UK’s indefinite leave to remain to requires 10-year wait and ‘Good citizen’ tests

Shabana Mahmood, the United Kingdom’s (UK) Home Secretary, has confirmed that the path to Indefinite Leave to Remain (ILR) will soon be doubled to a ten-year qualifying period and subject to new ‘contribution-based’ requirements.

In her inaugural conference speech as home secretary, the Labour MP confirmed the significant policy shift, arguing that the public’s loss of faith in the immigration system was creating an environment where Britain could no longer afford to be ‘open, tolerant and generous’. End of automatic settlement

Mahmood further outlined plans to introduce a series of new, stringent ‘good citizen’ tests which migrants must pass to earn permanent residency.

‘We will soon increase the time in which someone must have lived in this country to earn indefinite leave to remain from five years to ten,’ she said.

‘And as part of that consultation, I will be proposing a series of new tests.’

These new conditions will reportedly include:

Being at work and making National Insurance contributions.

Not claiming a penny in benefits.

Attaining a high standard of English.

Having no criminal record. Demonstrating that they have truly given back to their community, such as through volunteering. Mahmood stated that those who fail to meet these new conditions should not be automatically granted ILR. The new system will allow high contributors to qualify for settlement in less than ten years, but others could face a longer wait or be barred from ILR entirely.

‘Time spent in this country alone is not enough,’ she asserted. ‘Just like my parents, you must earn the right to live in this country for good.’

The announcement was immediately followed by confusion over whether the stricter rules would apply to migrants who have recently arrived in the UK.

While sources initially indicate that the policy would not apply retrospectively to those already in the country, reports later suggested the government is wrestling with how to prevent a large cohort of recent arrivals from securing automatic ILR under current rules.

Mahmod is considering an emergency retrospective law, changes that could affect around one million migrants, including Nigerians who entered the UK after 2021 under the post-Brexit immigration system.

Insiders suggested the government was prepared to defend the expected legal challenges

However, it has been confirmed that the new ‘good citizen’ tests themselves would be too complex to impose on those already here.

Instead, ministers will seek a separate, faster mechanism to prevent migrants who arrived after 2021 from securing settlement after five years, though this mechanism is expected to be less demanding than the planned new ILR system.

‘Across this country, people feel like things are spinning out of control,’ she said, pointing to the arrivals of small boats and widespread illegal working as key drivers of this distrust.

The proposed changes are subject to a public consultation, following which the government is expected to make its final legislative decisions.

Nigeria @ 65th: A reminder of unity, residence and sacrifice – Gov Namadi

Umar Namadi, the Governor of Jigawa State, has congratulated the government and people of Nigeria on the occasion of the nation’s 65th Independence Anniversary, describing the day as a reminder of the unity, resilience, and sacrifices that built the country.

In his goodwill message, Governor Namadi said the anniversary is not only a time to reflect on the struggles of the nation’s founding fathers but also an opportunity to renew collective commitment to peace, progress, and prosperity. ‘Today, we celebrate Nigeria’s 65th Independence Anniversary with pride and gratitude. This day reminds us of the sacrifices of our heroes past, whose vision and courage laid the foundation of our beloved country. As a people, we must continue to uphold the ideals of unity, justice, and service to humanity,’ the governor said.

This is contained in a statement by Hamisu Mohammed Gumel, Chief Press Secretary to the Governor and made available to newsmen on Wednesday in Duste.

He noted that despite challenges, Nigeria continues to make progress under the leadership of President Bola Ahmed Tinubu, whose policies are geared towards strengthening the economy, improving security, and providing better opportunities for citizens. ‘Here in Jigawa, our administration is committed to complementing the efforts of the Federal Government by prioritising the welfare of our people, investing in agriculture, education, healthcare, infrastructure, and creating opportunities for our youth and women. Together, we will build a stronger state and contribute to the greatness of Nigeria,’ he added.

According to the statement, Governor Namadi urged Nigerians to remain united and hopeful, stressing that the diversity of the nation is a source of strength rather than division.

He called on citizens to continue supporting government policies and programmes for sustainable development. ‘As we hoist our green and white flag today, let us be reminded that the responsibility of building a prosperous Nigeria rests on all of us. With unity, faith, and determination, we shall overcome our challenges and fulfill the dream of a greater nation,’ he concluded.

