Why Mbadi deferred Sh10bn banks’ core capital rule

Claims of a potential slowdown in bank lending to households and businesses this year saw the National Treasury extend the Sh10 billion core-capital requirement, setting a one-off hard deadline of December 2032.

Cabinet Secretary to the National Treasury John Mbadi held engagements with banks ahead of the 2026/27 budget speech and agreed to the request for the removal of annual milestones on meeting the broader Sh10 billion core capital requirement.

Banks were initially expected to have at least Sh3 billion in core capital by the end of December last year and raise this limit further to Sh5 billion this year before meeting 2027 and 2028 annual milestones of Sh6 billion and Sh8 billion, respectively, and finally reach Sh10 billion in December 2029.

The lenders, however, informed Mr Mbadi that banks short of the capital targets were likely to hold back on lending to households and businesses as they sought to preserve funds to meet the higher regulatory requirements.

‘Allowing a longer timeline facilitates banks to serve customers better and uninterrupted, deploying more capital into lending to the private sector,’ said Raimond Molenje, the chief executive officer of the Kenya Bankers Association (KBA).

‘Our goal as KBA is to have growth in private sector lending in double digits at over 14 percent, and this policy accommodation will go a long way in realising this double-digit growth.’

Banks claimed that, without the alteration by Mr Mbadi, private sector lending would have slowed down this year as smaller banks pushed to meet the Sh5 billion minimum core capital requirement.

Private sector lending has been on the recovery path over the past 12 months, supported by an easing of the Central Bank of Kenya (CBK) monetary policy, which has supported increased credit flows to key sectors of the economy.

Monthly credit growth to the private sector reached a high of 9.3 percent in May 2026, rebounding from a growth rate of 4.5 percent at the same time last year and bordering on touching double-digits for the first time since the opening quarter of 2024.

The recovery has been anchored on a steady decline in average commercial bank lending rates, which fell to 14.5 percent in May from 14.7 percent in February 2026.

‘Short-term interest rates and commercial banks’ lending rates have declined in line with the recent reductions in the Central Bank Rate (CBR),’ CBK said last week.

The ease in commercial bank lending rates and the recovery of private sector credit has also coincided with the adoption of the revised risk-based credit pricing model, which seeks to have the loan rates quickly mirror changes to CBK’s monetary policy.

CBK noted that the cost of borrowing has continued to come down while credit growth has improved despite holding its benchmark rate unchanged in two consecutive policy meetings.

‘We have seen commercial bank lending rates decline from 17.2 percent to 14.5 percent at present. The intention of lowering the CBR was to stimulate credit to the private sector, and indeed, we have also seen that lending by banks to the private sector has grown from a contraction of 2.9 percent in January of 2025 to 9.3 percent in May 2026,’ said CBK Governor Kamau Thugge.

The extension of the capital raising deadline will come as a reprieve to at least four lenders who were yet to meet the December 2025 minimum core capital requirement of Sh3 billion, risking the revocation of their banking licenses and reclassification as microfinance banks.

The four banks included Credit Bank, Consolidated Bank of Kenya, Development Bank of Kenya (DBK) and Access Bank Kenya.

Credit Bank had been racing to meet the higher capital requirement through a rights issue seeking Sh4.5 billion, while the State-owned DBK and Consolidated Bank had been seeking support from their primary shareholder-the National Treasury.

Access Bank Kenya had been counting on its merger with the National Bank of Kenya (NBK), its most recent acquisition, to achieve compliance with the regulatory requirement.

Banks say they now have adequate time to engage with potential investors without compromising on the industry’s role in the economy.

‘This will allow banks ample time to engage with potential investors and strategic partners while preserving the value of banks,’ Mr Molenje added.

Kenya’s higher capital threshold mirrors similar moves in neighboring Uganda and Tanzania, but the East African Community peers have given their lenders a shorter window to meet the enhanced capital requirements.

The Bank of Uganda, for instance, announced a six-fold increase in the minimum absolute paid-up capital requirement for tier I credit institutions licenses in November 2022 to UGX150 billion (Sh5.23 billion), to be reached by mid-2024.

The adjustment to Kenyan banks’ core capital increase by the National Treasury comes a year after its first pronouncement at the 2025 budget statement. The change will require further amendments to the Central Bank of Kenya Act. In announcing the changes, the Treasury said the longer compliance period would instill investor confidence and maintain shareholder value.

‘While the government firmly upholds the strategic necessity of raising the minimum core capital, it is prudent that this transition has been managed in a manner that is least disruptive to credit access and financial services delivery, particularly to the Micro, Small and Medium Enterprise segment and other niche markets currently served by the banking industry,’ said Mr Mbadi last Thursday.

‘This will provide the flexibility necessary for institutions to pursue measured, commercially sound, and market-sensitive capital-raising strategies in a manner that preserves shareholder value and sustains investor confidence.’

Court upholds KeNHA rule on engineering technologists

A court has upheld Kenya National Highways Authority’s (KeNHA) requirement that applicants for road engineer jobs be registered with the Engineers Board of Kenya, dealing a setback to engineering technologists seeking access to the positions.

