5 things to do if you lose your wallet in public

Losing a wallet in public can be more serious than losing the cash inside it. A wallet often contains bank cards, identity documents, driver’s licences, ATM cards and other personal information. If it falls out of your pocket, is left behind somewhere or is stolen, the contents can expose you to financial and identity-related risks.

The first few minutes after discovering the loss are important. Rather than spending too much time trying to remember where you last saw it, start securing the things that could cause the greatest damage if someone else finds them.

In this article, Tribune Online highlights five things to do if you lose your wallet in public.

Retrace your steps immediately

As soon as you realise your wallet is missing, think about the last places where you used or handled it. Check the places you visited recently, including shops, restaurants, offices, public transport, school premises or other locations. If you are still close to the area where you think you lost it, retrace your route.

Ask at places you visited whether anyone found a wallet. If you used a taxi, ride-hailing service or commercial bus, contact the driver or company where possible. Also check your pockets, bag and other compartments carefully.

Sometimes a wallet is not lost but has been placed somewhere different from where you normally keep it. If you find it during this stage, you can avoid the trouble of cancelling cards and replacing documents.

Block your bank and ATM cards

If your wallet contains an ATM card or debit card, do not wait to see whether it turns up before protecting your account. Use your bank’s official app, USSD service, customer service line or another verified channel to block or temporarily disable the card, depending on the options available from your bank.

If you have more than one card in the wallet, check each one. Also review recent transactions through your banking app or another official channel. Look for transactions you do not recognise and report anything suspicious to your bank immediately.

Do not call a random phone number found online claiming to be your bank’s customer service. Use the contact details provided by the bank through its official channels. Remember that your ATM card is linked to your financial account. Protecting the account should take priority over recovering the physical card.

Report the loss of important documents

A wallet can contain documents that are difficult or expensive to replace. Check exactly what was inside the wallet and make a list of the missing items. If you lost an identity document, driver’s licence, bank card or other official document, find out how to report and replace it through the appropriate organisation.

For documents that can be misused to impersonate you, reporting the loss creates a record that the document is no longer in your possession. If you believe the wallet was stolen rather than misplaced, consider making a police report, particularly when it contains important identification documents or other valuable items.

Keep copies or photographs of important documents in a secure location where possible. This can make replacement easier when the originals are lost.

Change passwords if your wallet contained sensitive information

Most wallets do not contain passwords, but some people keep written PINs, passwords or other sensitive information with their cards.

If you did this, treat the information as compromised. Change the affected passwords or PINs immediately through the appropriate official channels.

Never write your ATM PIN on your card or keep it together with the card. Also avoid using easily guessed combinations such as your date of birth, phone number or other information that someone can easily associate with you.If your wallet contained information that could help someone access your accounts, review those accounts and strengthen their security.

Replace what you lost and monitor your accounts

After securing your financial accounts and reporting important documents, begin replacing the items you need. Contact your bank to obtain a replacement card if necessary. Follow the relevant process for replacing lost identity documents and other official cards.

For the next few days and weeks, pay closer attention to your bank accounts and other financial services. Check for transactions, notifications or account activity that you do not recognise. Be cautious if someone contacts you claiming to have found your wallet and asks for your PIN, OTP, password or other confidential information.

A genuine attempt to return your wallet does not require you to reveal your banking credentials. If someone claims to be from your bank, end the conversation and contact the bank through its official channel to verify the situation.

I stand by my position that FG withholds N250bn NLNG funds due to states-Makinde

The presidential candidate of the Allied Peoples Movement (APM), Seyi Makinde, has challenged the Federal Government to publish records of dividends paid by Nigeria LNG Limited (NLNG) into the Federation Account, alleging that nearly N250 billion due to each of the 36 states and local governments has been withheld over the years.

Makinde, who spoke in Uyo, Akwa Ibom State, on Tuesday during the South-South leg of his zonal town hall engagements ahead of the 2027 general elections, maintained his allegation and urged the All Progressives Congress-led Federal Government to respond with verifiable records.

‘I stand by what I have said. The records are there. The papers are there,’ he declared.

The Oyo State governor clarified that he was not claiming the amount represented a one-off payment owed to the states. Rather, he alleged that the federal government had spent NLNG dividends paid into the Federation Account over the years without sharing the proceeds with state and local governments.

He said, ‘What I said is that, over the years, including during this administration, the Federal Government has been spending alone the dividends paid by Nigeria LNG into the Federation Account.’

Makinde added, ‘Anything that goes into the Federation Account, according to our Constitution, should be shared between the Federal Government, state governments, and local governments.

‘Let them provide the amounts meant for the states and local governments in Nigeria.’

The APM candidate also accused the Federal Government of trying to prevent opposition parties from uniting ahead of the 2027 elections. He expressed confidence that voters in the South-South would reject the APC and support his presidential ambition.

‘I can tell you that they are doing everything possible to ensure that the opposition does not unite,’ he alleged.

Unveiling his Reset Nigeria agenda as a blueprint for national transformation, Makinde said his program would prioritise education, security, economic growth and reforms to the country’s socio-political structure.

He argued that skills development, knowledge and a thriving middle class were essential for sustainable economic prosperity.

On the economy, Makinde advocated tax incentives to support entrepreneurs, citing his administration’s experience in Oyo State as evidence that internally generated revenue could increase without higher taxes.

He also criticised the Federal Government’s tax policy, arguing that wealth should be taxed rather than placing additional burdens on poor Nigerians.

