Puregold CinePanalo 2026 lineup finalized; expect diversity, originality, and appeal for the films

DESCRIBED as ‘variety of food that you have to try because while everything is different, each have their unique and palatable taste’ by Puregold festival director and award-winning filmmaker/producer Chris Cahilig, the lineup for 2026 Puregold CinePanalo was finalized, with seven films being set for production to the big screen.

From 203 submissions, Puregold whittled it down to seven ‘unique’ and ‘appealing’ scripts to be realized for film, granting them each P5 million fund for production.

Cahilig told media that they were very stern and discreet in selecting the scripts as they would be giving the winning filmmakers their biggest grant to date.

True to the festival’s spirit of creativity and artistry, the films presented diversity in their concepts. Wantawsan by Joseph Abello follows a father’s love to his son through a P1,000 bill; Mono no Aware by BC Amparado is set in Japan, tackling a story of life and death, and the sadness of things; Apol of my Ai by Thop Nazareno will be a love rivalry between a dad and son who both fall in love with a teacher; Patay Gutom (Dead Hungry) by Carl Papa and Ian Pangilinan will experiment on different forms and themes of love;

Beast by Lawrence Fajardo, on the other hand, entails a farmer’s story with his kalabaw (carabao) who decide to travel to Manila; Stuck on You by Mikko Baldoza follows a hopeless romantic ‘manicurista’ who got an assassination assignment; Multwoh by Rodina Singh, finally, is an LGBT+ story about finding a way to say ‘I love you’ from the afterlife to their lover.

‘Diversity, originality of the story, and, at the same time, how attractive they are to international festivals and local markets. Are they crowd drawers?’ Chris posited when asked what stood out about the seven entries of the 2026 fest.

Now in its third year, with their past films even competing at international filmfests, CinePanalo ’26 promises to deliver quality films that Chris Cahilig still hopes could reach local and international acclaim. ‘Gusto talaga naming makapasok sa mga A-list festivals, at gusto naming ‘yung mga pelikula ay panoorin ng maraming tao,’ he said.

Puregold senior marketing manager Ivy Hayagan-Piedad said the ‘upcoming 2026 Puregold CinePanalo is going to be the festival’s biggest installment yet.’

Jerusalem puts belt on the line vs South African in ‘Thrilla 2’

MELVIN JERUSALEM stakes his World Boxing Council (WBC) minimum weight crown against South African challenger Siyakholwa Kuse in the main event of the ‘Thrilla in Manila 2’ at the Smart Araneta Coliseum on Wednesday.

The ‘Thrilla 2’ celebrates the 50th anniversary of the iconic ‘Thrilla in Manila’ between the late Muhammad Ali and Joe Frazier in 1975.

Like everybody else in the card, Jerusalem said he’s excited about fighting before Filipino fans.

‘I cannot hide my excitement because I’m fighting here in our country and it’s the anniversary of the ‘Thrilla in Manila,’ said Jerusalem, who tipped an identical weight at 104.80 lbs with his opponent.

‘I must be at my best,’ he said. ‘Despite my hometown advantage, I cannot relax because he is after my belt.’

The two-time world champion Jerualem is 24-3 won-lost with 12 knockouts while the 22-year-old Kuse is 9-2-1 record with four knockouts.

Jerusalem is defending his belt for the fifth time.

Tokyo Olympics bronze medalist Eumir Felix Marcial goes for his sixth straight professional victiory when he fights his first 10-rounder against Venezuela’s Eddy Colmenares for the vacant WBC International middleweight belt.

Carl Jammes Martin battles Thai Aran Dipaen in a non-title super bantamweight bout and former unified super bantamweight champion Marlon Tapales is set for a showdown with Fernando Toro of Venezuela also in a non-title 122-lb fight.

The card is organized by Hall of Famer Manny Pacquiao.

Lawmaker joins call for GSIS probe

HOUSE of Representatives Deputy Minority Leader Leila M. de Lima has joined the call for a congressional inquiry into the alleged risky and questionable investment decisions of the Government Service Insurance System (GSIS), which reportedly led to P8.8 billion in losses.

Through House Resolution 414, de Lima urged the House to investigate the matter, stressing that the funds managed by the GSIS represent the hard-earned savings of government employees.