The Employment and Labour Relations Court dismissed a petition filed by the Institution of Engineering Technology of Kenya (IET-K), ending a legal challenge that had frozen the recruitment of 27 Engineer (Roads) positions advertised by KeNHA in December last year.

The ruling comes amid a growing dispute over professional boundaries in the engineering sector, where engineering technologists have increasingly challenged hiring criteria they say exclude qualified graduates from public service jobs.

The court found that engineers and engineering technologists are distinct professions established under separate laws, training frameworks and regulatory systems.

“The two professions are distinct and intended to be so,” the judge said.

“While engineers are defined as creators, designers and developers, engineering technologists are defined as implementors of technology education,” he added.

The contested vacancies were advertised on December 2, 2025, and later re-advertised on December 9. The positions required applicants to hold engineering degrees and be registered by the Engineers Board of Kenya as graduate engineers.

IET-K argued that the requirement unlawfully locked out its members, who are registered by the Kenya Engineering Technologists Registration Board, despite being qualified to perform many of the duties listed in the job description.

The organisation asked the court to quash the recruitment exercise and compel KeNHA to issue a fresh advertisement for the positions.

KeNHA rejected the claims and said it was implementing career progression guidelines approved by the Public Service Commission.

The authority told the court that engineers and engineering technologists follow different academic pathways, perform different functions, and occupy separate career streams within the organisation.

KeNHA explained that road engineers are tasked with functions such as design, feasibility studies, quality assurance, and professional decision-making.

On the other hand, engineering technologists perform more applied, technical, and support roles. It attributed this distinction to fundamental differences in academic training and professional competence.

According to court filings, Engineer (Roads) positions form part of the engineering cadre, while engineering technologists have their own progression structure and entry-level positions.

The Engineers Board of Kenya supported KeNHA’s position and argued that only persons registered under the Engineers Act can practise as engineers or offer professional engineering services.

In dismissing the petition, the court said IET-K had failed to prove that engineering technologists and engineers were similarly situated for purposes of recruitment.

The court found that the petitioner had provided no evidence showing that engineering technology qualifications were equivalent to civil engineering or civil and structural engineering degrees required for the positions.

“The respondent’s advertisement was lawful, just, reasonable and consistent with its human resource instruments and the law,” the court said.

The ruling lifted orders that had stalled the recruitment process since December.

The engineering technologists have other similar petitions challenging requirements tying engineering jobs to registration by the Engineers Board of Kenya.

Organisations must prioritise IFRS 18 readiness to keep disruptions at bay

IFRS 18, Presentation and Disclosure in Financial Statements, is the new IFRS accounting standard effective from January 1, 2027. The new standard was developed in response to investor feedback to improve comparability of financial performance between entities and enhance transparency in financial reporting.

IFRS 18 will impact all organisations that prepare financial statements using the IFRS Accounting Standards. Some of the changes include the defined categories and subtotals in the profit or loss statement.

The impact of this change will vary for each entity.

For example, organisations would need to amend their reporting packs, chart of accounts, and ledgers in preparation for IFRS 18-aligned reporting. Organisations that have automated or digitised reporting processes would need to implement these changes across their systems and tools. Organisations also face numerous policy choices regarding the classification of items in profit or loss statements.

IFRS 18 introduces other changes, including enhanced principles for aggregation and disaggregation in the primary financial statements and related notes. It would impact how organisations label and classify items on the face of their primary financial statements.

Additional requirements under IFRS 18 include disclosures related to Management-defined Performance Measures (MPMs). MPMs are subtotals of income and expenses that communicate management’s view of the organisation’s financial performance to users of the financial statements and to users outside the financial statements.

Organisations need to commence identifying their MPMs and incorporating them into the financial statements.

For example, organisations with a December 31 year-end have very limited time before IFRS 18 becomes effective, including time to prepare their first interim financial statements in 2027 under IFRS 18.

Organisations should invest in building teams’ capacity, conduct a gap and impact assessment, engage stakeholders on the changes, seek internal alignment on policy choices, implement the agreed changes, including systems, reporting packs, and the chart of accounts, and update their accounting policy disclosures.

While IFRS 18 would not affect the recognition and measurement of items in the financial statements, the matters requiring attention and deliberate preparation are no less for this standard than for one with recognition and measurement changes.

Organisations should prioritise their IFRS 18 preparedness to avoid disruptions to their business and financial reporting processes.

Telcos push for tax scrap for phones below Sh13,000

Mobile network operators are pushing for removal of taxes on entry-level smartphones, arguing that high handset costs have become the biggest obstacle to bringing millions of people online.

The GSM Association (GSMA), a global industry organisation representing the interests of telcos worldwide, wants African governments to remove taxes on smartphones priced below $100 (Sh12,900).

The industry body says many countries continue to classify smartphones as luxury goods for customs purposes, pushing up prices for devices that are increasingly viewed as essential tools for education, financial services, healthcare and access to government services.

