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Nigeria is at the crossroads as it marks its 65th independence anniversary – a nation weighed down by poverty, insecurity, and corruption, yet lifted by the promise of youthful innovation, cultural influence, and reforms that seek to break old patterns. From the oil fields of the Niger Delta to the buzzing tech hubs of Lagos, the country faces a defining question: can its bright spots finally outshine the shadows?

Beyond oil

For decades, oil has been Nigeria’s lifeline – and its curse. Since the 1970s, crude oil has contributed as much as 90 per cent of export revenues and over half of government income. But global shifts in energy and Nigeria’s own dwindling production have exposed the fragility of this model.

Today, cracks in oil dependency are widening. Entertainment, financial technology, telecommunications, and agriculture are emerging as strong contenders in Nigeria’s economic story. Agriculture contributes roughly 25 per cent of GDP, while services – powered by fintech and telecoms – now account for nearly 50 per cent. Lagos has become one of Africa’s busiest financial hubs, home to banks, startups, and investors chasing the next big thing.

Former Finance Minister, Ngozi Okonjo-Iweala, now head of the World Trade Organisation (WTO), once remarked: ‘Oil can no longer carry this nation. What gives me hope is the innovation I see among young Nigerians building billion-dollar businesses in technology, entertainment, and agribusiness.’

One such innovator is Femi Adeyemi, founder of a growing agritech company in Ibadan. ‘We’re using mobile platforms to link farmers directly to markets. It reduces waste and gives farmers more profit,’ he explains. ‘These are things oil wealth never solved.’

Yet reforms are painful. President Bola Tinubu’s removal of fuel subsidies in 2023 sparked protests as transport and food prices soared. The government defends the policy, arguing that it frees billions for infrastructure and social spending. Tax reforms, too, promise a broader revenue base – but small business owners worry about excessive burdens.

‘I sell provisions in Surulere, Lagos,’ says 38-year-old shopkeeper Mariam. ‘Every policy feels like it costs us more. If the government wants to diversify, they should support us, not just collect from us.’

The road to diversification is rocky, but without it, Nigeria cannot sustain its people. And diversification demands more than ideas; it requires the physical backbone of progress: roads, railways, and power.

Building roads, bridges, and trust

Nigeria, with over 200 million people, has an enormous demand for infrastructure. For decades, potholed roads, collapsing bridges, and erratic power supply have strangled growth. However, there have been some noticeable changes in recent years.

The Lagos-Ibadan Expressway, once notorious for traffic jams and accidents, has undergone significant upgrades. The long-awaited Second Niger Bridge now links the Southeast more effectively, easing bottlenecks. Abuja-Kaduna’s rail line has cut travel time and boosted trade, despite security concerns.

Minister of Works David Umahi insists: ‘We are not where we want to be, but projects like the Lagos-Ibadan Expressway and the Second Niger Bridge are proof that Nigeria is moving forward. Our target is to connect communities and unlock trade.’

However, not everyone is convinced. Civil society leader Aisha Yusuf warns: ‘Infrastructure must serve the people, not just political interests. Transparency is non-negotiable. Projects must be completed, not abandoned after ribbon-cuttings.’

Onitsha-based trader Chukwudi Okeke testifies to the benefits: ‘With the new bridge, it takes me less time to get goods across. Before, we could spend a whole day in traffic. Now, at least, there is some relief.’

Such stories suggest progress, but infrastructure is only part of the puzzle. For a nation so young in demographic terms – with over 60 per cent under 25 – the real engine of transformation lies in its restless youth.

Young, bold and wired

Nigeria is one of the youngest countries in the world, with a median age of just 18. Its youth are inventive and increasingly digital. In Lagos’ Yaba district – dubbed ‘Yabacon Valley’ – co-working spaces buzz with coders, app developers, and entrepreneurs hoping to disrupt everything from banking to education.

Nigeria is at the vanguard of Africa’s tech revolution, thanks to the hundreds of millions of dollars that startups like Flutterwave, Paystack, and Andela have secured over the past few decades. In 2022 alone, Nigerian startups raised over $1.2 billion in venture capital, nearly one-third of Africa’s total.

‘Every day, Nigerian innovators prove that with the right environment, we can lead the continent in digital transformation,’ says Iyinoluwa Aboyeji, co-founder of Andela and Flutterwave. ‘The challenge is government policy – it must nurture, not suffocate, innovation.’

Tinubu has pledged to expand broadband access to rural areas, lower regulatory hurdles for startups, and invest in digital skills. If realised, these promises could supercharge the youth-driven economy.

But beneath the energy of tech hubs, frustration simmers. University student Chika Odili explains: ‘We’re creative, we’re connected, but unemployment is still killing us. Everyone wants to start a business, but not everyone gets funding. Government must do more to create jobs.’

Although Nigeria has a bright digital future, a population this size cannot be fed by technology alone. To cut imports and feed its people, the country must return to its roots: agriculture.

Agriculture: the unfinished revolution

Nigeria’s fertile lands once earned it the title of ‘the breadbasket of Africa’. In the 1960s, groundnut pyramids stood proudly in Kano, cocoa farms in the Southwest fed Europe, and palm oil exports thrived in the Southeast. However, the oil boom led to the neglect of agriculture, leaving the country dependent on food imports.

Recent reforms have sparked a partial revival. Rice production has grown, with large-scale farms in Kebbi, Ebonyi, and Benue boosting local supply. Cassava and maize output have also risen, supported by improved seeds and better access to credit.

‘Food security is national security,’ says Kebbi farmer Musa Garba. ‘We are seeing better access to loans, but insecurity threatens everything. Bandits attack farms; people are afraid to plant.’

