarified that while the EMB can issue recommendations, the final decision rests with local government units.

‘Anything above 100 AQI is unsafe na sa public. Ang final nga desisyon sa suspension naa gihapon sa local government units,’ he said.

The DENR-EMB Region VII said regular air quality bulletins would be released through its official Facebook page and website.

The situation recalls the 2015 Southeast Asian haze crisis, when Indonesian peatland fires blanketed the region, prompting widespread school closures and economic disruptions. A Harvard-Columbia study estimated that the episode was associated with about 100,000 premature deaths.

Despite the ASEAN Agreement on Transboundary Haze Pollution signed in 2002, recurring haze episodes continue to affect communities across Southeast Asia

’Greed in their hearts’

There is an old saying about the tail wagging the dog. In politics, this usually happens when someone who is supposed to be only part of the machinery begins dictating where the entire machinery should go. That increasingly appears to be the awkward position the present administration – unwittingly perhaps – finds itself in.

In particular, what started as another round in the increasingly bitter feud between Senate minority leader Alan Peter Cayetano and Sen. Ping Lacson is no longer confined to the Senate. Their dispute has clearly become personal.

It has widened, not just at the Department of Public Works and Highways (DPWH) but now includes other government agencies dragged into Lacson’s expanded digging into the alleged questionable flood mitigation projects in Cayetano’s home turf in the city of Taguig. The Philippine Reclamation Authority (PRA), the Land Registration Authority (LRA) and even the Office of the Ombudsman have somehow found themselves drawn into the political crossfire.

Perhaps the evidence will eventually establish these things. Perhaps it will not. That is what investigators are supposed to determine. The problem arises when the accusation begins to sound like the official finding before the official investigators have actually made one.

The ombudsman conducts fact-finding following due process. Documents have been sought from DPWH, PRA, LRA and other government offices. ‘Fact-finding’ has a fairly straightforward meaning. The facts are still being found. Yet in the public arena, the language has already moved several steps ahead: ghost projects, manipulated titles, kickbacks, illegal reclamation and even possible plunder.

President Ferdinand Marcos Jr. has every reason to support investigations into corruption. But supporting investigations is different from allowing the machinery of the executive branch to become entangled in somebody else’s political war.

And not always comfortably. Senator Lacson has publicly linked billions of pesos worth of government infrastructure projects to what he describes as unauthorized reclamation activities around the Laguna Lake area. This is a serious accusation. Except that DPWH ‘acting’ Secretary Vince Dizon recently offered an explanation that complicated considerably the whole story.

Asked in a radio interview whether one of the roads being discussed was itself a reclamation project, Dizon was categorical: ‘Hindi po. Yung road po, hindi po.’ More interestingly, Dizon explained this was a road project way back in 2010 during the administration of former president Rodrigo Duterte. But the more important detail is it had already been completed.

A project now being swept into the narrative of supposedly illegal reclamation which the DPWH secretary himself clarified was a national government infrastructure project that started as far back as 16 years ago. Dizon was equally careful about the cease-and-desist order issued in connection with projects in the area. According to Dizon, the PRA had not yet rendered any findings of alleged illegal reclamation.

Cayetano attacked Lacson over his stewardship of the Senate Blue Ribbon committee, questioned what he portrayed as the committee’s failure to pursue certain leads. What roused the hackles was after Cayetano questioned Lacson’s statement of assets, liabilities and net worth (SALN) and publicly accused the latter as an attack dog for the administration.

Lacson responded that Cayetano had crossed the line. Shortly thereafter, allegations involving Taguig projects of the Cayetano’s began coming one after another. Coincidence perhaps. Politics is full of coincidences. But it is difficult to ignore the escalation. After Lacson cast the net of investigations, it has become so wide that government agencies themselves are getting caught in it.

During his stint as chairman of the Senate Blue Ribbon committee investigating the national flood control scandal, Lacson publicly expressed doubt that there was one overall mastermind behind the corruption network. The Office of the Ombudsman subsequently developed a significantly different theory of the case.

