Mercy Kainobwisho: URSB is not just registering businesses, we are building legacies

Under the leadership of Mercy Kainobwisho, Uganda Registration Services Bureau (URSB) has transitioned from a routine paperwork office into a driver of business formalisation and transparency.

Through digitisation, automation, and public outreach, URSB is redefining how Ugandans register and protect their businesses.

Kainobwisho explains how technology, partnerships, and mindset change are transforming URSB into a model of efficiency and empowerment.

What excites you most about URSB’s evolving role in the business landscape?

Our mandate has grown tremendously, but what excites me most is the transformation it brings to people’s lives.

Registration is more than paperwork; it’s empowerment. When a business registers, it gains a legal identity, credibility, and access to growth opportunities. We are protecting identities, building legacies, and strengthening trust in the economy.

There is a perception that registration is slow and bureaucratic. How are you changing this?

We have dismantled bureaucracy through digitisation and automation. All our records are now digital, and businesses can register and track their progress online without relying on middlemen.

Every transaction is traceable, and nothing goes missing. We have also introduced customer feedback platforms, internal audits, and zero tolerance for corruption. What used to take weeks now takes minutes.

What has been the hardest part of this transformation?

Changing mindsets, both within and among clients. Some staff saw physical files as power, while others preferred manual processes that benefited intermediaries. We had to shift that culture.

We invested in training, technology, and welfare so that staff could embrace automation. Once they understood that digitisation was about efficiency and service, not replacing people, the transition became unstoppable.

How are you bringing registration closer to entrepreneurs?

We have taken it to the people through mobile registration clinics and door-to-door outreach in markets, universities, and innovation hubs. We simplify the process.

When people realise registration can be done instantly and at a low cost, they gain confidence in formalisation. That is how trust is built, through accessibility and reliability.

URSB works closely with other agencies. How do these partnerships add value to businesses?

Partnerships are at the heart of our work. Our current headquarters was built in collaboration with Uganda Investment Authority (UIA) and Capital Markets Authority.

We have integrated systems with NIRA and other agencies to make registration and licensing seamless. We also collaborate regionally and globally, which helps us to break silos and make Uganda’s business ecosystem more predictable.

Technology seems central to your reforms.

Yes, a massive one. Anyone can now register a business or trademark online, from anywhere in the world. We have introduced mobile money and Visa payments, electronic certificates, and instant verification. Soon, we will launch a mobile app to make registration even easier.

Our goal is to make formalisation as simple as opening a social-media account.

Small businesses are the backbone of the economy. What specific support are you offering them?

We work with UIA and the Ministry of Trade to provide incubation, mentorship, and advisory services. We are helping small enterprises to formalise in 47 municipalities, and through our Security Interest in Movable Property, small businesses are using assets like equipment or produce as collateral to get credit.

We also offer business rescue and after-care services to help struggling SMEs recover.

Beyond numbers, how do you measure URSB’s real impact?

Impact goes beyond statistics. When a woman in Masaka registers her business or a young innovator protects an idea and turns it into a thriving enterprise, that is success. We track progress through customer satisfaction, turnaround time, and trust.

Many businesses still operate informally. Why does formalisation matter?

It’s the foundation of business security and growth. It costs as little as Shs100,000 to register a business name, yet many invest millions without securing ownership. By the time they register, the name is often taken.

Formalisation protects your brand, gives access to finance, and allows you to participate in policymaking. It’s no longer optional; it’s essential for survival and competitiveness.

What key reforms should entrepreneurs expect next?

We are rolling out a fully transactional e-licensing portal, a national one-stop centre for business registration and licensing, and a Regulatory Impact Analysis framework to simplify compliance.

We are also setting up a business acceleration and innovation hub for startups. We have reduced registration from 30 days to two hours, and we are now working toward instant registration.

Where do you see URSB in the next few years?

We are moving from being a registry to becoming a catalyst for transformation. By 2030, we aim to be Africa’s leading business registry, a benchmark for innovation, integrity, and service excellence.

We will keep leveraging technology and partnerships to sustain these gains. URSB isn’t just registering companies; we are helping to build Uganda’s economic future.

Black Stars qualify for 2026 FIFA World Cup after beating Comoros 1:0

The Black Stars of Ghana have qualified for the 2026 FIFA World Cup, after hosting and beating Comoros at the Accra (Ohene Gyan) Sports Stadium.

The Sunday, October 12, 2025, match ended with a goal in favour of Ghana.

Mohammed Kudus’ 47th minute goal ensured Ghana joined four other African nations who have recently qualified for the World Cup: Algeria, Egypt, Morocco and Tunisia.

