What Cuppy said about elder sister, Tolani

Nigerian Disc Jockey and billionaire heiress, Florence Otedola, popularly known as DJ Cuppy has praised her elder sister, Tolani for her lifestyle.

Cuppy on her X handle on Thursday revealed that Tolani loves being a private and ‘low-key’ person. She also commended her for her strength and power, while describing her as a reserved member of the family.

“My sister @shesTolani might be the most low-key in our family, but in reality, her quiet strength speaks volumes. She reminds me that real power doesn’t need to shout up and down to be felt,” she wrote.

Tolani Otedola is the first born of Nigerian billionaire and businessman Femi Otedola. She is a singer-songwriter who creates a soulful sound.

10 inspiring things to know about Pastor Nkechi Ene

The Carpenter’s Church is mourning the passing of its presiding pastor, Pastor Mrs. Nkechi Chinyere Ene, describing her transition on Wednesday, October 29, 2025, as a profound loss to the church and the body of Christ.

Pastor Ene returned from an extensive ministry trip marked by “miracles and testimonies” before experiencing a sudden health crisis in Lagos.

Known as “Pastor Kech” and celebrated as a spiritual mother-in-Israel, Pastor Ene’s life was the hallmark of faith, service, and a commitment to spreading the Word of God.

;hHere are 10 inspiring facts about Pastor Nkechi Ene:;/h Early Life She was born in Accra, Ghana, on February 24, 1969 and spent most of her early years in Lagos, Nigeria.

Presiding Pastor She led The Carpenter’s Church in Port Harcourt, Nigeria, after serving as Associate Pastor under Pastor Charles Omofomah until his passing in February 2013. Pastor Ene lived and believed the Word of God until the very end. Her ministry was marked by dedication, teaching, and spiritual mentorship.

lobal Ministry Influence Her impact extended far beyond her church. She ministered locally and internationally, inspiring believers worldwide.

Television Ministry Pastor Ene hosted the Christian television programme Freshdew, a platform she used for over 20 years to reach audiences with faith-based teachings and inspiration.

cademic and Professional Background Before full-time ministry, she earned a First Class Honours Degree in Electronics Engineering from the University of Nigeria, Nsukka, and worked in the engineering and oil sectors.

Leadership in Education She served as President/Director at the Ekklesia School of Local Church, mentoring future church leaders.

uthor and Teacher Pastor Ene authored several Christian books, includin No Fear Here and Dancing With Your Spirit, blending practical guidance with spiritual insight.

Family Life She is survived by her husband, Brother Emeka Ene, and their daughters, Zoe, Chloe, Tracy, and Osi. She also remained devoted to her mother, Ma Mercy Chijioke, and her siblings.

Spiritual Guidance Known as a “mother-in-Israel,” Pastor Ene provided mentorship, comfort, and encouragement, guiding countless believers in their faith journeys.

Legacy of Love and Sacrifice Her life was marked by faith in God, selfless service, and profound love for humanity. The church describes her as one of the great generals of God in her generation, whose legacy will continue to inspire.

The Carpenter’s Church has called for prayers and support for Pastor Ene’s family, emphasizing the need for love, comfort, and solidarity during this difficult time. Her influence and teachings are set to endure in the hearts of believers around the world.

#JusticeForOchanya: Hilda Baci pledges financial support

Nigerian Chef and Guinness World Record holder Hilda Baci, has pledged her support to organisations working towards the seeking justice for late 13-year-old Ochanya.

Baci on her Instagram page, expressed her sadness over such occurrence, emphasising the need to protect the girl child. She also vowed to donate a sum of 2 million naira to the organisations working with survivors of sexual abuse.

Baci also stressed the need for accountability and action from the society at large.

“A 13-year-old girl who should have been safe, loved, and protected was instead failed by the very people meant to guard her. As I read through her story, I couldn’t stop thinking about how many girls carry wounds like hers and are still here today, trying to find their way back to wholeness. To support that cause, I’m pledging N2,000,000 to organisations working with rape and s3xual abuse survivors I’d love for you to help me choose two trusted NGOs to receive this donation. Drop your nominations in the comments or tag them below so my team and I can review and reach out directly,”she wrote.

