Health firm fights shutdown of its AI-powered services

An Egyptian health technology company has moved to challenge a court order to halt its radiology services in Kenya following concerns over the use of Artificial Intelligence (AI) and telemedicine.

Rology Medical Kenya filed an urgent application seeking orders blocking implementation of the judgment that halted its business pending compliance with Kenyan health and data protection laws.

The application has been certified urgent and is scheduled for directions on June 24, escalating a dispute that could shape the regulation of digital healthcare, telemedicine and patient data transfers.

The move comes days after a Nairobi court ordered the immediate suspension of the firm’s operations, finding that regulators failed to ensure it complied with medical licensing and data protection requirements before offering radiology services in Kenya.

The court also directed the Ministry of Health and the Kenya Medical Practitioners and Dentists Council (KMPDC) to cancel any licences, approvals or authorisations issued to the company relating to the handling, storage or processing of patients’ health records through its digital platforms.

The case was brought by officials of the Kenya Association of Radiologists, who argued that the company’s model exposed patients to privacy risks and undermined professional oversight of medical services.

At the centre of the dispute is Rology’s platform, which links hospitals with radiologists in different countries to interpret medical images and return reports to local healthcare facilities.

Read: Court freezes AI-powered radiology platform over patient safety, privacy fears

The company told the court that the platform was designed to address shortages of radiologists and improve access to specialist diagnostic services, particularly in underserved areas.

In a statement issued on Sunday, Rology also said important facts about its operating model, licensing arrangements, clinical governance structures, patient-safety systems and data protection safeguards were not properly presented before the court.

“Rology strongly believes that important facts regarding Rology Kenya’s operating model, licensing arrangements, clinical governance, data protection safeguards, and patient-safety processes were not properly presented before the Court,” the company said as it seeks to regain its operating licence.

“We are hopeful that the court will find in our favour, enabling us to seamlessly continue providing critical support to our patients,” the company said.

Rology said it had worked with hospitals across Kenya to reduce reporting backlogs, ease pressure on radiologists and improve turnaround times for diagnostic reports.

The company previously told the court that it had supported more than 60,000 patients and worked with about 40 public health facilities.

It also rejected allegations that Artificial Intelligence generated diagnoses without human oversight.

According to court filings, the company said its platform matched medical images uploaded by hospitals with qualified radiologists and that reports were reviewed and validated by Kenyan-licensed radiologists before release. The petitioners, however, argued that radiological images and patient information were being transferred outside Kenya without adequate disclosure to patients.

They contended that patients were not informed about the identities, qualifications or locations of professionals preparing reports and that the arrangement raised concerns over privacy, consumer protection and professional accountability.

In its judgment, the court held that questions raised in the case extended beyond administrative compliance and touched on constitutional rights linked to privacy, healthcare and consumer protection.

The judge found that regulators had failed to adequately address concerns about whether the company was properly registered and licensed to provide health services in Kenya.

The court said registration requirements were not mere procedural formalities but safeguards intended to protect patients and ensure accountability in healthcare delivery.

The ruling came as Kenya expands the use of digital health technologies to bridge shortages of specialist medical personnel, particularly outside major cities.

Organisations must prioritise IFRS 18 readiness to keep disruptions at bay

IFRS 18, Presentation and Disclosure in Financial Statements, is the new IFRS accounting standard effective from January 1, 2027. The new standard was developed in response to investor feedback to improve comparability of financial performance between entities and enhance transparency in financial reporting.

IFRS 18 will impact all organisations that prepare financial statements using the IFRS Accounting Standards. Some of the changes include the defined categories and subtotals in the profit or loss statement.

The impact of this change will vary for each entity.

For example, organisations would need to amend their reporting packs, chart of accounts, and ledgers in preparation for IFRS 18-aligned reporting. Organisations that have automated or digitised reporting processes would need to implement these changes across their systems and tools. Organisations also face numerous policy choices regarding the classification of items in profit or loss statements.

IFRS 18 introduces other changes, including enhanced principles for aggregation and disaggregation in the primary financial statements and related notes. It would impact how organisations label and classify items on the face of their primary financial statements.

Additional requirements under IFRS 18 include disclosures related to Management-defined Performance Measures (MPMs). MPMs are subtotals of income and expenses that communicate management’s view of the organisation’s financial performance to users of the financial statements and to users outside the financial statements.

Organisations need to commence identifying their MPMs and incorporating them into the financial statements.

For example, organisations with a December 31 year-end have very limited time before IFRS 18 becomes effective, including time to prepare their first interim financial statements in 2027 under IFRS 18.

Organisations should invest in building teams’ capacity, conduct a gap and impact assessment, engage stakeholders on the changes, seek internal alignment on policy choices, implement the agreed changes, including systems, reporting packs, and the chart of accounts, and update their accounting policy disclosures.

While IFRS 18 would not affect the recognition and measurement of items in the financial statements, the matters requiring attention and deliberate preparation are no less for this standard than for one with recognition and measurement changes.

Organisations should prioritise their IFRS 18 preparedness to avoid disruptions to their business and financial reporting processes.

KenGen, KPA cut State-guaranteed loans by Sh12bn

The Kenya Electricity Generating Company (KenGen) and Kenya Ports Authority (KPA) have paid a combined Sh11.76 billion of their State-guaranteed loans even as Kenya Airways (KQ) struggles to clear a similar facility.

A budget review by the Controller of Budget for the nine months to March 2026, shows that KPA paid Sh6.77 billion while KenGen settled Sh4.99 billion, reducing their guaranteed loans to Sh39.39 billion and Sh22.39 billion, respectively.

But Kenya Airways was unable to make any part payment of its guaranteed loan, with the portfolio rising by Sh52 million to Sh9.74 billion as at March.

The loan repayments by KenGen and KPA come in a year when Treasury did not allocate cash to pay guaranteed debt, exposing Kenya Airways, which has in the past relied on the State’s support to pay the loans.