The GSMA says 63 percent of Africans remain offline despite mobile broadband networks covering most of the population, with affordability as the main barrier to internet adoption.

‘The GSMA Handset Affordability Coalition has called on African governments to remove taxes on entry-level devices priced below $100, citing South Africa’s April 2025 reform as the replicable model,’ the GSMA’s Mobile Economy Africa 2026 report says.

‘Taxes on entry-level smartphones… directly raise the price floor for first-time device purchasers, disproportionately affecting the lowest-income segments of the population, who most need affordable devices to access digital services.’

The GSMA brings together mobile operators, device manufacturers and international organisations, including the World Bank and the International Telecommunication Union (ITU).

The push comes as Kenya has stepped back from plans that would have significantly lowered taxes on imported smartphones.

The National Treasury recently retained the 25 percent East African Community customs duty on imported handsets even as it proposed removing other charges, including the 16 percent value-added tax, the 2.5 percent import declaration fee and the two percent railway development levy.

Had all the taxes been removed except the newly increased excise duty of 25 percent, the overall tax burden on imported smartphones would have fallen from about 55.5 percent to 25 percent, lowering retail prices.

But Treasury Cabinet Secretary John Mbadi last week announced that Kenya would instead seek an exemption on imported inputs used in the local assembly of smartphones, a move aimed at supporting domestic manufacturers.

Still, Kenya cannot unilaterally abolish the customs duty because it is set under the East African Community (EAC) common external tariff framework and would require approval from the regional bloc.

Telcos push for tax scrap for phones below Sh13,000

Mobile network operators are pushing for removal of taxes on entry-level smartphones, arguing that high handset costs have become the biggest obstacle to bringing millions of people online.

The GSM Association (GSMA), a global industry organisation representing the interests of telcos worldwide, wants African governments to remove taxes on smartphones priced below $100 (Sh12,900).

The industry body says many countries continue to classify smartphones as luxury goods for customs purposes, pushing up prices for devices that are increasingly viewed as essential tools for education, financial services, healthcare and access to government services.

The GSMA says 63 percent of Africans remain offline despite mobile broadband networks covering most of the population, with affordability as the main barrier to internet adoption.

‘The GSMA Handset Affordability Coalition has called on African governments to remove taxes on entry-level devices priced below $100, citing South Africa’s April 2025 reform as the replicable model,’ the GSMA’s Mobile Economy Africa 2026 report says.

‘Taxes on entry-level smartphones… directly raise the price floor for first-time device purchasers, disproportionately affecting the lowest-income segments of the population, who most need affordable devices to access digital services.’

The GSMA brings together mobile operators, device manufacturers and international organisations, including the World Bank and the International Telecommunication Union (ITU).

The push comes as Kenya has stepped back from plans that would have significantly lowered taxes on imported smartphones.

The National Treasury recently retained the 25 percent East African Community customs duty on imported handsets even as it proposed removing other charges, including the 16 percent value-added tax, the 2.5 percent import declaration fee and the two percent railway development levy.

Had all the taxes been removed except the newly increased excise duty of 25 percent, the overall tax burden on imported smartphones would have fallen from about 55.5 percent to 25 percent, lowering retail prices.

But Treasury Cabinet Secretary John Mbadi last week announced that Kenya would instead seek an exemption on imported inputs used in the local assembly of smartphones, a move aimed at supporting domestic manufacturers.

Still, Kenya cannot unilaterally abolish the customs duty because it is set under the East African Community (EAC) common external tariff framework and would require approval from the regional bloc.

State contractor, three firms face auction of 65 properties over Sh1.4bn Equity loan

The High Court in Nairobi has cleared the way for Equity Bank to auction dozens of properties tied to a Sh1.37 billion loan advanced to four companies, including a government contractor, dismissing claims that the debt had been inflated through excessive interest charges.

The companies blamed their financial difficulties on unpaid government debts, but the court ruled that disputes over loan balances and property valuations could not stop the bank’s recovery process.

The court rejected an application by Njuca Consolidated Company, Wakuga Holdings, Cochem Services and Paric Hardware Products seeking to stop the lender from selling a large portfolio of charged properties in Nairobi and Mombasa.

The properties comprise at least 65 parcels, including two located in Mombasa’s Mainland North area.

The ruling removes a key legal hurdle that had delayed Equity Bank’s efforts to recover the debt and reinforces the long-standing judicial position that disagreements over loan computations do not automatically prevent a lender from exercising its statutory power of sale.

Loan dispute

Court records show that the four companies obtained a Sh1.37 billion loan facility from Equity Bank in August 2021, repayable over 164 months.

The companies moved to court in August 2024 after Equity Bank initiated auction proceedings following an alleged default.

The bank claimed arrears of Sh101 million and a total loan balance of Sh1.6 billion, which the borrowers argued was overstated.

The companies said they had already paid more than Sh204.9 million towards the facility but challenged the amount claimed by the bank, arguing that interest and penalties had inflated the debt.

They said an analysis by financial consultants had revealed excessive and unlawful interest charges, which they argued breached banking laws and made the loan difficult to service. They also alleged that the charged properties had been undervalued.