50% Filipino families deem selves ‘poor,’ poll shows

Five out of 10 Filipino families rate themselves as poor, according to the latest Social Weather Survey released Thursday.

The survey, conducted from September 24 to 30, found that 50 percent of respondents, or an estimated 14.2 million Filipino families, rate themselves as ‘mahirap’ or ‘poor,’ while 38 percent rate themselves as ‘hindi mahirap’ or ‘not poor.’ Meanwhile, 12 percent rated themselves as ‘borderline’ (on the line dividing ‘poor’ and ‘not poor’).

The September result for self-rated poor families was 1 point above the 49 percent in June (roughly 13.7 million families) and the same as the 50 percent in late April. On the other hand, the September result for ‘not poor’ was 3 points below the 41 percent in June, and the result for ‘borderline’ was 2 points up from 10 percent in June.

Self-rated poverty was at its highest in Mindanao at 69 percent (unchanged from June’s result), followed by the Visayas at 54 percent (down 6 points from 60% in June), Metro Manila at 43 percent (up 7 points from 36 percent), and Luzon outside Metro Manila at 42 percent (up 4 points from 38 percent).

Meanwhile, the rate for ‘not poor’ fell from 57 percent in June to 51 percent in Metro Manila, from 28 percent to 23 percent in the Visayas, and from 52 percent to 49 percent in Luzon outside Metro Manila. In Mindanao, the score barely moved from 21 percent to 20 percent.

The percentage of ‘borderline’ families rose sharply from 12 percent to 24 percent in the Visayas but hardly changed in other areas (from 8 percent to 7 percent in Metro Manila, 10 percent to 9 percent in Luzon outside Metro Manila, and 10 percent to 11 percent in Mindanao).

On the other hand, 41 percent of families rated themselves as ‘food-poor’ (unchanged since April 2025). While 47 percent rated themselves as ‘not food-poor’ (falling slightly from 49 percent in June), 11 percent rated themselves as ‘food borderline’ (barely moving from 10 percent).

Self-rated food poverty was again at its highest in Mindanao at 61 percent (hardly moved from 60 percent in June). It was followed by the Visayas at 40 percent (down 4 points from 44 percent), Metro Manila at 35 percent (up 4 points from 31 percent), and Luzon outside Metro Manila at 33 percent (hardly moved from 34 percent).

The survey used face-to-face interviews with 1,500 adults and had sampling error margins of plus-or-minus 3 percent for national percentages, plus-or-minus 4 percent for Luzon outside Metro Manila, and plus-or-minus 6 percent each for Metro Manila, the Visayas, and Mindanao.

Diesel prices seen increasing by up to P2.70/liter next week

Motorists must brace themselves for another hefty diesel price hike of as much as P2.70 a liter next week.

In an advisory Friday, Jetti Petroleum Leo Bellas said diesel prices may jump by P2.50 to P2.70 a liter starting Nov. 4.

If this will be implemented, next week marks the second straight week of diesel price hikes.

Gasoline prices, meanwhile, may also climb by P1.50 to P1.70 per liter.

‘Oil prices continued their rally this week as the sanctions on Russian oil producers Rosneft and Lukoil, which together account for more than 5 percent of global oil output, have introduced significant compliance risks and uncertainty into the market,’ Bellas said.

‘Growing concerns that refined products output will tighten globally due to the US sanctions on key Russian producers have resulted in strengthening diesel and gasoline prices outside of crude movements,’ he added.

SEC seeks to curb ‘predatory’ lending costs

The Securities and Exchange Commission (SEC) moves to end ‘predatory’ lending schemes by capping interest rates and other fees charged by lending and financing firms.

‘The number of borrowers struggling under excessive interest rates has continued to grow in recent years, as certain entities exploit the accessibility of online lending applications to trap our fellow kababayans in cycles of debt,’ SEC chair Francis Lim said in a statement on Friday.

Thus the corporate watchdog has sought public comment on the draft memorandum circular that seeks to curb abusive lending practices.

