Fix Now, Pay Later: Ayus and PayLoro bring payment flexibility to PHL auto shops

Ayus.ph and PayLoro bring flexible payment options to the auto repair workflow, giving eligible motorists installment options for repair bills while helping participating auto shops access payment flexibility for parts and supplies.

Ayus, the free AI-powered shop-management platform from Bluewood Inc., has partnered with PayLoro to give Filipino auto repair shops and their customers more flexible ways to pay.

The partnership works on both sides of the repair counter. Motorists facing larger repair bills access installment options before authorizing a job. Eligible shops access buy-now-pay-later options for parts and supplies when working capital is short.

Ayus is free at its core, with no setup fee or subscription required. The platform centralizes job orders, customer and service history, estimates, and billing using AI for shops that have traditionally relied on notebooks, paper records, spreadsheets, and messaging apps. Optional upgrades include digital vehicle inspection, HR management, and accounts receivable and payable tracking.

PayLoro is the fintech platform of eMandarin Ventures, Inc. Its ecosystem supports digital payment acceptance, merchant collections, disbursements, QR and point-of-sale solutions, and enterprise integrations. Financing availability, credit approval, rates, fees, and terms remain subject to the applicable authorized financial partner.

‘We see a strong fit between PayLoro and Ayus because the need exists on both sides of the transaction,’ said Michael Tan, Head of Sales at PayLoro. ‘The goal is to make those payment options available inside the same workflow where the service decision is being made.’

‘You cannot build this from a boardroom, and you cannot build this from a garage alone,’ said Mariner Tulang, Director at Bluewood Inc. ‘It took someone with 25 years in auto service working side by side with someone who spent 20 years writing code to get it right.’

Ayus is already being used in operating repair shops in the Philippines, with plans to onboard more independent shops nationwide.

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