Indeed, insecurity in rural areas is the greatest obstacle. Floods and desertification, caused by climate change, exacerbate the issue by reducing yields. Post-harvest losses – as high as 40 per cent in some crops – remain another barrier.

While commissioning 2,000 tractors in June, the Tinubu administration declared that Nigeria’s agricultural renaissance had begun. If successful, Nigeria could drastically reduce its $10 billion annual food import bill. But success is far from guaranteed.

Agriculture may feed the body, but culture feeds the soul. And in that arena, Nigeria is already a global powerhouse.

Nollywood, Afrobeats and soft power

Step into a club in London or New York, and chances are an Afrobeats track will be pulsing through the speakers. Nigerian stars like Burna Boy, Wizkid, and Tems have conquered global charts, selling out stadiums and redefining Africa’s sound.

At home, Nollywood continues to produce thousands of films annually, ranking as the world’s second-largest film industry by volume. Streaming platforms showcase Nigerian productions to global audiences, while local cinemas brim with homegrown blockbusters.

Fashion, too, has found its stage: designers like Lisa Folawiyo and Kenneth Ize have graced runways in Paris and Milan, bringing vibrant Ankara prints to the world.

‘The creative industry is Nigeria’s soft power,’ says entertainment lawyer Adebayo Oke. ‘It creates jobs and reshapes how the world sees us. Our music, movies, and fashion give Nigeria a global identity beyond oil and politics.’

Government promises include creative hubs, grants, and stronger intellectual property protection. If sustained, these could nurture growth, which already contributes about three per cent of GDP and employs millions.

But creativity, like commerce, thrives best in a stable democracy. And Nigeria’s democratic journey, though imperfect, has endured longer than ever before.

Democracy: imperfect but alive

In 1999, Nigeria returned to civilian rule after decades of military dictatorship. Since then, it has sustained 26 years of continuous democracy – its longest stretch ever. That achievement is notable in a region where coups have resurfaced in Mali, Burkina Faso, and Niger.

‘We cannot dismiss the democratic progress we have made,’ says former INEC Chairman Prof. Attahiru Jega. ‘Our elections are not perfect, but our institutions are stronger than before. Strengthening them further is the key to resisting elite capture.’

Elections remain contested, with allegations of fraud and violence common. Yet citizens are increasingly vigilant. Civil society groups monitor polls, courts arbitrate disputes, and the media shines light on abuses.

Tinubu has pledged to digitalise public services, streamline ministries, and push judicial reforms. Sceptics remain wary, recalling past governments that made similar promises.

Civil activist Hauwa Ibrahim insists: ‘Democracy is not just about voting; it is about accountability every day. Leaders must match the resilience of the people with genuine service.’

For democracy to flourish, however, citizens must feel safe – and that remains Nigeria’s greatest struggle.

The security question

Insurgency, banditry, and kidnappings leave deep scars. Boko Haram, though weaker than at its peak in the 2010s, continues to carry out sporadic attacks in the Northeast. In the Northwest, armed bandits terrorise villages, kidnapping schoolchildren and farmers for ransom. Across the country, insecurity shapes daily life.

‘Boko Haram is weaker today than a decade ago,’ insists Defence Chief General Christopher Musa. ‘But we must tackle root causes: poverty, unemployment, poor governance.’

In Zamfara, mother of three, Halima, shares a different perspective: ‘I cannot farm anymore. Every season, bandits come. We live in fear. How can we think of democracy or the economy when we are not safe?’

Security challenges extend beyond Nigeria’s borders. As West Africa’s largest military, Nigeria plays a leading role in ECOWAS peacekeeping, mediating crises in the sub-region. Yet critics say domestic instability undermines its ability to project power abroad.

The contradiction is stark: a country with immense regional influence, but whose citizens remain vulnerable at home. And yet, through it all, ordinary Nigerians refuse to give up.

Citizens speak

The voices of ordinary Nigerians capture the nation’s mood – a blend of fatigue and defiance, hardship and hope.

Chika Odili, the student from Enugu, says: ‘We are tired of promises, but I believe this generation can change Nigeria. Technology gives us the power to demand better governance.’

In Kano, teacher Abdulrazaq Musa laments rising costs: ‘My salary has not changed, but food prices have tripled. People are struggling. Government must know survival is not prosperity.’

From Lagos, artisan Funmi Adebanjo adds: ‘Every day we hustle, and every day is tough. But Nigerians are survivors. No matter what, we don’t give up.’

Senator Shehu Sani, who represented Kaduna Central in the National Assembly, captures the spirit: ‘The spirit of Nigeria is unbreakable. We stumble, but we do not fall. The task is for leaders to match the resilience of the people.’

Looking forward

At 65, Nigeria stands at a crossroads. Poverty, insecurity, and corruption persist like stubborn ailments. But diversification, innovation, agriculture, creativity, and democratic endurance are glimmers of progress amid the shadows.

Nigeria at 65 is like an elder scarred by wars, weathered by storms, yet still upright, still restless, still hopeful. The future remains uncertain, but the will to fight for it remains alive.

Reforms must go beyond lofty policies – they demand transparency, consistency, and citizen engagement. Without these, gains will evaporate like morning dew.

As Nobel laureate Wole Soyinka once warned: ‘The man dies in all who keep silent in the face of tyranny.’ Silence, at 65, is no longer an option. Nigerians are speaking louder than ever – for accountability, for justice, for dignity.

The nation’s story is still being written. Whether the next chapters record progress or regression depends not just on leaders but on the people’s refusal to give up. After 65 years of turbulence, Nigeria remains restless, resilient, and unbowed. The task is clear: to turn endurance into triumph, and promise into fulfilment.