Under the proposed lending guidelines, the nominal interest rate will be capped at 6 percent per month, or about 0.2 percent per day. The effective interest rate, including all other costs and fees, would also be limited to 10 percent per month, or about 0.33 percent per day.

Under the proposed rules, the ceiling on interest rates and other fees will apply to unsecured general-purpose loans with a maximum amount of P20,000 and terms of no more than six months.

For late payments or non-payment on outstanding scheduled amounts due, lending and financing groups may only enforce fines of up to 5 percent per month.

The SEC will also limit total charges to the amount borrowed.

Jackson Wang wants to experience Manila’s night life, uplift fans through his music

International pop star Jackson Wang is back in the Philippines for his first-ever solo concert and has expressed his wish to experience what Manila’s nightlife has to offer.

‘I just got here yesterday, I don’t know how I feel yet,’ Jackson said in an interview with Inquirer Entertainment on Thursday, Oct. 30, ahead of his show. ‘I wish I could feel the nightlife in Manila more, but I don’t know where to go.’

Known for his charisma on and off stage, the Hong Kong-born artist said he finds inspiration in simple, spontaneous moments outside of work.

‘Being able to be free and just walk outside without a destination. It’s like going with the flow and seeing where I end up – it could be a bar. I don’t know what this bar is, who you meet, how much you drink, what you eat,’ he shared. ‘Sometimes just letting fate do the work, I enjoy doing that.’

Beyond his energetic performances, Wang hopes to use his music to encourage fans who may be going through difficult times.

‘I want to be able to share my story, how I recovered mentally when I was at my lowest point,’ he expressed. ‘I hope that message could help and encourage everyone in their lowest point and darkest days as well.’

When asked what he’s learned from his supporters, the rapper-singer emphasized the importance of honesty and mutual respect between artists and fans.

‘Fans love you. They don’t care about your label or your company, they love you,’ he said. ‘So if someone shows you love and support, make sure you return it and show them as much or even more love back.’

The 31-year-old artist rose to fame as a member of the K-pop group GOT7 before successfully launching his solo career as a singer, rapper and producer.

He is also the founder of Team Wang, a record label and fashion brand that reflects his creative vision and independence as an artist.

Wang’s upcoming Manila concert on Nov. 2 will mark another milestone in his ‘MAGIC MAN’ tour.

Halloween 2025: Celebrities open up about their creepy encounters

A Halloween celebration wouldn’t be complete without sharing ghost stories or creepy encounters with unseen spirits – and Xyriel Manabat, Charlie Dizon and Jillian Ward each have something to tell.

Telling ghost stories or blood-curdling experiences with friends have always been a favorite pastime for those who enjoy the spooky season. It doesn’t matter if it ends with the group having an unexplained chilly feeling right after, as long as the stories are good. To celebrate the season, here’s what Manabat, Dizon, and Ward shared about their creepy encounters.

Xyriel Manabat

When Manabat was around ‘six or seven’ years old, she experienced being in the company of an unidentified spirit that put a taping on hold.

‘Naransan ko dati sa taping – kasi sa forest ang location – kinailangan namin mag-stop. As in na-tengga kami at hindi kami maka-take kasi may nakita po ako at hindi ako maka-stop sa pag-iyak. Lahat sila, hinintay para kumalma ako kasi mga six or seven ako n’un,’ she said during a talkback session for the horror film ‘Near Death.’

(I once experienced this during taping – the location was in a forest – we had to pause it. We really had no choice but to put it on hold because I saw something and I couldn’t stop from crying. I was around six or seven, and they all waited for me to calm down.)

The actress said the filming location had a huge tree, although she couldn’t remember what she witnessed at that time.

‘Malaking puno kasi ‘yun, ang tawag nila, balete, may nakita kaming nakatingin d’un t’as tinititigan lang niya ako. Hindi ko alam ano siya. Iyak daw ako nang iyak tapos hindi ko ma-explain sa kanila. Nag-stop kami mag-taping hangga’t nakikita ko,’ she said.

(It was a big tree, they called it balete. I saw someone at the tree who stared at me. I didn’t know what it was. I ended up crying, and I couldn’t explain why. We stopped taping while I could still see it.)

