Sun Life transforms workplace environment to Champion the ‘Future of Work’

Sun Life Philippines has taken a bold step in reshaping the workplace experience in its head office in Bonifacio Global City, unveiling a newly transformed office space designed to empower teams in a hybrid work setup while fostering a high-performance culture.

‘We took this step to reflect Sun Life’s commitment to the evolving ‘Future of Work’-one that embraces flexibility, collaboration and employee well-being,’ said Michelle Cordero-Garcia, chief human resources officer of Sun Life Philippines.

‘In creating a space where employees have the resources and environment necessary to thrive, we can help them unleash their brilliance,” she added.

Sun Life’s new workspace is thoughtfully organized into three distinct zones that cater to different work styles and needs.

The Library serves as a quiet area for focused, individual work-ideal for maintaining productivity and concentration. The Collaboration Zone houses meeting rooms, training spaces and conference areas where teams can gather to brainstorm, strategize and align.

Meanwhile, the Village offers a more relaxed, informal setting that encourages social interaction and collaboration.

Complementing these zones are additional features that enhance functionality and inclusivity. Interview Rooms provide a professional setting for employee candidate assessments.

There are also Village Pods, which are acoustically treated booths designed to support focused work and virtual meetings with minimal distractions.

A Multi-Faith Prayer Room has also been introduced, offering a neutral space for spiritual reflection.

Sun Life’s Medical Clinic likewise underwent significant transformation both in its services and facilities. Now equipped with three infirmaries and state-of-the-art first response equipment, the clinic’s facilities are now comparable to those found in tertiary hospitals.

Moreover, a lactation room continues to be available for nursing mothers while all-gender and PWD restrooms can be found on every floor.

‘At Sun Life, our employees’ welfare is always a priority for us,’ shared Cordero-Garcia. ‘And this is why creating a workplace that nurtures our well-being is one of the most meaningful investments we can make.’

BuCor officer nabbed for selling shabu in Bilibid

A Bureau of Corrections (BuCor) officer was arrested on Sunday after allegedly selling shabu inside the New Bilibid Prison (NBP) in Muntinlupa.

Anti-narcotics agent conducted an operation at the NBP, resulting in the arrest of a 27-year-old BuCor officer who allegedly sold 19.4 grams of shabu worth P131,920.

The BuCor is investigating the incident. The officer is in police custody and will face drug charges.

‘Drones used to smuggle drugs’

Meanwhile, drug lords are smuggling items into prisons using drones, prompting Parañaque Rep. Brian Raymund Yamsuan to file a measure banning the operation of unmanned aerial vehicles (UAVs) near penitentiaries.

Under House Bill 4797, drones and other similar vehicles will be prohibited within a 100-meter radius of corrections facilities.

Violators will face a year in prison and fines of up to P200,000.

Confiscated drones will be turned over to the Civil Aviation Authority of the Philippines (CAAP) for disposal.

Citing the Bureau of Jail Management and Penology, Yamsuan said drones have been spotted flying to prisons, possibly to transport contraband or conduct surveillance.

Ordinances banning the operation of UAVs near prisons have been passed in Mandaluyong, San Juan and Valenzuela cities as well as Baguio and Batangas, Yamsuan said.

Authorities can use drones to monitor inmates and aid in recapturing escaped prisoners, he pointed out.

Exempted from the ban are UAVs used for custodial security purposes and emergency cases wherein the CAAP issued a permit, with the consent of jail officials.

Phivolcs warns of lahar in Kanlaon

With Typhoon Tino threatening Negros Island, the Philippine Institute of Volcanology and Seismology warned residents that lahar from Kanlaon Volcano may flow into several areas on the island, a Phivolcs advisory said yesterday.

The heavy to intense rainfall could ‘generate volcanic sediment flows or lahars, muddy streamflows or muddy run-off in rivers and drainage areas on Kanlaon Volcano,’ Phivolcs said.

