Assets of Philippine banks expanded by 6.69 percent in August 2025, according to the latest data from the Bangko Sentral ng Pilipinas (BSP).
Data released by the Bangko Sentral ng Pilipinas (BSP) showed bank assets reached P27.73 trillion as of end-August. This was higher than last year’s P25.99 trillion but was a .04-percent contraction from the P27.74 trillion posted in the period ending July 2025.
The growth of bank assets was driven by net total investments, which grew 10.26 percent to P8.17 trillion as of August this year from P7.41 trillion in the same period last year.
Another driver was net total loan portfolio (TLP), which rose by 9.91 percent to P15.19 trillion as of August 2025 from the P13.82 trillion posted in the period ending August 2024.
Meanwhile, data also showed that net real and other properties acquired (ROPA) posted a double-digit growth of 17.93 percent to P130.94 billion as of August 2025 from P111.03 billion in August 2024.
BSP data showed that there was a steep decline of 73.43 percent in derivatives with negative fair value for hedging to P6.67 billion from the P25.10 billion in August 2024.
Liabilities grew 6.34 percent to P24.17 billion in August 2025 from the P22.73 billion in August 2024.
Banks’ total capital accounts, meanwhile, slightly grew by 9.20 percent to P3.56 trillion from the P3.26 trillion in August 2024.
Meanwhile, BSP data showed that unsecured subordinated debt declined by 77.12 percent to P1.86 billion August 2025 from the P8.13 billion in the same period last year.
Economists had said the growth of bank assets could moderate in the coming months as the BSP continues its easing cycle.