‘There was no budget allocation for settling guaranteed loans in the financial year 2025/26,’ Dr Margaret Nyakang’o, the Controller of Budget, said.

A guarantee is an absolute or conditional promise, commitment or undertaking by the National Government to partially or completely repay any loan on behalf of a State entity.

Guaranteed debt is part of the overall public debt and is subject to the public debt limits set under the law, underscoring why these loans must be closely monitored as part of the fiscal risk management and debt transparency.

Dr Nyakang’o added that shilling’s fluctuations against the dollar were instrumental in increasing the stock of KQ’s guaranteed debt from Sh9.68 billion as at June last year.

‘Notably, the increase in guaranteed debt for Kenya Airways was as a result of movements in the exchange rate of Kenya Shillings to the US dollar that varied from Sh129.23 in June 2025 to Sh129.93.’

The part payment of KPA’s and KenGen’s debt helped lower the total stock of guaranteed loans to Sh71.53 billion in March from Sh83.24 billion in June last year.

Treasury guaranteed four loans worth Sh46.16 billion to KPA between 2007 and 2021 and a further seven loans to KenGen valued at Sh27.39 billion between 1997 and 2021.

The one for KQ was tapped in 2017 as a guarantee for loans taken from local banks. The debt is owed to MTC Trust and Corporate Services Limited.

KenGen tapped the loans to upgrade its geothermal plants in Olkaria and the Sondu Miriu Hydro plants, while those for KPA financed development of the port of Mombasa.

Treasury has in the past paid part of KQ’s debt, mainly due to the financial struggles that rendered the national carrier unable to service this facility.

For example, in the year ended June 2023, Treasury serviced Sh12.326 billion worth of guaranteed debt for KQ.

The payment comprised a principal of Sh10.64 billion and interest of Sh1.683 billion.

The lies CEOs no longer believe about fatherhood

Getting the job done. Spotting the right talent. Spurring the shareholders. There are things that one knows in leadership-who knows how?-like a shadow passing through your cells. Fatherhood resists all this. You make it up as you go. You submit yourself to it, bend the knee, and kiss the ring.

That’s what the BDLife discovered after ringing up a few executives seeking to find out what frightened them most about fatherhood, about being fathers.

Because, unlike running a company, where if you stick to the equations, that a-often-leads-to-b, fatherhood demands you rip the how-to guide, submerge yourself in the water, and find out how much of an amphibian you could be. ‘Despite my success as a parent,’ one executive reflected, ‘my children can still end up failing.’ It’s the absurdity of being a dad-like racing west as the sun goes down to make the day longer.

Prof Busalile Jack Mwimali

Secretary and CEO of the Council of Legal Education

Father of two

I planned to be a father. We got our firstborn nine months after our wedding. I have a 16-year-old son and a 10-year-old daughter.

My fear as a parent is what will drive my children to work hard and desire something. When we were growing up, there were so many things that we dreamt of because of the poverty in the society at that time.

We worked hard on the premise that if we work hard, get a good job, a good car, and buy a nice house, but our children have grown up seeing those things we dreamt of. So what will motivate them?

I hope my children never have to forgive me for not giving them the future they deserve. The Bible says a wise man leaves a bequest for his children and his children’s children.

There is that fear that everything I’ve worked for will be lost in one generation. I hope my children will be responsible enough to take care of their children.

Maybe I’ve not modeled it well enough for them. Unfortunately, in this generation, we work so hard to provide for them that we forget to be there.

You will not find this in a parenting book. Every child is different from the others. These books say that parenting would be the same, that whatever you use on Son A will work on Son B. That is not true; each son comes out differently and needs to be parented differently.

It’s much more acute when you have a son and daughter with different personalities and expectations.

When my children wear my shoes, I hope they understand that everybody in society, including themselves, needs to carry their own burden and be responsible. They need to be their own person. I say this because, despite my failure as a parent, I want them to know that they can succeed. And despite my success as a parent, they can also fail if they do not take care.

When my children describe me, I hope they say that he did the best he could for us.

Am I the kind of son my children would be proud of? It’s a difficult one. I was very naughty. In fact, sometimes when my children behave the way I did as a young man, when I get so angry and before I punish them, I remember that I was exactly like that.

Childhood passes in a blur. They grow up so fast. Unfortunately, I stay away from my children because they are in Dar es Salaam and I am in Nairobi, and every time I get to meet them, I find they have grown faster than I anticipated.

Now that my son is a teenager, we open up and have man-to-man talks. I tell him the realities of life: sometimes, even if you are treated wrongly, you don’t have to take revenge. But I realized that these are actually individuals, and they need to learn how to live their own lives. I will not be there as a parent to carry them through every circumstance and situation because the world will not always be fair to them.

Being present for my children means the world, especially for the girl. It is one of the things that haunts me, my absence in their lives as they pass through most stages in life. I tell myself that my heart is in the right place. I will do everything for them to succeed in life. And I tell myself, as long as I have committed them first of all to God, who is a better father than I am, then they are in good hands.

My fatherhood weakness is that I let my daughter get away with a lot. She is a good shopper. She goes in and picks her stuff, and she loves the best things in life; you can’t always tell her no, she might even bankrupt me [chuckles]. Sometimes I sympathise with the man my daughter will date [chuckles]

This Father’s Day, I’ll be in church. My responsibility is just to commit my children to God, to ensure He will take care of them, irrespective of their situations and circumstances in life.

Bonface Isinta Ombui

CEO, Choice Microfinance Bank

Father of two

Having children was very intentional. I currently have two. My firstborn is Brianna, who is four years old, and my secondborn is a boy called Tai, who just turned two. My wife, Christine, and I planned for it, prayed for it, and waited. We didn’t want to just ‘have’ a child-we wanted to be ready for one. When it finally happened, it felt like an answered prayer we’d prepared our hearts for.