‘Prolonged and heavy rainfall may generate generally channel-confined post-eruption lahars and sediment-laden streamflows on major channels, draining the southern and western slopes of Kanlaon Volcano,’ it added.

Phivolcs advised communities living along waterways that could be affected by lahar flow to be prepared in case evacuation becomes necessary, and to avoid traversing affected streams.

Kanlaon Volcano remains under Alert Level 2.

Gas prices up by P1.70, diesel by P2.70 today

Domestic fuel prices are set to rise by up to P2.70 per liter today, driven by potential global supply tightening following sanctions on Russian oil firms.

In separate advisories, Jetti, Seaoil, Petron and Caltex announced price increases of P1.70 per liter for gasoline, P2.70 for diesel and P2.10 for kerosene.

The adjustments bring the year-to-date net increases to P18 per liter for gasoline, P21.85 for diesel and P8.65 for kerosene.

Rodela Romero, assistant director of the Department of Energy’s oil industry management bureau, said the sanctions imposed by the United States, the United Kingdom and the European Union on Russia triggered the price movements.

The measures mainly target Russian oil giants Rosneft and Lukoil, as the country’s invasion of Ukraine nears its fourth year.

‘The sanctions on Russian oil producers Rosneft and Lukoil, which together account for more than five percent of global oil output, have introduced significant compliance risks and uncertainty into the market,’ Jetti president Leo Bellas said.

Bellas added that the move has fueled concerns over global supply constraints, further driving diesel and gasoline prices higher.

Last week, gasoline, diesel and kerosene prices increased by P1.20, P2 and P1.70 per liter, respectively.

DICT wants 2026 budget placed on blockchain for transparency

The Department of Information and Communications Technology (DICT) wants the 2026 budget placed on the blockchain to serve as a prototype for a working legislation of such a policy.

Information Secretary Henry Aguda had asked President Marcos to place on the blockchain what would become the General Appropriations Act (GAA) 2026 in line with efforts to raise spending transparency.

Aguda said the DICT backs the passage of Senate Bill (SB) 1330, filed by Sen. Bam Aquino, seeking to record contracts, payables and transactions covered by the GAA on the blockchain.

However, Aguda said SB 1330 would take time before it is passed into law, acknowledging that the measure may even face opposition in legislation. With this, he proposes that the 2026 budget be placed on the blockchain to show that the policy works.

‘Before the law comes out, we can put the 2026 budget on the blockchain. We can treat it as our sandbox, as our prototype, so that while the law is being legislated, we can learn from it,’ Aguda said.

In his own capacity as secretary, Aguda said he has recommended to the President to certify SB 1330 as a priority legislation in response to corruption scandals on flood control projects.

In October, Aguda served as a resource person for the legislative hearing on SB 1330 wherein he outlined how the blockchain can be maximized by the government as a budget tracker.

Aguda views the blockchain as a channel where all transactions are recorded permanently, giving Filipinos the tool to scrutinize every peso spent by their policymakers.

But not everyone is a fan of the government’s push to put all transactions on the blockchain, such as GCash head of crypto Luis Buenaventura. Recently, he recalled how blockchain failed to prevent large-scale scams on cryptocurrencies Mt. Gox in 2014 and FTX in 2022.

Moreover, Buenaventura said the blockchain would only be effective as a budget monitor if it is decentralized. He also warned that the government may not be prepared to shift to the blockchain if its computers are exploding, referring to the alleged cause of the recent fire at an office of the Department of Public Works and Highways.

SB 1330 aims to set up a blockchain-based budget system where all records related to the GAA would be recorded as a digital public asset.

The measure also proposes to place government contracts on the blockchain, so contractors have to upload proof of verifiable milestones for their projects before they are paid.

Philex core income jumps in Q3 as gold prices climb

Pangilinan-led Philex Mining Corp. saw its earnings from core operations rise by a little over two-thirds in the third quarter of the year, driven by higher gold prices that helped offset weaker copper prices and steady production levels.