That alone should remind everyone that Senate investigation and criminal investigation are not the same thing. A senator can develop a theory. The ombudsman must develop a case.

And the two do not always end in the same place.

And this is where the Marcos administration may eventually have to be more careful.

The government cannot afford to have its institutions continuously chasing political pronouncements. It would also be unfair to the administration. There is a reason investigators investigate first and announce conclusions later. There is also a reason constitutional offices such as the Office of the Ombudsman are supposed to exercise independent judgment.

Otherwise, government agencies begin looking less like independent institutions and more like an investigative back office for whoever has the loudest microphone. If taxpayers’ money was stolen, recover it and prosecute those responsible.

As the chairman of the Senate finance committee, Sen. JV Ejercito vouched for the proposed 2027 national budget, that it will not include funding for new flood control projects. As per perusal of the proposed 2027 General Appropriations Act (GAA) bill, Senator JV believes the government will prioritize completing unfinished projects and addressing existing gaps before the end of PBBM’s term in June 2028. ‘No new projects, complete all the uncompleted projects and close the gaps,’ Senator JV noted.

The flooding from the latest cyclone Pilandok while we’re having the habagat season dampened the official start of the ‘ber’ holiday season in our country. To the tune of ‘Christmas in our Hearts’ popularized by Jose Mari Chan, Filipinos are now singing a version that has gone viral on Tiktok. Credit to the owner:

Whenever I see boys and girls

Lumulusong dun sa streets,

I remember the bags

Ng mga nepo babies.

Whenever there’s baha

Lumulutang na their cars

Lulubog…ang Christmas

‘Coz greed is in their hearts.

Budget sa flood control

For a brighter tomorrow

Inubos, nilimas

Ninakaw na…oh gaaad!

Let’s swim, Merry Christmas

Nothing beats the holiday

Mag Noche Buena dun sa bubong

Baha is all around us.

Habang ang mga kurakot

Lumulusong dun sa snow

The cold will never bother them

‘Coz greed is in their hearts.

Supposed to usher in the merry spirit, it is a very sad take-off for this coming Christmas season.

REVIEW: A newbie’s first take on foldables with the HONOR Magic V6

There’s no denying the cool factor of a foldable phone.

While conventional smartphones have largely settled into the same familiar slab-shaped formula, foldables offer something different: a phone that can literally change shape. It’s futuristic, practical-looking and, at least from the outside, more interesting than another rectangular screen.

But as someone who had never actually used one, my fascination has always been tempered by curiosity and skepticism. Would that cool factor survive everyday use? Would the hinge hold up? Would the crease become annoying? Would the larger screen actually prove useful, or would I simply unfold it for the novelty?

As a first-time foldable user, the newly launched HONOR Magic V6 offered a chance to move past those assumptions and experience the format on its own terms.

Magical display, unfolded

What are Youth Leadership Summits, and why are they in Duterte’s trial?

When Vice President Sara Duterte was concurrently education secretary, the department turned to a decades-old Army youth program to account for its P15.54 million in confidential funds.

The money was reported as rewards paid to the Department of Education’s supposed informants for the Philippine military’s Youth Leadership Summits. The DepEd submitted certifications from Army officers to the Commission on Audit as proof that the information-gathering activities had “succeeded.”

During the impeachment trial of Duterte on Tuesday, September 1, Army officers testified that the certifications only established that the summits occurred, but they did not necessarily point to the existence of any informant, reward or confidential-fund expenses for the program.

Col. Manaros Boransing II said Youth Leadership Summits have been conducted since 2002 to discourage students and out-of-school youth from being recruited into insurgent or violent extremist groups.

The programs take on different formats and curricula, but are led by the Philippine Army alongside local government units, schools, local police and other community partners.

Some programs would last three or four days and combined leadership and values formation with team-building and lectures on nation-building, drugs, mental health, teenage pregnancy and insurgent recruitment.