The companies further argued that economic challenges and unpaid debts owed by government agencies had weakened their cash flow, affecting their ability to meet repayment obligations.

In an affidavit filed in court, the borrowers’ director, Muthoni Njoroge, said they remained willing to continue servicing the loan and hoped to restructure repayments while preserving their relationship with the bank.

Recovery push

Equity Bank opposed the application, saying the borrowers had fallen into arrears and that all statutory notices required before the sale of charged property had been properly served.

The lender argued that the companies had repeatedly sought court protection while failing to regularise the debt.

The bank further told the court that disputes over interest calculations did not extinguish its right to recover the loan through the charged securities.

According to court filings, Equity said the debt had risen to nearly Sh2 billion while the value of the securities stood at about Sh1 billion.

The borrowers disputed that assessment, arguing that the properties had been grossly undervalued and that the security portfolio was worth more than Sh5 billion.

Court ruling

In its ruling, the court rejected the argument that competing valuation reports justified stopping the auction process.

‘The existence of competing valuation reports, without proof of fraud, collusion or bad faith, does not automatically entitle an applicant to an order of injunctive relief,’ the judge said.

The court also found that the companies had acknowledged owing money to the bank and were mainly contesting the amount claimed.

‘It is now well settled that such a dispute, in and of itself, does not prima facie invalidate the statutory notices issued or defeat the defendant’s right to exercise its statutory power of sale,’ the court said.

The court further found that Equity had demonstrated service of statutory and redemption notices through registered post and email, and that the borrowers had failed to provide sufficient evidence to rebut that claim.

The court also noted that the companies had previously obtained conditional injunctive relief but had not shown compliance with a requirement to deposit Sh30 million into their loan account.

In dismissing the application, the court said any losses arising from the sale of the properties could be compensated through damages if the borrowers ultimately succeeded at trial.

Safaricom-backed firm assembles 700,000 devices in a year

Safaricom-backed East Africa Device Assembly Kenya (EADAK) produced 700,000 devices, including smartphones,in the year ended March 2026 amid the telco’s efforts to increase internet adoption through affordable handsets.

New disclosures by Safaricom’s parent company, Vodacom Group, show that the Athi River-based plant produced smartphones, educational tablets and Know Your Customer (KYC) devices during the period.

KYC gadgets are used by financial institutions, telecom operators, and field agents to capture customer fingerprints or images for identity verification.

Launched in 2023, EADAK is a consortium comprising Safaricom, Jamii Telecoms, Chinese handset manufacturer Lel Technology and Industrial Technology Training Company Limited.

The plant has an annual production capacity of three million units and is part of Safaricom’s strategy to increase smartphone penetration and drive internet usage on its network.

“In Kenya, the East Africa Device Assembly plant, launched in 2023 as a joint venture involving Safaricom, assembled around 700,000 devices, including smartphones, educational tablets and Know Your Customer (KYC) devices,” Vodacom said in its annual report for the year ended March 2026.

EADAK manufactures the Neon range of Android-powered budget smartphones, which retail from about Sh3,000. Safaricom also sells some devices through financing plans that allow customers to pay in instalments.

“With an annual capacity of 3 million units, the facility is central to our digital inclusion strategy, retailing 4G-enabled smartphones for as little as Sh7,499 to empower underserved communities,” Vodacom said.

The plant is part of Safaricom’s strategy to migrate subscribers from older 2G and 3G handsets to internet-enabled 4G and 5G devices as it seeks to grow data revenues.

Under the financing option, customers pay as little as Sh20 a day over nine months.

Vodacom said smartphone users across its markets, including Kenya, rose 16.5 percent to 132.9 million customers in the year ended March 2026.

The company is targeting 143 million smartphone users in the current financial year as it pursues its goal of raising smartphone penetration to more than 75 percent by 2030.

Besides EADAK, asset financing firm M-KOPA also assembles smartphones locally.

Last month, M-KOPA said it had produced 3.2 million smartphones in Kenya since launching local assembly operations in January 2023, with most devices sold through its pay-as-you-go financing model.

When women speak for Mother Nature

Restoring the world’s rangelands is no longer a distant environmental ambition. It is an urgent economic, ecological and social necessity.

In Kilifi County, as Kenya hosted the global observance of World Desertification and Drought Day, that urgency met a powerful reality: the people most closely tied to the health of land and livelihoods are often women.

Held under the theme ‘Rangelands: Recognise. Respect. Restore.’, the global commemoration brought together diplomats, policymakers and environmental leaders to focus attention on ecosystems that cover nearly half of the earth’s surface and sustain billions of livelihoods.

These landscapes underpin food systems, biodiversity and climate resilience, yet they are increasingly threatened by drought, degradation and unsustainable land use.

Deputy President Kithure Kindiki represented the government at the high-level gathering, where powerful women shaped much of the conversation, grounding global commitments in lived experience and intergenerational responsibility.