In a disclosure to the Philippine Stock Exchange, the company said its core income during the period reached P344 million, up by 72 percent from P200 million a year earlier.

‘The company benefited from higher gold prices, with average realized gold prices reaching $3,642 per ounce in Q3 2025, up from $2,336 per ounce in Q3 2024,’ the company said in its regulatory filing.

The performance during the July to September period brought Philex’s year-to-date core income to P480 million, slightly below the P610 million posted in the same period last year.

Earnings before interest, taxes, depreciation and amortization (EBITDA), a measure of a company’s operating performance before accounting and financial charges, rose to P784 million in the third quarter.

This marks a 55 percent increase from P506 million a year earlier, indicating that the company was able to generate significantly more cash from its core operations despite fluctuations in metal prices.

For the first nine months of the year, EBITDA reached P1.44 billion, slightly higher than the P1.42 billion recorded in the same period in 2024.

Philex milled 1.77 million tons of ore during the third quarter, almost unchanged from the same period last year.

Total ore processed for the first nine months rose to 5.17 million tons from 5.04 million tons in 2024.

Gold output for the quarter reached 6,682 ounces, while copper output stood at 4.92 million pounds.

From January to September, gold output totaled 19,534 ounces and copper output 14.3 million pounds, slightly lower than the 23,566 ounces and 14.75 million pounds recorded a year earlier.

Philex said development of its Silangan copper gold project in Surigao del Norte remains on track, with first metal production targeted for the first quarter of 2026.

It added that the construction of the processing plant is now 70 percent complete, while the tailings storage facility has reached 76 percent completion.

Once operational, the Silangan project is expected to become one of the country’s largest copper gold mines and a key source of growth for the company as its Padcal mine in Benguet nears the end of its mine life.

Thunderbelles outlast Chargers to remain unbeaten

Zus Coffee continued its stellar play as it overcame Akari, 23-25, 22-25, 25-23, 25-12, 15-7, on Tuesday to stay unscathed in the PVL Reinforced Conference at the Filoil EcoOil Arena in San Juan City.

Ana DeBeer concocted another strong performance and unleashed a match-high 33 points, including 32 off attacks as the Thunderbelles claimed their fifth straight victory to remain the league’s remaining unbeaten squad and atop and untouchable at Pool B.

But the Frank Lao-owned franchise had a close brush at absorbing its first defeat after faltering in the first two sets.

But DeBeer came to the rescue and fired at will to help the Thunderbelles erase that massive deficit and translate it into an epic, come-from-behind win.

The University of Louisville star was quick to credit the win to ZUS’ collective team effort.

‘It’s definitely a full team effort,’ said DeBeer. ‘Obviously we had pressure on us early and fighting through it and turning that around, that was special.’

Akari, runners up in this same conference a year ago, fell to 3-2.

ZUS is expected to go into the second preliminary round oozing with confidence.

There, it will play three more matches versus the bottom three squads in Pool A with hopes of sweeping its way to the knockout quarterfinals.

The power of beginning again and again and…

Every person who chooses to live fully, to lead, to build and to love will face challenges that break them open. It is not a question of if, but when. And when it happens, how you respond will define who you become next. Because in life, there is no final victory and no permanent failure. There is only growth.

For years, I thought the measure of success was how many times you won. But after all the highs and lows, I learned that growth has a different formula. It is not just about overcoming challenges or celebrating triumphs. It is about what you learn after every fall. The true equation is simple: overcoming challenges plus win or fail, plus reflection, equals growth.

It sounds simple, but living it is not. We all love the first part, the challenge. Entrepreneurs, leaders and dreamers are built for it. We thrive in uncertainty, in the grind, in the fight. There is an energy that comes from chasing something bigger than yourself. But the truth is, not every challenge ends in victory. Some end in disappointment, heartbreak or collapse. And that is where the second part comes in: how you handle failure.

Failure has a way of stripping you down to your essence. It humbles you. It reminds you that you are human, that you cannot control everything and that sometimes doing your best is still not enough. But failure is never wasted if you use it well. Each failure is data. It is feedback. It is an invitation to pause and reflect.