I hope my children never have to forgive me for pressuring them or pushing my own unfulfilled dreams onto them. I want them to be free to become who they are, to chase their own passions, not mine. My job is to give them roots and wings, not a script.

Failure in parenting would be if my children didn’t feel they could come to me. I want to build a strong connection and friendship with them. I want to support who they are, not who I think they should be. If they ever felt alone or judged instead of safe with me, that would be my biggest failure.

What frightens me most about fatherhood is the weight of it. The realisation that my choices, my moods, even how present I am on an ordinary day, are shaping how my children see themselves and how safe they feel in the world.

In fatherhood, there’s no dry run, no do-over. You only get to raise them once. It is actually easier running Choice Bank than being a father to Brianna and Tai. And tied to that is the fear of not being enough.

Of facing a moment that really matters and not having the answer, or falling short right when they need me most. I’ve learned to sit with that fear instead of running from it. I won’t always get it right, but I can keep showing up, and I think that matters more than getting it perfect.

Being present for my children means giving them my full attention. When they talk about their day, I listen, laugh, smile, and comment. It’s not about being in the same room but about them knowing I’m with them in that moment.

My dad was a workaholic, and I picked that up from him without realising it. When he was teaching, he was also farming, running a business, chairing the teachers’ union, and serving as a church elder. I admire his drive, but now that I have two children, I’m intentional about creating time for them, and not passing down my father’s flaw. I’m learning that being present is a different kind of work.

A lie about fatherhood I no longer believe is that you have to be the ‘tough parent’ so mom can be the soft one, and that dads should only come in for discipline and tough decisions. I don’t believe that anymore. My children need me to be soft, to listen, to comfort, and to guide, not just to discipline. Fatherhood is both strength and gentleness.

You will not find this in a parenting book: there’s no perfect father. I actually stopped reading parenting books because I realised I had to give myself permission to make mistakes and learn from them. I used to think a good child meant obedient, clean, homework done. But with my son, I’ve learned that’s not always true. Children will teach you more about yourself than any book can.

I am marking Father’s Day by being present. Christine, our children and I will spend the day together. For me, Father’s Day isn’t about gifts or big plans. It’s about creating memories with them, giving them my full attention, and letting them know they are very special to us, my wife and I.

Arthur K. Igeria

Senior Partner, Igeria and Ngugi Advocates

Father of two

I decided when I wanted to be a father, in the sense that when I was in high school, I knew I couldn’t be a father, so I didn’t have the desire then. I had two children. I lost one last year.

Losing a child is terrible. You would not wish that on anyone. The loss of a child also shines a different spotlight on fatherhood because you keep wondering what you did wrong and blaming yourself for that occurrence. After all, as a father, you take on the responsibility of ensuring your children are provided for and protected. When you lose them to death, the underlying feeling is that you failed to protect them.

Death redefined fatherhood. It brought home a realisation that God is in control of our lives, and He has the prerogative to determine life in all its aspects-birth, health, and death, and others. Some of these prerogatives are easier to accept than others, and others can make you question your relationship with God, or even make you very angry.

I would have failed as a parent if I did not instill quality values in my children. Especially about integrity. Even if my children end up being extremely successful and wealthy, I would have failed if they lack integrity.

When my children wear my shoes, I hope they understand I have given them the tools to have successful relationships at all levels, for I believe relationships are the barometers to gauge how successful you are as a human being.

That’s why at a funeral, the eulogy is focused on the impact that the deceased had on the people who were critical stakeholders in their lives: family, friends, colleagues, and mates. The total of your life when it comes to an end is based on the impact you had on the people you interacted with and the value that they had for you in that regard.

Am I the kind of son my children will be proud of? I believe so, yes. And I say that with humility. Because fatherhood is something that I have taken very seriously. In a sense, just to make them assured that as long as I am present, if they have anything worrying them, they know I am there for them. It’s almost like the relationship you have with God because when you pray to God, He assures you that He will resolve everything. You needn’t worry.

My father’s flaw was his ambition. I cannot speak too much about my father’s flaws because I lost him when I was very young, so I never established a serious relationship in terms of what his character was. But I have been told in many instances that my late father was ambitious. He said that he wanted things done.

Quickly. If you have a certain timeline or standard that you want to get and it’s not met, then you’re irritable with those who are working toward that goal. There’s a positive side to it because it allows you to progress quickly. But a lot of times, people struggle with dealing with that level of impatience, and I hope not to bequeath that to my children.

It’s true that the sting of loss can either harden you or soften you. It has made me more empathetic to people’s struggles. As Africans, we feel that men are obliged to behave in a particular way, especially with regard to their emotions. Loss made me realise that you can be in touch with your emotions, and it doesn’t erode your masculinity.

The epitome of masculinity is your ability to manage not just your emotions but also difficult tasks in life. That’s why we acquired bad habits like overworking, that you’re a hard man, you’re able to withstand hard tasks in life.

The challenge that sometimes we have as men is that when you have many examples of projects that you have done successfully, you tend to assume that this is your route in life and that you’re invulnerable to failure. And then when something happens, and especially if you are to blame for a certain consequence, then you don’t take it well.

A lie about fatherhood I no longer believe is that if you are very deliberate as a father, you can get your children to be exactly what you want them to be.

‘Eddie is my son. I want him to be a doctor because I was a doctor, and my father was a doctor, but then he graduates, and he doesn’t want to go to med school… but you cannot break the family streak!’ [chuckles] But Eddie wants to be a rapper! I used to think those who are unable to mentor their children in specific directions have failed. When I came to the realisation that that is a lie, it was a rude shock because I personally was affected by it.

I had wanted my children to be a certain way, especially career-wise, but they chose their own path. The irony is that we plead with them to be independent thinkers, yet we want to push them in certain directions and are frustrated because they are not us. You can’t control them, but you can equip them with the tools they need to succeed in whatever path they choose.