Kilifi Deputy Governor Flora Mbetsa Chibule offered a grounded reflection from Kenya’s drylands, where climate change is not a future risk but a present reality. In arid and semi-arid regions, environmental stress is felt first at the household level.

Women walk longer distances in search of water during droughts, manage scarce food supplies, and absorb the social and economic shocks that follow failed harvests and degraded land.

UN Convention to Combat Desertification Executive Secretary Yasmine Fouad placed this experience within a broader historical and continental context.

She paid tribute to Nobel Peace Prize laureate Wangari Maathai, whose Green Belt Movement demonstrated that restoring trees was also about restoring dignity, agency and environmental consciousness in communities.

United Nations Environment Programme Executive Director Inger Andersen pointed to a younger generation carrying this legacy forward. She highlighted a spoken-word performance by a young girl, describing it as a powerful reminder that today’s decisions on land restoration will shape the world inherited by future generations. Environment The symbolism in Kilifi was clear and deliberate.

Women are disproportionately affected by environmental degradation, yet remain underrepresented in formal environmental decision-making spaces. Despite this, they continue to play a central role in sustaining ecosystems, managing resources and strengthening community resilience in the face of climate shocks.

Kilifi, therefore, reflected more than representation. It reflected leadership rooted in experience, responsibility and continuity. It showed that environmental stewardship is not confined to conference halls or policy documents, but is lived daily in homes, farms and communities.

When mothers speak for Mother Nature, they are not speaking in symbolism alone. They are speaking from the frontlines of survival, care and continuity. And in doing so, they remind the world that restoring rangelands is ultimately about restoring the balance between people, nature and the future itself.

As countries accelerate efforts to restore degraded landscapes, the lesson from Kilifi is not about replacing one voice with another. It is about recognising that effective restoration depends on inclusive leadership that reflects those most connected to the land.

Kenya’s 5G data use tops 100 million GB as uptake increases

By the time a Kenyan streams a football match on a smartphone, joins a video meeting, uploads content to TikTok or pays through a mobile app, there is a good chance part of that experience is now running on a fifth-generation (5G) mobile network.

Fresh data from the Communications Authority of Kenya (CA) shows subscriptions on the super-fast 5G network rose to 1.9 million as of March 2026, up from 1.7 million three months earlier.

The addition of 170,656 new users, a 9.8 percent increase, signals continued adoption of a technology that only entered Kenya’s commercial market less than four years ago.

Yet the bigger story lies in how heavily 5G users are consuming data once they join the network.

CA statistics show that quarterly mobile broadband consumption by 5G subscribers crossed the 100 million gigabyte (GB) mark for the first time, hitting 102.01 million GB during the three months ended March.

The consumption represents a jump from 80.5 million GB consumed by 5G users in the preceding quarter, highlighting the growing appetite for bandwidth-intensive services among subscribers connected to the network.

Across all mobile technologies, total broadband consumption rose to 800 million GB during the quarter, representing a six percent increase from 755 million GB recorded three months earlier.

The regulator said average mobile broadband usage per subscription increased from 14.6 GB to 15.1 GB during the review period, with 5G users consuming data at a significantly higher rate than the rest of the market.

Average 5G consumption

According to the CA, the average 5G subscriber consumed 53.5 GB during the quarter, more than three times the national average across all mobile broadband users.

‘During the quarter, the average mobile broadband consumption per subscription increased from 14.6 GB to 15.1 GB with 5G users recording the highest usage at 53.5 GB,’ wrote the Authority in its latest quarterly statistics release.

Unlike previous generations of mobile technology, 5G is designed to support ultra-fast internet speeds, lower latency and the simultaneous connection of large numbers of devices.

The technology enables a raft of capabilities including faster downloads, smoother video streaming, cloud computing applications, online gaming, as well as emerging services that require real-time connectivity.

Kenya’s 5G journey began with trials conducted by Safaricom in 2021 before the operator commercially launched the service in October 2022.

Airtel Kenya entered the market in mid-2023, setting off a fresh phase of competition as both operators raced to expand coverage and attract high-value data users.

Safaricom had deployed about 1,700 active 5G sites by last year, while Airtel had 690, with both operators continuing to expand their footprints across major urban centres and high-demand locations.

While 5G remains the fastest-growing network category, fourth-generation technology continues to dominate the market.

CA data shows 4G subscriptions increased by 1.8 million during the quarter under review to reach 45.9 million users as of March, up from 44.2 million in December.

The continued expansion of 4G demonstrates that it remains the workhorse of Kenya’s mobile internet ecosystem even as operators invest heavily in next-generation networks.

The number of subscribers connected to older technologies, 3G and 2G networks, however, continues to shrink, falling by 654,379 and 662,896 users, respectively, during the quarter.

The exodus reflects broader changes taking place across the telecommunications sector as consumers shift toward faster internet services and smartphone-based applications.

Significant barriers

Despite its rapid growth, 5G still faces significant barriers to mass adoption, among the biggest being the cost of compatible devices.

Many entry-level smartphones sold in Kenya still support only 4G connectivity, leaving 5G-capable handsets concentrated among middle-income and higher-income consumers.