The Tinubu Grassroots Movement has commenced sensitisation of Lagosians on the policies and achievements of President Bola Ahmed Tinubu.

At a community engagement held at Lagos Mainland Local Government and Itire-Ikate Local Council Development Area (LCDA), the group said that the exercises were not a political campaign but an effort to bridge the communication gap between government and citizens.

The Chairman of Ikosi-Isheri Local Community Development Association (LCDA), Princess Samiat Bada, who spoke at the event, said that many residents are unaware of interventions of the current administration at both the federal and state levels to ease the pains associated with the economic reform of the Tinubu’s administration.

‘We do not want past mistakes to repeat themselves. The recurring complaints of hardship among Nigerians are being addressed, with prices of goods in the market already showing signs of reduction. Marketers are encouraged to maintain fairness and consideration in pricing’, she said.

The council boss highlighted several initiatives under the Federal Government’s Renewed Hope Agenda, ranging from distribution of food palliatives, interest free NELFUND (Nigerian Education Loan Fund) loan, financial support for farmers, and upgraded vocational training with monthly stipend amongst others.

‘This government has been distributing food palliatives. NELFUND has been introduced to assist students whose parents are unable to afford university fees. Farmers now have access to financial assistance through designated schemes and Young people under 40 who prefer vocational skills training over formal education can enroll in government-approved programmes and receive stipends of N45,000 monthly’, she said.

The group also commended improvements in national security, noting a decline in cases of kidnapping and insurgency.

Princess Bada appreciated the community members for their participation. She lauded Yaba LCDA Chairman Emilagba Jubril’s role in coordinating the distribution of palliatives, which she said had reached several communities within Lagos Mainland.

‘We are grateful for the turnout and for the continued commitment of the leadership in ensuring that residents benefit from government interventions,’ she said.

The Special Adviser to the President on Agriculture, Abiodun Yinusa, assured farmers of increased access to loans and resources via the Bank of Agriculture.

‘Everything we are doing is aimed at ensuring farmers at the grassroots are reached directly. This is why a second term is crucial, as Nigeria still requires the President’s leadership to fully actualise the Renewed Hope agenda,’ Yinusa concluded.

At Itire-Ikate LCDA, the council chairman, Oluwafemi Daniel, hailed President Tinubu as ‘a man of the people’ whose policies have instigated visible changes nationwide.

As the world marked World Tourism Day 2025 last Saturday, the United Nations and key tourism stakeholders across Nigeria have called for a renewed commitment to make tourism a tool for sustainable transformation. The global celebration, held in Melaka, Malaysia, centred on the theme Tourism and Sustainable Transformation.

The UN Tourism Secretary-General, Zurab Pololikashvili, urged nations and operators to reflect deeply on how tourism impacts societies and the planet. According to him, the sector’s future lies not only in visitor numbers but in how its growth contributes to people’s empowerment, cultural preservation, and environmental protection.

‘We must look beyond numbers and reflect on how our sector impacts societies and our planet,’ Pololikashvili said. ‘Sustainable transformation through tourism is only possible if we embrace new ideas and listen to new voices. That means reshaping business practices, investing in the right values, and focusing on innovation and entrepreneurship. It also means investing in education, jobs, and the training of young talents.’

He noted that World Tourism Day in Melaka has once again demonstrated that tourism can serve as a force for good when guided by sustainability and inclusivity. ‘By working together, we can transform tourism into a tool for empowerment, cultural preservation, and environmental protection,’ he added.

In a similar message, United Nations Secretary-General António Guterres described tourism as ‘a powerful driver of transformation,’ noting that it builds bridges across cultures and fuels development. He, however, cautioned that its expansion must be managed responsibly to safeguard the very communities it celebrates.

‘Tourism creates jobs, fuels local economies, and strengthens bonds between people and places,’ Guterres said. ‘It builds bridges across cultures, preserves traditions, and restores cultural heritage. Yet tourism can also damage the very places it celebrates. As the world faces climate breakdown and rising inequalities, we need bold, sustainable action that puts people and the planet first.’

He urged countries to harness tourism as a force for resilience, sustainability, and shared progress.

Across the world, governments, operators, and civil society groups marked the day with events promoting inclusive tourism and sustainable development. In Nigeria, activities were held across several cities, including Lagos, Abuja, and Enugu, with the private sector playing a key role in mobilising awareness.

In Lagos, the State Government, through the Ministry of Tourism, Arts and Culture, partnered the Federation of Tourism Associations of Nigeria (FTAN) and other private operators to commemorate the day at Tarkwa Bay. The event brought together professionals, destination managers, and cultural promoters to discuss the future of sustainable tourism in the country.

Speaking on the significance of the celebration, Mr. Uche Wilson Ugwu, Vice President (South East) of FTAN, said the theme aligns with Nigeria’s need to reposition tourism as a development tool. He explained that true transformation begins when the industry is built on sustainability, cultural identity, and local participation.

‘Beyond celebrating the day, stakeholders must commit to practical actions that will make the South East a model for responsible tourism,’ Ugwu said. ‘Infrastructure development, security, and access roads remain critical to unlocking our region’s full potential. Without good roads and reliable utilities, even our best attractions remain hidden.’

He stressed the importance of capacity building and innovation, calling for continuous training of youth entrepreneurs and tour operators.

Ugwu maintained that sustainability depends on knowledge-sharing and the integration of modern technology into tourism promotion.

‘The South East must tell its story differently,’ he added. ‘We have history, cuisine, and craftsmanship that can compete globally. But this requires unity of purpose. Every operator, artisan, and policymaker must see themselves as part of the transformation process.’

