5 injured, 6 houses, 3 motorcycles damaged in Cotabato road accident

Five people were seriously injured when a wayward truck flipped and crashed into six adjoining houses and three motorcycles along a highway in Barangay Noa, Magpet, Cotabato.

Investigators from the Magpet Municipal Police Station told reporters Monday that the truck driver, Alvin Ilorica, lost control when the brakes malfunctioned while he was navigating a downhill stretch in Barangay Noa, causing the accident.

Noa’s barangay chairman, Alvin Egas, and personnel from the Magpet Municipal Disaster Risk Reduction and Management Office said the truck, fully loaded with bananas that Ilorica and his companions were transporting to a pier outside Cotabato province, rolled over and struck six semi-permanent houses and three parked motorcycles.

One of the damaged houses is located just three meters from a small petroleum vending station.

Egas said Ilorica, his two companions, and two residents inside the damaged houses were injured and were immediately taken to a hospital by emergency responders for treatment.

Egas told reporters that the truck’s owner had assured that they would cover the property damages caused by the accident, as well as the hospital bills for Ilorica, his three companions and the two Barangay Noa residents injured in the incident.

Philippines falls short of crown in maiden Honor of Kings Nation Clash

Filipino representatives Blacklist International and WETRND Esports came up short against Malaysia’s Homebois BSE and Alpha Gaming in the 2025 Honor of Kings Nation Clash (KNC), held at the Quill City Mall in Kuala Lumpur, Malaysia.

The KNC is an invitational tournament featuring top teams from MY Honor of Kings League, Indonesia Kings Laga and Philippines Kings League during Fall split.

Local champion Blacklist International fell short against Malaysia’s top seed, Homebois BSE, but managed a win against Indonesian champion Bigetron by Vitality.

In the other group, WETRND Esports put on a valiant effort but also lost to both Malaysia’s Alpha Gaming and Indonesia’s Alter Ego Esports.

With Malaysia sweeping the group stages, the country immediately booked a ticket to the grand finals, while Indonesia and Philippines had to meet in a best-of-seven semifinals with the KNC’s unique format.

Teams will play a relay format, with the order of play determined prior to the match. One cannot play more than four games with one team only able to play up to two consecutive matches.

WETRND opened the series with a win over Alter Ego, while Blacklist International put on a dominant display, taking both Games 2 and 3 against Bigetron by Vitality to put Philippines at matchpoint. Though Alter Ego and Bigetron managed to take each of their games against WETRND, it was Blacklist International that eliminated the Indonesians and push the Filipino teams to the grand finals.

Against Malaysia, however, the Honor of Kings powerhouse in Southeast Asia was too much for both teams, pulling off a 4-0 sweep.

Though finishing as the runner-up, Blacklist will enjoy the valuable experience for its upcoming campaign in the Honor of Kings International Championship, which happening in the country next month.

“Maganda itong warm-up para sa amin. Makikita namin kung yung pwede naming ma-improve heading into KIC,’ Blacklist International coach Gerald “Tgee” Gelacio said in a post-match interview.

Blacklist International will return to the Honor of Kings global stage in KIC along with Boom Esports, Elevate and ACT Esports Club this November.

Wilbert Tolentino acquires school, eyes college comeback

Businessman and social media personality Wilbert Tolentino has added another feather to his cap after acquiring Nazareth Institute of Alfonso Inc., a well-established educational institution located in Alfonso, Cavite.

This move didn’t surprise Tolentino’s close friends and followers, who have long known Wilbert’s strong advocacy for education.

‘I have always believed that education is the most powerful foundation for transforming communities and building a better future for the next generation,’ Wilbert said.

‘Nazareth Institute is not just an institution – it’s a legacy of learning that has shaped lives for two decades. By acquiring the school, I see a meaningful opportunity to protect that legacy while elevating it to meet the demands of the modern world.’

Now that he has full administrative control, Wilbert envisions transforming the Nazareth Institute of Alfonso into a modern, inclusive and globally competitive learning hub.

‘My vision is to modernize the school’s curriculum, integrate technology-driven and globally competitive programs, and upgrade our facilities,’ he shared.

‘I want to provide students – especially those in rural and developing areas-access to the same quality of education as those in major cities or even abroad. This is not merely a business move – it’s a mission of service, empowerment, and nation-building,’ he added.

Wilbert believes the school has the potential to become a leading center for transformative education, nurturing values, intelligence, innovation and leadership among the youth – qualities that he says are vital in shaping the country’s future.