Ghana leads Group I with 25 points, after 10 matches.

A historic 48 nations are participating in the 2026 FIFA World Cup, jointly hosted by Canada, United States of America, and Mexico.

Ghana Black Stars will be making their fifth appearance at the World Cup, their best performance so far being their time in South Africa in 2010 when Uruguay kept them from a historic semi-finals entry.

It is a proud moment for Coach Otto Addo who suffered great humiliation amid calls for his sack after a disastrous 2025 Africa Cup of Nations (AFCON) campaign.

2 Caged Over Robbery, Murder

TWO MALE suspects are in the firm grips of the Ashanti South Regional Police Command for allegedly robbing and murdering a 20-year-old man.

Suspects Solomon Opoku and Collins Aboagye, reportedly, killed one Kofi Mensah, at Tweapease-Aboo in the Ashanti Region and stole his Haojin motorbike.

The heartbreaking incident was said to have happened on October 6, 2025, and reported to Bediem District Police Command by an assemblyman.

After committing the heinous crime, the two suspects managed to elude arrest for some days until Solomon Opoku was apprehended on October 10, 2025.

According to reports, Opoku was in the process of selling the deceased’s stolen Haojin motorbike at the Council Quarters in Obuasi when police finally grabbed him.

After interrogation and further investigations, the police managed to arrest second suspect, Aboagye at Kokotesua, near Obuasi, to also assist in investigations.

According to police sources, who have demanded anonymity, the two suspects have since confessed to committing the heinous crime.

Meanwhile, it looks likely that the two suspects, who are still in police custody, would be sent to court today, Monday, October 13, 2025 on charges of robbery and murder.

Uganda to host 2026 digital govt Africa summit

Uganda has been chosen to host the 4th Edition of the Digital Government Africa (DGA) Summit in 2026, a move widely hailed as a strong vote of confidence in the country’s digital transformation journey and regional leadership in ICT.

The announcement was made at this year’s Summit held in Lusaka, Zambia, which was officially opened by President Hakainde Hichilema of the Republic of Zambia.

The 2025 edition brought together over 30 African governments, alongside leading technology firms and innovators, to deliberate on the continent’s digital future.

‘We are honored to have Uganda chosen as the next host of the Digital Government Africa Summit. This recognition affirms the progress our country has made in leveraging ICTs to transform public service delivery and improve the lives of our citizens,’ Dr. Chris Baryomunsi, Minister of ICT and National Guidance, said.

He added, ‘The Summit will provide a strategic opportunity to showcase Uganda’s achievements, share best practices, and strengthen continental collaboration in building a digitally empowered Africa.’

Uganda’s official delegation in Lusaka included Hon. Gen. David Muhoozi, Minister of State for Internal Affairs; Dr. Hatwib Mugasa, Executive Director, NITA-U; Maj. Gen. Apollo Kasiita-Gowa, Chief of Immigration; Ms. Rosemary Kisembo, Executive Director of the National Identification and Registration Authority (NIRA); and other senior government officials, who together accepted the hosting mantle on behalf of the government.

The selection of Uganda as the 2026 host reflects its steadfast investment in ICT, development of citizen-centric e-Government platforms, and commitment to transparency, inclusion, and innovation.

Dr Hatwib Mugasa, Executive Director of NITA-U, said, ‘Digital transformation is no longer a choice but an imperative. Hosting DGA 2026 positions Uganda at the center of Africa’s digital discourse, allowing us to demonstrate how infrastructure, interoperability, and innovation are powering inclusive growth.

He noted, ‘Uganda’s commitment to digital excellence and its track record in implementing scalable, citizen-centric ICT solutions made it a natural choice for the 2026 host. We are excited to partner with MoICT and NITA-U to make the next year’s Summit the most impactful yet.’

The upcoming Summit will provide Uganda with a platform to showcase homegrown digital solutions, share policy successes, and lead continent-wide dialogue on shaping the next decade of digital governance in Africa.

Dr Mugasa said Uganda’s achievements in areas such as digital identity systems, cybersecurity frameworks, smart service platforms, and digital payment integration were among the key factors behind the country’s successful bid.

The DGA Secretariat, in its announcement, commended Uganda’s ‘commitment to digital excellence and its track record in implementing scalable, citizen-centric ICT solutions’ describing the country as a natural and strategic host for the 2026 edition.

Background

Now in its third year, the DGA Summit has evolved into a high-level, outcome-driven gathering, unlike conventional conferences.

It features pre-scheduled bilateral engagements between governments and technology partners, fostering tangible commitments, projects, and partnerships.