A four-day summit in Borongan City in 2023, for example, listed 67 students and out-of-school youth as beneficiaries of talks on youth delinquency and financial literacy. A three-day program in Galimuyod, Ilocos Sur, meanwhile, covered crime and illegal drugs.

DepEd’s role in YLS

Boransing said the Army used its regular civil-military operations budget for personnel and coordination. Local governments generally covered participants’ meals, shirts and activities, while other participating agencies paid their own expenses.

“For Army participants and coordination, it was from the Army, the budget of the Army,” he said, describing the setup as “kaniya-kaniyang bayad” or KKB-a cost-sharing arrangement with agencies. LGUs would shoulder costs for youth participants.

For these summits, the DepEd serves as a partner, and not a lead organizer. It fielded subject-matter speakers, secured permission for Army personnel to speak with students and recommended schools as venues.

Boransing said his division received only open-source information from the department, and not confidential or intelligence info.

Col. Magtangol Panopio, also testifying before the Senate court, characterized DepEd’s as having a larger info-sharing hand, such as in identifying communities vulnerable to insurgent communism and extremism, drugs and family problems. He could not determine whether such information was transmitted as confidential.

As for the costs, the Army typically spent P30,000 to P60,000 per summit, Boransing said. For eight summits in 2023, the costs would not have exceeded P500,000-nowhere close to the DepEd’s supposed confidential spending of P15.54 million.

The Army officer could not attest to the DepEd’s supposed spending for informants, saying no funds were transferred to their units to stage any of the activities.

“There was no funding released to the 1st Infantry Division from DepEd, sir, of any source,” Boransing said.

The issue of certifications

Rules governing confidential funds, such as COA’s Joint Circular No. 2015-01, permit rewards to non-government informants only when supported by evidence that their information resulted in successful information-gathering or surveillance.

DepEd’s April 2024 response to COA said the Army activities were ‘directly resulting from the information provided by informers.’

For the YLS, however, Boransing said the Army usually relied on its own intelligence units without depending on the DepEd to identify security threats and crucial locations for the summits.

“For the First Infantry Tabak Division? No, sir, they did not provide any confidential or surveillance information,” Boransing said, partly in Filipino. “What they give is open-source information about their students.”

Yet he issued the certification to the DepEd citing summits successfully staged without knowing it would be used to justify confidential fund spending.

Panopio concurred with Boransing, saying his unit’s certification was limited to confirming that the summits occurred: “We did not certify anything about money or funds.”

Mynt’s Pebbles Sy: In the AI era, trust must move as fast as technology

Artificial intelligence (AI) has quickly evolved from an emerging technology into a core business capability, reshaping everything from customer service to fraud detection, software development and decision-making.

But as organizations race to adopt AI, industry leaders are increasingly asking a different question: How can innovation move quickly without compromising trust?

That challenge took center stage at the fifth GCash iGnite Innovation Summit 2026, where technology leaders, policymakers, cybersecurity experts and industry partners gathered to discuss the future of AI and digital finance.

For Pebbles Sy, chief technology and operations officer of Mynt, the parent company of GCash, the conversation is no longer about whether organizations should embrace AI, but about ensuring that innovation is backed by accountability, governance and trust.

“We’re no longer just building intelligent systems. We’re deploying responsible AI that anticipates customer needs, detects fraud before it happens, and automates friction out of everyday transactions,” Sy said.

“As technology accelerates, trust has to move even faster,’ she emphasized.

Moreover, Sy stressed that AI should not be viewed as a cure-all for every business challenge. “AI isn’t a silver bullet. It’s a tool that requires smart governance, clean data, and strong human judgment.”

Human accountability remains at the center

Speaking during a sit-down interview following her keynote, Sy shared how Mynt approaches AI adoption across GCash’s products and operations. “The next phase of GCash isn’t just about adopting new tech,” she said. “It’s about how intentional we’re being with it.”

“The real test is simple: Does this actually solve a real problem for everyday Filipinos in a simpler, safer way,” she stressed.

With millions of Filipinos relying on GCash daily to send money, pay bills and manage their finances, Sy said every product decision carries real-world consequences.