‘My vision for Nazareth Institute of Alfonso is centered on transformation, modernization and holistic development. I aim to make it a center of excellence that prepares students not only academically, but also morally, technologically and globally.’

Wilbert also shared that he once took college units at University of Santo Tomas and Centro Escolar University, but had to pause his studies due to early employment.

‘I decided to continue my degree in Business Management, but was advised to complete my K-12 courses first. I want to set an example that learning has no age limit – it’s about timing, passion, and purpose,’ he said.

The ribbon-cutting ceremony under the new management was recently held, attended by celebrity guests Katrina Halili, Herlene Budol, Sugar Mercado, Mark Herras, Madam Inutz and Jelai Andres – who showed support for Wilbert’s latest milestone in education and public service.

CitiFine Project bags silver in DOST tilt

The Cebu City Government CitiFine Project recently earned national recognition after winning a silver award in the DOST-Wadhwani Cohort II Smart Cities Capstone Demo Day held at Bayview Hotel, Manila.

The CitiFine system, developed through a partnership between the Cebu City Government and the Department of Science and Technology Region VII (DOST-7), automates the tracking, management, and payment of city ordinance violations.

By integrating real-time monitoring, SMS notifications, and online payment options, the platform streamlines enforcement while promoting transparency and efficiency in local governance.

The project supports the city’s e-traffic citation ticket program, jointly implemented by the Management Information and Computer Services (MICS) and the Cebu City Transportation Office (CCTO).

The project is aimed at reducing paperwork, improving compliance, and offering residents a more convenient way to settle minor infractions.

CitiFine’s silver finish follows DOST-7’s third-place win in Cohort I with EventSure, marking back-to-back recognition for the region in the DOST-Wadhwani Technopreneurship Program.

The program equips regional innovators with skills in design thinking, startup development, and technology application to solve real-world community challenges.

The Capstone Demo Day showcased top-performing smart city solutions from across the country, with CitiFine emerging as one of the standout entries for its practical impact and scalable design.

New Ateneo campus to rise in Cavite

Ateneo de Manila University is expanding south with a new campus in Cavite under an agreement with the Ty-led conglomerate GT Capital Holdings Inc.

The university signed a memorandum of agreement with GT Capital on October 24 for a 15-hectare site in Riverpark, a mixed-use township being developed by Federal Land Inc., GT Capital’s property subsidiary, in General Trias City.

The deal was formalized at the GT Tower International in Makati City by Ateneo president Fr. Roberto Yap, SJ and GT Capital vice chair Alfred Ty.

Ateneo said on Monday, October 27, that the Cavite campus will make its Jesuit education more accessible to students and families outside Metro Manila.

‘The new Ateneo campus in Riverpark allows us to extend our mission and provide more families in Cavite and nearby provinces with access to quality education rooted in our Jesuit tradition,’ Yap said in the statement by the university.

GT Capital, one of the country’s largest conglomerates, said the partnership reflects its effort to back long-term investments that support regional growth.

‘Ateneo’s presence in Riverpark not only strengthens the educational landscape of Cavite but also uplifts the lives of the communities we serve,’ Ty said.

Details on the timeline and academic programs of the Cavite campus have yet to be announced.

GT Capital previously reported a 34% rise in net income to P18.42 billion in the first half of 2025, driven by its automotive and banking units.

Change in the storyboard

Even with the economy cruising at a steady 5.5 percent GDP growth in the second quarter of 2025 and inflation easing to 1.7 percent in September, recent developments have prompted a second look at market sentiment. The news narrative has suddenly become fraught with uncertainty and unexpected twists.

Is this change in the storyboard going to leave its mark on economic perceptions as more recent news items have shifted to more common natural disasters like typhoons and earthquakes?

Scenario-building is an approach to plan and explore various actions and reactions and come up with strategies to suit different storyboards. A set scenario for the year can be derailed by unexpected events like a two-year pandemic, a super typhoon that affects agriculture or investigations into public works projects.

The ‘scenario’ (sometimes called a storyboard) is a cinematic method used to shoot a movie with different scenes, characters, script, costumes, props and endings. The twists in the plot allow the director to lay out the story and determine the cost of production.

Scenarios can also be applied to business planning, economic projections and political events.

Planners talk of ‘best case’ and ‘worst case’ scenarios as convenient labels for the conclusion of a string of events whether beneficial or harmful to a particular segment of a country. Clearly, one side’s best case may be the opposing side’s worst one. Scenarios differ according to the desired status of the principals involved.