Across Africa, countries are scaling up investment in digital infrastructure to address challenges in public service delivery, economic inclusion, and data governance. Key trends driving this evolution include AI-powered governance, digital ID integration, e-payments, and data protection frameworks.

The country’s readiness to take the lead in hosting the Summit comes at a time when African governments are seeking scalable, inclusive, and citizen-first digital strategies.

The 2026 edition will thus not only be a celebration of Uganda’s progress but also a defining moment for regional cooperation and knowledge sharing. Look at the stories we have had in the past five years.

Bawumia Sure Of Victory

Former Vice President Dr. Mahamudu Bawumia has expressed strong optimism about his chances in the upcoming New Patriotic Party (NPP) presidential primaries, declaring his readiness to secure a decisive victory when delegates go to the polls on January 31, 2026.

Dr. Bawumia, who has been on a series of engagements with party executives and coordinators in the Greater Accra Region, concluded his latest round of meetings with a renewed call for unity and teamwork among NPP members as the party prepares for the crucial internal contest.

‘I concluded my special engagement with Electoral Area Coordinators in the Greater Accra Region yesterday with a call for unity and a shared vision as we head into the January 31 polls,’ he said in a message shared on his social media pages.

‘I am heartened by the very warm welcome offered me and remain confident that together, we can #WinWithBawumia.’

The former Vice President’s engagements in the region formed part of a broader effort to consolidate grassroots support and strengthen the party’s internal cohesion ahead of the vote.

Over several days, Dr. Bawumia met with current and former constituency executives, regional leaders, and former government appointees, emphasising the importance of solidarity and purpose as the NPP seeks to position itself for a return to power in the 2028 general election.

‘I engaged some Electoral Area Coordinators in the Greater Accra Region today to solicit their support for the upcoming election. I appreciate their commitment and motivation to work together towards achieving an emphatic win with Bawumia on January 31,’ he added.

The meetings, which spanned from October 1 to October 6, saw Dr. Bawumia touring various constituencies and interacting with party faithful.

His message throughout the tour remained consistent on unity, hard work, and faith in the NPP’s vision, which were the keys to reclaiming national leadership in the next general election.

‘Together, God willing, we will recapture power in 2028,’ he assured supporters at the start of the tour, expressing gratitude for what he described as ‘overwhelming support and readiness to work together’ from the Greater Accra delegates.

Throughout his campaign, the former Vice President emphasised his record in digital transformation, economic management, and his vision for a modern, inclusive Ghana under a future Bawumia administration.

Uganda’s elections: Puzzle of the 4 million no-show voters

Despite millions more Ugandans registering to vote in the last six General Elections since 1996, more than three in every 10 of them don’t vote. This boycott rose to four out of every 10 registered voters choosing not to cast their ballots in the last elections in 2021.

Figures from the Electoral Commission (EC) shows that 4.3 million registered voters, on average, have boycotted the polls over each of the last six electoral cycles from 1996 to 2021. Electoral observers and political actors blame this increasing voter apathy on the growing lack of confidence in the electoral system.

They also blame the commercialisation of politics, dull messaging by political players, and low civic education. But officials from the EC have wiped the blame off their shoulders, saying they have always done their best.

The EC spokesperson, Mr Julius Mucunguzi, says the EC has conducted voter education at every election cycle, but the decision to turn up and vote lies in the hands of the registered voters.

‘Voting in Uganda is not compulsory, and no one will take you to court because you did not vote. We have done our part of voter education, where we show the people how to vote. Civic education is done by the Uganda Human Rights Commission (UHRC). No Ugandan will ever come up and say that I didn’t vote because I did not know that would be illegal, but they have their own reasons,’ he said.

Mr Mucunguzi lamented the absence of a law forcing all registered voters to turn up and vote. He said voter turnout is at the mercy of the voters.

‘That is why we always announce the results of elections based on the votes cast by those who turn up,’ he said.

Mr Mucunguzi added that the politicians are currently doing their role of encouraging their voters to turn up on the day of voting because the EC’s role is to manage the electoral process by organising the election and guiding voters, and not engaging in rallying voters.

Several political actors this newspaper spoke to said they have designed and are preaching strong, appealing messages to reverse the growing trend, which leaves a few people to decide the political fate of the 45.9 million Ugandans.

Ugandans under President Museveni have since gone to the polls under adult suffrage six times in 1996, 2001, 2006, 2011, 2016, and in 2021.