‘This is the hard-earned money of Filipinos who have dedicated their productive years to serving the government and our people. Isn’t it a disservice to past, current, and future government employees if their money is being placed in risky and questionable investments that could jeopardize their benefits?’ de Lima, the nominee to the House of the party-list group Mamamayang Liberal, said.

She said many government workers are already anxious about whether the fund will be sufficient to sustain their retirement, and reports of dubious transactions only deepen those fears.

The resolution cited a letter dated October 14, 2025, signed by a group of current and former GSIS Board of Trustees members, calling for the resignation of GSIS President and General Manager Jose Arnulfo Veloso. The letter alleged that Veloso’s investment decisions resulted in multi-billion peso losses.

Among the questionable transactions mentioned were investments involving Monde Nissin Corporation, Nickel Asia Corporation, Bloomberry Resorts Corporation, DigiPlus Interactive Corp., Alternergy Holdings Corporation, Figaro Culinary Group Inc., Private Equity Investments, Udenna Land Inc., 8990 Housing Development Corporation, and the acquisition of The Centrium.

HR 414 also noted reports that certain GSIS transactions were allegedly split into smaller tranches to bypass board scrutiny for deals exceeding P1.5 billion. There were also claims that Veloso sidestepped internal governance rules and falsified records to hide irregular transactions.

De Lima emphasized the need for transparency and accountability in managing public funds.

‘We need to delve into these serious accusations, as well as the transactions made by the GSIS, to determine whether these comply with the fundamental requirements of liquidity, safety, and yield necessary to maintain the actuarial solvency of the fund. We must assess if these actions were carried out in the proper exercise of the agency’s fiduciary duties and within the bounds of the law,’ de Lima said.

‘These are the issues that must be urgently addressed in this probe to genuinely observe prudence and ensure checks and balances in investing and safeguarding public funds,’ the Bicolano lawmaker added.

Earlier, the Makabayan bloc filed House Resolution 415, urging the House of Representatives to launch an investigation into the alleged anomalous and high-risk investments made by the GSIS, which they said may have already resulted in billions of pesos in losses and exposed the social insurance fund of government employees and pensioners to serious financial risks.

GENTLEMAN TRAPO | The strongman in ‘Quezon’ would probably wince at Marcos Sr. and Duterte

Manuel L. Quezon was the classic ‘trapo’ – the first Filipino leader to practice traditional or patronage politics where power is used to gain and reward loyalty, and objectives are achieved through secret maneuvers.

That’s what the movie ‘Quezon’ is about. The last of filmmaker Jerrold Tarog’s trilogy on Filipino heroes (2015’s ‘Heneral Luna,’ 2018’s ‘Goyo’) depicts a politician’s rise to power – how he attains and wields it to free the country from American rule after more than 300 years of Spanish colonization.

To manage expectations and avoid misgivings, the audience must be aware that the movie IS NOT a biopic or a documentary that would have touched on Quezon’s achievements as President of the Philippine Commonwealth, many of which are still in effect today – such as the enactment of the minimum-wage law and an eight-hour workday; a mediation court for labor disputes; provision of lawyers to assist the poor for free; and women’s right to vote, among other initiatives in his social justice program.

Instead, ‘Quezon’ (Jericho Rosales) shows what many Filipinos might still not know about the historical figure – a shrewd politician who advances his career through charm and cunning to win four battles against, namely; his political ally/nemesis, Senator Sergio Osmeña (Romnick Sarmenta); US governor general Leonard Wood (Iain Glen); first Philippine Republic president Emilio Aguinaldo (Mon Confiado); and fictional journalist character Joven Hernando (Arron Villaflor, Cris Villanueva).

Joven is the literary device that Tarog – who co-wrote the screenplay with Rody Vera – uses as the movie’s ‘conscience’ or ‘explainer’ for viewers to get a grip on the story’s ‘bigger picture.’

Following his character as a young reporter chronicling the Philippine-American War in ‘Heneral Luna’ and ‘Goyo,’ Joven moves up as a publisher of Alerta, a newspaper that Quezon supposedly gives him as a business favor. Joven’s daughter is Quezon’s imaginary godchild Nadia (Therese Malvar).

