Why I stopped going to church after my divorce – AY Comedian

Stand-up comedian, actor and filmmaker Ayo Makun, popularly known as AY Comedian, has explained why he stopped attending church, saying the decision was influenced by the public scrutiny that followed his divorce.

Speaking in a video shared on his social media page on Sunday, AY said he did not stop going to church because he had lost his faith in God. Instead, he chose to stay away to avoid becoming the subject of discussions among church members.

He added that although he no longer attends physical services regularly, he still worships online from time to time.

‘For some time now, I stopped attending church not because I stopped believing in God or lost my faith. I was actually navigating a very personal season; the negative narrative put out on the blogs against me.

‘So, I chose to step back quietly. Part of that decision was because I didn’t want to become the subject of whispered conversations,’ AY explained.

The comedian also recalled attending another church after leaving his previous place of worship.

However, he said he became discouraged after he was removed from a church programme he had been scheduled to participate in because the church said it was ‘worried about public perception.’

According to AY, the experience made him reflect on the role of the church and whether it remains a place where people can seek support during difficult times.

‘Shouldn’t the church be the safest place to find truth, grace, and restoration? If people cannot run to God’s house when life becomes heavy on them, where are they meant to run to? The clueless people who just post negative comments on social media or go ahead and judge you without even knowing the root of whatever happened? Or the few friends who would skilfully avoid you because of public perception?’ he asked.

Dy to Filipinos: ‘Never lose sight’ of core values

Speaker Faustino ‘Bojie’ Dy III on Monday opened the 20th Congress’ second regular session with a call for renewal and clarity as lawmakers press ahead with their work.

He urged Filipinos to ‘never lose sight’ of the core values of compassion, respect, faith, and bayanihan, saying that true national progress depends not only on sound policies but also on moral renewal.

‘For our country to really move forward, we must never lose sight of what has always been our greatest strength – our Filipino core values. This is our strength, the true wealth that we must care for and be proud of,’ Dy said in a mix of English and Filipino.

‘Despite the many problems and challenges, we have remained steadfast as a nation because we know how to support one another and practice bayanihan,’ he added.

The nation is grappling with soaring prices of basic goods and a political feud between President Ferdinand Marcos Jr. and Vice President Sara Duterte that has deepened divisions among their supporters.

WATCH: Speaker Dy convenes House for Second Regular Session

‘At this point, let us never lose sight of the true traits of being Filipino,’ Dy said in Filipino. ‘It isn’t too late; let’s begin with ourselves.’

‘The biggest danger is when we lose our valuing and caring for each other – when we stop caring for our fellow Filipinos,’ he added.

Echoing the sentiments President Ferdinand Marcos Jr., he said: ‘Let’s not get tired of being understanding. Let’s not get tired of helping others. And as President Ferdinand Marcos Jr. said in his Independence Day speech, let’s not get tired of loving and fighting for our motherland.’

Dy stressed that the country’s resilience has always been rooted in solidarity and compassion.

‘In spite of our problems and challenges, we have become stronger as a nation because we now how to sympathize and cooperate. This is who we are. This is the trait that describes us as Filipinos,’ he said.

He called on every Filipino to help restore the country’s moral foundations through everyday acts of integrity, responsibility, and love of country.

‘We are all accountable. To ourselves, and to each other. This is a good example of change that starts with each one of us,’ he said.

’Haunted Carnival’ finds horror in the unlikeliest of places

Think of a carnival, and one would picture a place of fun, excitement, adventure-and… horror. A place where people think there’s safety in numbers couldn’t be farther from the truth, especially when darkness falls.

It is along these thoughts that Filipino-Kiwi film director Joey de Guzman wanted to anchor ‘Haunted Carnival,’ his new horror flick for Regal Entertainment.

‘Haunted Carnival’ is the third installment in the ‘Haunted’ franchise, after ‘Haunted Mansion’ in 2015 and ‘Haunted Forest’ in 2017. It is the official entry of Regal Entertainment to the 2026 Metro Manila Film Festival (MMFF) this December.

The movie boasts of a powerhouse cast consisting of Diamond Star Maricel Soriano, John Arcilla, Julia Barretto, James Reid, Fyang Smith, Joaquin Arce, RK Bagatsing, Charlie Fleming, Prince Carlos, among others.