The governor further challenged the Federal Government to publish its petroleum products pricing template, questioning whether initiatives such as the Presidential Initiative on Compressed Natural Gas and the naira-for-crude arrangement had reduced transportation costs for Nigerians.

Earlier, the APM National Leader and Bauchi State Governor, Senator Bala Mohammed, urged Nigerians, particularly youths and women, to make informed decisions in the 2027 elections based on candidates’ records and capacity to deliver rather than their financial resources or age.

‘It is not about money. It is not about age. It is not about anything. It is about pedigree’, Mohammed told the gathering.

He described Makinde and his running mate, Alhaji Lawal Daura, as candidates with the vision, knowledge, energy and roadmap needed to address Nigeria’s challenges.

Mohammed also encouraged Nigerians to contribute to shaping the party’s agenda through public engagement and social media.

In his remarks, the APM vice-presidential candidate, Daura, said the party was determined to break what he described as Nigeria’s cycle of stagnation and ensure citizens had access to dignity, security, education and economic opportunities.

He said, ‘Nigerians have no reason to be poor. They have no reason to be poor. But at least, Nigerians are entitled to live a dignified life.’

Daura described the APM as a patriotic party committed to justice, truthful politics and national interest, declaring that its guiding principle was ‘Nigeria first’.

He urged Nigerians to support the party’s Reset agenda, which he said was designed to improve citizens’ welfare and move the country forward.

The APM National Chairman, Yusuf Dantalle, said the need to reset Nigeria stemmed from the failure of existing systems to deliver the desired results.

He argued that the country could not continue with the same approach while expecting different outcomes.

He said, ‘Why do you reset something? You reset something that is not working. Nigeria is not working. We can’t continue to do the same thing and expect different results.’

Dantalle identified insecurity, poverty, inequality and hopelessness as symptoms of deeper socio-economic and political problems. He noted that Nigerians increasingly feared for their safety while travelling, visiting farms or carrying out their daily activities.

He said the party was offering Nigerians an opportunity to change direction and build a country where citizens could live safely and take pride in their nationality.

Delta: Police nab three suspected fraudsters for impersonating top govt officials

Three suspected fraudsters allegedly involved in impersonating high-ranking government officials to defraud unsuspecting members of the public under the guise of securing employment, political appointments, and other government privileges have been arrested by the police in Delta.

The suspected fraudsters, identified as Aghogho Okpogbodu, aged 51 years, Moses Exist (48) and Benjamin Owah (49), were arrested following an investigation by detectives attached to the Area Command, Effurun.

According to a statement by the state police public relations officer, SP Bright Edafe, on Tuesday, the suspects succeeded in defrauding a community leader from Otu-Jeremi in Ughelli South Local Government Area of the state of ?5,475,000, under the false pretence of facilitating his appointment as President-General of the community.

The statement said preliminary findings revealed that the suspects allegedly used SIM cards purportedly registered under the identities of prominent public officials, including Senator George Akume, Secretary to the Government of the Federation; Chief Hon. Onoriode Sunday, Director of Protocol to the Governor of Delta State; and Hon. Prince Johnson Erijo, Chief of Staff to the Governor of Delta State, among others.

The suspects, the statement added, also allegedly exploited a caller-identification application on mobile phones, which displays names associated with incoming telephone numbers, to create the false impression that their calls originated from the officials being impersonated.

‘In one of their alleged operations, the suspects impersonated the Director of Protocol to the Governor of Delta State and defrauded a community leader from Otu-Jeremi of ?5,475,000, under the false pretence of facilitating his appointment as President-General of the community.

‘ A search of the suspects’ premises led to the recovery of seven 7 mobile phones, 17 SIM cards, 12 ATM cards bearing different account holders’ names, 1 Point-of-Sale (POS) terminal and documents containing financial and identification information belonging to different individuals. ‘

Meanwhile, the state police commissioner, Samuel E. Erale, has cautioned members of the public against relying on caller-identification applications as proof of a caller’s identity, particularly where financial demands or promises of government appointments are involved.

He urged anyone who may have fallen victim to the suspects or similar fraudulent schemes to come forward with credible information to assist the investigation, reaffirming the command’s commitment to combating fraud and ensuring that those found culpable are brought to justice.

2027: APC assures candidates of resounding success in Oyo

All Progressives Congress (APC) in Oyo has expressed confidence that its candidates will record resounding victories in the 2027 general elections, citing progress in reconciliation efforts among aggrieved party stakeholders.

The party attributed the development partly to the decision of former Senate Leader and 2023 governorship candidate, Senator Teslim Folarin, to support its governorship candidate, Senator Sharafadeen Alli, and other candidates ahead of the elections.

In a statement issued on Tuesday in Ibadan, the party’s Publicity Secretary, Olawale Sadare, credited President Bola Tinubu’s intervention with helping to resolve disagreements within the party.

Sadare said the party’s reconciliation efforts aimed to strengthen unity among stakeholders and improve its chances at the polls.

‘Our eyes have been on the ball as our main goal is about winning, at least, a million votes for President Tinubu in the January poll and also making sure that all the candidates of APC are returned elected in the 2027 general elections,’ he said.

He added that the party’s prospects had improved following what he described as significant progress towards achieving unity and peace among its members in the state.

According to him, the APC established committees comprising notable stakeholders and credible individuals to address disagreements that emerged after its primaries.

He, however, said the intervention of Tinubu, whom he described as the party’s national leader, had played a significant role in persuading aggrieved members to reconcile and work towards the party’s success.