In the invented subplot, Quezon hires aspiring filmmaker Nadia to do a series of short films as campaign material for his presidential run. Upon the suggestion of Joven’s uncle Miguel Laureano (Jojit Lorenzo), Nadia makes two versions of the shorts – in case she falls out of Quezon’s favor and needs to tell the truth apart from propaganda.

Thus unfolds a movie within a movie – perhaps inspired by Mike de Leon’s ‘Bayaning 3rd World,’ an effort to make history come alive with a mix of mainstream and contemporary approaches.

Right after the opening vintage scenes of the young lieutenant and Aguinaldo aide surrendering to US forces in 1901 and realizing his goal of independence, Quezon emerges as a suave, nattily-dressed gentleman with a sharp intellect playing the ‘game’ of politics.

At the party celebrating his victory in 1935 as Philippine Commonwealth President, Quezon politely responds to favor-seeking officials: ‘Sa tamang panahon.’

Quezon vs Joven

In his first battle (of wits), Quezon argues with Joven on the nature of truth. Joven accuses Quezon of ordering the closure of Alerta because the latter can’t accept the truth. Quezon denies he had a hand in shutting down the paper, but it seems he’s lying. He quotes the philosopher Plato and the ‘noble lie’ (the myth propagated by rulers for the ‘greater good’ of society).

Joven rebuts Quezon, asking if he does not read Aristotle, Mill, Rousseau, and Kant (who all argued about reason, justice, happiness, and the common good). The truth, Joven declares, is the foundation of a just and fair society. To which Quezon retorts: Truth is not always effective in governance; that in statecraft, what matters is the objective – in his case, independence.

Joven is disappointed. He tells Miguel and Nadia that Quezon is no longer the leader he once looked up to. He asks Nadia to show him the alternative to her short film, ‘yung totoo.’

Quezon vs Osmeña

Thus unfolds Quezon’s second battle – versus Osmeña. Quezon, as the National Assembly’s Senate President, and Osmeña as House Speaker, are allies in the Nacionalista Party with an eye on securing Philippine independence from America. But they are like lovers, Joven comments, fighting and making up and then fighting again.

Quezon uses Osmeña for expediency and then dumps him when trouble arises. ‘Serging, I’m tired,’ Quezon says, referring to the Commonwealth election and asking Osmeña to run as his vice president. ‘After my term ends, you’ll be president.’ Osmeña agrees, and they shake hands.

But later on, they accuse each other of misdeeds. Quezon distrusts Osmeña and cozies up to Manuel Roxas, who becomes House Speaker through Quezon’s tactical maneuverings in Congress. Osmeña shakes his head, and every time Quezon says, ‘I’m tired,’ Osmeña quips, ‘Narinig ko na yan ah.’

Quezon’s style of making up with Osmeña each time he needs his support is to bring chocolates and liquor to the latter’s office. One time, he adds flowers to his gifts. Where did the flowers come from, Osmeña asks. From the wake of Wood, Quezon replies, laughing.

Quezon vs Wood

For his third battle – against Wood – Quezon needs Aguinaldo, whom he had earlier granted a lifetime pension as leader of the Veteranos de la Revolucion, in addition to a government property in Cavite, since Heneral Emilio wants to spend his retirement days as a farmer.

I need a favor, Quezon tells Aguilnaldo, speak up against Wood, just once. Quezon hates Wood for reporting to the White House that the Philippines is not ready for independence and that its leaders are corrupt.

But though Aguinaldo does the opposite, which makes Quezon livid (‘Pu**ng ina!’), Wood accidentally ends up dead, not long after Quezon visits him and they taunt each other while getting drunk.

Quezon vs Aguinaldo

With Wood dead and the Commonwealth elections coming, Quezon engages in his fourth fight – against Aguinaldo, who is challenging him for the presidency. What follows are scenes similar to past national elections – Quezon and Aguinaldo trading barbs, but with Quezon escalating his attack by resurrecting the accusation that Aguinaldo had ordered the killing of Andres Bonifacio and Antonio Luna, complete with mourners in black and a streamer screaming, ‘Traydor!’

Worse, Aguinaldo’s pension is revoked and the farm padlocked.