Scenario building presumes an appreciation of how different stakeholders are going to react and affect different stakeholders. Is foreign investment going to be involved?

An informal survey of behavior and perception on market sentiment may be conducted. This can even be done with business organizations and the different sectors they represent.

Surveys, however, can turn into self-fulfilling prophecies or negative mind-conditioning. They measure reactions and attitudes at a certain point. The mood can change with further news, whether good or bad.

Scenarios function as a way of testing how a subject will take the stress of bad news posted and accelerated online by social media and influencers who may have their own hidden agenda. There may be calls for extreme actions like storming a gated community that favor certain groups that promote instability and bad optics.

Before it became an economic approach, ‘stress test’ referred to a medical procedure. This assessment is an integral part of an annual medical check-up that the conscientious adult is required to undergo, especially as his body ages and starts showing signs of stress.

The treadmill test, which is often a part of the annual executive check-up, requires the patient to be ready for a workout. Before he steps on the treadmill, the patient’s bare chest is attached with suction cups wired to a monitoring machine to track heart rate, breathing and blood pressure in real time. The treadmill may be raised to simulate an inclined surface for hiking and increase the stress. The pulse rate and breathing are checked afterwards at the resting stage to check how long the heart takes to get back to an acceptable state.

The economic stress test follows its medical counterpart, and in real time too. It is designed to see how strong this economy is and what maximum speed and incline it can take in the financial treadmill. Will the economic heart rate get back to normal?

Because they deal with human behavior as well as unforeseen shocks and stresses from global news, storyboards cannot fully anticipate all the twists and turns in the plot. As in any story, the principal characters aren’t always the only ones who determine the ending.

Scenarios need to keep up with the uncertainties of this developing storyboard which are not always limited to just economics.

A recent report showed that the 3.1 percent annual increase in inward remittances from OFWs resulted in a year-to-date total amount (as of August) of $24.7 billion. Such welcome development may be posted in the business section without much fanfare. But it is likely to positively impact the level of consumption in the GDP as well as contribute to the strength of the peso against the US dollar.

Positive numbers can tell a good economic story. Should they just be washed away by a flood of political news?

Government eyes higher tax-free benefits for workers

To help ease the financial burden on Filipino workers, the Department of Finance (DOF) and the Bureau of Internal Revenue (BIR) are proposing higher ceilings for tax-exempt benefits in both the private and public sectors.

The move is in line with President Ferdinand R. Marcos Jr.’s directive to lighten the load on taxpayers and strengthen social protection measures for Filipino families. It also supports the administration’s broader goals of inclusive growth, better labor conditions, and improved worker welfare.

‘These changes are not just about numbers-they are about fairness and dignity in the workplace. Every Filipino worker deserves to benefit from the nation’s growth,’ President Marcos Jr. said in his departure statement before flying to Malaysia for the 47th ASEAN Summit and Related Summits on October 25, 2025.

Finance Secretary Ralph G. Recto said the proposed adjustments are meant to allow workers to bring home more of their earnings.

‘Lagi po nating hangarin na mapagaan ang pasanin ng mga taxpayers. Sa proposal na ito, gusto nating maramdaman talaga ng taumbayan ang ginhawa dahil mas lalaki ang maiuuwi nilang kita at matutulungan nitong maibsan ang gastusin nila sa araw-araw,’ Recto said.

He added that the increases would have ‘minimal impact on government revenues but will definitely make a significant difference for our workers.’

Proposed Adjustments

Under the proposal, both private and government employees will receive higher non-taxable allowances and benefits to reflect inflation and rising living costs, while maintaining fiscal prudence.

Among the key changes are:

* Monetized Vacation Leave Credits (Private Sector): Tax-exempt limit to rise from 10 days to 12 days. The current uncapped benefit for government workers’ monetized vacation and sick leave will be retained.

* Medical Allowance for Dependents: From P1,500 to P2,000 per semester

* Rice Subsidy: From P2,000 to P2,500 per month or its market equivalent.

* Uniform and Clothing Allowance: From P7,000 to P8,000 per year

* Actual Medical Assistance: From P10,000 to P12,000 per year

* Laundry Allowance: From P300 to P400 per month

* Employee Achievement Awards: From P10,000 to P12,000 per year

* Christmas or Anniversary Gifts: From P5,000 to P6,000 per year

* Meal Allowance for Overtime or Night-Shift Work: Tax-free limit raised from 25% to 30% of the minimum wage

* CBA and Productivity Incentives: Combined ceiling increased from P10,000 to P12,000 per year

Simplifying Tax

Compliance

Recto also directed the BIR to study possible exemptions for certain taxpayers from the requirement to withhold and remit creditable withholding taxes. The DOF and BIR are exploring ways to simplify and lower applicable withholding tax rates to reduce compliance costs for employers and workers alike.

