4 die, 4 hurt in Isabela blast

Four people, including three boys, died while four others were wounded when a reported rifle grenade exploded in Sitio Raniag, Barangay Sinamar, this town, on Sunday morning, police said.

Among the fatalities were an 8-year-old Grade 3 pupil and his 85-year-old grandmother. Witnesses said they heard a loud explosion and later found the victims sprawled on the ground.

Police eventually determined the type of explosive device involved. The children had reportedly been playing with a metallic object believed to be an improvised explosive device shortly before the blast.

Cops verify ownership of gun seized from student in Cotabato

Police are still verifying the ownership of a loaded .45 caliber pistol allegedly seized from a Grade 12 female student at the gate of Notre Dame of Matalam in Matalam, North Cotabato, on Oct. 1, following conflicting claims between her and her father.

Lt. Col. Marvin Hugos, chief of the Matalam Municipal Police Station, said in a radio interview on Monday that investigators were looking into possibly filing charges against the student’s father under Republic Act No. 10591, or the Comprehensive Firearms and Ammunition Regulation Act.

The father, who is a member of a Barangay Peacekeeping Action Team (BPAT), denied owning the firearm.

Police said the 17-year-old student, however, claimed that the gun allegedly belonged to her father.

Hugos said any decision to file charges would depend on the evidence gathered during the investigation and the police legal team’s assessment.

The loaded pistol was found inside a sling bag kept in the compartment of the motorcycle the student was driving.

Police said the motorcycle was registered in the father’s name.

The firearm has been submitted for forensic examination, while police are coordinating with the Regional Civil Security Unit to determine whether it is registered and identify its legal owner.

The student, meanwhile, was placed under appropriate assessment and intervention as a child in conflict with the law (CICL), in accordance with existing laws.

Following the incident, police said they have stepped up coordination with schools and barangays in Matalam, including room-to-room visits across schools in the municipality.

PNB expects to sustain double-digit growth pace

Philippine National Bank (PNB) expects to sustain double-digit growth in the second half, banking on its low-cost deposits and business-focused loan portfolio to cushion the impact of higher interest rates.

PNB president and CEO Edwin Bautista said the bank’s strong first-half performance had carried into the succeeding months, although he could not give a growth rate forecast.

‘But so far the trend continues,’ Bautista said. ‘The numbers, the growth rates are going to be very similar.’

PNB’s net income reached P14.6 billion in the first six months of 2026, up by about 17 percent from P12.5 billion in the same period last year.

Bautista said PNB’s high current account and savings account ratio, supported by its extensive branch network, should help keep funding costs relatively stable as interest rates rise.

‘Our cost of funds is steady. Even if interest rates rise, only a small portion of our deposits consists of time deposits that would require higher interest payments. So our cost of funds will remain relatively stable,’ he said.

Meanwhile, higher benchmark rates could allow PNB to charge more on loans, potentially improving its lending margins.

Higher rates, however, could also weigh on the value of its bond portfolio and result in net unrealized losses that would affect capital, Bautista said.

He stressed that PNB remained exposed to this risk, but its capital adequacy ratio of about 20 percent provided a substantial buffer.

‘The difference is our buffer is so fat that it will hardly matter,’ he said.

On credit risk, Bautista said higher interest rates and inflation could strain borrowers’ finances and lead to more past-due loans.

Back to bad habits?

Last week, budget watchdog People’s Budget Coalition (PBC) sounded the alarm over the formation of a subcommittee of ranking legislators in the House of Representatives that would now introduce amendments to the proposed P7.2-trillion national budget for 2027.

The House wrapped up floor debates on the budget bill two weeks ago, but the final draft of the measure is far from done, and the PBC expressed concern that changes to the proposed budget were already being negotiated in secret, away from the scrutinizing eyes of the public.

As PBC co-convener AJ Montesa told this paper, ‘our honest worry is that they are doing the negotiations behind closed doors, and that the BARSc [budget amendments review subcommittee] is just a way to make the arranged things public already.’

Opposition lawmaker Rep. Antonio Tinio has a starker warning: The BARSc meeting, he said, will be ‘controlled and scripted,’ with only select lawmakers in the panel having a say over the proposed changes.

Hard-won victories

Those are not unfounded worries. Earlier, in August, a number of civil society organizations (CSOs) had already complained that they had been largely sidelined from the budget talks, with rules for their participation remaining unclear and their queries ‘seen-zoned’ or ignored by the House appropriations committee.