Also speaking, Mr. Awomoyi Ayodeji, Principal Executive of Flyzone Tourism, said tourism remains a strategic tool for fostering peace, mutual understanding, and economic development among nations. According to him, sustainable transformation cannot be achieved without deliberate collaboration between governments, local communities, and the private sector.

‘Tourism contributes significantly to peace and development when it promotes cultural exchange, supports local economies, and encourages global citizenship,’ Awomoyi said. He identified inadequate infrastructure, insecurity, inconsistent government policies, and poor funding as some of the biggest challenges facing tourism in Nigeria.

Awomoyi stressed that capacity development and partnership are key. ‘Governments, private sector, and communities must work together to build skills, improve access, and foster partnerships. Only then can tourism reach its full potential as a tool for inclusion and sustainable change,’ he noted.

Big Brother Naija reality star Phyna has expressed outrage and grief over her sister Ruth’s tragic death, which she claims was calculated and planned.

In a series of emotional posts on Instagram, Phyna accused Dangote Group, a billionaire businessman’s company, of being insensitive and irresponsible in their handling of her sister’s burial expenses.

‘Also on Sept 13th, the day of burial, Dangote groups did not pick up all calls made to them from us, as we were told the bills were not paid, but they claim it was, the mortuary was also covered by the family,’ she said.

According to Phyna, Dangote Group covered only her sister’s bills at Lagoon Hospital, while the family paid other bills from Auchi to Irrua without reimbursement.

‘The bills from Auchi down to Irrua were covered by the family; no refund has been made.

‘In the time of all the troubles, @dangotegroup said to the public that they’ve paid all hospital bills. The only bill Dangote covered was Lagoon Hospital,’ she said..

She also claimed that the company did not pick up calls on the day of the burial, despite claiming to have paid all hospital bills.

Phyna shared a letter sent to her father by Dangote Group, asking him to acknowledge receipt of funds for burial expenses.

She accused the company of impersonating her father by writing the letter themselves and sending it to him to sign.

According to her, she finds the action particularly hurtful, questioning why the company couldn’t have asked the family for an acknowledgement letter instead of drafting one themselves.

She said: ‘This letter that was sent to my dad this evening is really paining me, like @dangotegroup you killed my sister, do massive PR, una give the girl papa money for burial, una con still by una self write acknowledgement letter impersonating my father and you sent to him to sign, so that una plan of after burial nothing else go stand because by then the man go don sign this letter.

‘@dangotegroup, if you needed an acknowledgement letter or receipt for the funds you sent for the burial, you would have kindly asked for the acknowledgement letter from the family, and then we would have provided it. Why typing as my dad? And sending it to him to sign.

‘This should never happen again. If you need something, you ask, as you have always done, because since you can type the letter for us, that means a lot of papers you were asking for while the girl was alive, you would have been able to type it then. Right now, it seems everything was well calculated’.

Sync Capital and Advisory Ltd has secured a Finance Company Licence from the Central Bank of Nigeria (CBN). The Company will operate as Sync Finance Company Limited.

This regulatory milestone authorizes Sync Finance to operate as a licensed non-bank finance company, focused on bridging funding gaps for underserved MSMEs with a view to stimulate diverse sectors of the economy.

Positioned at the intersection of finance and technology, Sync Finance is poised to deliver an inclusive financial services ecosystem that supports Nigeria’s development goals through the empowerment of viable entrepreneurs leading small businesses, stimulating employment, and accelerating GDP growth.

Speaking on the development, the Chief Executive Officer, Sync Finance Company Limited, Mr. Ikenna Imo was pleased with this milestone and emphasized the need for responsive and innovative financing solutions as an integral ingredient to stimulate economic growth. ‘Our mission is to be the financial institution of choice for budding/established Entrepreneurs and MSMEs in the markets where we operate. He further confirmed the Company’s resolve to leverage data-driven credit assessments, accessible and expedient loan considerations, and embedded investment digital tools, which aim to unlock capital for the everyday Nigerian entrepreneur and business.’

In addition to deploying accessible credit, Sync Finance will also provide tiered investment products, providing both individual and institutional investors the opportunity to access rewarding and secure investments delivered conveniently through digital channels.

Commenting further on the Company’s strategic direction, Non-Executive Director, Mr. Uhabia Ojike noted: ‘Sync Finance is uniquely positioned to fund the real sector, especially in key areas like retail trade, and local value chains. With the backing of an experienced Board and a robust governance framework, we are building a financially sound and impact-driven institution that reflects the aspirations of the Nigerian economy.’

Sync Finance’s leadership comprises professionals with decades of experience in commercial banking, structured finance, credit risk, professional services, oil and gas and financial technology, ensuring strong governance oversight and execution discipline.

Sir: With over 520 different languages, Nigeria holds the third-highest number of spoken languages in the world. Four of these – Hausa, Yoruba, Igbo, and Ijaw – are spoken by about 78 percent of the country’s population. Yet despite this richness, most Nigerian languages remain absent from the tools shaping the lives of Generation Z and Generation Alpha, the generations who embody the future of today.

UNESCO warns that about 40 percent of the world’s 7,000 languages are at risk of extinction by 2025, with African and indigenous tongues disproportionately vulnerable. Over a hundred Nigerian languages are already considered endangered or close to extinction.

Technology illustrates the urgency. In Natural Language Processing (NLP), which powers translation apps, voice assistants, and speech recognition, Nigerian languages are classified as low-resource. This means there is not enough digital text or audio for artificial intelligence systems to learn from. Without action, entire languages risk being digitally invisible.

