They’re called rumble strips, not mini bumps

Why do some drivers come to a virtual standstill when they cross the rumble strips that warn of an approaching speed bump or other hazard? Many readers

Rumble strips are a hazard warning and are not intended to be hazards in themselves. They are supposed to be designed and placed so they can be crossed with zero ill-effect on the comfort or control of the vehicles that cross them – at any speed!

Other road markings and signposts (for speed bumps or anything else) are purely visual warnings. You have to see them to take the advised action. But there are circumstances when they might not be visible, in heavy rain or when blocked by other traffic, or when the driver is not concentrating, or when the signs have been obliterated or are missing altogether.

So, if the hazard is dangerous enough, or possibly invisible and unexpected (and speed bumps certainly qualify on those counts) a signal that is not dependent on eyesight is warranted. Rumble strips step in with signals to two other senses – your ears, the seat of your pants and your hands on the steering wheel. You can feel and hear the mild vibration they cause. They should be positioned so they do not require or recommend any action ‘before’ you cross them and leave plenty of time for reaction even if the vibration is your first clue to a looming hazard.

If rumble strips interfere with the car’s handling in any way, either the strips are not properly designed or your suspension is faulty or your steering joints are excessively worn or your tyres are severely over-inflated.

In Kenya, rumble strips should be legally compulsory adjuncts to every speed bump (because their shapes and sizes are so much more severe than international practice or the stipulated Kenya Standard), but it is equally important that the warning strips are properly designed and built in accordance with the foregoing principles and intended purpose. Few hazards (especially bumps) even have the visual warning signs and locator posts which the law already specifies.

And to the greatest extent possible, rumble strips should always be positioned at a regular and regulated distance from any hazard, so the driver who feels their buzz can estimate exactly where the hazard is, even if he still cannot see it.

He knows where to look and he knows how hard to brake. If there are simple and logical ingredients as far away as possible from rocket science, these specifications would be among them.

Embakasi route beats Ruiru to top Nairobi train earnings

The Nairobi-Embakasi train route is now the most booming within the Nairobi Commuter Rail (NCR) network, with revenues jumping 36.3 percent to Sh17.94 million in the six months to June this year, driven by a surge in passenger numbers.

Official data shows that revenues on the route outgrew those on the Nairobi-Ruiru route, which rose three percent to Sh16.2 million from Sh15.73 million.

For years, the Nairobi-Ruiru route has been the most profitable, but has now relinquished this dominance to the Nairobi-Embakasi route.

Some 321,659 passengers used the Nairobi-Embakasi route in the six-month period, an increase of 22 percent from 263,736 in the same period last year. Meanwhile, those using the Nairobi-Ruiru route rose marginally to 301,909 from 296,562 in the same period.

In recent years, the NCR has become critical for tens of thousands of residents and workers travelling to the capital from neighbouring towns.

The Kenya Railways Corporation (KRC) operates trains on 11 routes linking the Nairobi central business district with towns such as Kahawa, Ruiru, Embakasi, Athi River, Kikuyu, Limuru and Nanyuki.

Other towns served by the trains include Lukenya and Syokimau. KRC also operates diesel multiple units on the Nairobi-Syokimau and Nairobi-Embakasi routes.

Revenues from all the routes jumped 12 percent to Sh74.87 million in the six months to June this year compared to the same period last year, while passenger traffic grew 3.9 percent to 1.26 million.

Higher passenger numbers and growth in revenues for the trains signal a further squeeze for the public service vehicles (PSVs) plying the same routes.

The lower fares charged by the trains have been crucial in pulling thousands of workers and residents to use them instead.

Passengers pay a maximum of Sh80 for a one-way trip on the trains within Nairobi, which is lower than the Sh100 or more that PSVs charge for the same routes.

KRC revived the trains on most of the city routes during the previous administration of former President Uhuru Kenyatta, as the agency sought to grow its revenues and help address the city’s public transport chaos.

The agency has linked the metre-gauge railway to the standard-gauge railway at the Syokimau terminus, enabling passengers travelling from Mombasa to Nairobi to travel seamlessly.

KRC is seeking to upgrade seven commuter lines and acquire new trains, looking to capitalise on the increasing popularity of the trains in Nairobi and surrounding towns.

Under the World Bank-backed Kenya Urban Mobility Improvement Project, the agency will acquire high-capacity trains and roll out an automated fare collection system for the city trains.

Last year, Kenya applied for a $670 million loan from the Bretton Woods institution for this project.

Poor households hit as charcoal prices at five-year record

The cost of a kilogramme of charcoal has jumped to the highest level in more than five years on higher demand, squeezing poor households heavily reliant on the energy source.