The 1996 polls, organised under the Movement system, attracted three candidates, namely incumbent President Museveni, who was backed by the National Resistance Movement (NRM); Paul Kawanga Ssemogerere, a former Foreign Affairs minister under Museveni and Democratic Party leader, who ran under the Inter-Party Forces Cooperation (IPFC) banner, and Mr Kibirige Mayanja, who was affiliated with the Justice Forum (JEEMA).

A total of 8.4 million Ugandans registered to vote in the election, but only 6.1 million turned up for the actual voting, implying that 2.2 million voters, representing 27.5 percent, snubbed the polls. Even those who turned up did not vote properly because the EC’s May 9, 1996, Ugandan Presidential Elections Final Results indicate that 196,190 votes were invalid. But compared to all other five subsequent elections, the 1996 polls had the biggest voter turnout in comparison with the total number of Ugandans who registered to vote.

In 2001, a total of 10.7 million Ugandans registered to vote, which was an increase by 2.3 million from those who registered in 1996. But of the 10.7 million who registered, 7.5 million turned up, implying that 3.1 million voters, translating into 29.7 percent, snubbed the polls.

Ahead of the 2006 polls, the EC registered 10.4 million voters, with 7.2 million turning up for voting, but 30.9 percent snubbing the polls. The number of invalid votes also increased to 295,525, compared to 186,453 registered in 2001. In all six electoral cycles, 2011 registered the second-highest number of voter apathy because 5.6 million voters of the 13.9 million who registered did not turnout, representing 40.3 percent.

The number of invalid votes also rose to 334,548. In the 2016 election, in which Col (rtd) Dr Kizza Besigye last stood against the incumbent Museveni, the EC registered 15.2 million voters, of which 10.3 million turned out, but 4.9 million, representing 32.4 percent, snubbed the polls.

The 2021 General Election, despite attracting 18 million voters, the highest number since 1996, also had the highest number of voters boycotting the vote. Of the 18 million registered voters, only 10.7 million turned up while 7.3 million voters, representing 40.7 percent, snubbed the polls.

Why voter apathy?

Dr Juma Kakuba Sultan, a lecturer in the Department of Political Science at Kyambogo University, blamed the voter apathy on commercialisation of the vote, and detachment of the elite.

‘We have a class of the elite who sit in their offices and choose to detach themselves from the electoral process. For instance, a lawyer says he or she cannot go and vote for a Senior Six dropout to rule them. The monetisation is also a big issue, which is why you see people on polling day being given money to go and vote.,’ he said.

A human rights lawyer, Mr Hassan Male Mabirizi, argued that the existing fragile political climate, coupled with blackmail, voter bribery, and intimidation, discourages the participation of the majority of the voters who comprise the women and youth, especially the first-time voters who represent a significant portion of Uganda’s population.

‘A free and fair election doesn’t begin on polling day; it starts the day after the previous election ends. From the moment a new leader is sworn in, their conduct and the environment they create determine whether the next election will be credible. In functioning democracies, like the United Kingdom or even Kenya, politics is part of everyday life. You don’t often see police disrupting political meetings or arresting leaders for assembling,’ he said.

‘Just look at how the electoral commissions are set up in other countries. In Kenya, for instance, commissioners are interviewed in public, grilled, scrutinised, and selected transparently. But here, we have a one-man show. One individual appoints all the commissioners, and then they’re sent to Parliament for vetting, behind closed doors. Even journalists aren’t allowed to witness the vetting process of the very people who will manage our elections,’ he added.

Mr Erias Lukwago, the mayor of Kampala City, who is also the president of the People’s Front for Freedom (PFF) party, said the voter apathy stems from mistrust because Ugandans no longer believe in the election results.

‘Ugandans believe that a ballot has no value in changing the political landscape of their country, especially in the presidential election. So, the majority will end up boycotting the presidential elections and instead come for other elections,’ he said.

Political observers say reversing this trend will require more than just mobilisation, and will demand deliberate efforts to rebuild public trust and restore confidence in the democratic process.

Gen David Muhoozi, the State minister for Internal Affairs, said: ‘If we all do what we are supposed to do, we shall have a free and peaceful election. But all the actors must play their part, not just the security personnel. The public has both rights and obligations under electoral laws.’

He assured the public that the government has trained security personnel to act with professionalism, discipline, and respect for human rights. But he acknowledged the misbehaviour by some security personnel, urging the public to distinguish between the actions of individuals and the intentions of the government.

‘These misconducts are never acts of the government; they are the actions of individuals,’ he added.

Many Ugandans remain sceptical. The country has a troubled history of militarised elections, with accusations of state-sanctioned violence, harassment of Opposition figures, and suppression of dissent.