That third part, reflection, is what separates those who keep repeating their mistakes from those who evolve. Reflection is where the learning happens. It is when you sit quietly after the storm and ask, what did this teach me? What should I do differently next time? Where did I grow weaker, and where did I grow stronger? Without reflection, success becomes fleeting and failure becomes fatal. With reflection, both become teachers.

Life has a way of giving you the same lessons until you learn them. If you ignore reflection, the cycle repeats. But once you embrace it, you begin to move forward with wisdom. You begin to see patterns, understand people better and manage yourself with more grace. You start to realize that growth is not about avoiding pain, but about integrating what it teaches you.

The key is to build a mindset of constant rebirth. To treat every ending as a new beginning. To see every loss as a lesson that prepares you for the next challenge. It is like respawning in a game. You may fall, but you reappear stronger, armed with what you learned from the last round. Life becomes a cycle of continuous evolution, not a scoreboard of wins and losses.

I have seen this pattern in every field I have touched – in business, in politics and in relationships. You win some, you lose some and then you grow if you choose to. The people who rise are not the ones who never fail, but the ones who never stop learning. They take responsibility, they adjust and they keep going.

Reflection is not always comfortable. It forces you to face truths you may have avoided. Maybe you made a wrong call. Maybe you trusted the wrong person. Maybe you let pride, fear or pressure guide your decisions. Reflection is not about blame; it is about clarity. Once you see clearly, you can change.

Growth happens quietly. It is not the moment of applause or recognition. It happens when no one is watching, when you pick yourself up after failure and say, I will try again. It happens when you forgive yourself, when you stop comparing, when you allow life to teach you instead of fighting it.

This is what I have learned through the journey of the past few years. Boundaries taught me to protect my peace. Expectations taught me to let go of control. Betrayal taught me to be vigilant. Trust taught me to open my heart again. Rock bottom taught me to rebuild. Radical acceptance taught me to flow. And now, reflection teaches me to grow. Each lesson builds on the last, forming a cycle of resilience that keeps me grounded no matter what happens next.

When you start to live this way, challenges no longer intimidate you. You understand that every trial is temporary, and every failure is fertilizer for future growth. You stop measuring life by how easy it is, and start valuing it by how much you learn.

So if you are struggling, if you are facing another mountain or dealing with another fall, remember the formula. Overcoming challenges, win or fail, plus reflection equals growth. That is the path forward. That is how you equip yourself for constant rebirth.

Do not fear failure. Fear the refusal to reflect. Because reflection is what turns your pain into wisdom, your mistakes into insight and your setbacks into comebacks. It is the quiet act of turning inward so that you can rise outward, better and stronger than before.

Growth is not a destination. It is a habit. It is the decision to keep learning, to keep moving, to keep believing that you can always start again.

So keep fighting. Keep failing. Keep reflecting. And keep growing.

Because the world does not need perfect people. It needs people who know how to rebuild.

Global Dominion joins BSP-JICA’s Credit Risk Database Philippines initiative

In September 2025, Global Dominion Financing Inc. (GDFI) has been officially approved as a Participating Institution in the Credit Risk Database Philippines (CRDPh), a pioneering project jointly launched by the Bangko Sentral ng Pilipinas (BSP) and the Japan International Cooperation Agency (JICA).

The CRDPh is a web-based credit scoring system designed to enhance the financial inclusion of small and medium enterprises (SMEs) by providing financial institutions with a data-driven tool to assess creditworthiness.

Using anonymized financial and non-financial data, the platform generates statistical credit scores and default probabilities, enabling lenders to make faster, more objective and risk-based lending decisions.

As one of the pioneering financial institutions, Global Dominion is proud to be among the early adopters of this initiative, contributing to the creation of a more inclusive and resilient financial ecosystem. This milestone aligns with Global Dominion’s commitment to empowering Filipino entrepreneurs and supporting the growth of MSMEs, which make up over 99% of registered businesses in the Philippines.