Data from the Kenya National Bureau of Statistics (KNBS) showed that the national average price of a kilo of charcoal stood at Sh89.83 in August, which was largely unchanged from the previous month’s Sh88.84. This marked a relentless rally in the fuel’s prices.

Poor households mainly rely on charcoal for cooking due to its affordability and accessibility compared to alternative energy sources such as electricity or cooking gas. Charcoal can often be purchased in small, affordable quantities, making it a preferred choice for households, especially those with irregular or low incomes.

The prices of charcoal in August and July are the highest since January 2020, when it hit Sh152.25 per kilo.

The impact is also felt by small businesses such as restaurants, hotels, and roadside sellers that use charcoal to prepare meals.

Charcoal prices have been rising steadily since the government banned logging in 2018 to protect the forests and preserve water towers.

The surge in charcoal prices has worsened the situation for households and businesses, which are equally facing the pressure of the rising cost of cooking gas.

The KNBS data shows that the average price of a 13-kilogramme cylinder of cooking gas increased to Sh3,158.35 in August, the highest in 10 months, dealing a setback for many consumers who had shifted to the commodity following the recent tax incentives by the government that made it more affordable.

The average price of cooking gas in August is the highest since October 2024, when it stood at Sh3,183.29.

The August prices also marked the second successive month of price increases after the average cost of the commodity, also referred to as liquefied petroleum gas, climbed to Sh3,146.58 in July, breaking a trend of drops in May and June.

‘The national average retail prices of petroleum products in August 2025 were Sh186.37 per litre for premium motor gasoline, Sh172.75 per litre for light diesel oil, and Sh156.76 per litre for illuminating kerosene,’ said KNBS.

‘Over the same period, the average retail price of charcoal was Sh89.83 per kg, while that of a 13-kg LPG cylinder stood at Sh3,158.35,’ it added.

The financial supermarket: Can your bank do it all?

Customers are no longer just looking for loans and savings anymore; they demand a one-stop shop for all their financial needs. This puts commercial banks under pressure to expand beyond their traditional roles and deliver a full suite of financial services. But can lenders evolve into true financial supermarkets?

Moses Muthui, Director of Consumer Banking at Absa Bank Kenya Plc, joins us to discuss the future of banking and whether this all-in-one model is a customer dream or a business reality.

Make Money, a podcast series, hosted by Kepha Muiruri, from Business Daily Africa unravels ways to be financially savvy. Get practical tips and advice on how to increase your income, build wealth, and achieve financial freedom in Kenya. Whether you’re just starting out or a seasoned investor, we’ve got something for everyone.

Raising the bar: The woman shaping Kenya’s whisky culture

When Josephine Katambo speaks about whisky, she doesn’t start with the usual talk of age statements, smoky notes, or oak casks. Instead, she starts with the senses.

‘Close your eyes, hold the glass, smell the aroma, and feel the texture. Let your senses lead you,’ she says.

‘We start with sight, admiring the rich amber colour. Then the aroma – fruit, vanilla, or oak. Taste comes next, often paired with food, chocolate, tropical fruits, even Kenyan dishes. Finally, we reflect on how the flavours evolve. It’s not about rules. It’s about making whisky your own.’

It’s an approach that has guided her journey as the marketing manager for Scotch and Reserve brands at East African Breweries Limited (EABL), where she leads efforts to make whisky appreciation both aspirational and approachable.

Blending experience and insight

Josephine’s path to the world of premium spirits has been anything but linear. She began her career in 2013 with a distributor handling baby and feminine care products in Nairobi, later moving to regional roles in infant nutrition and hair care. Each step, she says, taught her something new about consumer behaviour.

‘In baby care, it was about trust. In nutrition, it was about heritage and responsibility. In hair, it was about identity and expression. Those lessons are exactly what I bring to whisky today,’ she says.

When she joined EABL as a senior brand manager, she became part of a team exploring how to expand the Scotch whisky category in Kenya. ‘It was serendipity,’ she recalls. ‘We were doing a sprint to understand how big the category could get, and I ended up helping to define what that future might look like.’

Her philosophy has remained consistent across industries – that brands must become part of people’s lives. ‘Consumers today want authenticity,’ she says. ‘They’re not just buying a drink; they’re buying an experience that reflects who they are.’

An evolving market

Kenya’s whisky market has long been dominated by blends, but single malts are now finding a growing audience. Josephine attributes the shift to rising disposable incomes, global exposure, and a new generation eager to express identity through their choices.

‘Modern consumers are intentional,’ she explains. ‘They’re curious about what they drink; where it came from, how it was made, and what makes it special.’