Although prices have gradually declined, 5G-enabled smartphones remain significantly more expensive than standard 4G devices.

Because 5G users tend to stream more video, download larger files and spend more time online, their monthly data expenditure is also often higher than that of conventional mobile users.

The CA data further shows that the number of smartphones connected to mobile networks crossed the 50 million mark for the first time as consumers continued abandoning basic feature phones.

The growth in smartphone ownership provides a larger pool of potential users capable of migrating to faster networks.

The lies CEOs no longer believe about fatherhood

Getting the job done. Spotting the right talent. Spurring the shareholders. There are things that one knows in leadership-who knows how?-like a shadow passing through your cells. Fatherhood resists all this. You make it up as you go. You submit yourself to it, bend the knee, and kiss the ring.

That’s what the BDLife discovered after ringing up a few executives seeking to find out what frightened them most about fatherhood, about being fathers.

Because, unlike running a company, where if you stick to the equations, that a-often-leads-to-b, fatherhood demands you rip the how-to guide, submerge yourself in the water, and find out how much of an amphibian you could be. ‘Despite my success as a parent,’ one executive reflected, ‘my children can still end up failing.’ It’s the absurdity of being a dad-like racing west as the sun goes down to make the day longer.

Prof Busalile Jack Mwimali

Secretary and CEO of the Council of Legal Education

Father of two

I planned to be a father. We got our firstborn nine months after our wedding. I have a 16-year-old son and a 10-year-old daughter.

My fear as a parent is what will drive my children to work hard and desire something. When we were growing up, there were so many things that we dreamt of because of the poverty in the society at that time.

We worked hard on the premise that if we work hard, get a good job, a good car, and buy a nice house, but our children have grown up seeing those things we dreamt of. So what will motivate them?

I hope my children never have to forgive me for not giving them the future they deserve. The Bible says a wise man leaves a bequest for his children and his children’s children.

There is that fear that everything I’ve worked for will be lost in one generation. I hope my children will be responsible enough to take care of their children.

Maybe I’ve not modeled it well enough for them. Unfortunately, in this generation, we work so hard to provide for them that we forget to be there.

You will not find this in a parenting book. Every child is different from the others. These books say that parenting would be the same, that whatever you use on Son A will work on Son B. That is not true; each son comes out differently and needs to be parented differently.

It’s much more acute when you have a son and daughter with different personalities and expectations.

When my children wear my shoes, I hope they understand that everybody in society, including themselves, needs to carry their own burden and be responsible. They need to be their own person. I say this because, despite my failure as a parent, I want them to know that they can succeed. And despite my success as a parent, they can also fail if they do not take care.

When my children describe me, I hope they say that he did the best he could for us.

Am I the kind of son my children would be proud of? It’s a difficult one. I was very naughty. In fact, sometimes when my children behave the way I did as a young man, when I get so angry and before I punish them, I remember that I was exactly like that.

Childhood passes in a blur. They grow up so fast. Unfortunately, I stay away from my children because they are in Dar es Salaam and I am in Nairobi, and every time I get to meet them, I find they have grown faster than I anticipated.

Now that my son is a teenager, we open up and have man-to-man talks. I tell him the realities of life: sometimes, even if you are treated wrongly, you don’t have to take revenge. But I realized that these are actually individuals, and they need to learn how to live their own lives. I will not be there as a parent to carry them through every circumstance and situation because the world will not always be fair to them.

Being present for my children means the world, especially for the girl. It is one of the things that haunts me, my absence in their lives as they pass through most stages in life. I tell myself that my heart is in the right place. I will do everything for them to succeed in life. And I tell myself, as long as I have committed them first of all to God, who is a better father than I am, then they are in good hands.

My fatherhood weakness is that I let my daughter get away with a lot. She is a good shopper. She goes in and picks her stuff, and she loves the best things in life; you can’t always tell her no, she might even bankrupt me [chuckles]. Sometimes I sympathise with the man my daughter will date [chuckles]

This Father’s Day, I’ll be in church. My responsibility is just to commit my children to God, to ensure He will take care of them, irrespective of their situations and circumstances in life.

Bonface Isinta Ombui

CEO, Choice Microfinance Bank

Father of two

Having children was very intentional. I currently have two. My firstborn is Brianna, who is four years old, and my secondborn is a boy called Tai, who just turned two. My wife, Christine, and I planned for it, prayed for it, and waited. We didn’t want to just ‘have’ a child-we wanted to be ready for one. When it finally happened, it felt like an answered prayer we’d prepared our hearts for.

I hope my children never have to forgive me for pressuring them or pushing my own unfulfilled dreams onto them. I want them to be free to become who they are, to chase their own passions, not mine. My job is to give them roots and wings, not a script.

Failure in parenting would be if my children didn’t feel they could come to me. I want to build a strong connection and friendship with them. I want to support who they are, not who I think they should be. If they ever felt alone or judged instead of safe with me, that would be my biggest failure.