It was only last year that, for the first time in the country’s history, CSOs had been granted accreditation and access to observe the budget deliberations in the House, to pose questions and send representatives to the hearings. The bicameral conference committee, which reconciles the versions of the appropriations bill of the House and the Senate, also had its first historic livestream on Dec. 13, 2025.

These steps toward greater budget transparency and accountability were hard-won victories for the public. And they happened only after Congress felt the people’s wrath following the massive flood control projects scandal, which had its roots in the secretive, byzantine goings-on in the budget talks.

Lawmakers by now should have learned their lesson. The people expect more, not less, openness on government spending, given the unending corruption controversies over the years that have shredded their faith in Congress’ ability to be honest and accountable when it comes to public funds.

National outrage

Before the current flood control controversy that has roiled the Marcos administration, the biggest political scandal to rock the nation was the pork barrel scam, in which scores of lawmakers, from congressmen to senators, were found to have skimmed millions from their Priority Development Assistance Fund (PDAF).

So tremendous was the national outrage over the pork barrel misuse that the PDAF, as then designed, was formally discarded-declared unconstitutional by the Supreme Court. But lawmakers were not about to give up the singular privilege of having their hands on the national till; the pork barrel system was simply redesigned, and legislators today, holding the constitutional power of the purse, continue to exercise huge discretionary control over public funds.

And with that power has come yet more corruption and illegality. Plunder and thievery in high places have grown to such gargantuan levels that billions of pesos are estimated to have been lost to ‘ghost’ infrastructure projects uncovered only in the last couple of years or so. Investigations into these irregularities have time and again led back to the labyrinthine budget process in Congress, where horse-trading and bargaining for pet projects among lawmakers are the name of the game.

Audit trail

Allowing for greater public participation in the budget deliberations was supposed to mitigate that disorder in the system. Ideally, the public should be able to see every single amendment and insertion made to the proposed national budget, from the submitted National Expenditure Program to the final General Appropriations Act signed by the President.

That audit trail should be clear to any citizen interested in finding out where the money is going, who’s receiving it and for what purpose, who pushed for this or that allocation, which amendments went through, and so on. And for that to happen, CSOs and budget watchdogs like PBC must be present every step of the way, as the people’s eyes and ears in the budget proceedings.

But, barely over a year after Congress cracked the door open for outside observers, it appears it is now slinking back to bad habits, once again resorting to secrecy and ambiguity in hammering out the budget, when the floodwaters of the infrastructure scandal continue to lap at its doors and assorted lawmakers are still entangled in courts or held in public scorn for their part in the corrupt scheme.

Gov’t infra spending decline eases at H2 start

The Marcos administration’s much-awaited second-half pickup in infrastructure spending got off to a weak start in July as the Department of Public Works and Highways (DPWH) continued to weigh on overall expenditures. However, the downturn eased considerably from previous months.

In July, the decline in infrastructure spending finally limited itself to single digits, after it had fallen by more than 30 percent in every month from January to June.

Latest data from the Department of Budget and Management (DBM) showed infrastructure and other capital outlays slipped 4 percent to P89.6 billion in July from P93.3 billion in the same month last year.

From January to July, infrastructure spending fell 36 percent to P457 billion from P713.5 billion a year earlier.

‘The lower level reflected, among others, lower DPWH disbursements amid strengthened procurement compliance, monitoring of ongoing projects, and review and validation of payment claims and contractor documentation,’ the DBM said.

‘Infrastructure implementation nevertheless continued across other key sectors, including defense modernization, rail and mass transport, school facilities, and agricultural infrastructure,’ it added.

Projects that eased the July decline included the Armed Forces Modernization Program, Rural Development Projects, and rail transport accounts payable settlements.

Total government spending, meanwhile, improved after climbing nearly 20 percent to P588.6 billion in July from P491.2 billion a year earlier, while cumulative spending also rose 7 percent to P3.763 trillion from P3.516 trillion.

The government’s economic managers are relying on increased infrastructure spending in the second half to improve the disappointing 2.6 percent growth in the first half.

Earlier, DBM Secretary Kim Robert de Leon said they were expecting the DPWH to start implementing projects in August and September.