U-20 World Cup: Flying Eagles seek redemption against Saudi Arabia

Nigeria’s U20 side, the Flying Eagles, will take on Saudi Arabia in their second match of the FIFA U-20 World Cup in Talca on Thursday night.

After a 1-0 defeat to Norway in their Group F opener, the seven-time African champions are eager to bounce back and keep their hopes of advancing alive.

Despite dominating possession and creating several chances in the match against Norway,

Nigeria was unfortunate not to find the equalizer in the second half. The Flying Eagles were denied two penalty appeals by the referee, leaving them frustrated in what was otherwise a promising performance. A win against Saudi Arabia will boost Nigeria’s chances of progressing to the Round of 16, especially with a tough match against Colombia coming up on Sunday.

Head coach, Aliyu Zubair, remains confident that his team has recovered from the disappointment of the Norway defeat.

His focus now is on ensuring the squad delivers the right result against Saudi Arabia. With all key players available,

Zubair is expected to stick with his preferred 4-3-3 formation, emphasizing attacking play and ball possession.

BusinessDay TalkExchange Poll: What is the real cost of housing in Nigeria?

Irrespective of the time of the year, the social media in Nigeria is abuzz with conversations about the housing conditions in the country. From complaints about the rising cost of house rents across the country, to many sharing some sour experiences in the hands of shylock landlords, and greedy agents.

When the rainy season arrives, as it has already, another question arises. How does the money paid for rents translate into security from the impact of the rains and their attendant floods? BusinessDay’s September TalkExchange Poll aims to capture the reality behind the social media conversations around housing in Nigeria. What is the real cost of housing in Nigeria, and what are the biggest challenges to housing in Nigeria?

Oil union calls off strike as Dangote redeploys sacked workers

The federal government has successfully brokered an agreement between the Petroleum and Natural Gas Senior Staff Association of Nigeria (PENGASSAN) and the management of Dangote Petroleum Refinery, leading to a decision to call off the association’s strike action and redeploy disengaged workers of the refinery.

The reconciliatory meetings at the instance of the Minister of Labour and Employment, Muhammad Dingyadi, had become necessary following the PENGASSAN’s directive to members to stop gas supply to Dangote Petroleum Refinery and withdrawal their services over what was described as the unlawful termination of over 800 of its members by the refinery’s management.

As contained in communique signed by all parties at the end of the meeting, Dingyadi informed the meeting that unionisation was a right of workers in accordance with the laws of Nigeria and that this right should be respected.

The communique stated that after examining the procedure used in the disengagement of workers, the meeting agreed that the management of Dangote Group shall immediately start the process of taking the disengaged staff to other companies within the Dangote Group, with no loss of pay.

‘Whereas the leadership of PENGASSAN said that the directives given to stop the supply of gas to Dangote Petroleum and withdrawal of services was in response to the termination of appointment of over Eight Hundred members of PENGASSAN by the management of the Dangote Refinery and Petrochemical Limited, the management of Dangote Refinery and Petrochemical on the other hand, explained the reason for disengagement of the workers was as a result of the ongoing reorganization in the company. ‘No worker will be victimised arising from their role in the impasse between Dangote and PENGASSAN.

‘PENGASSAN agreed to start the process of calling off the strike. Both parties agreed to this understanding in good faith,’ it stated.

The conciliation was attended by high-ranking officials of government, including the National Security Adviser; Minister of Finance and Coordinating Minister of the Economy; Minister of Budget and Economic Planning; Minister of State for Labour and Employment; Director-General of the Department of State Services (DSS); Director-General of the National Intelligence Agency (NIA); Permanent Secretary of the Ministry of Petroleum Resources, representing the Minister of State for Petroleum Resources (Gas); as well as the Permanent Secretary of the Federal Ministry of Labour and Employment.

Also present were the chief executives of the Nigerian Midstream and Downstream Petroleum Regulatory Authority (NMDPRA) and the Nigerian Upstream Petroleum Regulatory Commission (NUPRC), alongside representatives of the Nigerian National Petroleum Company Limited (NNPCL), the leadership of the Trade Union Congress (TUC), and the President and Secretary-General of PENGASSAN.

Ist October: Tinubu urges youths to ‘dream big’

President Bola Tinubu has charged Nigerian youths to dream big, innovate and conquer more territories in their various fields of endeavour

The President, speaking on 1st October, nationwide broadcast to mark Nigeria’s 65th Independence Day anniversary, assured the youths of his administration’s support through policies and funding.