President Marcos Jr. reaffirmed the government’s commitment to transparency and fairness in tax collection. He said the BIR will recalibrate its priorities to ensure accountability among officials and contractors found complicit in irregularities, particularly in flood control projects.

‘We will uphold fairness in our tax system. We assure our micro, small, and medium enterprises and large corporations who have been lawfully paying their taxes, that you will be treated justly,’ the President said.

Starve the beast

I found myself in a very high-end steak restaurant in BGC last week, where it was claimed that BBM had one of his birthday celebrations. The folks I was having dinner with were very high-end too. I was the only peasant present.

I was invited to partake of, among others, American Wagyu (strange – Wagyu means Japanese steak; this one is American-Japanese) and other steak cuts and types. I felt like a ‘nepo baby’ after checking the prices on the menu.

I guess I was invited because they were concerned about our situation and wanted to hear insights I could share. The guys, who are CEOs of various companies, came with their wives. Once the conversation got started, worries about what would happen next were palpable.

I had to tell them that nothing will happen unless BBM realizes his life depends on doing something quickly to be credible. The ladies agreed that the next thing that should happen is for heads to roll.

I told them the new Ombudsman seems to be moving like an Energizer Bunny, like Vince Dizon. The two of them are doing the tough job of making people believe something is happening and that heads will also shortly roll.

The ladies had strong views on how our taxes are being wasted, and one of them asked if we could have a tax boycott. One of the guys in the group was a former finance secretary, and he said that’s impossible because the poor would be deprived of the services they badly need.

The idea of a tax boycott is something I have been hearing a lot lately. People are very hurt after seeing those bundles of thousand-peso bills on a table ready for distribution to the congressional sponsors of ghost projects. ‘That’s our tax money’ is the common protest.

The ladies, who are probably managing the household budget, would be aghast if I told them that the 2025 national budget stands at P6.35 trillion, but the government only expects to collect P4.64 trillion in taxes.

As Finance Secretary Ralph Recto explained it, our government spends P17.4 billion every day but only P12.72 billion is covered by tax collections. Borrowing covers the rest, including what’s lost to corruption.

The national government’s outstanding debt ballooned to a record P17.56 trillion at the end of July, breaching its full-year projection for 2025, data from the Bureau of the Treasury (BTr) showed.

As for tax collection efficiency, the Philippine Institute for Development Studies (PIDS) found a tax gap of up to 50 percent of potential revenues in the Philippines.

A 2018 note by the DOF stated: ‘Our VAT collection is the most inefficient at only 40 percent’ (i.e., the efficiency of VAT collection relative to potential).

So, if we are only talking about tax collections, the beast should be starving by now. But heavy borrowing has kept the beast terribly obese.

Maybe the ladies around our steak dinner table are right about starving the beast. A tax boycott, or even a limited tax holiday, would force the government to be more efficient – but only if we also restrict the ability of the Treasury to borrow, like they do in the US.

We would risk shutting down the government, as it is now shut down in Washington, DC. The US can survive a government shutdown, but in our case, the inability to pay the salaries of policemen and soldiers would likely lead to a coup d’état.

The former finance secretary among us steak eaters that evening was right: we starve the beast at the risk of the beast turning on us.

But let us not give up on the idea of starving the beast. Maybe just put the beast on a diet, because an obese government cannot serve the people efficiently.

We have way too many senators, congressmen and other national and local officials. The government payroll covers about four million people, many of whom are probably ghost employees or of the ’15-30′ variety who collect salaries but do no work.

But making the beast go on a forced diet or austerity needs a president who is ready to set the example. We need someone like José Mujica of Uruguay, who was widely known as the ‘world’s poorest president’ for his simple lifestyle. He drove a 1987 Volkswagen Beetle and donated most of his salary to charity.

We do not have someone that ascetic on the horizon. Our politicians became politicians precisely because they want to get rich but are too dumb or too lazy to make good money the honest way. Only someone like a Lee Kuan Yew-type dictator can force our obese government to slim down.

So, where are we now? Our future remains dark. We are facing nine years of muddling through and low-quality governance -and after that, more of the same.