What frightens me most about fatherhood is the weight of it. The realisation that my choices, my moods, even how present I am on an ordinary day, are shaping how my children see themselves and how safe they feel in the world.

In fatherhood, there’s no dry run, no do-over. You only get to raise them once. It is actually easier running Choice Bank than being a father to Brianna and Tai. And tied to that is the fear of not being enough.

Of facing a moment that really matters and not having the answer, or falling short right when they need me most. I’ve learned to sit with that fear instead of running from it. I won’t always get it right, but I can keep showing up, and I think that matters more than getting it perfect.

Being present for my children means giving them my full attention. When they talk about their day, I listen, laugh, smile, and comment. It’s not about being in the same room but about them knowing I’m with them in that moment.

My dad was a workaholic, and I picked that up from him without realising it. When he was teaching, he was also farming, running a business, chairing the teachers’ union, and serving as a church elder. I admire his drive, but now that I have two children, I’m intentional about creating time for them, and not passing down my father’s flaw. I’m learning that being present is a different kind of work.

A lie about fatherhood I no longer believe is that you have to be the ‘tough parent’ so mom can be the soft one, and that dads should only come in for discipline and tough decisions. I don’t believe that anymore. My children need me to be soft, to listen, to comfort, and to guide, not just to discipline. Fatherhood is both strength and gentleness.

You will not find this in a parenting book: there’s no perfect father. I actually stopped reading parenting books because I realised I had to give myself permission to make mistakes and learn from them. I used to think a good child meant obedient, clean, homework done. But with my son, I’ve learned that’s not always true. Children will teach you more about yourself than any book can.

I am marking Father’s Day by being present. Christine, our children and I will spend the day together. For me, Father’s Day isn’t about gifts or big plans. It’s about creating memories with them, giving them my full attention, and letting them know they are very special to us, my wife and I.

Arthur K. Igeria

Senior Partner, Igeria and Ngugi Advocates

Father of two

I decided when I wanted to be a father, in the sense that when I was in high school, I knew I couldn’t be a father, so I didn’t have the desire then. I had two children. I lost one last year.

Losing a child is terrible. You would not wish that on anyone. The loss of a child also shines a different spotlight on fatherhood because you keep wondering what you did wrong and blaming yourself for that occurrence. After all, as a father, you take on the responsibility of ensuring your children are provided for and protected. When you lose them to death, the underlying feeling is that you failed to protect them.

Death redefined fatherhood. It brought home a realisation that God is in control of our lives, and He has the prerogative to determine life in all its aspects-birth, health, and death, and others. Some of these prerogatives are easier to accept than others, and others can make you question your relationship with God, or even make you very angry.

I would have failed as a parent if I did not instill quality values in my children. Especially about integrity. Even if my children end up being extremely successful and wealthy, I would have failed if they lack integrity.

When my children wear my shoes, I hope they understand I have given them the tools to have successful relationships at all levels, for I believe relationships are the barometers to gauge how successful you are as a human being.

That’s why at a funeral, the eulogy is focused on the impact that the deceased had on the people who were critical stakeholders in their lives: family, friends, colleagues, and mates. The total of your life when it comes to an end is based on the impact you had on the people you interacted with and the value that they had for you in that regard.

Am I the kind of son my children will be proud of? I believe so, yes. And I say that with humility. Because fatherhood is something that I have taken very seriously. In a sense, just to make them assured that as long as I am present, if they have anything worrying them, they know I am there for them. It’s almost like the relationship you have with God because when you pray to God, He assures you that He will resolve everything. You needn’t worry.

My father’s flaw was his ambition. I cannot speak too much about my father’s flaws because I lost him when I was very young, so I never established a serious relationship in terms of what his character was. But I have been told in many instances that my late father was ambitious. He said that he wanted things done.

Quickly. If you have a certain timeline or standard that you want to get and it’s not met, then you’re irritable with those who are working toward that goal. There’s a positive side to it because it allows you to progress quickly. But a lot of times, people struggle with dealing with that level of impatience, and I hope not to bequeath that to my children.

It’s true that the sting of loss can either harden you or soften you. It has made me more empathetic to people’s struggles. As Africans, we feel that men are obliged to behave in a particular way, especially with regard to their emotions. Loss made me realise that you can be in touch with your emotions, and it doesn’t erode your masculinity.

The epitome of masculinity is your ability to manage not just your emotions but also difficult tasks in life. That’s why we acquired bad habits like overworking, that you’re a hard man, you’re able to withstand hard tasks in life.

The challenge that sometimes we have as men is that when you have many examples of projects that you have done successfully, you tend to assume that this is your route in life and that you’re invulnerable to failure. And then when something happens, and especially if you are to blame for a certain consequence, then you don’t take it well.

A lie about fatherhood I no longer believe is that if you are very deliberate as a father, you can get your children to be exactly what you want them to be.

‘Eddie is my son. I want him to be a doctor because I was a doctor, and my father was a doctor, but then he graduates, and he doesn’t want to go to med school… but you cannot break the family streak!’ [chuckles] But Eddie wants to be a rapper! I used to think those who are unable to mentor their children in specific directions have failed. When I came to the realisation that that is a lie, it was a rude shock because I personally was affected by it.