My fatherhood weakness is that I’m guilty of insulating my children from certain realities in life. I’m the kind of person who would go and pay off a huge bill we have accumulated and say, “Okay, let’s make a fresh start.” Other people would just say, “You sort yourself out.’ This is my weakness, because even though I know that I won’t always be there to sort them out, I will still sort out the problem, with a caveat that may not be strictly enforced: ‘Usirudie tena! This is the last time!’ [chuckles].

For Father’s Day, I’ll go for lunch and spend quality time with my daughter, who recently got engaged. She has an active Instagram presence and has made me quite famous in ways I never anticipated, especially among people of her generation. I will spend quality time with her and her fiancé.

Losing my son has sensitised me to young men who may be struggling with fatherhood issues. Kenyans are quick to point out that things aren’t working well, but we don’t take action to rectify. It’s the ‘Tunaomba serikali’ attitude, yet you can do it yourself. This has made me more solution-oriented in my effort to create a better society for myself and those around us. Because the quality of our life is predicated on the kinds of relationships we create and how we manage them.

David Karega

Head of Africa, Woodrow

Father of five, one on the way.

I wanted to be a father. I told myself I’ll do my best, and so I went ahead and had five children, and counting.

What frightened me most about being a father is mortality. Before I was a dad, I kept asking myself, ” Will I be there for these children until they are older and they’ve got families of their own?’ I could aim to be this kind of a dad that is present, involved, and intentional, but something takes me out. I dealt with that through faith, praying to God for a long life. What’s frightening me now is the changes the world is experiencing and having to keep up with them in the journey to be a good dad. Our children now know so much in this tech age, which requires that I step up, learn new things, and be intentional in connecting with them.

I hope my children never have to forgive me for leaving them. Or that I abandoned them for work, investments, or whatever reason. I’ve lived and worked out of the country, and I’ve always told myself that I’d never leave my children behind. So, if my employer is not willing to take me plus my family, then I’m not going. I ensure I am not travelling for long periods, and I’ve curated my life around availability and being present, not just physically but emotionally.

I will not demand my children follow my path, but I demand discipline at home and having the right values, like kindness and caring. I will actually be more supportive of them based on whatever they select for their careers. If my son tells me he wants to be a DJ, I’ll be the one buying him the newest DJ decks and connecting him to event organisers, making him the best DJ around.

My father was absent. I first got a father figure at 25; this is the first man I ever became vulnerable with. I used to watch the sitcom, My Wife and Kids, and the protagonist was one of the men I followed and felt I could borrow elements of masculinity from. Mr Mbugua, my former landlord, showed me how to be vulnerable, empathise with my children, apologise when I am wrong, and hold me to account. I am more open, that I am not a dictator, let us reason together.

My mom introduced my father to me when I was in my second year of university, and I have done my best to get answers from him on why he left, but he has yet to give me a response. I have seen him no more than three times. Legend has it that they didn’t or they were not allowed by their parents to be together. I lived with my stepdad for about three years, it didn’t work out, and I spent most of my growing up with my grandma.

The most important thing is to keep my family together. That’s what I live for. It left a lot of scars that I never want my children to carry. It’s my life’s mission to ensure my family stays together so that no one ever has to go through that.

Am I the kind of son my children would be proud of? I’d say yes. The jury’s out there on whether I was the best son to my mom, especially in her latter days, as I was building my family and was 100 percent focused on them. What would matter more to my children in retrospect when they grow older is, ‘Was he a good father to us,’ and I’d want that hopefully to be the thing that matters to them more than how best of a son I was.

My children misunderstand how busy I can get. They’re still young, so they might not understand how I disappear and appear in different intervals because of the travel that I need to do for work.

My fatherhood weakness, says my wife, is that I have a soft spot for my daughters, and she always cautions me that I could be too hard on the boys and too soft on the girls. I believe every dad understands how easy it is to have a soft spot for their daughters.

Fatherhood is not easy, but Dad tried. That is what I want my children to know. But I also hope they understand that you don’t stay down. Rise and do it again. Fatherhood is the greatest job they can ever do because it speaks to legacy, future, and continuity. The better fathers we have, the better the community and nations.

Being present for my children means I have answers for them. When I see their smiles whenever I come back home, it’s always amazing, it means absolutely everything.

A lie about fatherhood I no longer believe is that fathers are mean. Sometimes we will tighten the budget or refuse to do some things for our children. But it’s always from a good place, not to curtail fun. Dads are great!

The plan for Father’s Day is in motion. I have heard some chatter that something special is being organised. The details are a bit scanty, but I am expecting something because we as fathers don’t get to be celebrated a lot.

Mbadi steers clear of unapproved spending in second mini-budget

The National Treasury has avoided cash disbursements not approved by the National Assembly in its second mini-budget for the 2026/27 fiscal year, bucking a trend witnessed over the years. This indicates efforts to regain financial discipline following pressure by oversight agencies.

The Treasury had come under sharp scrutiny from oversight bodies like the Office of the Auditor-General for persistent disbursements of unapproved expenditures to government ministries, departments and agencies(MDAs).

While the Treasury is allowed to make the pre-approved disbursements under Article 223 of the Constitution, the exchequer has been accused of abusing the provision, including making unjustified appropriations.

The National Assembly’s Budget and Appropriations Committee (BAC) lauded the omission of unapproved spending in the second supplementary budget estimates and termed it a step in the right direction.

‘The Committee noted that the National Treasury had not issued or disbursed any funds under Article 223 of the Constitution,’ the BAC said in its report considering the second mini budget.

‘This demonstrates a commitment to fiscal discipline in budget implementation, adherence to the approved budget framework and strengthens parliamentary oversight of public expenditure.’

Article 223 of the Constitution allows the national government to spend money that is not appropriated if the amount allocated prior is deemed insufficient or where a need has arisen for expenditure or if money has been withdrawn from the Contingencies Fund.

The government, however, must not spend more than 10 percent of the sum appropriated by Parliament for that financial year unless in special circumstances.