At EABL, Josephine says this has translated into more interactive experiences such as tasting sessions and guided pairings that demystify whisky. These gatherings, held in Nairobi, Mombasa, and Kisumu, Kenya’s biggest cities, encourage participants to explore flavours in a relaxed setting.

‘When food looks good, tastes good, and is fresh, most children are happy to try anything,’ she says, smiling, ‘and it’s similar for adults. When you make whisky approachable, people are willing to explore.’

She describes one of the brands in her portfolio, Singleton, as having a smooth, fruit-forward style that appeals to first-time single malt drinkers.

‘It’s a good entry point for people discovering the category,’ she notes, careful to frame it within a wider movement of what she calls ‘premium palate exploration’, a growing culture of consumers learning to appreciate craftsmanship and complexity.

Josephine wouldn’t be a true whisky lover if she didn’t experience it. If you ask how she enjoys her whisky, she smiles.

‘I like it neat, to appreciate the flavours in their purest form. But I also enjoy it with a splash of water, which opens up the aromas. And sometimes, depending on the setting, I pair it with food.’

A taste for authentic experiences

Josephine’s work reflects broader cultural changes in Kenya, where consumption is increasingly about expression rather than routine.

‘We’re moving from buying things out of habit to choosing experiences that define us,’ she says. ‘Whether it’s fashion, food, or travel, people are curating their lives. Whisky is part of that evolution.’

This trend, she adds, is reshaping how brands approach storytelling and hospitality. ‘As consumers develop refined tastes, they expect better service, better environments, and better stories behind every sip. It raises the bar for everyone in the industry.’

In November, EABL will unveil a series of limited-edition single malt releases, part of a broader effort to celebrate craftsmanship and rarity in Kenya’s spirits scene.

Josephine says the move reflects a growing appetite for premium products. ‘It shows that Kenyan consumers appreciate exclusivity and are ready for new experiences,’ she says.

Her vision for the future goes beyond bottles and branding. She imagines collaborations with chefs, mixologists, and artists – immersive evenings where food, music, and whisky intersect.

‘Dining and whisky should complement each other,’ she says. ‘It’s not just about drinking; it’s about celebrating creativity and culture.’

Breaking stereotypes

As a Kenyan woman leading the narrative around premium whisky, Josephine is aware of the cultural expectations that come with her role.

‘When I stand in front of a room leading a tasting, I know it shifts perceptions,’ she says. ‘It tells people that whisky isn’t limited by age, gender, or background. It belongs to anyone who values taste and experience.’

Her approach is simple but transformative; to help Kenyans see whisky not as an elite ritual, but as a personal journey of flavour, discovery, and confidence.

‘There’s no single right way to enjoy it,’ she concludes. ‘Whisky should adapt to you, not the other way around.’

Afreximbank guarantees Sh11 billion payout in sale of NBK

The African Export-Import Bank (Afreximbank) issued an $89.5 million (Sh11.56 billion) payment guarantee to facilitate the acquisition of KCB Group-owned National Bank of Kenya (NBK) by Nigeria’s Access Bank Group, in a deal valued at $106.9 million (Sh13.81 billion).

The guarantee represents 83.7 percent of the deal value.

Access Bank disclosures show Afreximbank- a multilateral trade finance institution, backed the deal giving the two lenders the comfort to proceed with the transaction before all closing conditions are fully satisfied.

Although central banks in Kenya and Nigeria have granted preliminary approval, final authorisations remain pending. As a result, the deal is not yet fully closed and control of NBK had not transferred to Access Bank as at the end of June 2025.

The guarantee by Afreximbank therefore bridges the gap between the signing of the transaction and the final completion, assuring KCB Group that payment will be made once all closing conditions are met.

To secure the seller’s (KCB) right to receive payment pending satisfaction of the regulatory conditions, the group (Access), the seller, and Afreximbank entered into a guarantee agreement of a maximum guarantee amount of $89.5 million effective 30 May 2025,’ said Access in the interim financial report for up to June 2025.

The guarantee means that should Access fail to pay once all closing conditions are fulfilled, Afreximbank will be forced to step in and pay the Kenyan lender up to the guaranteed amount.

The transaction, first revealed in March 2024 and formally executed on May 30, 2025, involves Access Bank acquiring 100 percent of the issued share capital of NBK from KCB Group.

However, Access says the transaction remains subject to the receipt of unconditional regulatory approvals, which represents the final requirement for satisfying the closing conditions.

As of June 30,2025, Access Bank confirmed in its interim financial statements that the acquisition had not been consolidated, given that ‘control of NBK had not yet transferred’ and regulatory approvals remained conditional.