The CRDPh platform addresses the long-standing challenge of information asymmetry in SME lending. By reducing reliance on collateral and offering a standardized credit evaluation model, it opens new opportunities for businesses that are often underserved by traditional banking systems.

Global Dominion’s participation in the CRDPh not only strengthens its risk management capabilities, but also reinforces its role in advancing financial inclusion and economic development in the country.

Bugna, Liwag named co-MVPs in PPS Puerto Princesa tennis tourney

Kathlyn Bugna picked up right where she left off – in winning form – as she swept two titles to match Athena Liwag’s twin victories in the Puerto Princesa National Junior Tennis Championships at the Karawatan-La Paragua Sports Complex in Puerto Princesa City, Palawan last weekend.

Bugna, who took a well-deserved break after dominating various legs of the Palawan Pawnshop junior circuit in Pasig, Iloilo, Bacolod, Roxas, Kalibo, Lapu-Lapu and Cebu, marked her highly anticipated return by capturing the girls’ 16- and 18-and-under singles crowns.

The La Carlota City/Batang Onay ace overpowered Liwag, 6-1, 6-2, in the 16-and-U finals before routing top seed Claire Casiller, 6-1, 6-2, to claim the 18-and-U trophy in the weeklong tournament, part of the Palawan Pawnshop’s nationwide junior tennis circuit, spearheaded by president and CEO Bobby Castro, which continues to inspire young players to follow in the footsteps of international star Alex Eala.

Meanwhile, registration is ongoing for the Mayor Edwin Olivarez National Open Tennis Championships slated for Nov. 6-23 at the Olivarez Sports Center in Sucat, Parañaque.

Liwag, for her part, got the better of Bugna in the 14-and-U division, taking a 1-0 (ret.) win following a dominant 6-2, 6-0 triumph over Maria Calingasan in the 12-and-U finals. The rising Olongapo City standout thus matched Bugna’s two-title haul to share MVP honors.

In the boys’ division, Lipa City’s Rafa Monte de Ramos also shone with victories in both the 16-and-U and 18-and-U categories. He prevailed over Aljhon Rombawa via a 1-0 (ret.) win then blasted Nicholas Andal, 6-2, 6-1, in the centerpiece division of the tournament sanctioned by Philta and supported by Dunlop, Universal Tennis, and ICON Golf and Sports.

Balanga, Bataan’s Cristiano Calingasan ruled the boys’ 14-and-U division with a 6-1, 2-0 (ret.) victory over Enzo Masaga, while Quezon City’s Francis Angeles outlasted Diezel Lerit, 7-5, 6-3, to clinch the 12-and-U crown. Angeles completed a ‘twinkill’ after also bagging the 10-and-U unisex title with a 4-2, 4-1 win over Matias Aguilera.

Bugna and Liwag added doubles titles to their tallies – Bugna teaming up with Sofia Aguilera for the girls’ 18-and-U crown, and Liwag pairing with Teresinha Calingasan to rule the 16-and-U event. Jeffrey Morales Jr. and Kyle Teodisio captured the boys’ 14-and-U doubles plum, while Cristiano Calingasan and Troan Vytiaco took the 18-and-U title.

In the men’s side, Sebastian Santos trounced Mingoy Calingasan, 8-2, to claim the singles championship before partnering with Andre Santos for an 8-4 victory over Monte de Ramos and Rombawa in the men’s doubles finals. Santos also teamed up with Rodel Ubay to bag the pro-am doubles crown.

Other winners were Legends (40-and-above): Anthony Josue and Paul Navarro; Legends (50-and-above): Nelvie Funtilon and Roger Ventura; Classified Men’s Doubles (Class B): Rhett Anas and Roger Ventura; Class C: Jaime Fernandez and Neribert Rausa; Class D: Michael Dela Torre and Oliver Dela Torre; and Classified Mixed Doubles: Mera Jopida and Raul Bacosa.