Solid research material

For all its dramatic flair and startling revelations, ‘Quezon’ is backed by solid research material. It has a teaching and study guide for school discussions prepared by historian Alvin Campomanes.

The guide contains tons of verified local and foreign sources to match, or give context to, the movie’s dialogue.

For instance, to explain Quezon’s philosophical take on truth, the guide quotes then-congressman Claro M. Recto, who later wrote in 1953: ‘Quezon did what was politically useful and convenient, whether or not it was consistent with any preconceived and formal program of action. He was a good fighter, and above all, a master political strategist and tactician whose consuming and overriding objective was victory.’

Regarding the fictional scene where Joven accuses Quezon of ordering the closure of Alerta, here’s what the guide says:

‘Although Quezon was a major stockholder of the [then American-owned] Manila Times from 1919 to 1920, he was unable to exert dominant influence over it. Meanwhile, his backing proved instrumental in the founding of another newspaper in 1920: the Philippines Herald. It was the first English-language newspaper published by Filipinos. It became a platform to amplify ‘pro-Filipino sentiment’ and counter the American-leaning press. To secure the paper supply contract for the Herald, Quezon bought and shut down The Cablenews American. Through his business friends, Quezon gained control of the El Debate-Mabuhay-Herald-Monday Mail newspaper group. These papers, particularly the Herald, published his attacks on political opponents and defended him against criticism.’

Yet even as a cursing authoritarian government official, Quezon maintained a dignified, respectable image. He would probably wince at Rodrigo Duterte, who took expletives to the lowest guttural level, and at Ferdinand E. Marcos Sr., who used a clause in the 1935 Constitution to declare martial law in 1972 and enrich himself and his cronies for 14 years.

Role of a lifetime

Rosales as Quezon plays the role of a lifetime with aplomb. An unsightly production detail is the ill-fitting, ukay-looking costumes in the crowd scenes, probably due to budget constraints. Curiously, everybody’s smoking, which likely aggravated Quezon’s tuberculosis and caused his death.

Tarog has pulled off a provocative look at history that has triggered controversy. Wonder if he will next do Ramon Magsaysay, as what the radio playing ‘Mambo Magsaysay’ hints at in the prologue.

Netflix should pick up ‘Quezon.’ Meantime, Robinsons Galleria has two cinemas screening it for only P209 in celebration of the mall’s 45th anniversary. I watched it twice.

PhilHealth reminds anew for early detection to prevent PHL’s leading cancer incidence

Filipino women must better get cancer screening the soonest to pull down the country’s reputation of having Asian’s highest mortality rates in breast cancer, the Philippine Health Insurance Corporation (PhilHealth) said.

‘The Philippines has said extremely low breast cancer screening rates, which is linked to the country having one of the highest breast cancer mortality rates in Asia,’ the PhilHealth said.

The Philippine Institute for Development Studies said its 2023 study shows that only one percent of Filipino women was screened for cancer, translating to only 540,000 women out of an estimated 54 million getting screened.

‘Compounding the issue is that a significant majority-as high as 65 percent-of breast cancer cases are diagnosed in the advanced stage, greatly reducing the five-year relative survival rate,’ it said, urging Filipino women to heed its Breast Cancer Awareness Month advocacy to get screen for early detection if possible.

It assured that PhilHealth members of their financial coverage for breast cancer treatment under the PhilHealth Z Benefit Package for Breast Cancer, which it said has been substantially enhanced.

‘The package has increased by 1300 percent, reaching up to P1.4 million from the previous P100,000,’ it added, saying the benefit now covers patients with breast cancer across Stages 0 to 4, including those who are already undergoing treatment.

As of September 2025, the amount paid for Z Benefit Package for Breast Cancer has reached P72.03 million.

The PhilHealth said its Yaman ng Kalusugan, or Yakap, program further reinforced this as it covers selected outpatient cancer screening tests for breast cancer including financial coverage for a mammogram (P2,610) and breast ultrasound (P1,350).

‘By providing extensive financial protection from initial diagnostic tests to complex targeted therapy, PhilHealth aims to remove the cost as a barrier and encourage patients to seek care early, improving outcomes for a disease that is curable when detected in its initial stages,’ it said.