The acquisition is part of Access Bank’s ongoing expansion strategy in East Africa.

Access already operates in Kenya through Access Bank Kenya, which previously traded as Transnational Bank before the acquisition deal in 2020.

Access Bank Kenya operations will be merged with those of NBK once the transaction is completed, enhancing the lender’s foothold in the country. Access has 25 branches in the country against NBK’s 85.

KCB acquired NBK in 2019 but has since struggled to fully integrate the subsidiary, citing legacy non-performing loans and capital adequacy challenges.

Selling NBK to Access Bank allows KCB to streamline its operations and focus on its core markets while freeing up capital for future growth.

The financial supermarket: Can your bank do it all?

Customers are no longer just looking for loans and savings anymore; they demand a one-stop shop for all their financial needs. This puts commercial banks under pressure to expand beyond their traditional roles and deliver a full suite of financial services. But can lenders evolve into true financial supermarkets?

Moses Muthui, Director of Consumer Banking at Absa Bank Kenya Plc, joins us to discuss the future of banking and whether this all-in-one model is a customer dream or a business reality.

Make Money, a podcast series, hosted by Kepha Muiruri, from Business Daily Africa unravels ways to be financially savvy. Get practical tips and advice on how to increase your income, build wealth, and achieve financial freedom in Kenya. Whether you’re just starting out or a seasoned investor, we’ve got something for everyone.

Co-op Bank rivals Equity and Safaricom in digital overdraft race

The Co-operative Bank of Kenya has introduced an unsecured digital overdraft facility that allows customers to overdraw their accounts by up to Sh100,000 for transactions such as bill payments, raising competition for Equity Bank Kenya and Safaricom.

The lender has informed customers that the new short-term credit facility, called ‘Kamilisha’, will enable individuals and businesses to complete transactions when they do not have sufficient funds at a time of paying bills such as house rent, electricity, stock purchases or sending money.

‘The overdraft service allows you to complete transactions when you don’t have enough money in your bank account. It bridges the shortfall between what you have and what you need to pay, helping you complete important transactions instantly,’ the lender told customers.

Court backs sacking of tutor over sexual harassment

The Employment and Labour Relations Court has upheld the sacking of a lecturer accused of sexual harassment by inappropriately touching female students, hugging them suggestively, and using uncomfortable terms to address them, such as ‘darling’ and ‘sweetheart.’

The court said that Oshwal College in Nairobi had a valid and fair reason for terminating the employment of Benard Nyamamba Mauti in May 2023 on grounds of gross misconduct.

After reviewing the students’ complaints, the court said, it was evident Mr Mauti’s conduct was inappropriate and amounted to sexual harassment, and his actions clearly breached the boundaries of the professional student-teacher relationship, expected of him.

As a lecturer, the claimant was under a strict obligation at all times to maintain professionalism in all interactions with his students and to refrain from any verbal or physical behaviour of a sexual nature,’ said the court.

Although the students described the lecturer as a good teacher, his conduct was unethical and inappropriate.

And while he allegedly referred to female students as ‘sweetheart’ or ‘darling,’ was overly touchy with them, hugged and whispered in their ears, it was claimed that he was notably harsh towards male students.

‘In light of the foregoing, the Court finds no reason to doubt the credibility of the students’ statements outlining the allegations against the Claimant,’ said the court.

Mr Mauti was employed by the college in 2010 as a lecturer under an open-ended contract of service and said that he performed his duties diligently throughout his employment.

He was fired on May 19, 2023, over allegations of sexual harassment, but he maintained that his termination was irregular, unlawful, unjustified, and in blatant violation of the Employment Act.

Mr Mauti wanted the court to issue a declaration that his sacking was wrongful and amounted to unfair and unlawful dismissal.

He also sought to be paid damages and compensation for breach of contract amounting to Sh22.7 million, being the wages for the remainder of the contract period from May 1, 2023, until retirement age of 60 years.

He testified that he was summoned to the principal’s office on April 26, 2023, in the presence of the Academic Registrar, where he was informed that he was under investigation based on student appraisal forms.

He said that, through threats and intimidation, the principal failed to fully disclose the nature of the investigation and did not allow him to view or examine the said appraisal forms, which allegedly contained claims of sexual harassment made against him.

A few days later, he said he was summoned to appear before a panel and informed that he was under investigation for sexual harassment allegations made by certain students.

Mr Mauti claimed that the panel, which he considered irregular and incompetent, interrogated him unlawfully without providing adequate or clear particulars of the allegations, including the identities of the complainants, the specific nature of the accusations, or any supporting evidence such as complainant statements, CCTV footage, or reports.

Despite this lack of disclosure, he answered the panel’s questions and categorically denied all allegations.