That means underwhelming governance that may, at best, result in mediocre growth amid political uncertainty. Forget investors, local or foreign, because who would want to risk money in a country like that?

The only thing we can do now is remain very angry and not let our leaders think our attention span is short and our anger will blow over soon.

The masa is still very patient. But our somewhat educated lower middle-class folks expecting better lives are now becoming the new poor. They may not be as patient. They are more resentful of their condition and could spark trouble.

The rich folks probably already have European golden visas, set to flee at the first sign of trouble. Their only problem is knowing the right time to flee.

Street protests are starting to knock at the gates of Forbes Park. That can only escalate if corruption and the hunger it exacerbates are not properly addressed.

We are all in the same boat – rich, middle class and poor. We must all try to save our nation.

Que, Jahns, Mondilla banner solid South Pacific Classic cast

A trio of aces rejoins the chase in the ICTSI South Pacific Golf Classic that unwraps Tuesday, October 28, here, promising not just a tight title race but also the potential for another photo finish that could rival last year’s sudden-death thriller at Apo Golf.

Angelo Que, Keanu Jahns and Clyde Mondilla headline the crack field in the P3.5-million Philippine Golf Tour event, each determined to stamp his class in the penultimate stage of the 10-leg circuit organized by Pilipinas Golf Tournaments Inc.

Que, brimming with confidence after a top-30 finish in an international tournament, seeks to regain the form that netted him back-to-back victories at Pradera Verde and Eagle Ridge. Jahns and Mondilla, meanwhile, return from brief but instructive stint over the weekend, both eager to turn their frustrations into motivation and close out the Mindanao swing on a high note.

But the path to glory will be anything but easy.

Standing in their way is the in-form Fidel Concepcion, who’s riding high on confidence following his breakthrough win at Apo last Friday. That maiden victory could well be the spark he needs to prove he can win against a stronger, deeper cast this week at the South Pacific Golf and Leisure Estates.

Joining them are local standouts Jhonnel Ababa, Zanieboy Gialon, Elee Bisera, Elmer Salvador and Marvin Dumandan, each armed with both familiarity and pride. Dumandan, in particular, has extra motivation – he’s out for redemption after bowing to Justin Quiban in a tense four-hole playoff when South Pacific last hosted a PGT event in 2023.

But it won’t be an all-Davaoeño affair. The chase for supremacy also includes the likes of Reymon Jaraula, Guido van der Valk, Michael Bibat, Russell Bautista, Ryan Monsalve, Nilo Salahog, Dino Villanueva and James Ryan Lam – all looking not just for a leg win but for crucial ranking points toward berths in the season-ending Match Play Championship and The Country Club Invitational.

With the PGT’s final leg set at Valley Golf on November 18-21, and the Match Play Championship firing off from November. 25-28, this week’s stop carries heavy implications for the Order of Merit race.

That adds another layer of intrigue to a field already teeming with ambition. Que and Jahns, both two-leg winners this year, are eyeing a third crown to seize control of the OOM race. Que’s early sweep of the Pradera Verde and Eagle Ridge legs, and Jahns’ back-to-back triumphs at Caliraya Springs and Bacolod have already set a high bar – but van der Valk (Forest Hills), Jaraula (Del Monte) and Concepcion are just as determined to grab a second win and tighten the standings even more.

Lito Magno named NBI Officer-in-Charge

Former National Bureau of Investigation (NBI) Assistant Director Lito Magno has been appointed officer-in-charge of the agency.

This appointment comes after Malacañang accepted the resignation of former NBI Chief Jaime Santiago on Monday, October 27, who had tendered his resignation in August. Palace Press Officer Claire Castro confirmed that Magno will temporarily lead the agency.

Magno will oversee the administration of the NBI until a new chief is officially appointed by the Palace. He previously led the NBI offices in Northern Mindanao and Central Luzon, handling major cases involving human trafficking, organized crime and fraud.

Additionally, Magno was part of the NBI team that apprehended former Bamban Mayor Alice Guo in Indonesia, according to reports.

Before his appointment as OIC, he served as NBI Assistant Director for Legal Service.

Santiago submitted his ‘irrevocable resignation’ on August 15, citing continuous efforts by certain individuals to damage his reputation.

He specifically addressed what he called “malicious” and false reports alleging he acted as a “bagman” for illegal online cockfighting (e-sabong) and Philippine Offshore Gaming Operators (POGOs), vehemently denying those claims.