‘You must continue to dream big, innovate, and conquer more territories in your various fields of science, technology, sports, and the art and creative sector.

‘Our administration, through policies and funding, will continue to give you wings to fly sky-high’

The President cited the creation of the National Education Loan Fund, NELFUND, saying the initiative is to support students with loans for their educational pursuits.

‘ Approximately 510,000 students across 36 states and the FCT have benefited from this initiative, covering 228 higher institutions. As of September 10, the total loan disbursed was N99.5 billion, while the upkeep allowance stood at N44.7 billion.

The President also revealed that Credicorp, another initiative of the administration, has granted 153,000 Nigerians N30 billion in affordable loans for vehicles, solar energy, home upgrades, digital devices, and more. Speaking on other measures aimed at giving support to young people, the President assured that the ‘YouthCred, which I promised last June, is a reality, with tens of thousands of NYSC members now active beneficiaries of consumer credit for resettlement’

‘Under our Renewed Hope Agenda, we promised to build a Nigeria where every young person, regardless of background, has an equitable opportunity to access a better future-thus, the Investment in Digital and Creative Enterprises (iDICE) programme. ‘This initiative is at the cusp of implementation. Over the last two years, we have collaborated with our partners to launch the programme, supporting our young builders and dreamers in the technology and creative sectors.

‘Fellow Nigerians, I have always candidly acknowledged that these reforms have come with some temporary pains.

‘The biting effects of inflation and the rising cost of living remain a significant concern to our government. However, the alternative of allowing our country to descend into economic chaos or bankruptcy was not an option. Our macro-economic progress has proven that our sacrifices have not been in vain. Together, we are laying a new foundation cast in concrete, not on quicksand.

‘The accurate measure of our success will not be limited to economic statistics alone, but rather in the food on our families’ tables, the quality of education our children receive, the electricity in our homes, and the security in our communities. Let me assure you of our administration’s determination to ensure that the resources we have saved and the stability we have built are channelled into these critical areas. Today, the governors at the state level and local government autonomy are yielding more developments.

‘Therefore, on this 65th Anniversary of Our Independence, my message is hope and a call to action. The federal government will continue to do its part to fix the plumbing in our economy. Now, we must all turn on the taps of productivity, innovation, and enterprise, just like the Ministry of Interior has done with our travel passports, by quickening the processing. In this regard, I urge the sub-national entities to join us in nation-building. Let us be a nation of producers, not just consumers.’

No religious genocide in Nigeria- Tinubu

President Bola Tinubu, on Tuesday, criticised those peddling allegations of religious genocide in the country, saying no religion is under siege.

The president described the allegations as ‘unfounded and misleading, as citizens focus more on harmony and shared prosperity.*

Bayo Onanuga, presidential spokesman, in a statement, said Tinubu acknowledges that after 65 years of Independence, citizens have grown to appreciate religious and cultural differences and explore the advantages of diversity in terms of educational, economic, and other productive gains.

President Tinubu allayed fears of religious intolerance in the country at the unveiling of a book on the 10 years of the APC government in Nigeria. It was authored by the Governor of Imo State, Sen. Hope Uzodimma.

Tinubu was in Owerri to commission projects, such as the Owerri-Mbaise-Umahia road, the Assumpta Twin flyover, and the Emmanuel Iwuayanwu Convention Centre.

Nentawe Yilwatda, the All Progressive Congress APC national chairman, two former APC Chairmen, Adams Oshiomhole and Umar Ganduje, governors of APC states, and the Governor of Abia State, Alex Otti, attended the commissioning of the projects and the book launch.

The event was also attended by Tajudeen Abbas, speaker of the House of Representatives, Deputy Speaker, Deputy Senate President, former Senate Presidents, Sen. Pius Anyim Pius, and Ahmad Lawan, were also at the event.

Others include the founding Chairman of the APC, Bisi Akande, and former Governor of Ogun State, Segun Osoba, as well as traditional and religious leaders, members of the diplomatic corps, student unions, and market associations.

President Tinubu told the crowd at the Emmanuel Iwuanyanwu Convention Centre: ‘Let me also say this clearly, Nigeria is a proud, sovereign nation built on the faith and resilience of its people. Here, no faith is under siege, no community is excluded.