The Nigerian government has no structured plan to preserve or expand indigenous languages, especially in technology and research. Most languages lack basic resources such as text datasets, essential for NLP. Minority languages like Ibibio, Ijaw, and Kanuri, spoken by fewer than 10 million people each, have little or no digital representation. Even the so-called big three languages (Hausa, Igbo, and Yoruba) struggle with limited and poor-quality resources.

Apps exist for Yoruba, Hausa, and Igbo, but hundreds of Nigerian languages remain excluded. Global technology firms are making tentative steps. In late 2024, Google expanded voice input and dictation support to Hausa, Igbo, and Yoruba across Gboard, Voice Search, and Translate. Microsoft added the trio to Azure Translator earlier. Yet the depth and scale of resources for these languages remain far behind those of English, Chinese, or even Swahili.

The Nigerian constitution has never been officially translated into local languages, aside from one private Yoruba effort. Government websites remain exclusively in English. Community-driven projects like Masakhane and NaijaVoices are working to build datasets, but the scale of their efforts is minuscule compared to the need. If Nigerian languages are missing from keyboards, spell checkers, translation tools, and voice assistants, they will fade into silence.

What Nigeria needs is a deliberate digital language strategy. Such a strategy must go beyond the major three and extend to endangered and minority tongues. Crucially, it should position languages as infrastructure, gateways through which citizens access healthcare, education, commerce, and culture.

Policymakers must prioritize indigenous languages in technology and education. Researchers and entrepreneurs must collaborate to build open resources. Global technology firms must be challenged to support more Nigerian languages. And citizens must demand a future where their mother tongues are not just spoken but coded into the fabric of modern life.

Today marks the 65th anniversary of our great nation’s Independence. As we reflect on the significance of this day and our journey of nationhood since October 1, 1960, when our founding fathers accepted the instruments of self-government from colonial rule, let us remember their sacrifice, devotion, and grand dream of a strong, prosperous, and united Nigeria that will lead Africa and be the beacon of light to the rest of the world.

2. Our founding heroes and heroines-Herbert Macaulay, Dr Nnamdi Azikiwe, Sir Abubakar Tafawa Balewa, Chief Obafemi Awolowo, Sir Ahmadu Bello, Margaret Ekpo, Anthony Enahoro, Ladoke Akintola, Michael Okpara, Aminu Kano, Funmilayo Ransome-Kuti, and other nationalists-believed it was Nigeria’s manifest destiny to lead the entire black race as the largest black nation on earth.

3. For decades, the promise of our Independence has been tested by profound social, economic, and political challenges, and we have survived. While we may not have achieved all the lofty dreams of our forebearers, we have not strayed too far from them. In 65 years since our Independence, we have made tremendous progress in economic growth, social cohesion, and physical development. Our economy has experienced significant growth since 1960.

4. Although, it is much easier for those whose vocation is to focus solely on what ought to be, we must recognise and celebrate our significant progress. Nigerians today have access to better education and healthcare than in 1960. At Independence, Nigeria had 120 secondary schools with a student population of about 130,000. Available data indicate that, as of year 2024, there were more than 23,000 secondary schools in our country. At Independence, we had only the University of Ibadan and Yaba College of Technology as the two tertiary institutions in Nigeria. By the end of last year, there were 274 universities, 183 Polytechnics, and 236 Colleges of Education in Nigeria, comprising Federal, State, and private institutions. We have experienced a significant surge in growth across every sector of our national life since Independence – in healthcare, infrastructure, financial services, manufacturing, telecommunications, information technology, aviation and defence, among others.

5. Our country has experienced both the good and the bad times in its 65 years of nationhood, as is normal for every nation and its people. We fought a bitter and avoidable civil war, experienced military dictatorships, and lived through major political crises. In all these, we weathered every storm and overcame every challenge with courage, grit, and uncommon determination. While our system and ties that bind us are sometimes stretched by insidious forces opposed to our values and ways of life, we continue to strive to build a more perfect union where every Nigerian can find better accommodation and find purpose and fulfilment.

6. Fellow Compatriots, this is the third time I will address you on our independence anniversary since I assumed office as your President on May 29, 2023. In the last 28 months of my administration, like our founding fathers and leaders who came before me, I have committed myself irrevocably to the unfinished nation-building business.

7. Upon assuming office, our administration inherited a near-collapsed economy caused by decades of fiscal policy distortions and misalignment that had impaired real growth. As a new administration, we faced a simple choice: continue business as usual and watch our nation drift, or embark on a courageous, fundamental reform path. We chose the path of reform. We chose the path of tomorrow over the comfort of today. Less than three years later, the seeds of those difficult but necessary decisions are bearing fruit.

8. In resetting our country for sustainable growth, we ended the corrupt fuel subsidies and multiple foreign exchange rates that created massive incentives for a rentier economy, benefiting only a tiny minority. At the same time, the masses received little or nothing from our Commonwealth. Our administration has redirected the economy towards a more inclusive path, channelling money to fund education, healthcare, national security, agriculture, and critical economic infrastructure, such as roads, power, broadband, and social investment programmes. These initiatives will generally improve Nigerians’ quality of life. As a result of the tough decisions we made, the Federal and State governments, including Local Governments, now have more resources to take care of the people at the lower level of the ladder, to address our development challenges.

9. Fellow Nigerians, we are racing against time. We must build the roads we need, repair the ones that have become decrepit, and construct the schools our children will attend and the hospitals that will care for our people. We have to plan for the generations that will come after us. We do not have enough electricity to power our industries and homes today, or the resources to repair our deteriorating roads, build seaports, railroads, and international airports comparable to the best in the world, because we failed to make the necessary investments decades ago. Our administration is setting things right.