In both the 2016 and 2021 elections, security forces were widely accused of intimidating voters, violently breaking up Opposition rallies, and detaining political opponents.

The 2021 election was especially violent, following the arrest of presidential candidate Robert Kyagulanyi, aka Bobi Wine, in November 2020, which sparked nationwide protests and resulted in the deaths of more than 50 people, largely at the hands of security agents. For the last three days, all the eight presidential candidates have not received gross cases of misconduct by the security forces except for minor scuffles that break out during the implementation of the campaign guidelines. Officials from different political parties yesterday acknowledged the gross voter apathy.

The Secretary General of the National Unity Platform (NUP) party, Mr David Lewis Rubongoya, said the party is banking on its strong campaign message to avert the situation.

‘We are preaching to them the importance of voting, especially through the protest vote, which will usher in a new Uganda where we are all treated equally without any discrimination. We are optimistic that the electorate, especially the youths, will pick up the message and turn up to vote on polling day,’ he said.

The Forum for Democratic Change (FDC) party presidential candidate, Mr James Nathan Nandala Mafabi, said he is preaching a strong campaign message and the importance of voting.

‘This country’s leadership can change if we all turn up and vote, and that is the message I am telling the people where I am campaigning because nothing will change unless we all come out and vote massively,’ he said.

Mr Lukwago said: ‘We are now fighting to ensure Ugandans regain their powers given to them by the Constitution in Article 1, which empowers them to decide on who should govern them, and once that is done, we shall restore people’s confidence in the elections.’

Mr Fred Ebil, the secretary general of the Uganda Peoples Congress (UPC) party, said Ugandans should vote massively so that the votes overwhelm and would be too big to be cheated.

Rocky Dawuni Rocks ASOHOM Fashion Gala

Ghanaian singer-songwriter, Rocky Dawuni, known for his signature ‘Afro Roots’ sound, was the centre of entertainment at the MTN Ghana partnered ASOHOM Diplomatic Charity Fashion Gala held last Saturday.

The event, held at the Kempinski Gold Coast City Hotel, witnessed the four-time Grammy nominee entertaining the diplomats to their amazement.

A key feature of the Diplomatic Fashion Gala was the fashion show, which showcased Ghanaian male and female models in different brands wear. Some of the brands which featured their outfits include Seemee, Victoria Grace, Yaayaa, and Complex Department, among others.

Head of the event, President of the Spouses of Heads of Missions in Ghana and International Organisations (ASOHOM), Malika Menne, in an interview, called for a collective approach to achieving the Sustainable Development Goals (SDG) in Ghana.

She said this year’s Diplomatic Fashion Gala aims to raise funds to support selected non-governmental organisations in Ghana.

‘The Fashion Gala is a fund raising event to support a range of local charities that benefit Ghanaians in urgent need,’ she stressed.

Explaining the reason for the event, the President of ASOHOM and spouse of the Secretary-General of the African Continental Free Trade Area (AfCFTA), Wamkele Mene, said ‘ASOHOM has quietly existed in Ghana for more than forty years and is open to any spouse whose partner is serving as a Head of Mission in Ghana.’

‘Recognising our strength in number, we wanted to organise a significant fundraiser that will support projects related to two Sustainable Development Goals that we, as a group, are passionate about.

‘A gala as unique as the one we are organising is a good way to bring members of the Ghanaian community and diplomatic community together for the benefit of people in need. We are thankful to our members, our spouses’ organisations, our very generous sponsors and the diplomatic and business communities for supporting our efforts,’ she stated.

Health insurance scheme eases burden for families

A new community-based health insurance scheme has given hope to poor parents and their children in Wakiso District. Under the scheme dubbed Renaissance Medical Fund, parents pool together resources to cater for their children’s medical bills whenever they fall sick.

Each parent pays Shs24,000 per child per year to a pool. Parents also have the option of paying Shs500 per week or Shs2,000 per month.

Mr Innocent Luther Kater, the chief executive officer of Pearl Foundation for Human Rights and Development (PFHRD), the charity organisation behind the health insurance scheme, said: ‘We want children to stay healthy and focus on their studies. Some of the children we are supporting have been missing school due to treatable ailments.’ In addition, parents can also benefit from the same scheme at the same cost.”

Ms Marion Nakyeyune, one of the beneficiaries who is enrolled in the scheme together with her two children, said it is a turning point.

‘I used to fall sick so often but I couldn’t receive the required treatment due to financial challenges. When I joined the scheme, I was able to get treatment. My weight has increased from 38kg to 60kg, after receiving the required medical treatment,’ she said.