Set in the 1980s at a mysterious and dilapidated carnival, the film aims to blend elements of local Filipino folklore and the fatalistic appeal of Hollywood supernatural horror franchise ‘Final Destination.’

Asked why he thought of using the carnival as an imagery of horror, de Guzman said he was thinking of something that will be a source of horror from the unlikeliest of places.

‘The carnival should be fun, not horrifying. So that’s where the tension comes from. It becomes uncanny because, you know, as a kid, I’ve always been afraid of clowns,’ he said.

‘So that’s where I’m coming from, that’s my childhood fears. Just flipping something that we think is safe and fun. You flip it and make it dangerous, and it’s the gap between that is where [the horror element] comes from,’ he added.

John Arcilla said that while he is not particularly fond of watching horror movies, his character gave a certain appeal that he thought would naturally connect to the audience and make it a memorable role.

Without giving too much about his role, Arcilla hinted that he would be playing a villain role in ‘Haunted Carnival’ after disclosing what de Guzman told him about wanting to create a ‘horror character’ in the Philippines.

‘For me, that is a compliment, not a challenge. Because sometimes it’s in the tying. Is the story tying me to the psyche of the audience? But I will not ever blame it to myself or to direct if it does not happen, but of course that is the goal,’ he said.

‘I always look for something interesting and something human within the character so that it will naturally connect to my audience, rather than them watching a movie and a caricature that is not related to them. The character is somehow fantastic but it was beautifully told by the director. It came from his past, his passion about something. So if you’re going to relate that to a real person, you can get a lot of resources. So it cannot just be a caricature or an imagined character,’ he further said.

RK Bagatsing, meanwhile, said that aside from the film having a memorable cast, it is also going to be a memorable experience for him as an actor.

‘I’m a big fan of horror and slasher films. Andami nating napapanood na palabas na ino-offer ng ibang countries. So I’m looking forward to showcase kung ano yung kaya naman natin, not just here but also internationally,’ he said.

He said that even in carnivals there are certain horrors that can be considered entertaining for some, such as riding the roller-coaster or Ferris Wheel, so that too would be a good element to the movie.

Just like his cast, De Guzman said that he is excited to see how each of the characters would contribute their own ‘strokes’ to make the final outcome of the movie.

‘Like I said before, I only write the blueprints of it, the pages in the film, but then, who’s gonna make it memorable? Who’s gonna put the colors in? Because I’ve got the big strokes, and I know their body of work, and It just seemed like it was made for them.

SAN vows to champion justice, ethical leadership

A legal luminary and Senior Advocate of Nigeria, SAN, Dr Monday Ubani has restated his commitment to justice, ethical leadership, nation-building, and service to God and humanity as he celebrated his 62nd birthday.

The public interest advocate equally took the opportunity to thank God over what he described as His enduring faithfulness, mercy, and guidance throughout his personal and professional journey.

The SAN, who just bagged a Doctor of Philosophy (PhD) degree from Babcock University, equally reflected on decades of service in the legal profession and the Christian faith, attributing every milestone in his life and career to God’s grace.

It would be recalled that Dr Ubani had occupied several prominent leadership positions within the Nigerian Bar Association (NBA), including serving as Chairman of the NBA Ikeja Branch, Vice President of the NBA, and Chairman of the NBA Section on Public Interest and Development Law (SPIDEL).

Apart from his contributions to the legal profession, Ubani presently serves as Legal Adviser to the President of the Senate of the Assemblies of God Nigeria, in addition to providing legal advisory services to several corporate and charitable organisations.

Being the first Senior Advocate of Nigeria from Ikwuano in Abia State, Dr Ubani reaffirmed his dedication to advancing justice, promoting ethical leadership, and contributing to community development across Nigeria.

The legal advocate further expressed appreciation to his family, friends, colleagues, and associates for their unwavering support, goodwill, and prayers over the years.

He expressed optimism about greater opportunities to continue serving God, the legal profession, and society while making meaningful contributions to national development.

Youth groups seek accountability on gov’t spending

YOUTH leaders questioned the Marcos administration’s spending priorities, saying billions of pesos allocated for flood control, education and other public programs have yet to translate into better living conditions for Filipinos.

The concerns were raised during the ‘State of the Youth Address’ that gathered youth organizations, activist groups and Sangguniang Kabataan officials from across Metro Manila in discussion of issues a day before the President delivers his ‘State of the Nation Address.’