The lecturer said he granted only three days to respond to the show cause letter, yet he had not been furnished with full and detailed particulars of the allegations, including the names of the complainants, the specific allegations, and the evidence relied upon.

He maintained that the statements were fabricated and backdated to appear genuine after he had demanded them during his interrogation by the panel.

The college management defended the termination, saying the decision was conducted in accordance with the law, fair and lawful, and that he was in breach of the Employment Act and the college’s human resources manual.

The college said it first received a complaint regarding his conduct involving sexual harassment, specifically, an incident in which he kissed a student in the library.

Mr Mauti allegedly acknowledged his misconduct and, by a letter dated August 23, 2010, he tendered a written apology, undertaking that such behaviour would not recur.

About four years later, there was another complaint from a parent alleging that he had been sending inappropriate text messages to her daughter, which made the student uncomfortable.

Once again, he allegedly admitted to the conduct, apologised, and was cautioned regarding his behaviour and its potential consequences.

There were more complaints from students, with one alleging that he had inappropriately touched her, solicited and received a gift from her, and made unwarranted phone calls to another student.

Again, he was reminded of the college’s duty to maintain a safe and respectful learning environment and was issued a final warning, cautioning that any further breach of the institution’s ethical or welfare standards would lead to immediate termination of his employment.

The court said the alleged behaviour of touching and hugging female students and addressing them with terms such as ‘darling’ or ‘sweetheart’ was wholly improper and constituted sexual harassment.

‘As a learning institution, the Respondent bore a duty of care to its students to ensure that the learning environment remained safe, both physically and emotionally. This duty required the Respondent to investigate any allegations of sexual harassment and to take appropriate disciplinary measures if such allegations were substantiated,’ said the court.

The court said it should also be appreciated that the college was not required to prove the allegations against the lecturer beyond a reasonable doubt.

Kenya rolls out digital cargo system to cut Mombasa port delays

Kenya is introducing an integrated digital platform at the port of Mombasa for faster clearance of goods, marking a significant step in efforts to reduce congestion and shorten turnaround times at the country’s busiest maritime gateway.

The platform, known as the Port Community System (PCS), is being implemented in a joint partnership between Kenyan software development firm EMEA Port Logistics and Dubai-based logistics group DP World, working alongside the Kenya Ports Authority (KPA).

The new system is designed to link all players involved in import and export processing, including shipping lines, clearing and forwarding agents, transport firms and government departments, on a single online network.

Through the system, users can track shipments, submit documents, make payments and book gate entries electronically, replacing the multiple digital and manual steps that currently slow down cargo release.

‘This partnership with DP World marks an important step in advancing Kenya’s logistics capabilities. Together, we’re creating a connected and transparent ecosystem that benefits all players in the trade chain,’ said Jack Rono, director at EMEA Port.

DP World said the platform would simplify coordination among agencies that handle cargo clearance, allowing information to move simultaneously across institutions that traditionally rely on separate databases.

It projects that once fully deployed, the new framework could cut average cargo clearance time by about 30 percent.

The initiative seeks to address long-standing inefficiencies at Mombasa port, where overlapping systems and paper-based procedures have kept dwell times among the highest in the region.

Efficiency at the port is closely watched through Time Release Studies, which measure how long it takes for goods to move from vessel arrival to release.

The most recent review by the statistics and customs authorities put average clearance at between 13.5 days, depending on cargo type.

The Mombasa port handled 32.86 million tonnes of cargo throughput between January and September 2025, compared to 29.97 million during the same period last year, marking a 9.6 percent growth.

In the latest data, the port registered 1.55 million twenty-foot equivalent units (TEUs) between January and September 2025 compared to 1.46 million TEUs in 2024.

The increase represents a growth of 91,000 TEUs, equivalent to 6.2 percent.

Kenya operates several parallel digital tools, including the Kenya TradeNet System, which handles trade documentation, and the customs platform run by the Kenya Revenue Authority (KRA), which do not always communicate seamlessly.

By merging these processes into one interface, the PCS is expected to reduce duplication and lower compliance costs for importers and exporters.

In practice, that means information on a single container will be entered once and updated automatically across all relevant agencies.

DP World has been expanding its digital logistics platforms in Africa as part of a wider strategy to modernise trade flows.

The firm already operates similar systems in Tanzania and Mozambique, linking ports, customs agencies and transport corridors under unified data networks.

The deployment in Mombasa also underscores Kenya’s renewed push to digitise trade procedures and align with regional efficiency standards under the African Continental Free Trade Area framework.

A seamless digital chain is considered key to cutting non-tariff barriers that raise logistics costs across East Africa.