Charlie Dizon

For Dizon, she and her family hired a house helper who ended up getting possessed by an unknown spirit. This led to them enlisting the help of a faith healer, nuns, and other people to help her.

‘Sa bahay namin dati noong grade school ako, meron kaming kasambahay na sinapian siya. Kung sino-sino nang pumunta [sa’ming] mga albularyo, madre, as in na-experience ko siya until 5 a.m.,’ she recalled.

‘Sinabi na may tatlong dwende sa bahay namin. As in natatakot na akong banggitin ang pangalan nila kasi sinasabi na baka i-follow ka. Sinabi na swerte sila sa bahay namin kaya wala raw nagkakasakit nang malala. Hindi raw kami nakaka-experience ng hirap,’ she continued.

(When I was in grade school, we had a house helper who got possessed. Several faith healers and nuns came over. We were told that there were three dwarves in our house. I was scared to share their names because they told me that it might follow me. We were nonetheless told that they brought luck to our home. This is why no one got badly sick. We didn’t experience any hardships.)

Dizon recalled that these dwarves loved her family’s house helper, adding that since she was suffering from depression at the time, she would often go to their spot to feel better.

‘Ang kasambahay namin na-typan niya, d’un ko naintindihan ang kasambahay namin. Depressed ang kasambahay namin tapos tumambay siya sa area kung nan’dun ang dwende. Kapag low ang vibration or lower ang frequency, d’un sila papasok. ‘Yun ang explanation sa’min ng albularyo. ang inadvise sa kasambahay namin is kailangan itawid sa dagat para hindi siya sundan ng mga dwende,’ she said.

(They liked my house helper, and that’s where I understood where she’s coming from. She was depressed and would go to their spot where the dwarves were. When she experienced low vibration and low frequency, that’s where they go in. At least that’s what the faith healer explained to us. Our house helper was advised to be brought to the sea so the dwarves couldn’t follow her.)

Jillian Ward

Ward shared that she had a creepy encounter while filming the upcoming movie ‘Gabi ng Lagim.’

‘Noong nagsho-shoot ako ng ‘Gabi ng Lagim,’ we were shooting at the church tapos sobrang nilalamig ako. Ako lang pala ang nilalamig sa aming lahat so kaba lang ba ‘yun or there’s something else,’ she told reporters on the sidelines of The New Nocturnals ball.

(While we were shooting ‘Gabi ng Lagim’ at a church, I felt an indescribable chill. It turned out I was the only one who felt that way. Did it have something to do with the nerves or was there something else?)

AUB nets record P9.4B on robust core businesses

Healthy loan growth boosted the bottom line of Asia United Bank (AUB) in the first nine months of the year by 9 percent to a record P9.4 billion, thus perking up growth prospects, particularly in the digital space.

In a regulatory filing on Thursday, the Ng family-led bank said its total operating income had climbed by 10 percent to P17.2 billion.

It also benefited from stronger trading and foreign exchange gains, as well as higher fee-based revenues from credit cards, e-wallet and remittance transactions.

Noninterest income

As a result, AUB’s noninterest income rose by 18 percent to P3.7 billion versus the same period last year.

While its loan portfolio expanded by 29 percent to P256.9 billion due to the monetary policy easing cycle, AUB’s nonperforming loan ratio, a key metric of asset quality, eased to 0.36 percent from 0.53 percent a year ago.

Its loan book expansion resulted in a 141-percent surge in loan loss provisions.

‘Sustaining our profitability is no mean feat, considering the heightened risks in our operating environment, both domestically and globally,’ AUB president Manuel Gomez said in a statement.

Balance sheet growth

As of end-September, the bank’s assets jumped by 18 percent to P417.1 billion.

Its positive performance has pushed AUB to pursue growth in the digital space.

‘We remain on the lookout for growth opportunities on the horizon, particularly in digital partnerships,’ Gomez noted. ‘It is through this that we can offer digital payment solutions.’

Last month, AUB inked an agreement with digital insurer Singlife Philippines to offer the latter’s products through the bank’s HelloMoney e-wallet application.