10. I am pleased to report that we have finally turned the corner. The worst is over, I say. Yesterday’s pains are giving way to relief. I salute your endurance, support, and understanding. I will continue to work for you and justify the confidence you reposed in me to steer the ship of our nation to a safe harbour.

11. Under our leadership, our economy is recovering fast, and the reforms we started over two years ago are delivering tangible results. The second quarter 2025 Gross Domestic Product grew by 4.23%-Nigeria’s fastest pace in four years-and outpaced the 3.4 per cent projected by the International Monetary Fund. Inflation declined to 20.12% in August 2025, the lowest level in three years. The administration is working diligently to boost agricultural production and ensure food security, reducing food costs.

12. In the last two years of our administration, we have achieved 12 remarkable economic milestones as a result of the implementation of our sound fiscal and monetary policies:

i. We have attained a record-breaking increase in non-oil revenue, achieving the 2025 target by August with over N20 trillion. In September 2025 alone, we raised N3.65 trillion, 411% higher than the amount raised in May 2023.

ii. We have restored Fiscal Health: Our debt service-to-revenue ratio has been significantly reduced from 97% to below 50%. We have paid down the infamous ‘Ways and Means’ advances that threatened our economic stability and triggered inflation. Following the removal of the corruptpetroleum subsidy, we have freed up trillions of Naira for targeted investment in the real economy and social programmes for the most vulnerable, as well as all tiers of government.

iii. We have a stronger foreign Reserve position than three years ago. Our external reserves increased to $42.03 billion this September-the highest since 2019.

iv. Our tax-to-GDP ratio has risen to 13.5 per cent from less than 10 per cent. The ratio is expected to increase further when the new tax law takes effect in January. The tax law is not about increasing the burden on existing taxpayers but about expanding the base to build the Nigeria we deserve and providing tax relief to low-income earners.

v. We are now a Net Exporter: Nigeria has recorded a trade surplus for five consecutive quarters. We are now selling more to the world than we are buying, a fundamental shift that strengthens our currency and creates jobs at home. Nigeria’s trade surplus increased by 44.3% in Q2 2025 to ?7.46 trillion ($4.74 billion), the largest in about three years. Goods manufactured in Nigeria and exported jumped by 173%. Non-oil exports, as a component of our export trade, now represent 48 per cent, compared to oil exports, which account for 52 per cent. This signals that we are diversifying our economy and foreign exchange sources outside oil and gas.

vi. Oil production rebounded to 1.68 million barrels per day from barely one million in May 2023. The increase occurred due to improved security, new investments, and better stakeholder management in the Niger Delta. Furthermore, the country has made notable advancements by refining PMS domestically for the first time in four decades. It has also established itself as the continent’s leading exporter of aviation fuel.

vii. The Naira has stabilised from the turbulence and volatility witnessed in 2023 and 2024. The gap between the official rate and the unofficial market has reduced substantially, following FX reforms and fresh capital and remittance inflows. The multiple exchange rates, which fostered corruption and arbitrage, are now part of history. Additionally, our currency rate against the dollar is no longer determined by fluctuations in crude oil prices.

viii. Under the social investment programme to support poor households and vulnerable Nigerians, N330 billion has been disbursed to eight million households, many of whom have received either one or two out of the three tranches of the N25,000 each.

ix. Coal mining recovered dramatically from a 22% decline in Q1 to 57.5% growth in Q2, becoming one of Nigeria’s fastest-growing sectors. The solid mineral sector is now pivotal in our economy, encouraging value-added production of minerals extracted from our soil.

x. The administration is expanding transport infrastructure across the country, covering rail, roads, airports, and seaports. Rail and water transport grew by over 40% and 27%, respectively. The 284-kilometre Kano-Kastina-Maradi Standard Gauge rail project and the Kaduna-Kano rail line are nearing completion. Work is progressing well on the legacy Lagos-Calabar Coastal Highway and Sokoto-BadagryHighway. The Federal Executive Council recently approved $3 billion to complete the Eastern Rail Project.

xi. The world is taking notice of our efforts. Sovereign credit rating agencies have upgraded their outlook for Nigeria, recognising our improved economic fundamentals. Our stock market is experiencing an unprecedented boom, rising from an all-share index of 55,000 points in May 2003 to 142,000 points as of September 26, 2025.

xii. At its last MPC meeting, the Central Bank slashed interest rates for the first time in five years, expressing confidence in our country’s macroeconomic stability.

SECURITY:

13. We are working diligently to enhance national security, ensuring our economy experiences improved growth and performance. The officers and men of our armed forces and other security agencies are working tirelessly and making significant sacrifices to keep us safe. They are winning the war against terrorism, banditry and other violent crimes. We see their victories in their blood and sweat to stamp out Boko Haram Terror in North-East, IPOB/ESN terror in South East and banditry and kidnapping. We must continue to celebrate their gallantry and salute their courage on behalf of a grateful nation. Peace has returned to hundreds of our liberated communities in North-West and North-East, and thousands of our people have returned safely to their homes.

YOUTH:

14. I have a message for our young people. You are the future and the greatest assets of this blessed country. You must continue to dream big, innovate, and conquer more territories in your various fields of science, technology, sports, and the art and creative sector. Our administration, through policies and funding, will continue to give you wings to fly sky-high. We created NELFUND to support students with loans for their educational pursuits. Approximately 510,000 students across 36 states and the FCT have benefited from this initiative, covering 228 higher institutions. As of September 10, the total loan disbursed was N99.5 billion, while the upkeep allowance stood at N44.7 billion.

15. Credicorp, another initiative of our administration, has granted 153,000 Nigerians N30 billion affordable loans for vehicles, solar energy, home upgrades, digital devices, and more.