Ms Rose Namatovu, a mother of three children, who said her husband abandoned her, also praised the scheme. She said the scheme had enabled her to secure treatment for her son, who has sickle cell disease.

‘I have been spending about Shs6,000 per day on his medication. When he gets an attack, he is hospitalised for a week or two. This was costly. His medical bill is now cleared by the insurance scheme,’ she said.

She added that her 15-year-old son is also a beneficiary of the education fund run by the same charity organisation. Mr Robert Mutungi, the deputy chief administrative officer of Kalangala District, one of the areas where the organisation operates, said supporting the education and health of the needy is vital given that it contributes to the country’s human capital development that is needed to spur economic and social growth.

Mr Jairus Mwesigwa, the managing director of PFHRD, said the organisation also initiated a general emergency fund that supports any community member.

‘This fund was able to support several Ugandans during Covid-19 lockdown with hefty medical bills when they were out of work,’ Mr Mwesigwa said.

He called upon President to assent to the National Health Insurance Scheme Bill that was passed by Parliament to ensure universal health coverage. In 2021, Parliament passed the Bill, but the President declined to assent to it due to disagreements among stakeholders.

Dr. Opoku Explains KGL-NLA Deal

First and foremost, I was extremely surprised to read an article from the Fourth Estate shared by Sulemana Briamah, making some comparisons between:

Telecom Business Model and Lottery Business Model of NLA-KGL

Dealers and Agents of Scratch Cards for Telecom companies and Lotto Marketing Companies for National Lottery Authority (NLA).

Comparing lottery business to selling of scratch cards in exchange for commission from Telecom companies clearly shows that Mr. Sulemana Briamah and the Fourth Estate lack full knowledge, understanding, experience, expertise, and competence when it comes to the lottery industry.

For the purpose of clarity, the Telecom Business Model has absolutely no correlation with the Lottery Business Model.

In fact, both business models operate under different industries and are regulated by different authorities.

The Telecom Business Model is under the regulatory body of the National Communications Authority (NCA), whereas the Lottery Business Model is under the regulatory body of the National Lottery Authority (NLA).

The NCA’s laws and NLA laws are completely different from each other, so comparing them is quite dishonest.

Based on their assumptions, can the Fourth Estate and Sulemana Briamah give honest answers to the following questions:

Do the Telecom Companies pay winning tickets to the customers of the scratch cards dealers and agents on daily basis?

Do the Telecom Companies pay 25% commissions based on the money used by the dealers and agents to purchase the scratch cards?

Do the Telecom Companies conduct ‘Scratch Card Draws’ for the customers of the scratch card dealers and agents?

Are the Telecom Companies’ regulators just like the National Lottery Authority (NLA)?

Did Dealers and Agents of Scratch Cards invest millions of dollars into the marketing of the cards?

Did Dealers and Agents of Scratch Cards invest millions of dollars into the I. T infrastructure and system engineering for the sale of scratch cards to the general public with zero investments from the Telecom companies?

Now to the perfect case of the NLA-KGL Deal:

Fourth Estate and Sulemana Briamah should kindly take their time to thoroughly read all the 58 Sections of the National Lotto Act, 2006 (Act 722) and point it out to their followers on Facebook, which section of Act 722 specifically made mentioned of NLA paying commission to a Lotto Marketing Company participating in Online lottery?

Can they indicate which specific Section of Act 722 talks about Online Lottery?

Just like the LMC selling in the kiosks using Point of Sale Terminals are required to pre-pay for the NLA coupons, KGL Technology Limited as an online LMC also pre-pays each quarter for NLA Coupons.

All the money NLA receives from KGL is paid into the Lotto Account as required by law. It is, therefore, the responsibility of NLA to transfer the *net balance* into the Lotto Account on monthly basis to the Consolidated Fund.

The net balance is rightly so because what if there is no net balance in the Lotto Account after payments of Winning Tickets, Commissions, Administrative, and General Expenses by NLA?

If at any point the money in the Lotto Account is not enough to pay winners, the excess can be charged against the Consolidated Fund (Section 33 of Act 722).

However, in practice, NLA has NEVER taken money from the Consolidated Fund to pay winners of national lotto. Also, it does not even make sense to use public funds in the Consolidated Fund to pay winners of national lotto while the country needs funds to take care of very important national projects.

Despite the technology being used by KGL in partnership with the Telecom Companies to sell lottery products, all the monies NLA receives from KGL go into the Lotto Account.

What is the Lotto Account? Let me educate the Fourth Estate, and Sulemana Briamah.