Socioeconomic Planning Secretary Arsenio Balisacan, meanwhile, expects a fourth-quarter recovery in spending, adding that they needed to bring public construction back to at least zero growth instead of a contraction to add about 1 percentage point to gross domestic product.

World No. 1 Elena Rybakina pulls out of Wuhan Open with injury

World No. 1 Elena Rybakina has withdrawn from next week’s Wuhan Open with injury, the tennis tournament said Sunday on social media.

‘Elena Rybakina will miss Wuhan due to a foot injury. We wish her a quick recovery,’ the tournament wrote on Instagram.

‘I’m very sorry to the fans who were looking forward to seeing me play. I’ll take some time to rest and recover,’ the 27-year-old from Kazakhstan said in a statement shared by the tournament.

A day earlier, Rybakina lost to 118th-ranked Alina Charaeva in the second round of the China Open in Beijing. She said afterward she was having trouble with her foot.

It was Rybakina’s first match since winning last month’s US Open and claiming the top women’s ranking.

House panel OKs bills declaring new holidays

The House Committee on Revision of Laws on Monday approved several measures seeking to declare new holidays to commemorate historical, religious and national events.

Among the measures is a group of bills seeking to declare Jan. 22 a special working holiday to be known as National Farmers’ Day. The House bills were filed by Reps. Nelson Legacion, Sarah Jane Elago and Audrey Kay Zubiri.

Other measures seek to declare June 19 a special working holiday for the birth anniversary of national hero Jose Rizal; the third Wednesday of Easter as the Feast of Our Lady of the Rosary; Sept. 12 as National Day of Prayer; and May 13 as a special working holiday for the Feast of Our Lady of Fatima.

Elago said the proposed National Farmer’s Day would honor farmers who died in the 1987 Mendiola massacre and recognize the continuing struggles of Filipino farmers.

‘Napakahalagang matalakay ito sa ating committee meeting ngayon para sa mga magsasakang nagbuwis ng buhay sa Mendiola at para sa lahat ng magsasakang patuloy na nagsasakripisyo,’ Elago said.

(It is important to discuss this at our committee meeting today for the farmers who sacrificed their lives in Mendiola and for all the farmers who continue to make sacrifices.)

‘Isulong natin ang National Farmers’ Day hindi lang bilang pagkilala sa sakripisyo kung hindi rin sa napakalaking papel nila sa pagsulong ng food sufficiency at sa patuloy na pagkilos para sa lupa, kabuhayan, at katarungan,’ she said.

(Let us push for National Farmers’ Day not only to recognize the sacrifices of farmers but also their important role in advancing food sufficiency and their continuing fight for land, livelihood and justice.)

The 1987 Mendiola massacre occurred on Jan. 22, when security forces opened fire on farmers and land reform advocates who had gathered near Mendiola Bridge in Manila. Thirteen farmers were killed.

Kilusang Magbubukid ng Pilipinas chairman emeritus Rafael Mariano also backed the proposal, saying a holiday dedicated to farmers was ‘long overdue.’

‘Malakas ang historical at moral na basehan at relevance, significance nitong tatlong panukalang batas kung kaya amin po itong buong lakas na sinusuportahan na agarang maisabatas,’ Mariano said.

Knocked down, not out: What resilient CEOs do in the first five minutes

Many owners think resilience means gritting their teeth and carrying on. That only takes you so far. By the third bad quarter, it is wearing thin.

In more than two decades of advising CEOs and family business owners, and also optimizing their businesses, I have noticed a pattern. Those who last are no tougher or smarter. The difference lies in what they do in the hours after a setback. Their habits require no special talent, and anyone can learn them.

What really decides who makes it?

Determination is what counts most. Talent and intelligence cannot replace it, nor can a thorough understanding of what went wrong.

You can know exactly why you failed and still be stuck a year later. Analysis can feel like progress while nothing changes. Every industry has brilliant people who walked away and less gifted people who kept at it. The latter ended up owning the businesses.

Your first commitment, then, is to stay in the game. That is the strategy around which you work out the tactics.

An owner facing trouble will often tell you: ‘I need to understand what happened.’ Ask someone who recovered how they did it and you may hear: ‘On Monday morning, I got up and started making calls.’

One waits for an explanation before acting. The other acts, and the explanation comes too late to matter. Decide to persevere on a good day, so you need not make that decision again on a bad one.

Why are you surprised by the punch?