The approval of the National Assembly on any monies spent under the provision is still expected and ought to be sought within two months after the first withdrawal of the money. Disbursements from the clause have come under sharp scrutiny as MDAs are deemed to use the provision to bypass scrutiny of suspect expenditures.

A recent audit report by Auditor-General Nancy Gathungu showed that MDAs spent Sh147.39 billion in the financial year 2022/23 without authorisation by Parliament.

Ms Gathungu deemed the use of the provision as a loophole prone to abuse by government entities looking to withdraw money from State coffers without public participation.

She warned that the lack of guidelines to inform emergency spending had enabled the constitutional provision to be misused. ‘Due to a lack of guidelines, MDAs have been requesting additional funding for items that could have been factored during the normal budget process. This is attributed to poor budget planning by MDAs,’ said Ms Gathungu.

Withdrawals under the provisions hit a record Sh147.39 billion in the 2022/23 cycle from just Sh1.1 billion in the financial year 2014/15.

Ms Gathungu noted that despite the Contingencies Fund being allowed to hold as much as Sh10 billion to cater for emergency spending, the government has deliberately avoided using the facility due to the stringent conditions attached to it.

‘Requests have remained low over the years, ranging from zero requests to a maximum of Sh3.1 billion per financial year,’ added Ms Gathungu.

Some disbursements under Article 223 have been controversial, including spending on fuel and maize flour subsidies in the closing days of the Uhuru Kenyatta presidency.

The most controversial utilisation of the unapproved funds included the Sh6.09 billion buyback of Telkom Kenya from private equity firm Helios Investment Partners, which resulted in a Parliamentary inquest.

Under the first 2025/26 supplementary estimates, the Treasury was put to task over Sh60 million spent toward the Siaya International Trade and Investment Conference, which was cancelled following the death of former Prime Minister Raila Odinga.

‘The Committee observed that the National Treasury has approved additional expenditures under Article 223 of the Constitution to respond to emerging needs. However, some expenditures were not justified, particularly Sh60 million spent towards the Siaya International Trade and Investment Conference, which did not take place,’ the BAC said in an earlier report on its consideration of the first supplementary budget estimates.

Mbadi steers clear of unapproved spending in second mini-budget

The National Treasury has avoided cash disbursements not approved by the National Assembly in its second mini-budget for the 2026/27 fiscal year, bucking a trend witnessed over the years. This indicates efforts to regain financial discipline following pressure by oversight agencies.

The Treasury had come under sharp scrutiny from oversight bodies like the Office of the Auditor-General for persistent disbursements of unapproved expenditures to government ministries, departments and agencies(MDAs).

While the Treasury is allowed to make the pre-approved disbursements under Article 223 of the Constitution, the exchequer has been accused of abusing the provision, including making unjustified appropriations.

The National Assembly’s Budget and Appropriations Committee (BAC) lauded the omission of unapproved spending in the second supplementary budget estimates and termed it a step in the right direction.

‘The Committee noted that the National Treasury had not issued or disbursed any funds under Article 223 of the Constitution,’ the BAC said in its report considering the second mini budget.

‘This demonstrates a commitment to fiscal discipline in budget implementation, adherence to the approved budget framework and strengthens parliamentary oversight of public expenditure.’

Article 223 of the Constitution allows the national government to spend money that is not appropriated if the amount allocated prior is deemed insufficient or where a need has arisen for expenditure or if money has been withdrawn from the Contingencies Fund.

The government, however, must not spend more than 10 percent of the sum appropriated by Parliament for that financial year unless in special circumstances.

The approval of the National Assembly on any monies spent under the provision is still expected and ought to be sought within two months after the first withdrawal of the money. Disbursements from the clause have come under sharp scrutiny as MDAs are deemed to use the provision to bypass scrutiny of suspect expenditures.

A recent audit report by Auditor-General Nancy Gathungu showed that MDAs spent Sh147.39 billion in the financial year 2022/23 without authorisation by Parliament.

Ms Gathungu deemed the use of the provision as a loophole prone to abuse by government entities looking to withdraw money from State coffers without public participation.

She warned that the lack of guidelines to inform emergency spending had enabled the constitutional provision to be misused. ‘Due to a lack of guidelines, MDAs have been requesting additional funding for items that could have been factored during the normal budget process. This is attributed to poor budget planning by MDAs,’ said Ms Gathungu.

Withdrawals under the provisions hit a record Sh147.39 billion in the 2022/23 cycle from just Sh1.1 billion in the financial year 2014/15.

Ms Gathungu noted that despite the Contingencies Fund being allowed to hold as much as Sh10 billion to cater for emergency spending, the government has deliberately avoided using the facility due to the stringent conditions attached to it.

‘Requests have remained low over the years, ranging from zero requests to a maximum of Sh3.1 billion per financial year,’ added Ms Gathungu.

Some disbursements under Article 223 have been controversial, including spending on fuel and maize flour subsidies in the closing days of the Uhuru Kenyatta presidency.

The most controversial utilisation of the unapproved funds included the Sh6.09 billion buyback of Telkom Kenya from private equity firm Helios Investment Partners, which resulted in a Parliamentary inquest.

Under the first 2025/26 supplementary estimates, the Treasury was put to task over Sh60 million spent toward the Siaya International Trade and Investment Conference, which was cancelled following the death of former Prime Minister Raila Odinga.

‘The Committee observed that the National Treasury has approved additional expenditures under Article 223 of the Constitution to respond to emerging needs. However, some expenditures were not justified, particularly Sh60 million spent towards the Siaya International Trade and Investment Conference, which did not take place,’ the BAC said in an earlier report on its consideration of the first supplementary budget estimates.

Why Mbadi deferred Sh10bn banks’ core capital rule

Claims of a potential slowdown in bank lending to households and businesses this year saw the National Treasury extend the Sh10 billion core-capital requirement, setting a one-off hard deadline of December 2032.

Cabinet Secretary to the National Treasury John Mbadi held engagements with banks ahead of the 2026/27 budget speech and agreed to the request for the removal of annual milestones on meeting the broader Sh10 billion core capital requirement.