During the convention, Kabataan Party-list Rep. Renee Louise M. Co urged participants to assess not only what the President had promised over the past year but also what his administration had actually delivered.

Co pointed to flood control projects as one example, saying many communities continue to experience severe flooding despite years of government spending.

She recalled that her community was among those affected during Typhoon Carina (international name: Gaemi) in 2024.

‘What have the billions allocated for flood control projects achieved if communities continue to be flooded every time a strong typhoon hits?’ Co said.

Beyond flood control, she argued that environmental degradation has continued to expose communities to greater disaster risks, citing the loss of forest cover and other natural resources.

Co also criticized what she described as an education system that remains inaccessible to many young Filipinos because of rising costs, poor learning conditions and growing mental health concerns.

‘We are being pushed out of the education system because it has become expensive, inaccessible and no longer responds to the needs of students,’ she said.

Co added that increasing education funding alone would not resolve the problem unless reforms also improve the quality of learning and prepare students for meaningful employment after graduation.

The youth leader likewise raised concerns over the proposed Pax Silica project, warning of its potential impact on water resources, electricity costs and the country’s natural resources while questioning whether Filipinos would benefit beyond low-paying jobs.

The ‘State of the Youth Address’ also featured discussions on the proposed 2026 national budget and delegates’ speeches, before participants capped the gathering with a protest action outside the Philippine General Hospital ahead of the President’s SONA on July 27.

Marcos’ 2026 Sona: Flood scandal, tax, power reforms take center stage

In his penultimate State of the Nation Address (Sona), President Ferdinand Marcos Jr. touted his administration’s accomplishments and laid out new commitments, highlighting updates on the flood control scandal and proposed amendments to policies involving tax and electricity.

Based on INQUIRER’s time count, the 2026 address lasted for one hour and 26 minutes, marking the President’s longest yet, surpassing his previous longest speech in 2022 which lasted an hour and 21 minutes.

In this year’s Sona, Marcos opened with what was perhaps the most awaited update involving his administration, directly picking up from his most explosive pronouncement in last year’s address, the ‘Mahiya naman kayo’ (have some shame) remark that triggered a government-wide investigation into alleged ghost flood control projects nationwide.

According to Marcos, since baring the scandal in 2025, the government has already charged and imprisoned contractors, high-ranking officials of the Department of Public Works and Highways and even legislators.

The President even directly mentioned his own cousin former Speaker Martin Romualdez’s alleged involvement in the scandal, stating that multiple cases are set to be filed by the Ombudsman against him.

This marked Marcos’ first time addressing the looming charges against his cousin.

‘Masakit man sa akin ito, ngunit kailangan natin gawin ang tama. Hindi ako Pangulo ng aking pamilya, hindi ako pangulo ng aking kaibigan. Ako ay pangulo ng Pilipinas at ang tungkulin ko ay sa inyo, ang aking mga kapwa Pilipino,’ an emotional Marcos said.

(This may be painful for me, but we must do what is right. I am not the president of my family, and I am not the president of my friends. I am the President of the Philippines, and my duty is to you, my fellow Filipinos.)

Meanwhile, Marcos also bared that over P800 million out of P20 billion worth of ill-gotten assets from anomalous flood control projects were already returned to the government.

Energy and electricity

Another highlight of the speech was Marcos calling for the removal of electricity system loss charges passed on to consumers, stating that it was about time to stop making households shoulder costs stemming from inefficiencies in the power distribution system.

System loss refers to the difference between the power delivered to a distribution system and the actual electricity billed to consumers, driven by technical inefficiencies and electricity theft.

With this, Marcos demanded the immediate amendment of the Electric Power Industry Reform Act or Epira law ‘to prohibit charging systems loss against consumers, including the value-added tax thereon.’

Marcos also sought the Congress’ help in passing the ‘Sariling Kuryente’ Act to make the installation of solar panels and battery storage systems in homes simpler, easier and more affordable.

Furthermore, the President also bared plans to revisit nuclear energy development to reinforce the country’s energy security and reduce rising electricity costs, while vowing to ensure that its implementation will be safe.

This is despite him touting gains in petroleum service contracts, as well as hydrogen power plants and the extension of the Malampaya service contract until 2039.

Middle East and rising costs of fuel

Marcos also directly addressed the impact of the conflict in the Middle East, particularly the surge in fuel prices battering the country since the start of 2026.

In his speech, Marcos claimed that the government ‘did everything possible’ to either lower or slow the increase in the price of fuel.