‘With the like of Sen. Teslim Folarin, Sen. Abdulfatai Buhari and Chief Adebayo Adelabu fully on board, we are good to go as our total victory is assured this time,’ Sadare said.

Despite expressing confidence in the party’s chances, the publicity secretary said reconciliation efforts would continue to bring more stakeholders on board.

He added that APC candidates would continue engaging voters and promoting Tinubu’s Renewed Hope Agenda alongside the Oyo AHEAD Project of Alli.

The party said its focus remained on consolidating internal unity and mobilising support for its candidates ahead of the 2027 general elections.

BEDC urges NUEE to end strike, restore power supply

Management of BEDC Electricity has appealed to the National Union of Electricity Employees (NUEE) to immediately suspend its industrial action and restore electricity supply across its franchise area, saying negotiations over workers’ welfare and salary-related concerns are still ongoing.

The company made the appeal on Tuesday in Benin, following the shutdown of its electricity feeders by the union at about 2:00 a.m. on Monday, October 19, an action that has disrupted power supply to customers across its coverage area.

Briefing journalists on behalf of the Acting Managing Director and Chief Executive Officer of BEDC, Engr. Jonathan Lawani, the Chief Commercial Officer, Mr Akinleye Ogunleye, said the company recognised workers’ concerns over the consequential adjustment arising from the national minimum wage, salary harmonisation and other welfare issues.

He, however, maintained that management had initiated processes to address the demands through dialogue and structured reviews, urging the union to allow the ongoing engagements to produce a resolution rather than prolong an action that had inflicted hardship on electricity consumers.

Ogunleye said management had, since assuming responsibility in October 2022, introduced several measures to improve staff welfare, career progression, workplace safety and professional development, despite prevailing economic challenges.

According to him, salary increases ranging from five to 70 per cent were implemented across staff categories, while 957 employees benefited from promotions and 1,314 salary adjustments were effected between 2023 and 2025.

He added that more than 1,394 employees received long-service awards at a cost exceeding N125 million.

The BEDC chief commercial officer also disclosed that management had paid about N75 million to clear outstanding staff exit benefits accumulated over approximately 10 years, introduced end-of-year welfare packages and established a formal condition-of-service framework to provide a structured basis for employment terms and staff entitlements.

He said more than 1,000 employees had benefited from local and international training programmes, while over N68 million had been spent on performance-based rewards for more than 100 outstanding workers.

Other interventions, he said, included improved healthcare coverage, annual medical examinations, enhanced group life insurance and the provision of personal protective equipment.

Ogunleye further stated that the company had introduced bereavement support, spending more than N40 million on the initiative, alongside work-life balance activities and measures to resolve inherited tax-related issues.

He added that salaries had continued to be paid promptly without reductions or delays, while the company’s group life insurance provision had risen from N56.35 million to N103.15 million.

On the current dispute, he said management and union representatives had held several meetings, with the most recent taking place on October 7, 2026.

He explained that a joint committee established to examine the consequential adjustment arising from the national minimum wage had yet to conclude its work, while plans were also underway to engage an independent consultant to review salary harmonisation.

He said the proposed salary review was intended to provide an objective assessment of the company’s existing salary structure, employee categories, internal equity and the financial implications of implementation, adding that a prospective consultant had been identified and arrangements were being made to commence the exercise.

Expressing concern over the impact of the industrial action on households, businesses, healthcare facilities, industries and public institutions, BEDC urged NUEE to call off the strike, restore electricity supply and return to negotiations.

The company apologised to affected customers, appealed for their patience and understanding, and reaffirmed its commitment to employee welfare, constructive engagement and reliable electricity distribution.

US senior citizens criticise Trump govt’s Social Security increase

The Senior Citizens League (TSCL), a nonpartisan advocacy group in the United States, has criticised the 3.6 per cent cost-of-living adjustment (COLA) announced for Social Security benefits in 2027, arguing that it may not be enough to help older Americans cope with rising living costs.

According to the report, the Social Security Administration (SSA) confirmed the adjustment on October 14, 2026, describing it as the largest since 2023, and it is scheduled to take effect on January 1, 2027.

However, the TSCL said the adjustment would fall short of the actual expenses faced by retirees, particularly as healthcare, prescription drugs, housing, and other essential costs continue to put pressure on household budgets.

The group also expressed concern that beneficiaries would have to absorb earlier price increases without receiving retroactive payments before the new adjustment takes effect.

The TSCL argued that the method used to calculate annual increases does not adequately reflect the spending patterns of older Americans. It said the SSA relies on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which it considers less representative of seniors’ expenses.

According to the organisation, the index does not sufficiently account for the impact of rising healthcare costs, prescription medication and housing expenses on older people.

The group said its research had consistently shown that Social Security cost-of-living adjustments had failed to preserve beneficiaries’ purchasing power amid inflation.

Its 2026 Loss of Buying Power study estimated that Social Security benefits lost 13.7 per cent of their purchasing power between 2016 and 2026.

TSCL Executive Director Shannon Benton said, ‘Seniors do not experience inflation as a percentage on a chart. They experience it at the grocery store, at the pharmacy, in their insurance premiums and when they pay the rent. That is why the size of the COLA matters, but so does how accurately it reflects their real-world expenses.’

The TSCL has called for the adoption of the Consumer Price Index for the Elderly (CPI-E), which tracks the spending patterns of Americans aged 62 and above, as an alternative to the CPI-W.

It has also proposed that annual adjustments be based on the highest of three options: the CPI-W, the CPI-E, or a guaranteed minimum increase of three per cent.