A boxer prepared to take a hit withstands the first punch. Expecting to get through untouched leaves them in trouble.

Business works much the same way. Still, plenty of owners assume the year will follow the budget, then take the first unexpected event as evidence that their entire plan was mistaken.

Building something worthwhile involves setbacks as a matter of course. What gets less attention is how the distractions multiply as you approach a major goal. A crucial employee resigns. A customer walks away. Someone in the family challenges your plans just when you can least afford the interruption.

An expected setback is something to deal with. An unexpected one can feel like a judgment on the whole venture. Prepare your successors too: the punches will come, signaling that the goal is getting closer.

What do you do in the first five minutes?

Start your recovery with your body. Pause, let your breath out slowly, then get up and move. If possible, have a laugh at the drama your mind is creating. Follow that with one small action that moves you forward.

Rehearse this on quiet days. When business starts throwing punches, there will be little time to work out the sequence.

Think of lying awake at three in the morning, turning a worry over and over. Staying still and dwelling on it makes the feeling grow. If you can intensify a feeling, you can also improve it. How you feel affects your decisions, so change your state before choosing what to do.

Watch what you do next. Cutting back your ambition to spare yourself another disappointment can be an expensive response. Take disappointment as a reason to increase your efforts, and ask yourself: ‘What option am I missing?’

Keep working towards the same destination, however often you have to find a different way there.

A tender you did not win closes one door; it does not invalidate your growth target. Find another opening. A hire who did not work out calls for a different hiring approach next time, not the abandonment of your management team. Leave the goal in place and rewrite the part of the plan that needs changing.

Where are you looking?

Your car gives you a small rear-view mirror and a much larger windshield. Treat the past accordingly: look back long enough to learn, then turn your attention ahead. Bringing up last year’s loss at every meeting is much like trying to drive while staring into the mirror.

Look back for evidence, too. Deliberately recall your first major client, a crisis you survived or a year when everyone expected you to fail. You have managed things that once seemed impossible. You have faced hard times before and will face them again.

Be careful whose opinions you take on board. Ambitious plans draw people who forecast disaster as reliably as a weather reporter who predicts nothing but hurricanes. Ask whether the person has accomplished what you are attempting. If they have not, thank them and get on with it.

Doubts are harder to handle when they come from people you love. A spouse, parent or sibling in a family business may mean well: ‘We only want what is best for you.’ Listen respectfully. Wanting you safe, though, does not mean they can see the future you are working towards.

Can you switch off?

Driven owners often struggle most with switching off. Stress can keep you going for a time, but eventually it drains you and your business feels the effects.

Readiness and tension cannot coexist. Owners who endure feel drawn towards their goal without being strained by it. They regularly renew their energy by thinking about that goal and what it means for those they love. When it is time to stop working, they give themselves permission to stop completely.

Imagine a balloon losing air on its way to a target. Stress creates the leak. Owners often push harder, making it worse. The answer is to put air back in. Replenishing yourself takes minutes each day; it need not wait for a sabbatical.

For a family business, there is another reason to take this seriously. Your successors are watching how you cope with pressure. If running the company seems to mean being exhausted all the time, they may understandably want nothing to do with it.

Calm sustains your drive for decades. Midnight, jaw clenched, is hardly when you make your best decisions. Your competitors would love you to choose that moment.

Knowledge takeaways

Resilience combines determination with the ability to recover; enduring pain is not enough.

The setback itself is seldom what breaks someone. What follows in their own mind does the damage.

Draw deliberately on your previous successes. They provide your strongest evidence of what you can do.

Persistence fueled by stress eventually falters. Persistence sustained by calm builds over time.

Guard your destination against the doubts of those who love you as carefully as against anyone else’s doubts.

Take one step now: list the three hardest things you have overcome and put that list where you can find it when the next bad day comes.

Your five to thrive

1. Decide to stay. Determination beats talent and analysis. Make ‘I am not quitting’ a decision, not a mood.

2. Expect the punch. Assume setbacks will come, most of all near the goal, and prepare your team and successors for them.

3. Rehearse your reset. Stop, breathe out, move, laugh, take one step. Practice it before you need it.

4. Keep the goal, change the route. When disappointed, do more and ask: ‘What option am I missing?’

Manila logs 38 new dengue cases, bringing total to 3,555

Dengue remained the most frequently reported among the diseases monitored in Manila, with 38 new cases recorded on Monday, bringing the city’s year-to-date total to 3,555, according to the latest W.I.L.D. (water-borne diseases, influenza, leptospirosis, and dengue) diseases report of the Manila Health Department (MHD).