‘Our churches, mosques, and traditional shrines stand side by side – not as rivals, but as symbols of the unity that binds us.

‘We must never allow outsiders to tell us who we are or sow division among us. We are Nigerians, and we will stand together. Nigeria will not accept lectures from those who seek to profit from our divisions. No one loves this country more than Nigerians themselves, and no one will define us except us.

‘Our duty is to stand guard over our unity, protect every citizen, and continue to prove to the world that our diversity is not our weakness, but our strength and when Nigeria stands united, no falsehood can prosper against her. So help us God,’ he added.

On the impact of the All Progressives Congress in running Nigeria since 2015, President Tinubu said: ‘Nigeria is no longer where it was ten years ago. We promised a change, and I can confidently tell you the worst is over.

‘Ten years ago, our great party, the All Progressives Congress (APC), came into power on the wings of change. Nigeria was at a crossroads. A break from the old order was not only desirable; it had become inevitable to steer our nation away from collapse. ‘Under President Muhammadu Buhari, our party began stabilising Nigeria. We invested heavily in infrastructure, pushed back terrorists, and instilled accountability in public finance. Were there challenges? Yes. Were mistakes made? Yes. But no one can deny that the direction of Nigeria changed for good,’ he added.

‘APC may not be perfect, but we are purposeful. And we will not allow Nigeria to return to the wasted years of drift,’ the President said.

‘We are not yet where we want to be, but we are no longer where we were. We are building a Nigeria that values productivity above handouts and is a nation prepared for a sustainable future.

The President has a message for the critics of the APC administration: ‘And to those who today parade themselves as prophets of solutions, let me say this: those who wasted sixteen years had their chance. Nigerians remember the broken promises, the broken power plants, the broken roads and the attempts to usurp democratic institutions using corrupt practices and subterfuge.

President Tinubu commended Governor Uzodimma for his scholarship documenting this decade of progressive governance.

‘Hope has given Nigeria a gift: a reminder that nations must write their own stories, and leaders must account for their stewardship.

The President stated that the outlook for the economy had improved across various indicators.

‘I am honoured to stand here in Owerri, in the heart of the South-East, a land of industry, intellect, and resilience. I know there were times when this region felt left out. But under Renewed Hope, no part of Nigeria will be abandoned. The South-East is not on the margins; you are at the centre of our national rebirth.

‘Believing in true federalism and decentralisation, I have created regional development commissions to bring progress closer to the people. Nigerians have the right to hold leaders at every level (federal, state, and local) accountable. And as leaders, we have the duty to deliver,’ he added.

The President of the Senate, Godswill Akpabio, thanked the President for the initiative of NELFUND, which had encouraged more underprivileged children to pursue their education in higher institutions.

‘Mr President, you have given hope to many young people through the Education funds you provide. You have invested in agriculture to provide food for millions of Nigerians.

‘On behalf of the entire National Assembly, we want to congratulate the performing governor,’ the Senate President said.

The Governor of Imo State, who is also the Chairman of the Progressive Governors’ Forum, stated that the sub-national governments had consistently received increased allocations, enabling infrastructure construction and improving sectors such as education and health.

‘Mr President, we are grateful for your support. It is through your courage and bold policies that our economy is stabilised today. Most of the projects we undertake in Imo are made possible by the continuous funding we receive from time to time.

‘Your consistency in the political trajectory of Nigeria made it possible for the formation of APC, which became a force in the build-up to the 2015 elections. This inspired me to document all these remarkable efforts into a book titled ‘A Decade of Leadership in Nigeria’.

PHCCIMA’s Nwoga leads members, investors to unlock new business blocks

The Port Harcourt Chamber of Commerce, Industry, Mines, and Agriculture (PHCCIMA), is always in search of opportunities to businesses in the oil city. The City Chamber is fighting to create alternative businesses other than oil and gas, though not ignoring the hydrocarbon industry.

Since the days of Emi Membere-Otaji as president, the PHCCIMA has worked to reposition its focus to non-oil businesses especially by attracting foreign business partners to open doors to the business community in the Garden City.

Now, Chinyere Nwoga, the first female president, has revealed to members how best to queue into the wealth avenue of the Chambers. She urged members to dive into chamber programmes to unlock a wealth of business opportunities.