However, changing the index used to calculate Social Security adjustments would require an act of Congress. Although legislative proposals have been introduced over the years, the reform has yet to be adopted.

The debate is further complicated by concerns about the programme’s long-term financial sustainability. According to the Social Security trustees’ 2026 report, the retirement trust fund is projected to deplete its reserves in the fourth quarter of 2032, after which incoming revenue would cover about 78 per cent of scheduled retirement benefits. The combined Social Security trust funds are projected to be depleted in 2034.

The prospect of higher benefit payments has fueled debate over how to protect retirees’ purchasing power while ensuring Social Security can continue meeting its obligations in the years ahead.

Pa Fasoranti’s life was a lesson in integrity -Tinubu

Aged 100, his demise was announced by the Ondo state governor, Lucky Aiyedatiwa.

Tinubu, in a statement he personally signed, described the late elder statesman as ‘an icon, a beacon of principle, and one of the last great titans of Chief Obafemi Awolowo’s progressive family.’

Tinubu who recalled Pa Fasoranti political stewardship as Commissioner for Finance in the old Ondo State, and later as the leader of the Yoruba socio- cultural group, said his life waa a ‘lesson in integrity, discipline, selflessness, and unwavering commitment to the Yoruba people and the unity and progress of Nigeria.’

In the condolence message, Tinubu expressed concern that the nation will miss Pa Fasoranti voice of wisdom, moral authority, and fatherly counsel.

His statement read:’ I received with profound sadness the news of the passing of Pa Reuben Famuyide Fasoranti, our father, patriarch, elder statesman, and foremost Afenifere leader, who died at the glorious age of 100.

‘On behalf of the Federal Government and the people of Nigeria, I commiserate with the Fasoranti family, the good people of Akure Kingdom, the government and people of Ondo State and South-West Nigeria, and the entire Afenifere family.

‘Pa Fasoranti was an icon, a beacon of principle, and one of the last great titans of Chief Obafemi Awolowo’s progressive family.

‘His life, spanning a century, was a lesson in integrity, discipline, selflessness, and unwavering commitment to the Yoruba people and the unity and progress of Nigeria.

‘From his days as an educationist and principal, to his stewardship as Commissioner for Finance in the old Ondo State, and later as the leader of Afenifere, Baba never wavered in his belief in true federalism, social justice, and a Nigeria that works for all.

‘Baba made immense contributions to this country and, at the risk of his life, fought for the democracy we enjoy today.

‘Pa Fasoranti distinguished himself in every respect: in his disciplined, Spartan way of life, his belief in principles, and his commitment to noble causes.

‘Our nation will sorely miss his voice of wisdom, moral authority, and fatherly counsel, especially now, when we need his guidance most.

‘I recall Baba’s centenary on May 11 this year, when we celebrated not just longevity, but a legacy of honour. He lived a fulfilled life and left indelible footprints in the sands of time.

‘I also recall his prayers and counsel when I came to his residence in Akure in 2022 to inform him of my decision to contest the presidency. Pa Fasoranti told me I would be President in his lifetime, and God answered his prayer.

‘I had hoped Papa would also be around with us for my second term to witness the full dawn of economic growth and prosperity in the land.

‘But we must thank God for Pa Fasoranti’s long life of service, grace and fulfilment.

‘May his gentle soul rest in perfect peace. May God comfort all who mourn him and grant his family the fortitude to bear this great loss.’

APC elders hail Tinubu, Matawalle as eight Zamfara lawmakers return to party

The Northern Elders of the All Progressives Congress (APC) Forum has commended President Bola Tinubu and the Minister of State for Defence, Bello Mohammed Matawalle, following reports that eight members of the Zamfara State House of Assembly have returned to the ruling party.

The forum said the development could help resolve internal disputes and strengthen the APC’s political structure in Zamfara ahead of the 2027 general elections.

The lawmakers reportedly agreed to return to the party after discussions with Matawalle, who has been leading efforts to reconcile aggrieved members and consolidate the APC’s presence in the North-West.

The minister was also said to have presented the lawmakers to Tinubu after they reaffirmed their allegiance to the president and the party.

In a statement made available to journalists on Tuesday, the forum’s chairman, Alhaji Yusuf Abubakar, praised Tinubu for encouraging dialogue and reconciliation among party stakeholders.

‘We commend President Bola Ahmed Tinubu for his fatherly role and commitment to promoting reconciliation within the party, despite his tight schedule. His leadership and willingness to encourage dialogue remain crucial to strengthening the APC ahead of the 2027 general elections,’ Abubakar said.

He also commended Matawalle for his role in the reconciliation process, saying his efforts were important to restoring confidence among party members and preventing further divisions.

‘We equally commend the Minister of State for Defence, Bello Mohammed Matawalle, for his dedication, energy and efforts towards reconciling aggrieved members and strengthening the APC’s political structure in Zamfara State and the North-West,’ he added.

The elders said the lawmakers’ return could help the party rebuild internal cohesion, strengthen its grassroots structures and improve its preparations for the next electoral cycle.

However, the forum urged the APC leadership to sustain its reconciliation efforts and address the grievances of other aggrieved members.

‘We appeal to all stakeholders in the North, particularly in the North-West, to embrace genuine reconciliation, mutual understanding and peaceful coexistence,’ the statement said.

‘Party unity must go beyond the return of elected officials; it must involve building trust and ensuring that every stakeholder has a sense of belonging.’

The forum also urged APC leaders to maintain dialogue and consultation, noting that lasting unity would require a collective commitment to resolving disputes and accommodating differing interests within the party.