Banks were initially expected to have at least Sh3 billion in core capital by the end of December last year and raise this limit further to Sh5 billion this year before meeting 2027 and 2028 annual milestones of Sh6 billion and Sh8 billion, respectively, and finally reach Sh10 billion in December 2029.

The lenders, however, informed Mr Mbadi that banks short of the capital targets were likely to hold back on lending to households and businesses as they sought to preserve funds to meet the higher regulatory requirements.

‘Allowing a longer timeline facilitates banks to serve customers better and uninterrupted, deploying more capital into lending to the private sector,’ said Raimond Molenje, the chief executive officer of the Kenya Bankers Association (KBA).

‘Our goal as KBA is to have growth in private sector lending in double digits at over 14 percent, and this policy accommodation will go a long way in realising this double-digit growth.’

Banks claimed that, without the alteration by Mr Mbadi, private sector lending would have slowed down this year as smaller banks pushed to meet the Sh5 billion minimum core capital requirement.

Private sector lending has been on the recovery path over the past 12 months, supported by an easing of the Central Bank of Kenya (CBK) monetary policy, which has supported increased credit flows to key sectors of the economy.

Monthly credit growth to the private sector reached a high of 9.3 percent in May 2026, rebounding from a growth rate of 4.5 percent at the same time last year and bordering on touching double-digits for the first time since the opening quarter of 2024.

The recovery has been anchored on a steady decline in average commercial bank lending rates, which fell to 14.5 percent in May from 14.7 percent in February 2026.

‘Short-term interest rates and commercial banks’ lending rates have declined in line with the recent reductions in the Central Bank Rate (CBR),’ CBK said last week.

The ease in commercial bank lending rates and the recovery of private sector credit has also coincided with the adoption of the revised risk-based credit pricing model, which seeks to have the loan rates quickly mirror changes to CBK’s monetary policy.

CBK noted that the cost of borrowing has continued to come down while credit growth has improved despite holding its benchmark rate unchanged in two consecutive policy meetings.

‘We have seen commercial bank lending rates decline from 17.2 percent to 14.5 percent at present. The intention of lowering the CBR was to stimulate credit to the private sector, and indeed, we have also seen that lending by banks to the private sector has grown from a contraction of 2.9 percent in January of 2025 to 9.3 percent in May 2026,’ said CBK Governor Kamau Thugge.

The extension of the capital raising deadline will come as a reprieve to at least four lenders who were yet to meet the December 2025 minimum core capital requirement of Sh3 billion, risking the revocation of their banking licenses and reclassification as microfinance banks.

The four banks included Credit Bank, Consolidated Bank of Kenya, Development Bank of Kenya (DBK) and Access Bank Kenya.

Credit Bank had been racing to meet the higher capital requirement through a rights issue seeking Sh4.5 billion, while the State-owned DBK and Consolidated Bank had been seeking support from their primary shareholder-the National Treasury.

Access Bank Kenya had been counting on its merger with the National Bank of Kenya (NBK), its most recent acquisition, to achieve compliance with the regulatory requirement.

Banks say they now have adequate time to engage with potential investors without compromising on the industry’s role in the economy.

‘This will allow banks ample time to engage with potential investors and strategic partners while preserving the value of banks,’ Mr Molenje added.

Kenya’s higher capital threshold mirrors similar moves in neighboring Uganda and Tanzania, but the East African Community peers have given their lenders a shorter window to meet the enhanced capital requirements.

The Bank of Uganda, for instance, announced a six-fold increase in the minimum absolute paid-up capital requirement for tier I credit institutions licenses in November 2022 to UGX150 billion (Sh5.23 billion), to be reached by mid-2024.

The adjustment to Kenyan banks’ core capital increase by the National Treasury comes a year after its first pronouncement at the 2025 budget statement. The change will require further amendments to the Central Bank of Kenya Act. In announcing the changes, the Treasury said the longer compliance period would instill investor confidence and maintain shareholder value.

‘While the government firmly upholds the strategic necessity of raising the minimum core capital, it is prudent that this transition has been managed in a manner that is least disruptive to credit access and financial services delivery, particularly to the Micro, Small and Medium Enterprise segment and other niche markets currently served by the banking industry,’ said Mr Mbadi last Thursday.

‘This will provide the flexibility necessary for institutions to pursue measured, commercially sound, and market-sensitive capital-raising strategies in a manner that preserves shareholder value and sustains investor confidence.’

How Mercy found a formula for the ‘perfect body’ after 40

Mercy Gachanja insists she’s still a little girl at heart. And honestly, who’s going to argue with her? At 48, she wears that youthful spirit so naturally.

‘I have always been an active person, even as a child. But after my fourth baby, I struggled to snap back into shape. For the first time, I felt insecure about how I looked,’ she says.

She was deep into entrepreneurship, ‘very workaholic’, she says, running a business in Nairobi, and for the first time, she couldn’t recognise her body.

With her previous pregnancies, bouncing back had come naturally.

‘I had assumed that it would be no different with my fourth child. But my body refused to cooperate. I didn’t like what I saw around my waist. Yes, people tell you it’s normal, it’s hormones, it’s just what happens when you have children,’ she says. ‘But you don’t need an outside voice to tell you something’s off with your body. Your body system is already talking to you. Your intuition keeps bothering you that something isn’t right. And eventually you have to ask yourself, ‘Is this how I want to look?”

It’s that struggle that sparked her curiosity about fitness.

‘I became interested in finding out what happens at the gym. I started going, and as a novice, I struggled to train properly because I didn’t know what to do.’

She hired a personal trainer, immersed herself in learning about exercise and nutrition, and slowly began rebuilding her strength. Along the way, she experimented with different activities, from swimming and cycling to strength training, which involves using weights.

‘I became curious about everything fitness-related. I wanted to understand how the body works and what it takes to stay healthy.’