‘Through PhilHealth Yakap, we make it faster and more affordable the health services. I encourage every Filipino woman not to skip on your health. Have yourself checked, follow it up, and comply with the prescribed medication and treatment. This is your right and we are here to support you,’ said PhilHealth President and Chief Executive Officer, Dr. Edwin M. Mercado.

No ghost projects in QC first district – Atayde

Quezon City First District Representative Juan Carlos ‘Arjo’ Atayde reiterated that there are no ‘ghost projects’ in his district, following a personal inspection of seven flood control and drainage projects in his district.

‘There are no ghost projects with us. There’s no ghost in District One. There’s no basis for claims that these exists. Maybe there’s just a need for proper coordination so information about the projects is accurate,’ Atayde said after visiting sites in Barangay Bahay Toro, Del Monte, Project 6, and San Antonio.

Atayde’s visit confirmed findings from the Department of Public Works and Highways (DPWH) Quezon City 1st District Engineering Office, which stated in a September 19 letter that ‘all projects are verifiable on site,’ referring to the seven projects questioned due to alleged lack of coordinates.

According to the DPWH, out of 66 alleged ghost projects reported in the media, only seven were located in Atayde’s district, where all of them were found to be completed or ongoing, with proper documentation, correct coordinates, and photographic evidence.

Verified projects included four flood control structures along Culiat Creek and Dario Creek in Barangay Bahay Toro, rehabilitation of Drainage Road 3 in Project 6, the West Riverside Pumping Station in Barangay Del Monte, and a flood control structure along San Francisco River in Barangay San Antonio.

Atayde said five of the seven projects were completed, while two were suspended due to pending issues.

He also visited two additional flood control projects to assess their status – one completed along Dario Creek and one suspended along Mariblo Creek.

Atayde assured to his constituents that public funds were used properly and allegations of ghost projects are ‘baseless’.

‘The projects are not ghosts – they can be seen, touched, and are beneficial. It looks like Halloween came early for some people,’ Atayde said.

He also called on those who accused him of benefiting from these projects to verify their information first.

Atayde emphasized he couldn’t benefit from these DPWH projects as they’re already in the National Expenditure Program (NEP), and he couldn’t unilaterally include them in the General Appropriations Act (GAA) as he’s not a member of the bicameral conference committee.

‘We all want to end corruption and jail the corrupt, but we won’t succeed if we punish the wrong people,’ the lawmaker said.

He further reiterated the DPWH’s assertion that there are no ghost projects in Atayde’s district.

‘The evidence speaks for itself, and the evidence speaks the truth,’ Atayde said.

Lawmaker to Marcos: Align policies with strong stance vs China aggression

A SENIOR lawmaker on Tuesday urged the Marcos administration to align all its policies with the government’s strong stance against China’s aggressive activities in the West Philippine Sea, following the Chief Executive’s remarks at the US-Asean (Association of Southeast Asian Nations) Summit in Kuala Lumpur, Malaysia.

Cagayan de Oro City Rep. Rufus Rodriguez commended Marcos for forcefully defending the Philippines’ territorial and economic rights before US and Asean leaders, particularly over sea features that fall within the country’s exclusive economic zone but continue to be claimed by China.

‘The President’s statements before US and Asean leaders and the world reflect his strong defense of our country’s economic and security interests in waters and sea features that are legally ours and which China is unabashedly and persistently claiming,’ he said.

The Mindanao lawmaker noted that thePresident raised, for the first time, China’s move to declare a so-called ‘nature reserve’ around Bajo de Masinloc, or Scarborough Shoal-an area long used by Filipino fishermen located about 120 miles off Pangasinan and Zambales.

‘The national leadership, including the Cabinet, should support the President’s energetic defense of our national interest in the West Philippine Sea. We should not pursue policies that will undermine such a stance, like reintroducing e-visas for Chinese tourists,’ he added.

The lawmaker called on the Chief Executive to scrap the e-visa reintroduction plan.

‘After criticizing the Chinese in the Asean, it will not look good before our neighbors and the world that we want to entice Chinese nationals to visit our country by making it convenient for them to secure tourist visas,’ he stressed.