It expressed confidence that a united APC would be better positioned to mobilise support for Tinubu’s re-election bid in 2027 and strengthen its political influence across the North-West.

Matawalle governed Zamfara State from 2019 to 2023 before joining the APC and remains a key political figure in the region.

The reported return of the eight lawmakers comes as the APC seeks to consolidate its political structure and resolve internal disagreements ahead of the 2027 elections.

However, the durability of the reconciliation effort will depend on the party’s ability to address outstanding grievances and maintain unity beyond the lawmakers’ return.

The strategy behind Tinubu’s road revolution

If one thing has been consistent in President Bola Ahmed Tinubu’s political career, from his days as a senator in the aborted Third Republic to his tenure as governor of Lagos State and now as president, it is his emphasis on executing projects and pursuing policies that he considers central to his vision of governance. Since taking office on May 29, 2023, he has pursued a series of economic reforms and embarked on an ambitious infrastructure programme, with roads occupying a prominent place in his administration’s development agenda.

The removal of the petrol subsidy and the unification of Nigeria’s foreign exchange markets were among the administration’s earliest economic decisions. These measures were intended to address fiscal pressures and distortions in the foreign exchange market, although their consequences have included substantial adjustment costs for households and businesses. The challenge now is to translate macroeconomic reforms into improvements in productivity, employment, purchasing power and living standards.

This is where infrastructure becomes particularly important.

Roads are not merely strips of asphalt or concrete connecting one town to another. Properly conceived and maintained, they are economic assets that connect farms to markets, factories to distribution centres, ports to industrial clusters and rural communities to schools, hospitals and other essential services. They can also improve access for security agencies and reduce the isolation of communities vulnerable to criminal activity.

The strategic question, therefore, is not simply how many kilometres of road the Federal Government intends to construct. It is whether the emerging network will reduce the cost of doing business, improve the movement of people and goods, strengthen national integration and generate measurable economic and social benefits.

Viewed from this perspective, Tinubu’s road programme deserves examination as an attempt to use infrastructure as an instrument of economic transformation.

The four corridors at the heart of the strategy

The administration has identified four major legacy road projects as central to its infrastructure programme: the Lagos-Calabar Coastal Highway, the Sokoto-Badagry Superhighway, the Calabar-Ebonyi-Abuja corridor and the dualisation of the Akwanga-Jos-Bauchi-Gombe-Biu-Maiduguri Road. The Federal Ministry of Works describes these projects as part of a broader effort to connect Nigeria’s geopolitical zones and expand economic opportunities.

Each corridor addresses a different dimension of Nigeria’s connectivity challenge.

The Lagos-Calabar Coastal Highway is designed to create a major transport route along the southern part of the country, linking important coastal and commercial areas. The Sokoto-Badagry Superhighway is intended to establish a long-distance connection across much of northern Nigeria and the South-West. The Calabar-Ebonyi-Abuja corridor is designed to improve north-south connectivity, while the Akwanga-Jos-Bauchi-Gombe-Biu-Maiduguri route targets movement across several states in the North-Central and North-East.

Together, these projects represent an attempt to expand the capacity of the national road network beyond isolated urban improvements and individual state corridors.

The Federal Government’s ambition is to create routes that can support commerce across state boundaries, open up underserved areas and connect agricultural, industrial and commercial centres to larger markets. The scale of that ambition is significant, but the benefits will depend on the quality of implementation, the condition of connecting roads and the extent to which the corridors serve actual economic demand.

Lagos-Calabar: A coastal corridor with economic implications

The Lagos-Calabar Coastal Highway has become one of the administration’s most prominent infrastructure projects. Initially presented as a 700-kilometre route, the project has subsequently been described in some official communications as approximately 750 kilometres, reflecting differences in the stated scope and alignment.

The highway is intended to connect areas across Nigeria’s southern coastline, including important commercial, industrial and tourism locations. Its strategic appeal lies in the possibility of improving access to ports, industrial facilities, coastal communities and emerging economic centres.

Lagos is Nigeria’s principal commercial hub, while the wider coastal region contains important petroleum facilities, industrial investments, agricultural communities, tourism assets and maritime infrastructure. Better road connections between these areas could reduce journey times on some routes, improve access to markets and encourage investment in locations that are currently difficult or expensive to reach.

The project’s first phase was formally commissioned on May 31, 2025. Subsequent official updates have reported continued construction and adjustments to sections of the route. These milestones demonstrate progress on the project, but the completion of an initial section should not be confused with the delivery of the entire coastal highway.

The long-term economic value will depend on the completed route’s connectivity, engineering quality, maintenance arrangements and integration with existing transport infrastructure.

It will also depend on how the project manages the environmental sensitivities of the coastal landscape. Coastal ecosystems, drainage channels, flood-prone settlements and existing land uses require careful consideration. Sound environmental planning is not an obstacle to development; it is essential to ensuring that infrastructure remains functional and communities are protected over time.

If these issues are properly addressed, the highway could become an important component of a more integrated southern transport network. If they are neglected, environmental damage, maintenance costs and disruptions to local communities could diminish the expected benefits.

Sokoto-Badagry: Connecting agricultural and commercial Nigeria

The Sokoto-Badagry Superhighway is significant for a different reason. Its proposed route cuts across a broad geographical expanse, connecting areas of the North-West and North-Central regions with the South-West.

The economic logic is straightforward. Nigeria produces agricultural commodities in many areas that remain poorly connected to processing facilities, storage infrastructure and major consumer markets. Transport costs, delays and unreliable access can reduce farm-gate prices, increase post-harvest losses and make agricultural investment less attractive.