Weightlifting edge

Weightlifting became Mercy’s go-to exercise. It transformed her body almost instantly, and soon what began as a desire to get back in shape turned into a serious commitment.

And just as with everything else, the fitness routine became a habit, and the habit became addictive.

Earlier in the conversation, she’d mentioned being a licensed Zumba instructor, so I asked her to expound. Many women love Zumba as a form of fitness, and done right, it can tone one’s body to perfection.

‘I’m internationally licensed, which means I trained in the proper formula. Zumba isn’t just throwing on a song and winging it. What most people don’t know is that Zumba is actually a complete full-body workout. You’re moving your upper body, lower body, left side and right side all at once. Every rhythm challenges the body differently,’ she explains.

She says salsa, merengue, cumbia and bachata are the four foundational rhythms of Zumba, each targeting a different part of the body.

‘Salsa wakes up the upper body. Merengue works the legs. Then there’s reggaetón. That’s when you’re shaking everything. Heavy beat, heavy stamping, pure cardio. Zumba is basically a HIIT [high-intensity interval training] workout done while wearing a party outfit,’ Mercy adds.

Unlike traditional aerobics, Mercy notes that Zumba movements combine music and cardio training into a dynamic full-body workout, alternating between high-energy bursts and recovery periods.

Fast-paced reggaetón moves increase intensity and cardiovascular endurance, while slower rhythms such as cumbia allow participants to recover before ramping up again, keeping the body constantly challenged.

‘They lull you into a false sense of calm right before merengue and reggaetón come back to finish you off,’ she says.

I tell her I should sign up for a class to ascertain its benefits.

‘You should. Let’s start tomorrow.’

That leads us to lingala, another gentler sound in her Zumba toolkit.

‘Lingala is all slow, low-impact movement built for cooling down rather than burning out. But the real magic of Zumba is that it works every part of the body at once: the heart, lungs and even breath control. That’s why we shout during Zumba classes. When people shout and release their energy, they are also letting go of stress, anxiety and self-doubt,’ she says.

Women over 40

While exercise remains important, Mercy believes one of the biggest mistakes people make is focusing only on workouts while ignoring nutrition, hormones and mindset.

She says many women become frustrated when their bodies no longer respond the way they did in their 20s and 30s. But for women over 40, understanding hormonal changes is critical.

She explains that a woman may experience bloating during her menstrual cycle, meaning that during this period, the abdominal area may appear larger. Those who don’t understand this may assume the exercise is not working.

‘And on top of that, there’s stress. Some people stress-eat. We also don’t even know our own metabolic rate well enough to know what we’re doing wrong. A woman’s body changes constantly. Hormones affect everything, from energy levels and weight gain to mood and appetite. That is why it’s important for women, especially those over 40, to understand their bodies.’

On nutrition, she says rather than banning foods, understand your metabolism, digestion and eating habits.

‘You don’t tell someone to stop eating meat or eggs completely. You ask them to first understand their body, lifestyle and goals. People react to foods differently. For example, whenever I eat red meat, I don’t eat it again for another 72 hours because I have a slower metabolism, and my body takes that long to digest it. For others, it could be shorter. But the bottom line is you have to constantly eat your protein, which is non-negotiable.’

Healthy ageing

Understanding one’s gut health is yet another lesson she is keen to emphasise.

When she first decided to lose weight after childbirth, she focused on cleaning her gut by practising intermittent fasting and controlling portion sizes. She reduced carbohydrates while ensuring she consumed enough protein to support recovery and muscle development.

Even now, she considers herself a work in progress. Fitness, she says, is not about perfection. It is about building a lifestyle that supports long-term health.

‘As we age, we need to understand what nourishes our hormones, joints and muscles. We need to know how much strength training we need, how much cardio we need and what foods work for us.’

The reward, she says, goes beyond physical appearance.

‘It is about having the energy to enjoy life. Feeling strong, healthy and confident at every stage.’

TotalEnergies puts more than half of its fuel stations on solar power

TotalEnergies Marketing Kenya now powers more than half of its fuel stations with solar energy as the oil marketer gradually reduces its reliance on the national grid to cut costs and secure a more stable electricity supply.

Company disclosures show that 154 of its stations across Kenya were powered by solar systems as of December 2025. TotalEnergies had 285 stations as of May 2026, meaning 54.03 percent of its outlets are now powered by solar energy.

The installation of solar systems is part of a twin strategy to lower electricity bills from Kenya Power, guarantee stable supply by reducing exposure to grid outages and cut carbon emissions.

The French-owned company, Kenya’s second-largest oil dealer by market share, is among a growing number of large businesses investing in alternative energy sources, a trend that could eventually dent Kenya Power’s revenues.

‘As at the end of December 2025, 154 service stations across the country were powered by solar energy,’ TotalEnergies said in its report for the year ended December 2025.

The company did not disclose the savings generated from the use of solar power at the 154 stations.

A growing number of firms have turned to solar and biomass energy to supplement or replace electricity supplied by Kenya Power, seeking lower costs and protection from supply interruptions such as blackouts.

Manufacturers and large businesses that have invested in their own solar generation include Bio Food Products, TotalEnergies Kenya, Maisha Mabati Mills, Simba Cement, Unilever Tea Kenya, British American Tobacco, Africa Logistics Properties, Bidco, Mabati Rolling Mills, Centum Real Estate and Devyani Food Industries.

Beverage maker Coca-Cola last year received regulatory approval to install solar plants at its facilities in Embakasi, Nairobi and in Kisumu. The combined capacity of the plants will be 3.98 megawatts (MW).

Revenue risk

The migration of large firms to self-generated solar power could, over time, affect Kenya Power’s revenues given the importance of industrial and commercial customers to its business.

In the year ended June 2025, industrial and commercial customers accounted for 64 percent, or Sh148.2 billion, of Kenya Power’s electricity sales revenue.

Kenya Power has previously warned that a large-scale shift by industries and businesses to alternative energy sources could hurt its bottom line.