The report, which covers water-borne diseases, influenza, leptospirosis, and dengue, also recorded 23 new influenza-like illness (ILI) cases, five new severe acute respiratory infection (SARI) cases, and five new leptospirosis cases.

No new cases of cholera, typhoid fever or confirmed COVID-19 were recorded on the same day.

The report was based on data extracted from the Electronic Disease Case Surveillance and Information System (EDCS-IS) as of 7 a.m. on Oct. 5.

From Jan. 1 to Oct. 5, the MHD had recorded 3,555 dengue cases, 2,100 ILI cases, 1,612 leptospirosis cases and 478 SARI cases.

The city also logged 82 typhoid fever cases, 100 confirmed COVID-19 cases and four cholera cases during the same period.

The MHD said it continued to monitor W.I.L.D. diseases, particularly as illnesses may spread during the rainy season.

‘Patuloy ang pagbabantay sa mga sakit na maaaring lumaganap lalo na ngayong tag-ulan [Monitoring continues for diseases that may spread, especially during the rainy season],’ it said in a statement.

The health department urged residents to remain cautious as the city continues monitoring the diseases.

Makabayan solons seek financial aid for workers amid Super El Niño

Makabayan bloc lawmakers on Monday sought economic relief for farmers, fisherfolk, and other workers as the agricultural damage in the country due to El Niño already reached P6.87 billion.

ACT Teachers party-list Rep. Antonio Tinio, Kabataan party-list Renee Co, and Gabriela Women’s Party Sarah Elago filed House Resolution No. 1496 urging the House committees on agriculture and food, aquaculture and fisheries resources, and labor and employment to probe the phenomenon, as well as to assess the government’s mitigation efforts.

The Philippine Atmospheric, Geophysical, and Astronomical Services Administration (Pagasa) earlier said that El Niño may intensify into a ‘very strong’ phenomenon between September and December this year, and may persist until the first half of 2027.

Pagasa also said that the phenomenon may cause hotter temperatures and a significant decrease in the amount of rainfall.

Elago said that committee hearings into the phenomenon must continue given that the House of Representatives is in the period of amendments for its version of the 2027 General Appropriations Bill. As the lower chamber wrapped up its plenary deliberations on the P7.2-trillion budget bill, it will now be discussed on the floor for its second reading.

‘It is important to ensure that the national funds for 2027 allocate a budget for the impact of the El Niño to the farmers, fisherfolk, and workers,’ Elago told reporters in an interview.

Elago said that she is pushing for the production subsidy for farmers and fisherfolk worth P50,000 and P30,000, respectively.

‘It is important, especially now that prices of fuel products and fertilizer increase, that it is much more needed to provide subsidies for farmers and fisherfolk. Preparing for Super El Niño must include the local agriculture, the labor sector, and the public,’ she added.

Last Sept. 26, the Department of Agriculture (DA) said that El Niño has already affected 223,214 farmers in 14 regions in the country, with damage in the agriculture sector already reaching P6.87 billion.

The DA noted that 163,812 million metric tons of agricultural produce, which span 249,028 hectares of land, have been damaged.

In the same interview, Co said that she will push for amendments to include production subsidies for farmers and fisherfolk, emphasizing that they must not be left behind as the country faces the drastic effects of the El Niño phenomenon.

Last Thursday, the House’s Budget Amendments Review Subcommittee approved an additional P16 billion for the budget of the DA for next year. This aims to support agricultural programs amid the effects of El Niño in the country.

The DA was allocated P198.45 billion under the P7.2 trillion 2027 National Expenditure Program.

Farmer groups Kilusang Magbubukid ng Pilipinas (KMP) and Katipunan ng mga Samahang Magbubukid sa Timog Katagalugan (Kasama-TK) expressed their support in the filing of the resolution.

KMP chairman emeritus Rafael Mariano said that the government must implement program interventions to mitigate the effects of El Niño in the country. He also said that concerned government agencies must coordinate to provide strategic measures to address the phenomenon.

‘The government must have program intervention for us, especially now that the House is in the period of amendments for the 2027 budget. It is important for us to receive compensation for losses from the phenomenon,’ Mariano shared in the same interview.