A reliable long-distance highway could improve the movement of food and other agricultural products from producing areas to markets, while helping manufacturers distribute goods across state boundaries.

The corridor could also improve access to inland commercial centres and encourage the development of logistics facilities, warehouses, processing plants and service businesses along its route.

But a highway cannot generate these benefits automatically. Farmers need feeder roads linking their communities and farms to the main corridor. Agricultural producers also require storage, electricity, finance, processing facilities and reliable market information.

Without these complementary investments, a modern superhighway could pass through productive areas without sufficiently transforming the economic conditions of the people who live there.

The real measure of success will therefore be whether the project helps rural producers reach markets more cheaply and reliably, whether businesses establish themselves along the route and whether communities experience sustained improvements in income and employment.

Calabar-Ebonyi-Abuja: Strengthening north-south connectivity

The Calabar-Ebonyi-Abuja corridor addresses another longstanding infrastructure challenge: the difficulty of moving people and goods efficiently between parts of the South-East, South-South and North-Central regions.

A more reliable route could improve connections between agricultural communities, commercial centres and the Federal Capital Territory. It could also support interstate trade and reduce the logistical disadvantages faced by businesses operating away from the country’s largest commercial centres.

The corridor’s wider significance lies in the possibility of strengthening the links between different economic regions. Nigeria’s development challenges cannot be solved by improving transport within individual states alone. Businesses also need efficient connections across state boundaries to obtain inputs, distribute finished products and reach consumers.

Where roads are reliable and travel times predictable, companies can plan deliveries more efficiently, reduce vehicle operating costs and expand their distribution networks.

However, these gains depend on continuity. A well-constructed highway section cannot deliver its full value if adjoining roads are in poor condition, bridges are structurally deficient or bottlenecks make the overall journey unreliable.

This makes coordination between federal, state and local authorities particularly important.

The Akwanga-Maiduguri corridor: Access, commerce and security

The proposed dualisation of the Akwanga-Jos-Bauchi-Gombe-Biu-Maiduguri Road is especially important because transport connectivity in the North-East has implications for both economic activity and security.

The region has faced prolonged insecurity, including insurgency, displacement and disruptions to agriculture and commerce. In such circumstances, unreliable roads can compound existing difficulties by increasing the cost of moving food and supplies, restricting access to public services and making travel more unpredictable.

Improved roads could help reconnect commercial centres, support the movement of agricultural produce and improve access to markets and essential services.

They could also facilitate the movement of security personnel, emergency responders and supplies where roads are accessible and safe to use.

Nevertheless, infrastructure must be understood as one component of a broader security and recovery strategy. Road construction cannot independently resolve insurgency, banditry or communal violence. Sustainable security also requires effective intelligence, policing, community engagement, functioning justice institutions, employment opportunities and the restoration of public confidence.

The value of the road corridor will therefore be greatest when its construction is accompanied by broader measures to restore economic activity and public services in affected communities.

Beyond the four flagship projects

The administration’s road programme extends beyond its most prominent superhighways.

Other major corridors and interventions include sections of the Abuja-Kaduna-Zaria-Kano Expressway, the East-West Road, the Enugu-Port Harcourt Road, the Lagos-Shagamu-Ibadan corridor and various bridges and urban road projects.

These projects address different problems. Some seek to improve intercity travel; others target deteriorating road surfaces, congestion, bridge deficiencies or access to ports and industrial locations.

The Abuja-Kaduna-Zaria-Kano corridor, for example, forms part of an important transport route linking the Federal Capital Territory with major commercial centres in the North-West. Improvements to this corridor could support passenger movement, freight transportation and trade between the regions it serves.

Likewise, roads connecting industrial facilities and ports to the national highway network can influence the efficiency of supply chains. Delays on these routes can raise the cost of transporting raw materials and finished goods, while unreliable access can affect production schedules and delivery commitments.

The broader programme also includes emergency and rehabilitation interventions. These are important because Nigeria’s infrastructure needs are not limited to constructing new roads. Existing roads require routine maintenance, drainage improvements, bridge repairs and rehabilitation before relatively minor defects develop into expensive structural failures.

A credible national road strategy must therefore balance new construction with the preservation of existing assets.

The Federal Government has also reported the use of concrete pavement and the incorporation of features such as solar street lighting on major projects. These elements may offer advantages in particular circumstances, but their value should be assessed against lifecycle costs, engineering suitability, energy reliability, maintenance requirements and safety performance.

The objective should not simply be to construct roads that appear impressive at commissioning. It should be to deliver infrastructure that remains safe, durable and economically useful for decades.

Why the timing matters

Tinubu’s infrastructure push is taking place against the background of difficult economic adjustments.

The removal of the petrol subsidy and changes to the foreign exchange system have altered the fiscal and operating environment for government, households and businesses. Although the reforms were intended to address longstanding economic distortions, the adjustment has placed pressure on living costs and the operating expenses of many businesses.

Transportation is an important part of that pressure.

When petrol, vehicle maintenance, spare parts and freight become more expensive, the cost of moving food and manufactured goods rises. Businesses may pass these costs on to consumers, while farmers can find it more difficult to transport produce profitably.

A more efficient road network could help reduce some avoidable transport costs, although it cannot independently reverse the effects of fuel prices, inflation, exchange-rate movements or other structural constraints.

The economic case for road construction is therefore strongest when infrastructure investment is linked to a wider productivity strategy.