According to data from the Energy and Petroleum Regulatory Authority, TotalEnergies held a market share of 14.01 percent as of December 2025, making it the third-largest oil marketer in Kenya.

Vivo Energy led the market with a 20.56 percent share, followed by Rubis Energy Kenya at 13.77 percent.

Inside intriguing Sh1.29bn landlord-tenant fight over Kilimani plaza

A commercial lease signed between a landlord and tenant has spiralled into a years-long battle over control of Nairobi’s Senteu Plaza after the tenant invested Sh1.29 billion in the property, including CCTV installations and street lighting, in anticipation of eventually buying it.

The conflict has pitted former tenant SBS Dunhill Group (East Africa) Limited against the building’s owners in a dispute involving a failed purchase bid, excess rent deposits, alleged signature forgeries, contested leases, eviction orders and disputed documents.

The latest chapter unfolded this week when the Environment and Land Court dismissed SBS Dunhill’s attempt to quash tribunal proceedings and orders protecting a new tenant at the property, finding insufficient evidence that the tribunal had acted unlawfully or exceeded its powers.

The ruling is the latest setback for SBS Dunhill in a dispute that began after it leased office space at Senteu Plaza, a commercial office building in Nairobi’s Kilimani area, under a six-year lease signed in October 2017.

Purchase claim

The gist of SBS Dunhill’s case is a claim that its international board of directors, meeting in Orlando, Florida, in the US, on June 12, 2017, resolved to establish an office in Nairobi.

Part of the resolution, the company said, was that the prospective landlord would be informed that, if agreeable, Senteu Plaza would be sold to SBS Dunhill upon expiry of the anticipated six-year lease.

SBS Dunhill told the court that it subsequently wrote to the building owners, who were also the property directors, and that they raised no objection to the conditions outlined in the board minutes and resolutions. Company witness Chris Philip Obure said the firm then leased space on the first floor of Senteu Plaza.

Court records show the company later expanded its occupation through additional licence agreements and operated from the premises until relations with the landlords deteriorated over the building’s future.

At the centre of the dispute was SBS Dunhill’s claim that it had a legitimate expectation of purchasing the building after the lease expired.

Heavy investment

The company argued that its board resolution and subsequent dealings with the owners created an understanding that it would eventually acquire Senteu Plaza.

It also told the court that it invested heavily in the premises and surrounding infrastructure while occupying the building.

SBS Dunhill said it spent $10 million (Sh1.2 billion) upgrading the building and the space it occupied, as well as financing improvements around the property. The expenditure included Sh177.6 million on street lighting along Lenana and Galana roads, CCTV installations and landscaping works.

The company argued that the investments were undertaken with the full knowledge of the property directors and in anticipation of eventually acquiring the building after the lease expired.

The dispute surfaced in July 2023 after Senteu Plaza’s directors informed SBS Dunhill that the building was not for sale.

The court heard that one of the directors, Pankaj Chhaganjal Shah, acknowledged receipt of an excess sum of Sh216.8 million and did not raise any query regarding the additional deposits.

The tenant also accused the landlord of failing to remit a $200,000 (Sh25 million) deposit paid to Kenya Power in September 2017.

Mr Obure, however, acknowledged that the tenancy agreement contained no clause providing for the sale of either the building or its first floor. He also admitted that the board minutes were not referenced in any of the lease or licence agreements.

The dispute escalated after the building owners informed the tenant that the lease would expire on August 31, 2023, and that it was required to vacate the premises.

Part of the tenant’s business at the property included a VVIP Spa and Wellness Centre.

The owners denied any agreement to sell the building and maintained that there was no contractual obligation requiring them to transfer the property. They also denied receiving the alleged board minutes and resolutions.

Led by Ajeetkumar Shah, the owners consistently maintained that no agreement to sell Senteu Plaza had ever existed.

That dispute culminated in a major judgment delivered in December last year.

Court findings

The Environment and Land Court dismissed SBS Dunhill’s attempt to compel the sale of the building, finding that the lease agreements did not incorporate the board resolution on which the company relied.

The court found that the owners were neither present at nor parties to the meeting at which the resolution was allegedly passed.

It held that the resolution ‘could not confer any rights over Senteu Plaza’ because the owners were not involved in its adoption.

In addition, the court said correspondence produced during the trial showed that the owners had informed SBS Dunhill that the building was not for sale.

The judge concluded that the company had failed to establish a legal or contractual basis for compelling a sale.

The case also raised questions about documents relied upon by both sides.

The court noted discrepancies in execution dates appearing on lease documents and observed that one of the purported signatories had died before some of the documents appeared to have been executed.

‘It is clear that the plaintiff (SBS Dunhill) cannot seek to further enforce the terms of an agreement where it cannot be understood how one of the lessors signed an agreement following his demise. In my view, his signature, if any, was fraudulent,’ the judge said.

The court nevertheless dismissed a counterclaim by the owners seeking financial relief arising from the same lease arrangements, finding that neither side had proved its case to the required standard.

Tribunal battle

Even as the ownership dispute played out, the conflict expanded into a series of proceedings before the Business Premises Rent Tribunal.

Court records show SBS Dunhill was evicted from Senteu Plaza in May 2025. The owners subsequently leased the premises to a new tenant who took possession of the property.

The new occupant later moved to the tribunal seeking protection from interference with the tenancy.

The tribunal issued orders preserving the tenant’s occupation pending determination of the dispute.

SBS Dunhill challenged those orders through judicial review proceedings, arguing that the tribunal had acted irregularly and exceeded its powers.

However, in judgments delivered on June 15, the court said the company had failed to provide sufficient evidence to demonstrate procedural impropriety or jurisdictional error.

The court said it had not been supplied with complete tribunal records that would allow it to determine whether the tribunal had acted outside its mandate.

‘The court cannot proceed to determine issues based on presumptions without the evidence to support the same,’ the judge said.