The President told the US-Asean Summit on Sunday, ‘On the South China Sea, it is regrettable that incidents continue to occur in the West Philippine Sea that have put the lives of Philippine personnel and the safety of our vessels and aircraft at risk.’

He said the attempt by ‘some actors to establish the so-called ‘nature reserve’ status over Bajo de Masinloc, or Scarborough Shoal, which is a longstanding and integral part of the Philippines over which it has sovereignty and jurisdiction, clearly violates not only Philippine sovereignty but also the traditional fishing rights of our people.’

He emphasized that such rights are guaranteed by the 1982 United Nations Convention on the Law of the Sea, the final and binding 2016 South China Sea Arbitration Award, and the Philippines’ domestic law.

The Kuala Lumpur summit was attended by Asean leaders and US officials led by President Donald Trump.

Solidum: Poorly built homes behind many disaster deaths

Many of the casualties and damage from disasters in the Philippines stem from weak houses and poorly built structures that fail to withstand strong winds or earthquakes, the country’s science chief said.

At the Handa Pillipinas-Visayas leg in this city, Department of Science and Technology (DOST) Renato U. Solidum Jr. said Monday that about 40 percent of houses nationwide are non-engineered and are often built without proper building permits.

These collapses, Solidum told the BusinessMirror, are usually due to three main factors: poor design, substandard materials, and inadequate workmanship.

He cited the recent 6.9-magnitude earthquake offshore Cebu, noting that some buildings collapsed at the lower levels because they were top-heavy, while others used substandard materials.

He added that most affected structures were private homes rather than government buildings.

‘We have to really look at how people can be assisted in really following earthquake resilient design and making sure that these would conform to the code,’ he said, noting that ‘the real challenge lies in enforcing the building code and proper land-use policies at the local level.’

‘My idea of resilience is to build stronger. Let us retrofit houses that are weak,’ Solidum emphasized.

He proposed that local building officials proactively distribute engineer-approved house designs along with a bill of materials, instead of waiting for residents to apply for permits.

This would ensure that both design and materials comply with building codes. Monitoring construction, he said, should follow immediately.

‘Second, why can’t we help before the disaster happens?’ the science chief asked, suggesting that companies and communities could help strengthen the homes of vulnerable Filipinos so they are better protected from earthquakes and flash floods.

He added, ‘Mas mura pong tumulong ngayon kaysa pagkatapos ng disaster.’

[It is far cheaper to assist now than to respond after a disaster occurs.]

Solidum underscored that efforts to build resilience should be developmental, focused on uplifting the lives of the most vulnerable.

‘Through science, technology, innovation, and our unity as Filipinos, our spirit of bayanihan, we can transform disasters into opportunities, challenges into collaborations, and risks into resilience,’ he said.

‘We Filipinos are portrayed as victims of disasters, but we can become victors over disasters,’ Solidum added.

Carinderia vendor wins Next-Gen Toyota Tamaraw in TNT promo

As value mobile brand TNT continues its year-long Anibersaya 25, a carinderia vendor and mother of three from Siargao emerged as the grand winner of a Next Generation Toyota Tamaraw, proving that small acts like loading your favorite TNT promo can lead to life-changing surprises.

Gloryjean B. Acido, 30, of Daku Island, Siargao, recalled that she simply loaded TNT Saya All 99 and joined the raffle on a whim. Little did she know that her entry would make her one of TNT’s biggest winners this year.

Life-changing experience

‘Naghahalong saya at kaba,’ she said, describing her emotions upon learning that she had won the brand-new vehicle.

A long-time TNT subscriber of five years, Acido also manages a small loading business on the side. She shared that the Next Generation Toyota Tamaraw will go a long way in supporting their family livelihood.

‘Malaking tulong po ito lalo na sa asawa ko dahil siya po construction worker. Magagamit po ang sasakyan para sa mga materyales,’ she shared.

Throughout its Anibersaya 25 campaign, TNT, the country’s biggest mobile brand, has shown appreciation to its subscribers through exciting prizes such as smartphones, watches, and cash. On the same day as the grand draw, TNT also awarded another major prize-a one-year supply of load to twenty-five lucky subscribers.