16. YouthCred, which I promised last June, is a reality, with tens of thousands of NYSC members now active beneficiaries of consumer credit for resettlement.

17. Under our Renewed Hope Agenda, we promised to build a Nigeria where every young person, regardless of background, has an equitable opportunity to access a better future-thus, the Investment in Digital and Creative Enterprises (iDICE) programme. The Bank of Industry is driving the programme, in collaboration with the African Development Bank, the French Development Agency, and the Islamic Development Bank. This initiative is at the cusp of implementation. Over the last two years, we have collaborated with our partners to launch the programme, supporting our young builders and dreamers in the technology and creative sectors.

A MESSAGE OF HOPE

18. Fellow Nigerians, I have always candidly acknowledged that these reforms have come with some temporary pains. The biting effects of inflation and the rising cost of living remain a significant concern to our government. However, the alternative of allowing our country to descend into economic chaos or bankruptcy was not an option. Our macro-economic progress has proven that our sacrifices have not been in vain. Together, we are laying a new foundation cast in concrete, not on quicksand.

19. The accurate measure of our success will not be limited to economic statistics alone, but rather in the food on our families’ tables, the quality of education our children receive, the electricity in our homes, and the security in our communities. Let me assure you of our administration’s determination to ensure that the resources we have saved and the stability we have built are channelled into these critical areas. Today, the governors at the state level, and the local government autonomy are yielding more developments.

20. Therefore, on this 65th Anniversary of Our Independence, my message is hope and a call to action. The federal government will continue to do its part to fix the plumbing in our economy. Now, we must all turn on the taps of productivity, innovation, and enterprise, just like the Ministry of Interior has done with our travel passports, by quickening the processing. In this regard, I urge the sub-national entities to join us in nation-building. Let us be a nation of producers, not just consumers. Let us farm our land and build factories to process our produce. Let us patronise ‘Made-in-Nigeria’ goods. I say Nigeria first. Let us pay our taxes.

21. Finally, let all hands be on deck. Let us believe, once more, in the boundless potential of our great nation.

22. With Almighty God on our side, I can assure you that the dawn of a new, prosperous, self-reliant Nigeria is here.

23. Happy 65th Independence Anniversary, and may God continue to bless the Federal Republic of Nigeria.

Amen.

Bola Ahmed Tinubu, GCFR

President and Commander-In-Chief of the Armed Forces of the Federal Republic of Nigeria,

Presidential Villa.

Barcelona winger Lamine Yamal almost became the youngest ever Ballon d’Or winner last week at 18, and tonight’s Champions League clash against Paris Saint-Germain offers the ideal opportunity to begin stating his case for next year.

PSG star Ousmane Dembele won the award for the best player in the world but is out injured and will miss the match at the Olympic stadium, leaving runner-up Yamal the floor.

Last season it was the then 17-year-old who inspired Barcelona’s charge to the semi-finals, and despite two outstanding displays against Inter Milan, Hansi Flick’s side fell just short.

They missed out on facing PSG in the final, as the French side crushed Inter to claim their first Champions League trophy.

Yamal pledged he would bring the cup to Barcelona, who have not won it since 2015 and the days of Lionel Messi.

Despite Yamal’s quality, already immense and still increasing, Barcelona have improved without him last season.

In the 2024/25 campaign they struggled when he was absent, depending far too much on him, but they have just won five games in a row, the first four of those without the teenager.

Yamal was sidelined with a groin issue but on his return against Real Sociedad on Sunday in La Liga made an instant impact when introduced in the 58th minute.

The right winger burst into the box and crossed for Robert Lewandowski to head home the winner, little over a minute after entering the fray.

It was the perfect way to reintroduce himself, shaking the crowd out of their stupor.

‘(Just) his presence on the pitch is a threat,’ said Real Sociedad coach Sergio Francisco. ‘He’s showing every day he’s the best player in the world. It’s a treat to watch him.’

Yamal’s impact against Real Sociedad was also a tonic for the club during a difficult week. They lost Joan Garcia and Raphinha to injury, the duo joining recently hurt duo Fermin Lopez and Gavi on the sidelines.

Barcelona were also denied permission to return to their renovated Camp Nou home by the city council, despite hopes they could host the La Real game there.

‘I’m happy to have him back, he showed it directly, his outstanding strength he has to create chances, to give the last pass. It’s good to have him back,’ said Flick.

Despite his age, Yamal has made over 100 appearances for Barcelona, scoring 27 goals, and winning two La Liga titles since his debut at 15 in 2023.

The Spain international, who won Euro 2024 with his country the day after his 17th birthday, is often compared to eight-time Ballon d’Or winner and Barcelona all-time great Lionel Messi.

Yamal inherited his iconic number 10 shirt at the start of this season, also worn by Diego Maradona and Ronaldinho among other historic Barca stars.

Only time will tell whether Yamal will be able to reproduce Messi’s longevity, but thus far he has risen to meet every challenge he has faced since his debut at just 15.

The Argentine did not win the Ballon d’Or until he was 22, with Brazil great Ronaldo the youngest ever winner at 21.

Yamal may have missed out this year, but if he wins the award in 2026 or 2027, he will still claim that record, as he has done so many others.

‘You have to climb to get to the top,’ said Yamal on Instagram after missing out in Paris, and facing PSG may be the first rung on the ladder.

UCL: TODAY’S MATCHES

Qarabag vs. Copenhagen

Saint-Gilloise vs. Newcastle

Arsenal vs. Olympiakos

Barcelona vs. PSG

Leverkusen vs. PSV

Dortmund vs. Athletic Club

Monaco vs. Man City

Napoli vs. Sporting CP

Villarreal vs. Juventus

Nigeria’s foremost socio-cultural sports club, Ikoyi Club 1938 has rolled out the drums in celebration of its 87th anniversary.