I had wanted my children to be a certain way, especially career-wise, but they chose their own path. The irony is that we plead with them to be independent thinkers, yet we want to push them in certain directions and are frustrated because they are not us. You can’t control them, but you can equip them with the tools they need to succeed in whatever path they choose.

My fatherhood weakness is that I’m guilty of insulating my children from certain realities in life. I’m the kind of person who would go and pay off a huge bill we have accumulated and say, “Okay, let’s make a fresh start.” Other people would just say, “You sort yourself out.’ This is my weakness, because even though I know that I won’t always be there to sort them out, I will still sort out the problem, with a caveat that may not be strictly enforced: ‘Usirudie tena! This is the last time!’ [chuckles].

For Father’s Day, I’ll go for lunch and spend quality time with my daughter, who recently got engaged. She has an active Instagram presence and has made me quite famous in ways I never anticipated, especially among people of her generation. I will spend quality time with her and her fiancé.

Losing my son has sensitised me to young men who may be struggling with fatherhood issues. Kenyans are quick to point out that things aren’t working well, but we don’t take action to rectify. It’s the ‘Tunaomba serikali’ attitude, yet you can do it yourself. This has made me more solution-oriented in my effort to create a better society for myself and those around us. Because the quality of our life is predicated on the kinds of relationships we create and how we manage them.

David Karega

Head of Africa, Woodrow

Father of five, one on the way.

I wanted to be a father. I told myself I’ll do my best, and so I went ahead and had five children, and counting.

What frightened me most about being a father is mortality. Before I was a dad, I kept asking myself, ” Will I be there for these children until they are older and they’ve got families of their own?’ I could aim to be this kind of a dad that is present, involved, and intentional, but something takes me out. I dealt with that through faith, praying to God for a long life. What’s frightening me now is the changes the world is experiencing and having to keep up with them in the journey to be a good dad. Our children now know so much in this tech age, which requires that I step up, learn new things, and be intentional in connecting with them.

I hope my children never have to forgive me for leaving them. Or that I abandoned them for work, investments, or whatever reason. I’ve lived and worked out of the country, and I’ve always told myself that I’d never leave my children behind. So, if my employer is not willing to take me plus my family, then I’m not going. I ensure I am not travelling for long periods, and I’ve curated my life around availability and being present, not just physically but emotionally.

I will not demand my children follow my path, but I demand discipline at home and having the right values, like kindness and caring. I will actually be more supportive of them based on whatever they select for their careers. If my son tells me he wants to be a DJ, I’ll be the one buying him the newest DJ decks and connecting him to event organisers, making him the best DJ around.

My father was absent. I first got a father figure at 25; this is the first man I ever became vulnerable with. I used to watch the sitcom, My Wife and Kids, and the protagonist was one of the men I followed and felt I could borrow elements of masculinity from. Mr Mbugua, my former landlord, showed me how to be vulnerable, empathise with my children, apologise when I am wrong, and hold me to account. I am more open, that I am not a dictator, let us reason together.

My mom introduced my father to me when I was in my second year of university, and I have done my best to get answers from him on why he left, but he has yet to give me a response. I have seen him no more than three times. Legend has it that they didn’t or they were not allowed by their parents to be together. I lived with my stepdad for about three years, it didn’t work out, and I spent most of my growing up with my grandma.

The most important thing is to keep my family together. That’s what I live for. It left a lot of scars that I never want my children to carry. It’s my life’s mission to ensure my family stays together so that no one ever has to go through that.

Am I the kind of son my children would be proud of? I’d say yes. The jury’s out there on whether I was the best son to my mom, especially in her latter days, as I was building my family and was 100 percent focused on them. What would matter more to my children in retrospect when they grow older is, ‘Was he a good father to us,’ and I’d want that hopefully to be the thing that matters to them more than how best of a son I was.

My children misunderstand how busy I can get. They’re still young, so they might not understand how I disappear and appear in different intervals because of the travel that I need to do for work.

My fatherhood weakness, says my wife, is that I have a soft spot for my daughters, and she always cautions me that I could be too hard on the boys and too soft on the girls. I believe every dad understands how easy it is to have a soft spot for their daughters.

Fatherhood is not easy, but Dad tried. That is what I want my children to know. But I also hope they understand that you don’t stay down. Rise and do it again. Fatherhood is the greatest job they can ever do because it speaks to legacy, future, and continuity. The better fathers we have, the better the community and nations.

Being present for my children means I have answers for them. When I see their smiles whenever I come back home, it’s always amazing, it means absolutely everything.

A lie about fatherhood I no longer believe is that fathers are mean. Sometimes we will tighten the budget or refuse to do some things for our children. But it’s always from a good place, not to curtail fun. Dads are great!

The plan for Father’s Day is in motion. I have heard some chatter that something special is being organised. The details are a bit scanty, but I am expecting something because we as fathers don’t get to be celebrated a lot.