“Tech with a purpose, not just tech for tech’s sake,” she said, describing the philosophy guiding the company’s AI initiatives.

Sy added that same principle extends to responsible AI governance, where AI supports the decisions, but humans own the outcome.

While AI can analyze vast amounts of information and accelerate workflows, Sy maintained that accountability cannot be delegated to machines.

Governance should match the level of risk, she reminded. For instance, an AI tool summarizing internal meeting notes requires a different level of oversight than one influencing fraud detection or financial decisions.

“Our teams need to know when to trust the output, when to challenge it, and when to step in.’

Trust begins long before launch

Sy also challenged the notion that organizations must choose between rapid innovation and strong security. “We don’t trade speed for security. They actually fuel each other when designed right.”

She pointed to the engineering principle of “shifting left”-embedding security, operational resilience and risk management early in the product development process instead of treating them as final checkpoints before launch.

“Reliability is the customer experience,” Sy said. “Our users shouldn’t have to think about back-end controls. They just need to know that when they open the app, it works and that their money is protected.”

Building trust together

The key takeaway from the summit is collaboration. As Sy puts it, “The future of digital finance won’t be built by technology alone. It’s going to be built by people.”

This collaboration must ultimately translate into real-world impact.

“Innovation only becomes meaningful when it moves off the stage and into the real world, improving how we work, protecting our customers, and building a stronger digital Philippines,’ Sy concluded.

As AI capabilities continue to advance, Sy believes the organizations that succeed won’t necessarily be those adopting technology the fastest-but those that earn people’s trust just as quickly.

Singlife Philippines, AUB launch Medical Plan with free P100,000 Accident Coverage

Singlife Philippines and Asian United Bank (AUB) have joined forces to launch the Singlife 100-in-1 Medical Plan Get-A-Quote (GAQ) Program.

Running until September 30, the limited-time campaign rewards users of AUB’s HelloMoney and HelloPag-IBIG apps with free P100,000 accident coverage for 30 days-simply for exploring and generating a quote for the Singlife 100-in-1 Medical Plan.

The initiative aims to drive insurance awareness, encouraging more Filipinos to take a critical first step toward financial protection.

The Singlife 100-in-1 Medical Plan is a comprehensive health insurance product covering up to 100 medical conditions, including critical illnesses, surgeries and hospital confinements, all within a single policy. Designed to deliver broad and meaningful protection without the complexity of managing multiple policies, it offers a straightforward way for Filipinos to safeguard their health and finances against life’s uncertainties.

To qualify, first-time visitors can open the Singlife Shop on the AUB HelloMoney or HelloPag-IBIG app, explore the 100-in-1 Medical Plan, and complete the Get-A-Quote steps.

Upon completion, users instantly receive 30 days of free P100,000 accident coverage-reflecting Singlife’s commitment to making financial independence more accessible.

“We know that for many Filipinos, the hardest part of getting insured is simply taking that first step,” said Lester Cruz, president and CEO of Singlife Philippines. “With the 100-in-1 Get-A-Quote Program, we’re making that first step not just easy, but immediately rewarding. The moment you explore your options and get a quote, you’re already protected.”

“This is what Singlife is all about: making insurance simple, accessible and truly valuable for every Filipino. We’re excited to bring this to life through our partnership with AUB and its HelloMoney and HelloPag-IBIG platforms, and we look forward to helping more Filipinos secure their financial future,” Cruz added.

“AUB has always been committed to empowering Filipinos through innovative and accessible financial solutions. Our partnership with Singlife Philippines through this program reflects that shared mission. We want our HelloMoney and HelloPag-IBIG users to know that protection is not out of reach-in fact, it can start the moment they open the app,” AUB President Manuel Gomez said.

“This is our way of showing our customers that we are invested not just in their banking needs, but in their overall financial security,” Gomez added.

By rewarding customers simply for exploring their health coverage options, both institutions are advancing their shared commitment to making financial protection more affordable and accessible to every Filipino.