Speaking at the third-quarter General Forum at the PHCCIMA secretariat in Port Harcourt, she highlighted the importance of leveraging the chamber’s resources to fuel business success. Nwoga emphasized that active participation in chamber activities is key to reaping the full benefits of membership. The well-attended forum showcased strategic initiatives, including collaborations with the Lagos City chamber, trade group programmes, and member-engagement opportunities, all aimed at driving business growth.

The forum featured discussions on the upcoming 2025 Port Harcourt International Trade Fair with calls for innovative strategies to elevate its global stature and explore franchising opportunities. Trade group leaders delivered impactful presentations.

Fenibo Fubara, ICT Trade Group chairman, advocated for digitizing chamber processes to streamline resource access and attract new members.

Ofon Udofia, Export/Import Trade Group chairman, urged PHCCIMA to push for reduced bureaucratic hurdles at southern ports, addressing International Maritime Organization (IMO) policies causing rate disparities.

Jack Daboikiabo (SME/NGO Trade Group) and Chief Ernest Elochukwu (Membership Committee) shared their groups’ achievements and upcoming events.

The forum also celebrated the induction of 12 new member-companies, with oaths administered by past President Emeka Unachukwu, an engineer and doctorate degree holder in International Trade. Notable attendees included a past president (Vincent Furo), 1st deputy president Isaac Wonwu, Financial Secretary Emmanuel Ogbonda, and Welfare Secretary Florence Nwosibe, all offering valuable insights for chamber progress.

A highlight was the presentation by #StartupSouth organizers, inviting members to leverage their platform to expand markets, attract capital, and strengthen the Rivers State business ecosystem.

Adeleke grants amnesty to 36 convicts on Independence Day

ýTo mark Nigeria’s 65th Independence anniversary, Ademola Adeleke the governor of Osun State has granted amnesty to 36 convicts currently serving sentences at the Nigerian Correctional Service facilities in Ilesa and Ile-Ife.

ýThe gesture, according to a statement by Mallam Olawale Rasheed, the governor’s spokesperson, was made in line with the powers conferred on the Governor under Section 212 of the Constitution of the Federal Republic of Nigeria (1999 as amended), follows the recommendations of the State Advisory Council on Prerogative of Mercy.

ýAdeleke, in a proclamation issued under his hand and the Public Seal of Osun State, dated September 24, 2025, declared that: ý’WHEREAS, the Governor of Osun State of Nigeria has granted amnesty to the convicted persons listed and attached hereto, who are subject to the jurisdiction of Osun State; NOW KNOW YE THAT I, Senator (Dr.) Ademola Jackson Nurudeen Adeleke, the Governor of Osun State of Nigeria, in exercise of the powers conferred upon me by Paragraph (a) Subsection (1) of Section 212 of the Constitution of the Federal Republic of Nigeria 1999 (as amended), and acting in accordance with the Advisory Council of State designated under Subsection (2) of the said Section, am graciously pleased to extend my mercy to the said thirty-six (36) convicts.

ýý’By this act, I remit and release unto them all pains, penalties, and punishments whatsoever that may have accrued from their convictions, and I hereby require all to whom it may concern to take due notice thereof. AND FOR SO DOING, this shall be a sufficient warrant. Given under my hand and the Public Seal of Osun State, Nigeria, this 24th day of September, 2025.’

ýOlawale further revealed that the beneficiaries include men and women convicted mostly of minor offences such as stealing and conspiracy, many of whom had served substantial portions of their sentences. ýFrom the Ilesa facility, those pardoned include Kehinde Ganiyu, Isiaka Mohammed, Oluwatosin Femi, Adebisi Adeniyi, Rotimi Paul, Oyewole Sunday, Ojo Adewale, Tajudeen Ridwan, and Jokotola Quadri, Akinola Taofeek, Onibukun Adebisi, Azeez Afeez, Abdulgafar Quadri, Udoh Monday O., Babawale Saheed, Olasunkanmi Wasiu, Adetoro Toheeb, Mudashiru Lawal, and Ismaila Wahab, as well as Yinka Oyeniyi, Olaniyan Taofeek, Sheu Mumini, Ololade Bashit, Musibau Abdulkareem, Jamiu Sulaeeb, Jeremiah Ayuba, Abimbola Samad, Oladeji Tosin, and Mathew Samuel.