The ‘Lotto Account is any official Bank Account operated by the National Lottery Authority (NLA)’.

What empirical research has Fourth Estate or Sulemana Briamah conducted in the lottery industry particularly Online lottery industry for them to conclude that about 90% of lotto stakers now buy their lotto on their phones directly using short codes (USSD)?

If 90% of Lotto Stakers buy lotto via USSD then how come banker-2-banker lotto operators and agents control 80% of the lottery industry in Ghana?

If 90% buy lotto via USSD, then how many buy lotto via Point of Sale Terminals (POSTs)?

And if only 10% are buying lotto via Point of Sale Terminals (POSTs), then how many are buying lotto via Paper issued by Banker-2-Banker lotto operators and agents?

If 90% are buying lotto via USSD, then how come Lotto Marketing Companies and Private Lotto Operators and Agents are still actively involved in the lottery business?

Was NLA successful in experimenting with different technology partners to reap full benefits from online sales of its lotto business?

If Fourth Estate and Sulemana Briamah care to know before KGL coming on board, the NLA in partnership with private technology companies FAILED to benefit from online sales of lotto such as ‘Mobi Game 2 Sure’, ‘Mobile 5/90’ , NLA 5/90(*890#) and ‘NLA Soccer Cash’

Has Fourth Estate, as a patriotic CSO, researched on the financial losses NLA incurred during the operations of Mobi Game 2 Sure, Mobile 5/90, NLA 5/90(*896#) and Soccer Cash?

Yes, Keed Ghana Limited paid GHC 10 million as penalty to NLA for piloting *959# without the appropriate 5/90 Online License Agreement, and that was a good decision by both NLA and Keed Ghana Limited.

The general public would also like to know the answers from Fourth Estate and Sulemana Briamah regarding the following questions:

(a) How much Alpha Lotto Limited paid to NLA for illegally operating NLA 5/90 USSD and Web online lottery via *896# for 11 months?

(b) How much Onassis Lotto has paid to NLA for illegally operating NLA 5/90 USSD and Web online lottery via *859#?

(c) How much did operators of www.theb2blotto.com pay to NLA for operating illegally the NLA 5/90 lottery via Web Online?

The answers to the above 3 questions would illuminate the understanding of Fourth Estate and Sulemana Briamah that they are just being unprofessional in their investigations against NLA-KGL deal.

The decision of NLA not to pay commission to KGL is equally supported by Section 2(4), and Section 37(d) of the National Lotto Act, 2006(Act 722).

Also, NLA has NEVER given multiple licenses to companies to operate the same NLA product. Every Online LMC or collaborator is licensed to operate a specific lottery product.

For example:

959 exclusively for KGL 5/90

766 exclusively for Atena

787 exclusively for Wotiriyie

446 exclusively for Daywa 5/39

946 exclusively for Game Park

987 exclusively for Lucky 3

Also, regarding the duration of the license, NLA has signed 10-15 years license agreements with several Lotto Marketing Companies and Private Lotto Operators in 2024.

Don’t forget that Lots Services Ghana Limited and Simnet Ghana respectively have a 15-year and 10-year contract with NLA subject to automatic renewal for another 10-15 years.

It is absolutely FALSE that 80% to 90% of lotto stakers in Ghana have moved to buying lotto online using just a USSD short code on their phone because there is no empirical research supporting this untrue claim.

The business of analogue lotto Kiosks equally owned by private companies and individuals started declining when majority of them decided to sell products on behalf of Banker-2-Banker Lotto Operators and Agents largely due to the attractive 35-40% commission they received from the Private Lotto Operators and Agents as compared to the 25% pay by the NLA.

Again, it is absolutely FALSE for Fourth Estate and Sulemana Briamah to state that, a prime business of NLA which will generate 80% to 90% of the NLA’s revenue has been handed over to one company, KGL.

This kind of argument is fueled by jealousy or envy because KGL started making sales from the bottom before, through huge investments and marketing strategies, they have been able to reach where they are now.

The management of KGL Technology Limited, in the interest of the country, is always very open for reviews and renegotiations when it comes to its License Agreement with the NLA.

It is very misleading for Fourth Estate and Sulemana Briamah to create an erroneous impression that NLA doesn’t know the amount of revenue generated by KGL. So if NLA doesn’t even know how much of its digital coupons(online lotto) KGL sells, then how come Fourth Estate and Sulemana Briamah were able to know that KGL generates GHC 3 billion annually?

If GRA is fully aware of KGL’s revenue, how difficult is it then for NLA as a regulator to know the revenue generated by KGL?