‘Our Anibersaya 25 Raffle Promo is our way of celebrating this milestone year with our Ka-Tropas across the country. Their continued loyalty and support inspire us to stay true to our mission of bringing saya to more Filipinos through value-packed offers and a superior mobile experience,’ said Lloyd R. Manaloto, FVP at Smart, parent company of TNT.

Win up to 2.5M cash in TNT Surepresa Promo

To bring more ‘saya’ to Ka-Tropas nationwide, TNT is ushering the holiday season with its Surepresa Promo, which gives subscribers a chance to win up to P2.5 million cash and other prizes.

With TNT Surepresa, subscribers who load up with select TNT promos can earn raffle entries to win P25,000 weekly for Week 1 to 8, P100,000 in Week 9, P500,000 in Week 10, P1 million in Week 11, and a grand prize of P2.5 million in the final draw.

To join, simply text SUREPRESA to 5858. The bigger the load, the more tokens and raffle entries earned – giving subscribers more chances to win life-changing cash rewards.

How underserved students can succeed in college despite hardship

MANY Filipino college students face money problems while studying. Even if tuition is free in state universities and colleges (SUCs), students still need to pay for food, transportation, rent in boarding houses and school projects.

With the limited options offered by SUCs, some opt to study in private colleges or universities. For those who come from poor families, these expenses can be very heavy. But with discipline, creativity, and support, it is possible to survive and finish a degree.

One of the biggest costs that college students face daily is transportation. Fares for public transportation share a big part of the allowances of the students. This is more significant when their school is far away from home. Some students who live in boarding houses located near the campus, on the other hand, spend for rent, electricity, and water bills. Aside from these, there are school requirements like printing, internet load, uniforms and group projects. Some students also help their families by sending money home or supporting younger siblings.

Personal financial planning can help overcome these challenges.

Students can create a simple budget as a way to manage their money. They can jot down their ‘baon’ on a daily basis and identify how much of that baon goes to transportation and food. This way it would be easier for them to check where their money goes. Instead of cooking outside, they can cook meals all at once (to be eaten for brunch and dinner). They can bring water bottle that can be refilled at a water fountain.

Another crucial way is to apply for scholarships. The Commission on Higher Education (CHED), the Department of Science and Technology (DOST) and local government units offer scholarships and allowances. Many private schools offer generous scholarship grants as well. Private foundations also give financial help. Applying may take time, but even small scholarships can make a big difference.

Students should also use their rights to discounts. With a school ID, they can get lower fares on jeepneys, buses, and other public utility vehicles. Some companies also give student discounts for software and other services. Using the library or free online resources instead of buying books can also save money.

Working part-time is another option. Students can inquire from their schools if they offer student assistant program wherein part, if not all, of their allowances can be charged against their tuition fees. Small businesses such as selling snacks, clothes, or school supplies to classmates can also help. Other part-time jobs like becoming a service crew in fast food chains can also greatly help in their finances. The important thing is to choose work that does not harm studies.

It is also important to avoid debt. Some students borrow from informal lenders or use ‘5-6’ loans. However, these have very high interest and may aggravate the problem. If they really need to borrow for tuition, some schools offer flexible payment schemes or partner with third-party lenders with friendly interests.

Aside from money, the right attitude is also important. They need to be resourceful such as sharing learning materials, borrowing from libraries, or using free online materials. They also need community spirit. In the Philippines, bayanihan is part of culture. Sharing meals with boardinghouse mates, carpooling, or joining study groups can save money and build friendships.

Some schools provide free breakfast especially for students who can’t really afford to buy food. For those students who juggle work and studies, they can politely request from their teachers for a more flexible deadline. Many organizations like Churches, civic groups, government agencies also provide financial or material help. Asking for help is not a weakness but a way to survive and succeed.

Although financial struggles are very hard, they can also make students stronger. Those who learn to manage money early develop skills in budgeting, time management, and problem-solving. These skills are crucial later in their personal and professional life. A lot of those who are successful today once experienced these hardships. Though hard but it is not impossible.

At the end of the day, financial challenges in college are temporary. College students need to keep on reminding themselves that Education is an investment and an important key to better opportunities that will help make their lives better. With determination and support, one can proudly say, ‘I made it!’