HelloMoney

AUB executive vice president Wilfredo Rodriguez Jr. said they were looking at expanding HelloMoney’s user base to at least 6.5 million by the end of the year through its partnership with Singlife, among others.

Under the deal, HelloMoney clients may access Singlife’s insurance products, including cash for income loss, which covers up to P1.8 million in case of disability or death due to accidents. It also offers protection to cover medical costs, providing up to P1.3 million for hospitalization or upon diagnosis of 125 listed critical conditions.

Apart from this, AUB also partnered with state-run pension fund Social Security System (SSS) to launch the SSS Pay Card. Following the deal, SSS members may receive their benefits, loan proceeds and pension through HelloMoney.

Pork barrel scam postmortem: Big fish mostly getting away

The recent acquittal of former Senate President Juan Ponce Enrile and 34 other individuals of 15 counts of graft in the P10-billion pork barrel scam has renewed fears among Filipinos that the same slow-paced justice could doom the quest for accountability in the half-trillion-peso flood control corruption scandal and let those behind it go unpunished.

According to University of the Philippines constitutional law professor Paolo Tamase, one of the biggest and most ‘critical’ lessons that must be learned from the Priority Development Assistance Fund (PDAF), or pork barrel scam, is that the longer a case is prosecuted, the more likely it is to end in acquittal.

‘Long cases like these often weaken with time,’ Tamase told the Inquirer in a phone interview. ‘Witnesses tend to forget (details of) the cases, prosecutors change, documents get lost-and what looks like a strong case in the beginning slowly fades into dust.’

The Office of the Ombudsman, which filed charges against lawmakers linked to the scam about a decade ago, has lost its PDAF cases for plunder against Sen. Jinggoy Estrada and former Senators Ramon ‘Bong’ Revilla Jr. and Enrile.

Estrada was convicted of direct and indirect bribery, but the Sandiganbayan later reversed its decision. He is facing 11 separate cases of graft.

Revilla and former Sen. Gregorio ‘Gringo’ Honasan II were charged with graft but were also acquitted.

Several members of the House-Representatives Rizalina Seachon-Lanete, Samuel Dangwa, Rodolfo Plaza, and Constantino Jaraula-had been charged with plunder. All, except for Seachon-Lanete, were acquitted. She is appealing her conviction.

Former Muntinlupa Rep. Ruffy Biazon was convicted of graft. He is serving as mayor of Muntinlupa City while appealing the decision. Former Davao del Sur Rep. Marc Douglas Cagas IV pleaded guilty to lesser charges of fraud and falsification of public documents in relation to the misuse of his pork barrel.

Over a hundred charged

According to figures from Inquirer reports, at least 112 officials, most of them lawmakers at the time, were charged with plunder and graft for misusing PDAF-38 in September 2013, 34 in November 2013, and 40 in August 2015.

Under the law, plunder is committed when the offender amasses ill-gotten wealth totaling at least P50 million in public funds from a series of acts, while graft is a broader offense by public officers who abuse their position for personal benefit.

Businesswoman Janet Lim Napoles, the alleged mastermind of the PDAF scam, has been convicted in about a dozen cases, including one for plunder, since the pork barrel racket was exposed by the Inquirer in 2013.

In most cases, acquittals in the plunder and graft cases related to the pork barrel scam were due to ‘weak evidence’ presented by the prosecution.

In the case of Revilla, the Sandiganbayan said in its December 2018 decision that the prosecution did not establish ‘beyond a reasonable doubt’ that he directly or indirectly received commissions or kickbacks from his PDAF. It said that his supposed signatures in letters authorizing the funneling of his pork to Napoles’ foundations were forged.

However, Revilla’s legislative officer, Richard Cambe, and Napoles were convicted of pocketing P124.5 million from his pork barrel funds.

In Estrada’s case involving P183 million of his PDAF, the prosecution accused the senator of amassing up to P55.79 million from his pork barrel, aside from being ‘an active participant in the conspiracy to commit plunder.’

But the Sandiganbayan acquitted Estrada and Napoles in January 2024, ruling that the prosecution wasn’t able to establish the strength of its evidence against them.