If improved roads reduce journey times, vehicle damage, spoilage and delivery uncertainty, businesses may be able to operate more efficiently. If the resulting savings are substantial and sustained, they can support investment, employment and the expansion of economic activity.

However, the gains are neither automatic nor uniform. Some communities will benefit more than others, depending on their access to the network, the location of economic activity and the availability of complementary infrastructure.

Road projects should consequently be evaluated not only by their construction costs and kilometres delivered but also by their effects on transport costs, market access, employment and regional economic activity.

Roads as an instrument of national security

One of the strongest arguments for improving Nigeria’s road network is the relationship between accessibility and security.

In remote or poorly connected communities, damaged roads and difficult terrain can slow emergency responses, complicate logistics and increase the time required to reach vulnerable settlements. These constraints can affect security agencies, medical personnel, firefighters and other emergency services.

Reliable roads can improve access to affected areas, facilitate the transportation of personnel and equipment and make it easier to maintain connections between communities and government institutions.

Better connectivity can also support routine commercial activity. Markets, schools, health facilities and other public services become easier to reach when roads are passable throughout the year.

These improvements may help reduce the isolation that can deepen economic vulnerability.

Yet the relationship between roads and security requires careful interpretation. A new road does not automatically prevent kidnapping, banditry or terrorism. Roads can also provide easier movement for criminals if security arrangements are inadequate.

The security benefits therefore depend on effective patrols, surveillance, intelligence sharing, rapid-response capacity and cooperation between security agencies and local communities.

Roadside lighting, safe stopping areas, functioning communications and appropriate access controls may also contribute to safety on selected corridors.

In other words, the security value of infrastructure depends not only on where a road goes but also on how the corridor is managed after construction.

The same principle applies to rural development. Improved access can create opportunities, but those opportunities must be supported by functioning institutions, public services and economic activity.

What international development evidence tells us

The argument that road access matters for development is supported by international research.

The World Bank’s 2001 technical paper, Design and Appraisal of Rural Transport Infrastructure: Ensuring Basic Access for Rural Communities, explains that rural isolation contributes to poverty by limiting access to essential social and economic activities. It argues that providing and maintaining basic transport access is an important component of rural development.

The implication for Nigeria is clear: a road programme should not be judged exclusively by the scale of its most expensive highways. Rural roads and local access routes can be equally important in determining whether communities benefit from national infrastructure investment.

A farmer whose produce reaches a major highway only after several hours on a damaged feeder road may still face high transport costs. Similarly, a community located close to a superhighway may remain economically isolated if it lacks a safe connection to the main route.

The African Development Bank’s Independent Development Evaluation reached related conclusions in its May 2025 report, A Decade on the Move: Evaluation of the AfDB’s Support for the Transport Sector (2012-2023).

The evaluation found that transport investments had helped improve connectivity, facilitate trade, promote regional integration and support economic growth. It also identified challenges involving efficiency, sustainability, climate resilience, inclusion and project execution.

These findings provide a useful framework for assessing Nigeria’s infrastructure agenda. Connectivity matters, but the quality of planning, execution and maintenance determines whether transport investments deliver durable benefits.

They also reinforce the importance of complementary infrastructure. Roads can facilitate trade, but their contribution to development depends on whether businesses can use them effectively and whether the communities they serve can participate in economic activity.

The fiscal question: Ambition must be matched by accountability

Large infrastructure projects require substantial public resources, making financing and value for money central to their assessment.

The immediate construction cost is only one part of the calculation. Governments must also consider financing arrangements, future maintenance, environmental mitigation, compensation for affected property owners and the costs of managing associated infrastructure.

A road may generate significant economic benefits over time, but those benefits must be assessed against the total cost of delivering and maintaining it.

This is particularly important when several major projects are being executed simultaneously. The government must ensure that its infrastructure commitments remain consistent with available financing, debt obligations and competing demands for public expenditure.

Nigeria has pressing needs in education, healthcare, electricity, water supply and social protection. These priorities should not be treated as competitors in a simplistic contest. A productive economy needs both effective transport infrastructure and adequately funded public services.

The task is to allocate resources in ways that generate the greatest sustainable public benefit.

Transparent procurement, independent engineering supervision, clear project milestones and credible public reporting are essential to achieving this objective.

Citizens should be able to determine how much a project costs, how it is financed, what work has been completed, whether deadlines have been met and how variations in scope affect the final bill.

Where projects are delayed or costs rise, the reasons should be clearly explained.

The same standards should apply to the award of contracts, the selection of routes and the assessment of competing infrastructure needs.

Accountability is not an argument against ambitious construction. It is a condition for ensuring that ambition produces results.

The environmental and social dimensions

The scale of a highway programme also creates environmental and social responsibilities.

Roads can change land-use patterns, increase the commercial value of surrounding property and attract new settlements and businesses. These effects can stimulate economic activity, but they can also create pressure on wetlands, forests, agricultural land and existing communities.

Coastal infrastructure presents additional challenges because of flooding, erosion, drainage and the sensitivity of shoreline ecosystems.

Environmental assessments, appropriate drainage design, responsible land acquisition and meaningful consultation with affected communities are therefore critical.

Where people lose homes, livelihoods or access to land, compensation and resettlement arrangements must be handled fairly and transparently.

Road safety also deserves attention. Higher-capacity roads can improve traffic flow, but speed, unsafe junctions, poorly designed access points and inadequate pedestrian facilities can create new risks.

The planning process should take account of pedestrians, cyclists, public transport users, nearby settlements and other vulnerable road users.