Disclosing this at a pre anniversary Press briefing in Lagos on Monday, Vice Chairman of the Club, who also doubles as Chairman, Organising Committee of the 87th anniversary celebration, Bolaji Martins, said that the anniversary celebration which commenced with an official press briefing will run through Monday September 29th to Sunday October 5th, 2025.

According to him, part of the celebrations will include Staff Engagement and Anniversary Symposium/Business evening on Tuesday, September 30th . This will be followed by junior member’s party on Wednesday before a glamorous evening of fashion, music, dance and more for Ladies in the evening.

Thursday, September 2nd has been dedicated to the elders while Digital Night, an exploration of the impact of Artificial Intelligence on the world will hold Thursday evening.

Aviation Day is slated for Friday before Millennial Vibes in the evening. Saturday, October 4th will witness another bumper day with Health Walk in the morning, followed by International/Global Cultural Day and more. Saturday would be rounded off with Black Tie event in the evening.

Sunday, October 5th is the anniversary grand finale and Gala night. Themed Heritage and Legacy; the anniversary emphasizes the club’s long history and enduring legacy as a symbol of prestige and excellence.

Ikoyi Club was originally set up as European Club in 1938. Akinwumi Akintola is Ikoyi Club 1938 Chairman.

As we celebrate the enthronement of Oba Rashidi Adewolu Ladoja, aged 81, as the 44th Olubadan of Ibadanland and absorb his call for an Ibadan State, let us appreciate his personal journey through life from being poor to becoming a brilliant mathematics student to becoming senator and Oyo State governor in 2003. His dream as governor was to have 30 students a class; he himself had 26 students in his own class in school. He took his dream, as governor of Oyo State to Abuja.

Sadly he did not serve as governor long enough to carry out his plan and Oyo State is the worse for it, all these years later even today. The then Governor Ladoja had his tenure truncated and he was removed due to the then reigning political evil of the day which placed presidential whims and caprices over and above the will of the people. The public domain is unaware if there was any presidential regret for the removal, but Oba Ladoja is certainly having the last laugh due hopefully to his God-given longevity, the righteousness of his case, and the unjustified quantum of political evil dealt him just for being naturally kind-natured. We wish Kabiyesi Rashidi Ladoja a long, exponentially progressive and peaceful reign. Amen.

One thing government must take up is that we must teach that not everyone who wants to set up a stall or trade or even run a keke or an okada in every market can have that privilege or be accommodated in 2025. There is no longer space for everyone. Nowhere in the world can 50 tri-cycles (keke), 100 commercial motor-cycles (okada) and 500 traders be squeezed into existing spaces. They should be enumerated, given numbers and allocated spaces. Move the excess elsewhere, like in other areas. The encroachment of the unlimited traders with their baskets and wheelbarrows on the road lanes and keke lines strangles Ibadan at various points like the entire Mokola, Bodija, Agodi and Mapo areas making movement a nightmare in daylight and endangering even our children. Perhaps methods of numbering and allocation of spaces need to be revisited and updated to make better use of the amazing new roads in Ibadan to help speed up traffic and stop the unnecessary traffic jams. The inability of the authority to maintain two functioning lanes through the above markets, and the ease with which the police on duty ignore the need to open such roads daily makes things worse.

Happy 65th Birthday Nigeria. It is difficult to be happy when so many Fellow Nigerians have been senselessly killed by terrorists and herders, also terrorists actually, and other individuals and groups who use murder of innocent unarmed citizens and sometimes armed and uniformed service personnel for no just cause. At this time of celebration, we are reminded, if we have forgotten, by our government at the Africa Union, that we still have 10+million children out of school in a country which started free education 60 years ago.

Let us re-ask ourselves why a country like ours has over 10 million out of school children in spite of its God-given wealth. Let every thief in Nigeria, rich or poor, political or contractor or civil servant or ‘uniform’ or Bank and CBN beneficiary, accept responsibility for being the direct cause of those 10m+ out of school children. They must accept full responsibility for the consequence of their collective past and perhaps ongoing nefarious activities of depriving those 10m of schooling. Ten million is a big army of youth to grow to adulthood without education. This is a recipe for state destruction in 10 years or more.

Surely, we can all see the simplest, easiest and cheapest solution is to have a ‘MASSIVE 10 MILLION IN SCHOOL PROGRAMME WITH AFTERNOON CLASSES THE EXISTING CLASSROOMS RUNNING TWICE DAILY WITH EXTRA SETS OF TEACHERS OR EXTRA PAY FOR EXISTING TEACHERS’.

Citizens are disgusted that the accused Ondo Church terrorists’ lawyers put forward a plea for bail. Do our lawyers not know that murder and any accusation which attracts the death penalty do not qualify for bail? Do they not get taught that in Law School? An appeal for bail in this horrendous circumstance appears like a strategy at time-wasting, a popular legal exercise in legal futility and a marked disrespect for the dead. It is also a rude slap in the face of the Fellow Nigerian citizens and relations who survived the deadly vicious attack which was calculated to mutate a simple Sunday church service into a terrorist funeral fire and a national tragedy.

Are we to suffer at the hands of yet another cabal in our long search for fuel self-sufficiency? We all get stopped abruptly and without any road safety concerns every day by union workers taking toll money from all passing commercial vehicles. One would have thought they would move to cashless payments but that would expose their true wealth. The face-off in the petroleum industry is really an eye opening event as it exposes the players for what they stand for and what they stand against. Please examine the case and ask who is really on the side the Fellow Nigerians as we celebrate Nigeria @ 65. The answer will make you think twice or thrice.