ýFrom the Ile-Ife centre, the amnesty covers Yusuf Ola, Oyedeji Sunday, Ojo Olaoluwa, Ogunola Rafiu, Ayomide Amos, Usman Adefisan, and Adedigba Abiodun.

ýThe governor emphasised that the decision reflects the spirit of compassion, justice, and renewal which Nigeria’s Independence Day represents.ý

ýHe added, ‘As a government of the people, we remain committed to upholding justice while extending mercy to deserving citizens. This amnesty is not only a gesture of freedom but also a call for true rehabilitation, reintegration, and a fresh start for these individuals.’

Olukoyede pushes for fraud risk integration in governance

Ola Olukoyede, executive chairman of the Economic and Financial Crimes Commission (EFCC), has called on public and private sector organisations in Nigeria to integrate fraud risk assessment and control mechanisms into their governance frameworks to strengthen transparency and accountability.

Olukoyede made the appeal on Tuesday, at the launch of the ISO 37003:2025 Fraud Control Management System held at the Transcorp Hilton, Abuja.

The event was organised by the Standards Organisation of Nigeria (SON) in collaboration with the British Standards Institution (BSI).

Delivering a keynote address entitled, ‘Integrating Fraud Risk Assessment and Control into Governance of Organisations,’ Olukoyede, represented by Ibrahim Shazali, director of Fraud Risk Assessment and Control of the EFCC, described fraud as a ‘pervasive and complex issue’ that causes enormous financial and reputational damage to organisations.

‘Fraud risk assessments provide an opportunity for identifying, analysing, and mitigating the effects of fraud risks in organisations,’ he said, warning that threats such as asset misappropriation, corruption, and fraudulent financial reporting could cripple institutional capacity if not properly addressed.

Olukoyede highlighted the significance of ISO 37003:2025, which he said offers a globally recognised framework for organisations to prevent, detect, and respond to fraud systematically and sustainably.

He further disclosed that in 2024, the EFCC established the Department of Fraud Risk Assessment and Control (DFRAC), mandated to carry out fraud risk assessments across ministries, departments, and agencies (MDAs).

According to him, the unit has been focusing on measures such as segregation of duties, adherence to approval limits, cybersecurity safeguards, transparency protocols, whistleblower arrangements, and targeted awareness programmes to enhance governance and compliance in the public sector.

‘Fraud prevention is a collective responsibility. Our partnership with ISO and SON is crucial in promoting international best practices in fraud prevention and control. ‘By sharing knowledge, expertise, and resources, organisations can strengthen their defences against fraud and promote a culture of integrity and transparency,’ he added, noting that EFCC’s initiatives will also be extended to sub-national levels.

In his remarks, Chukunonso Okeke, Director-General/Chief Executive of SON, represented by Talatu Ethong, Director of Corporate Affairs, described the unveiling of the standard as a ‘historic occasion’ and a major milestone in Nigeria’s role in international standardisation.

‘Today, we are not merely unveiling another international standard, but a powerful instrument to strengthen transparency, accountability, and good governance in Nigeria.

‘With ISO 37003:2025, we now embrace a proactive and structured framework for fraud prevention, detection, and response,’ Okeke said.

He also praised Nigeria’s leadership role in shaping the new standard through SON’s active participation in the ISO/Technical Committee 309 Working Group 8, paying tribute to Professor Oserheimen Aigberaodion Osunbor for positioning Nigeria as a global player in fraud control standardisation.

Abdullahi Bello, Chairman of the Code of Conduct Bureau (CCB), in a goodwill message, commended SON and BSI for driving the initiative.

He described ISO 37003:2025 as ‘a robust framework for fraud prevention, detection, and response’ and expressed optimism that it would further entrench integrity in Nigeria’s governance and business environment.

Other speakers at the event included David Adamson of the British Standards Institution, the representative of the Minister of Industry, Trade and Investment, Kevin Hyland who presented a paper on ‘Criminality and Rule of Law: Impacts on Global Trade,’ as well as representatives of the Independent Corrupt Practices and Other Related Offences Commission (ICPC), the Central Bank of Nigeria (CBN), and the Technical Unit on Governance and Anti-Corruption Reforms (TUGAR).

The highlight of the event was the official declaration by SON of the adoption of ISO 37003:2025 Fraud Control Management System for use in Nigeria.