Among these initiatives, he said, include the purchase and importation of oil from various countries, including Japan, South Korea, Oman, India, Russia and China, and the cooperation of various oil companies, particularly in making sure the implementation of price increases in petroleum was gradual.

He also mentioned the series of large price rollbacks the government set, the three-month-long suspension of excise taxes on LPG and kerosene, as well as limiting the price of imported rice.

Marcos also highlighted the P58-billion fund allocated to local governments, saying it enabled the swift delivery of assistance to those affected by the Middle East conflict.

Reintegration and employment assistance were also made available for returning Filipinos, according to Marcos, adding that the government is currently in coordination with foreign countries to provide support to overseas Filipino workers (OFWs).

Taxes

Also related to the impact of the Middle East conflict is Marcos’ announcement of proposed multiple tax relief measures ‘to ensure the continued progress of the middle class amidst the lingering effects of the crisis.’

Marcos said the government will pursue tax relief measures that promote growth, generate revenue and ‘advance equity toward socio-economic sustainability.’

‘As a form of protection and for them to benefit more from their hard-earned earnings, I call on Congress to pass laws that will ease tax burdens,’ he said in Filipino.

Marcos said the government must expand the income tax exemption, exempting more workers from the monthly income tax.

‘We have to include those with an annual income of P350,000 or less,’ he said.

Moreover, Marcos said an amnesty will also be given to unpaid income, estate, donor and value-added taxes, including the fines that come with them.

Racism vs Filipinos, 2016 Arbitral Award

The president also devoted part of his speech to the 2016 Arbitral Award, recognizing the recent celebration of its 10th anniversary and describing it as a ‘definitive benchmark for the interpretation and application of the UNCLOS (U.N. Convention on the Law of the Sea).’

Marcos then reiterated his administration’s commitment to continue advancing the award and maintaining the country’s sovereignty over the West Philippine Sea against China.

‘Your government will do all that is necessary to continue upholding this Award, utilizing every peaceful and legal means available to the Republic against any attempt, foreign or domestic, to undermine this achievement,’ he said.

Marcos even alluded to China’s recent racist remarks against Filipinos, particularly state-run media China Daily’s depiction of Filipinos as monkeys.

‘Let me remind our friends and our detractors: Filipinos are a noble, kind, gracious, and great race. We are not greedy. We are not racists. We are not liars,’ said Marcos during his 5th Sona.

‘We are respectful, and we are dignified. We are Filipinos, and we do not yield,’ he added.

Other highlights

The address also touched on various other promises and issues, including transportation wherein Marcos vowed that the North-South Commuter Railway and Metro Rail Transit Line 7 (MRT-7) will start operations by 2027.

He also announced his administration’s goal to usher in more electric vehicles (EVs) on the country’s roads, aiming to reach a point where half of cars by 2040 will be electric-powered.

Due to this plan, Marcos said the government is therefore mandated to support modernization as it is required to integrate EVs in offices’ vehicular fleets.

Marcos also mentioned developments in technology, including the scheduled 2027 rocket launch in Cagayan which will be done in partnership with an aerospace company in South Korea.

The President also mentioned the controversial Pax Silica, hailing it for its supposed economic benefits and describing it as part of the country’s bid ‘to strive for bigger and greater things’ by ‘venturing into areas heretofore unimaginable,’ to position the country in the global value-chain.

According to Marcos, the hub will be a strategic component of the Luzon economic corridor, which will be an ‘advanced manufacturing and logistics center in the global AI and technology value chain.’

It is set to be built at a 1,620-hectare site in New Clark City in Capas, Tarlac.

Another highlight was Marcos promising to construct disaster-resilient ‘Ligtas Pinoy Centers’ this year, built to withstand increasingly severe natural disasters.

Marcos said the new evacuation facilities will initially be built in areas frequently battered by severe weather, including Bicol, Eastern Samar, Bukidnon, and Davao de Oro.

In the same breath, Marcos also called for amendments to the National Building Code to bring the country’s construction requirements in line with modern standards.

Another amendment proposed by Marcos involved the 25-year-old Ecological Solid Waste Management Act, with Marcos stating that it is high time for the measure to be updated.

Marcos said the law must now be aligned with modern waste management practices, such as waste-to-energy and waste treatment technology.