Can Fourth Estate please help their readers and followers on Social media know how much out of that quoted 3 billion was used to:

(a) Pay winning tickets (Prize moneys to Winners of national lotto)?

(b) Pay MTN, Telecel and Airteltigo?

(c) Pay for the service, running, management and maintenance of the I. T infrastructure and systems driving the online 5/90 lottery business?

(d) Pay for marketing costs?

(e) Corporate Taxes to Ghana Revenue Authority (GRA)?

(f) Pre-pay NLA?

(g) Pay NLA Stabilization Fund?

(h)Pay to KGL as Profit?

Has the Fourth Estate ever done an assessment of NLA regarding its:

(a) Increased number of employees which comes at extra cost to the Authority?

(b) Increased amount of money paid to Technical Service Providers?

(c) Increased commission payments from 20% to 25% on the gross revenue generated by NLA?

(d). Increased operations of illegal lottery operators and Agents across the country?

The 25% commission payments alone paid to Lotto Marketing Companies would make it extremely difficult for NLA to make any meaningful gains more than the quoted GHC 350 million by Fourth Estate and Sulemana Briamah.

The current NLA Board and the Minister of Finance are NOT concerned about the Fourth Estate and Sulemana Briamah saga because:

(a). Fourth Estate and Sulemana Briamah have failed to establish any form of Corruption or suspected corruption regarding the NLA-KGL deal.

(b). Fourth Estate and Sulemana Briamah have FAILED to genuinely establish that KGL is taking away a GHC 3 billion business from the NLA.

(c) Fourth Estate and Sulemana Briamah have FAILED to establish any breach of Act 722 and L. I. 1948 in the NLA-KGL deal.

(d). Fourth Estate and Sulemana Briamah have FAILED to prove that the presence of KGL is a threat to NLA.

(e). Fourth Estate and Sulemana Briamah have FAILED to exhibit professionalism and higher ethical leadership regarding their investigations about the NLA-KGL deal.

(f). Fourth Estate and Sulemana Briamah have FAILED to demonstrate their full understanding of the lottery industry.

(g). Fourth Estate and Sulemana Briamah are pushing NLA and the Minister of Finance to incur a judgment debt of over $5 billion against the State regarding the NLA-KGL deal.

Finally, if the Car Owner (NLA) is satisfied with the performance of the Driver (KGL), who are the Fourth Estate and Sulemana Briamah to question the Car Owner (NLA)?

Maurice Ampaw Tips Bawumia… For One-Touch 2028 Victory

Lawyer Maurice Ampaw has said that Dr. Mahamudu Bawumia is the most marketable person for the flagbearer position of the New Patriotic Party (NPP) who has the chance of winning a one-touch victory.

He was speaking during a Movement Television Bekyeremu programme hosted by Gordon Asare Bediako in Accra last Saturday morning.

The lawyer of over two decades experience said Kennedy Ohene Agyapong, one of the contestants for the NPP flagbearer race, is not primed for the position at this time, adding that the tradition of not making it for the first time as a flagbearer is in favour of Dr. Bawumia, who will be presented for the second time against a National Democratic Congress (NDC) first timer.

According to him, ‘I have not been influenced. Dr. Bawumia will win one-touch for the NPP. He will be competing against NDC’s first timers such as Asiedu Nketia or Haruna Iddrisu. Kennedy Agyapong can only win during a second coming, not now.’

On emotional intelligence of Mr. Agyapong, he said ‘when it comes to decency of expression, Ken has a problem.he is haughty. He can easily say he has resigned from the NPP.’

Continuing, Maurice Ampaw alleged that President John Mahama came for the NDC, not for the people of Ghana.

‘The signs of a good play are noticeable in the early stages or in the morning. In the first year of a presidency, there should be signs of urgency or seriousness, something we are not seeing with this government,’ he stressed.

On the current seeming turmoil in the NPP, Mr. Ampaw said it is normal and would subside when the flagbearer is picked, saying, ‘It would then be the turn of the NDC, as the party is saddled with the choice of a successor to President John Mahama and its attendant turmoils.’

Every party, he said, has traitors and the NPP will get such persons in the NDC coming to the former with negative information within their fold.

Turning to some men of God, he said ‘some of them are playing double games being in bed with the NPP and simultaneously with the NDC. These days, tithes have dwindled in churches and so some men of God are using prophecies to make money. Kennedy Agyapong who did not believe in men of God and the church has suddenly turned to such persons. They are there to take his money. These same persons would want to turn to Dr. Bawumia. He should avoid them. Such so-called prophets have specialised in conditional prophecies. They prophesise victory but add conditions such as ‘but.”