Similarly, climate resilience must be incorporated into engineering decisions. Heavy rainfall, flooding, erosion and changing weather patterns can damage infrastructure and disrupt transportation.

The African Development Bank’s transport evaluation highlights climate resilience and long-term sustainability as important lessons for infrastructure development.

For Nigeria, this means that the quality of a road should be measured not only by the materials used during construction but also by its ability to withstand local environmental conditions and remain functional over time.

From construction to economic transformation

The most important test of Tinubu’s road programme will be its capacity to turn physical infrastructure into productive economic activity.

Construction itself can create employment for engineers, technicians, artisans, drivers, equipment operators and other workers. Local suppliers may benefit from demand for materials, transport and related services.

However, construction employment is often temporary. The longer-term objective should be to create conditions in which businesses expand, investment increases and more durable jobs emerge.

This requires a deliberate connection between transport planning and economic development.

Agricultural corridors should be linked to storage, processing and distribution facilities. Industrial routes should connect factories with ports, power supplies and logistics hubs. Rural access programmes should help communities reach schools, hospitals, markets and other essential services.

Governments should also consider how small businesses can take advantage of new transport links. Local enterprises need access to credit, reliable electricity, suitable commercial premises and predictable regulations if they are to expand around emerging economic corridors.

Without these complementary measures, the benefits of improved connectivity may be concentrated among a limited number of large firms and property owners.

There is also a need to measure whether the projects reduce transport costs in practice. Baseline data on travel times, freight rates, road conditions, accident rates and market access should be collected before and after construction.

Such evidence would help determine whether the programme is meeting its objectives and identify where additional interventions are necessary.

The question is not simply whether a road has been built, but whether the road has made life and business measurably better for the people who use it.

The importance of maintenance

Nigeria’s road infrastructure challenge is not only about building new routes. It is also about preserving the value of existing roads.

Poor maintenance can allow small defects to develop into major structural problems, increasing repair costs and disrupting transportation. Blocked drainage, damaged bridges, overloaded vehicles and inadequate enforcement of road standards can shorten the useful life of infrastructure.

A comprehensive road policy must therefore provide for routine inspections, timely repairs, drainage maintenance, bridge monitoring and appropriate enforcement of axle-load regulations.

Funding for maintenance should be planned from the beginning rather than treated as an afterthought.

This is particularly important for a country undertaking multiple large projects at once. The more extensive the network becomes, the greater the need for a reliable system to maintain it.

The long-term economic return on infrastructure depends on keeping it operational.

A well-maintained road that reliably connects communities for decades may provide greater public value than a more ambitious project that deteriorates prematurely.

A legacy measured by results

President Tinubu’s road programme reflects an ambitious attempt to address Nigeria’s longstanding transport constraints through major highways, corridor development and the rehabilitation of existing infrastructure.

Its central rationale is understandable: a country seeking greater productivity, stronger regional integration and more balanced economic development requires an efficient transport network.

The four flagship corridors could help connect major economic regions, improve access to markets and support the movement of goods and people. Other federal roads, bridges and rural access routes could complement those investments by addressing bottlenecks and connecting communities to the wider network.

But the success of this strategy cannot be determined by political announcements, contract awards or the visual impact of newly completed roads alone.

It must be demonstrated through reliable infrastructure, lower transport costs, improved road safety, stronger commercial activity, better access to essential services and measurable improvements in the lives of citizens.

It must also be judged by fiscal discipline, environmental responsibility, transparent procurement and the government’s ability to maintain what it builds.

These are the standards against which the programme should ultimately be assessed.

Nigeria needs roads that do more than shorten journeys between major cities. It needs a transport network that connects farmers to buyers, workers to jobs, manufacturers to markets and underserved communities to essential services. It needs corridors that support legitimate economic activity while complementing the work of security agencies. Above all, it needs infrastructure that remains useful long after the officials who initiated it have left office.

Tinubu’s road revolution will achieve its greatest significance if it helps turn infrastructure investment into sustained productivity and broader prosperity.

The ultimate legacy will not be the number of kilometres announced or the grandeur of individual highways. It will be the extent to which those roads make Nigeria more connected, more productive, safer and better equipped to create opportunities for its people.

Senate defers to Tinubu, rescinds, revisits two rejected bills

The Senate deferred to President Bola Tinubu on Tuesday as it rescinded and reconsidered two bills the President had earlier rejected.

Tinubu had withheld his assent to the Raw Materials Research and Development Council Act (Amendment) Bill, 2026, and the Chartered Institute of Purchasing and Supply Management of Nigeria (Establishment) Act (Amendment) Bill, 2026.

The bills were turned down on the grounds of ‘fundamental issues ‘, leading to the President returning them to the National Assembly.

The Senate Leader, Senator Opeyemi Bamidele, while moving a motion to rescind the bills for reconsideration, told his colleagues that the Federal Ministry of Justice, upon conducting a critical examination of both bills, recommended further legislative consideration and advised against presidential assent.

‘Further notes that the President of the Federal Republic of Nigeria returned the bills to the National Assembly with observations for re-consideration’, Bamidele stated.

To defer to Tinubu’s objections and bring the bills in line with his observations, a technical committee from both chambers of the National Assembly, working in collaboration with the Directorate of Legal Services, was constituted to resolve the issues.

The Senate, at Tuesday’s session presided over by the Senate President, Godswill Akpabio, accordingly rescinded the bills and recommitted them to the Committee of the Whole for fresh consideration.

The bills were subsequently passed for a third reading a second time, having concurred with Tinubu’s position.