In terms of health, Marcos announced that the Philippine Health Insurance Corporation, known simply as PhilHealth, is set to expand its preventive health program in 2027 to gradually include blood tests and medicines aimed at detecting and monitoring kidney, liver and thyroid conditions, as well as hepatitis B.

Marcos also pledged to complete the distribution of land titles to agrarian reform beneficiaries by next year, after more than 400,000 titles covering over 500,000 hectares were distributed in the past four years.

He also likewise committed to completing the ongoing cancellation of agrarian reform beneficiaries’ debts this year.

Marcos also turned his attention to victims of the Tacloban City school shooting, even specifically recognizing Chris Lorenz Fabian, Joyancee Separa and Ayessa Nicole Dazo, whom he hailed as heroes.

‘To the parents of Chris Lorenz Fabian, Joyancee Separa, and Ayessa Nicole Dazo: we are all so very proud of the unflinching bravery and heroic virtue that you have instilled in your children. They are an inspiration to us all,’ Marcos said.

‘Their courage and selflessness – true Filipino qualities – are the virtues that these trying times call for,’ he added.

He then ordered stronger efforts to protect children from violence and harmful influences.

Unaddressed issues

While Marcos’ speech tackled several other issues, below are widely-talked about topics the President did not touch upon.

Former President Rodrigo Duterte’s trial before the International Criminal Court

Vice President Sara Duterte’s impeachment trial

Armed Forces’ alleged involvement regarding Sara Duterte’s assassination threat against him

Former Ako Bicol partylist Rep, Zaldy Co and his involvement in the flood control scandal, and his continued evasion

Intrusion of commercial fishing operations into the 15-kilometer municipal waters

Crime rates and the anti-illegal drug campaign

Progress on high-profile cases like the ‘missing sabungeros’ case or the Atong Ang manhunt

Modernization efforts of the Philippine National Police and the Armed Forces of the Philippines

Legislative Executive Development Advisory Council or Ledac Priority bills

2027 budget

Absentees

It was also hard not to notice several absentees in this year’s Sona, particularly that of Vice President Sara Duterte’s, which may be expected amid her political dispute with Marcos in the past two years.

Also-somewhat expectedly-absent, were minority senators, particularly Sens. Alan Peter and Pia Cayetano, Robin Padilla, Bong Go, Lorena Legarda, Mark Villar and even his own sister Imee Marcos.

Pangasinan cops post signs warning vs fake school threats

With several schools in Pangasinan receiving malicious threats through social media, the provincial police said signboards enumerating the criminal liabilities of posting threats will be installed in schools across the province.

Police Colonel Dennis de Leon, officer-in-charge of the Pangasinan Police Provincial Office, said the sign boards will remind students that threatening to bomb or shoot schools carries legal consequences.

‘We are waiting for the design from the Police Regional Office I. Once we receive it, we will print and distribute the signages to all schools. If the budget permits, we will also install them in different barangays,’ de Leon told the Inquirer on Monday (July 27).

Bomb and shooting threats have been reported in schools in the municipalities of Sto. Tomas, Rosales, Manaoag, and San Jacinto, and in Dagupan City, prompting school and local government officials to suspend face-to-face classes or shift to online or modular learning.

The latest incident involved San Jacinto National High School, which received an online threat on Saturday (July 25).

San Jacinto police chief Major Hermie Raymundo said the school received what authorities considered a ‘scare threat.’ Despite this, police conducted seven security sweeps of the campus and found no weapons or suspicious materials that could be used to carry out criminal acts.

As a precaution, the school shifted to modular classes on Monday to ensure the safety of students and personnel.

Raymundo added that San Jacinto High School also prohibited delivery riders from entering the campus to prevent any potential security risks.

De Leon said the social media post narrates how a parent’s son supposedly overheard several students discussing plans to attack a teacher and a security guard using iron bars allegedly hidden inside the campus.

Police searched the school premises but found no evidence supporting the claim. Authorities recovered only a pellet gun and a knife from one corner of the San Jacinto campus, while several rooms were secured for further inspection.

The school likewise adopted a flexible learning program on Monday as a precautionary measure.

De Leon said the post was initially traced to a parent who quickly asserted that her social media account had been hacked.

He added that many individuals who post threats online use pseudonyms, making it difficult for investigators to identify the perpetrators even after tracing internet protocol (IP) addresses.