Deliveries not detailed

In October 2024, the Sandiganbayan acquitted Enrile of his P172.8-million plunder case, after prosecutors failed to show that the kickbacks he allegedly received from his pork barrel when he was a senator reached the P50-million threshold.

The antigraft court also acquitted his former chief of staff, Jessica Lucila ‘Gigi’ Reyes, and Napoles.

In its ruling, the Third Division of the Sandiganbayan said none of the prosecution witnesses testified that they had ‘handed or transferred money to Enrile himself’ despite allegations that he and Reyes ‘repeatedly received’ kickbacks or commissions from Napoles or her representatives.

It said that there were only five transactions that were alleged disbursements of kickbacks for Enrile, and these totaled P46.39 million, below the plunder threshold.

The deliveries of funds to Reyes, supposedly intended for Enrile, were also never detailed, the court said.

The Special Third Division of the antigraft court made similar statements when it acquitted Enrile, Reyes, Napoles, and their 32 coaccused of 15 counts of graft last week.

The court said there was a ‘clear lack of evidence’ proving that the 101-year-old ailing presidential legal counsel had received any form of kickbacks for endorsing the nongovernmental groups linked to Napoles for projects using his PDAF from 2004 to 2010.

Same results for flood mess?

This latest decision sparked public outrage and disgust online toward the country’s justice system and high officials going scot-free in corruption scandals.

Renowned screenwriter Jerry Gracio, an active commenter on social issues on X, wondered whether Filipinos should expect that certain individuals would be jailed in connection with the flood control scandal. His comments received thousands of likes and hundreds of shares.

If the country is serious about holding officials to account for corruption, Tamase said that ‘it is critical to actually pick up those lessons from whatever fallout there has been from the (PDAF) cases and try to see how we can strengthen institutions of accountability and processes of accountability moving forward.’

He pointed to the protracted prosecution of the Marcos family for the alleged ill-gotten wealth they had amassed during the 20-year rule of the late dictator Ferdinand Marcos Sr.

‘Unending loop’ of impunity

Professor Roland Simbulan, chair of the public policy advocacy group Center for People Empowerment in Governance (CenPeg), said that Enrile’s acquittal was a testament to the culture of impunity surrounding government malfeasance.

‘It’s an unending loop which also expands into wider circles,’ Simbulan said. ‘They are used to getting away with everything. So, just imagine that there are so many projects that we paid for, and they will just run away from it.’

The long period spent in trying the charges against corrupt lawmakers and private individuals, ending in their eventual acquittal, could have been a result also of leniency by past administrations toward erring public officials.

Simbulan cited ex-President Joseph ‘Erap’ Estrada and former first lady Imelda Marcos.

‘Erap was given pardon despite being linked to the jueteng scandal. If we go a little bit farther, Imelda Marcos, who was also convicted of corruption and yet she’s scot-free,’ Simbulan said. ‘So, it’s just impunity over and over. Remember that impunity is not just on human rights violations, but there is also impunity in corruption.’

This impunity has also resulted in Filipinos seeking justice from foreign courts.

Former President Rodrigo Duterte was charged in the International Criminal Court with crimes against humanity for his brutal drug war, while victims of martial law sought relief from a Hawaii court against the Marcoses, Simbulan said.

Two key lessons

These PDAF scam acquittals should not automatically mean that there’s no hope at all, according to Tamase and Simbulan, who both emphasized that reforms were the key to bringing back the people’s trust in the justice system.

‘As a teacher of law, hope is eternal,’ Tamase said. ‘It is replenished every time I see students who come in and who are determined to make careers that will try to resolve these pressing issues.’

It also shouldn’t stop with just hoping for a just resolution of the PDAF cases and even with the Marcos cases, Tamase said.

There are two ‘key lessons’ that stand out, especially for the government and the court system.

Speeding up the prosecution of cases is one, he said, noting that in Enrile’s case, there was a ‘huge gap’ between the indictment and the resolution.

‘The second critical lesson is our courts should also start thinking about transparency because when a case gets to court, our default position or the court’s default position is no longer to allow publicizing the events in the case for fear of it being prejudged or prejudicing the rights of the accused,’ he said. -WITH A REPORT FROM INQUIRER RESEARCH