However, authorities have identified the suspect behind the threat in Rosales town-a 15-year-old student who allegedly posted a video in their class group chat threatening to kill fellow students. It also showed a baseball bat and a pellet gun.

The minor has been turned over to the Department of Social Welfare and Development for intervention and other appropriate proceedings, de Leon said.

The pellet gun and baseball bat shown in the video are now in the custody of the Rosales Municipal Police Station as evidence.

GRENADA-SEARCH-Police continuing search for missing US national

Police Monday were continuing their search for a 44-year-old American national reported missing since July 22 on the southwest coast of the island.

Police said Elizabeth Waddell, also known as ‘Liz’ was last seen on the Grand Anse beach, a two-mile stretch of powdery white sand and calm turquoise water. ‘We specially appeal to fishermen, boat operators and residents along the southern coastline to report any sightings or relevant information that may assist in locating mS Waddell,’ the police said in a statement.

The police described Waddell as being of medium built, five feet five inches tall with short blonde hair. It gave no other details.

In a statement posted on his Facebook page, her husband, Cailen Waddell wrote ‘my wife Liz is missing in Grenada. If any of you have connections to the island – can you please share the following with your contacts there?

Waddell said that he is on his way to the island and ‘to help search. I expect nothing less than Liz’s safe return – so please sent your love, light, thoughts, and prayers our way’.

Team Falcons keeps MSC hopes alive with Esports World Cup playoff berth

Team Falcons PH kept the Philippines’ championship hopes afloat in the Mobile Legends: Bang Bang Mid-Season Cup (MSC) after overcoming a challenging group stage run to qualify for the playoffs in Paris.

The MPL Philippines runner-up opened its campaign with a 2-0 sweep of China’s Guangzhou Gaming, putting itself one win away from a knockout stage berth.

Despite falling behind early in parts of the series, Falcons showed its composure to complete the sweep and advance to the upper bracket semifinals.

The team’s first shot at a playoff berth came against Indonesian champion Team Vitality, which features Filipino goldlaner Eman “EMANN” Sangco.

However, Team Falcons was unable to overcome the MPL Indonesia champion, absorbing a 2-0 defeat that dropped the Philippine squad to the lower bracket and left them one loss away from elimination.

With their tournament lives on the line, Team Falcons PH responded in emphatic fashion against sister squad Team Falcons, which had qualified to the main tournament after winning the Wildcard stage.

Led by standout performances from Salic “Hadji” Imam and Michael “Kyle” Sayson, the Filipino side completed another 2-0 sweep to secure a playoff berth and become the country’s last remaining representative after Team Liquid PH’s group stage exit.

Team Falcons will get a chance at redemption when it faces Team Vitality once again in the MSC 2026 quarterfinals on July 30 at 6 p.m. Manila time.

ECMP provides funds for 47 housing projects

THE government has approved a total of 47 projects during the first year of the Enhanced Community Mortgage Program (ECMP), according to the Department of Human Settlements and Urban Development (DHSUD).

The ECMP provides financing to organized communities, particularly low-income and informal settler families, so they can legally acquire the land they have long occupied.

Implemented by the Social Housing Finance Corp. (SHFC), the approved projects involved more than P870.6 million in land acquisition loan assistance for more than 8,100 families nationwide.

This translates to an average of around P107,000 per beneficiary, although the actual amount may vary depending on the cost of the property and the number of families covered by each project.

While all 47 projects have been approved, the release of financing remains underway. DHSUD said 25 communities have so far received their land acquisition assistance, benefiting more than 4,000 members of homeowners’ associations.

Based on the agency’s figures, another 22 approved projects are awaiting the release of their loan proceeds.

The latest approvals cover four homeowners’ associations in Palawan, Camarines Norte, and Isabela, extending the program’s reach to more communities outside Metro Manila. The agency, however, did not disclose their respective project costs, loan terms or number of beneficiaries.

Introduced in 2025, the ECMP is among the housing assistance modalities under the Expanded Pambansang Pabahay para sa Pilipino Program (4PH).

Unlike housing projects involving the direct construction of residential units, the ECMP primarily addresses security of tenure through land acquisition. Beneficiaries may therefore still require separate financing to construct or improve their homes after acquiring the property.

Housing Secretary Jose Ramon P. Aliling said the agency and SHFC intend to expand the program to allow more organized communities to secure legal ownership of their properties.

He added that each approved project brings low-income families closer to permanent land ownership and provides communities with greater protection against displacement.