Churches, mosques must question sources of donations, says EFCC chief

Ola Olukoyede, chairman of the Economic and Financial Crimes Commission (EFCC), has disclosed that pastors, imams, bishops, sheikhs and other religious figures feature prominently among individuals investigated, prosecuted and convicted for financial crimes in Nigeria.

Olukoyede made the disclosure on Wednesday at the 2026 Second Council Meeting of the Nigeria Inter-Religious Council in Abuja, where he urged religious leaders to take a more active role in the fight against corruption and called for greater scrutiny of religious titles.

The EFCC chairman said the commission’s case files contained numerous suspects identified by religious titles, noting that some had been convicted and were serving prison sentences for financial crimes.

He said religious titles should not be allowed to influence how individuals accused of financial crimes are perceived or treated, including when such persons are facing prosecution or serving prison terms.

‘So many case files, pastor, imam indicted for financial crimes. And some of them are even badly convicted, and they are in jail,’ Olukoyede said.

He expressed concern that some convicted persons continued to be addressed by their religious titles even while serving jail terms.

‘And while in jail, they still refer to them as pastor and imam,’ he said.

Olukoyede therefore called for a review of the practice of conferring or using religious titles, arguing that titles such as pastor, imam, bishop and sheikh should not confer any special status on individuals who engage in financial crimes.

‘I advocated for a review of the titles we give to men of God. Maybe, if it is possible for us to remove those titles, pastor and imam.

‘If it is possible for us to remove that title: pastor, Imam, bishop, sheik. And you know what? I have my case files full of these titles,’ he said.

According to him, religious identity should be assessed through the conduct and actions of individuals rather than their titles, appearance or public perception.

He said religious status could not shield anyone from investigation or prosecution when there were allegations of financial crimes.

‘Because the spirit of God is by their fruits, not their appearance. Not what we call ourselves. It is by the fruits,’ Olukoyede said.

The EFCC chairman recounted an encounter with a suspect who, upon being brought to the commission for investigation, introduced himself using several religious titles.

‘Somebody was brought in for investigation. And he demanded to see me… As he entered, he said, I am reverend, doctor, bishop,’ he said.

Olukoyede said he remained focused on the allegations against the individual rather than the titles he claimed, stressing that religious affiliation would not determine the commission’s approach to financial crime.

‘So, if you think you’re a Christian or you’re a pastor here, and you commit financial crime, I will be your enemy. I won’t be your friend,’ he declared.

He also challenged religious leaders and their followers to examine whether Nigeria’s strong religious identity was adequately reflected in the country’s public and economic life.

According to him, the large number of Nigerians who identify strongly with Christianity and Islam should translate into higher standards of integrity and accountability in society.

‘We are a deeply religious people. Our churches and mosques are full. Yet, we must have the courage to ask ourselves, has the depth of our religious profession been sufficiently reflected in the integrity of our public and economic life?’ he said.

Olukoyede said the role of religious institutions in the fight against corruption should go beyond reacting to financial crimes after they had been committed.

He urged churches, mosques and other faith institutions to play a preventive role by shaping the conduct of their members and promoting values of honesty, accountability and integrity.

The EFCC chairman also criticised the practice of celebrating unexplained wealth within religious institutions, warning that religious leaders should question the sources of unusually large donations and wealth displayed by their members.

He cited the example of public officials who build expensive religious structures or make substantial donations that appear disproportionate to their known earnings.

‘A public servant says he has built a mosque that is worth more than his earnings in the next 500 years. And you go there to dedicate it. You are dedicating the process of crime,’ he said.

Olukoyede stressed that financial crime was not limited to any particular religion or ethnic group, urging faith communities to use their influence to discourage the celebration of wealth whose sources could not be explained.

He said religious leaders had a responsibility to ensure that their institutions did not become platforms for legitimising proceeds of crime or conferring social respectability on individuals whose wealth was derived from illicit activities.

The EFCC chairman urged members of the Nigeria Inter-Religious Council to use their platforms to strengthen the moral fight against corruption and encourage their followers to uphold integrity in their personal, public and economic dealings.

Swiss investors see long-term opportunities in Nigeria

Switzerland remains one of Nigeria’s leading European investors, with more than 50 Swiss companies operating across key sectors of the economy. In this interview, Patrick Egloff, Ambassador of Switzerland to the Federal Republic of Nigeria, the Republic of Niger, the Republic of Chad, and Permanent Representative to ECOWAS, discusses investment opportunities, migration cooperation, and regional security, while expressing confidence in Nigeria’s long-term economic prospects. Faith Omoboye brings excerpts:

Your Excellency, what can you tell us about Nigeria-Switzerland bilateral relations?

Our bilateral relations are strong and dynamic, built on mutual trust, political dialogue and practical cooperation. Nigeria and Switzerland work closely on trade, investment, peacebuilding, human rights, migration and humanitarian issues.

This year, we opened a new chapter of cooperation in the creative industry. During the historic visit of Elisabeth Baume-Schneider to Nigeria at the end of June – the first ever by a Swiss Minister of Culture – Benin bronze sculptures and Ikom monoliths were restituted, and a bilateral agreement on the transfer and protection of cultural property was signed, which paves the way for bilateral cooperation in this field. Furthermore, both the Nigeria Film Corporation and the Centre for Black and African Arts and Culture (CBAAC) signed an MoU with Switzerland’s national film archive, Cinémathèque Suisse, starting a collaboration in the preservation, restoration and digitalisation of Nigeria’s rich film heritage. The National Film Institute in Jos and the University of Applied Sciences and Arts in Lucerne decided to jointly work on a master’s programme. It is an exciting development and a sign that new partnerships continue to emerge between our two countries.

How would you characterise the current level of Swiss private-sector investment in Nigeria?

Business and investment are central pillars of our relationship. Switzerland is among the leading European investors in Nigeria, with more than 50 Swiss companies operating across sectors including manufacturing, logistics, pharmaceuticals, engineering, consumer goods and services.

Many of these companies have maintained a presence in Nigeria for decades. They manufacture locally, develop supply chains with Nigerian farmers and SMEs, invest in skills development and employ thousands of Nigerians.

A recent example is Mediterranean Shipping Company (MSC), which announced plans to build a new container terminal on Snake Island in Lagos, representing an investment of about $1 billion.

Swiss businesses operate across Nigeria, from Lagos and Abuja to Kano and the Niger Delta. Companies such as Bhler Group, Nestlé, ABB and Sulzer have established operations supporting agriculture, food production, energy and industrial development.

The Swiss Nigerian Business Council provides a platform for engagement between Swiss and Nigerian businesses, while the Consulate General of Switzerland in Lagos promotes trade and investment opportunities.

When I engage with Swiss chief executives, I sense optimism about Nigeria. This confidence is driven by improvements in foreign exchange stability, Nigeria’s young and technologically skilled workforce, and ongoing efforts by agencies such as PEBEC and NIPC to improve the business environment.

Swiss investors typically take a long-term view. Consistent policies, strong intellectual property protection, reliable energy infrastructure, and security remain important considerations for future investment.

I was also pleased to see Nigeria strongly represented at this year’s World Economic Forum in Davos. Nigeria House provided an important platform for engagement between Nigerian stakeholders and global investors.

Switzerland and Nigeria share a federal structure despite their differences. One is often seen as the world’s vault and the other as a future market. How do you navigate that perception gap?

I do not encounter that perception gap in my daily work because our economic relationship is based on present realities rather than outdated stereotypes.

Switzerland is much more than a banking centre. While it hosts leading financial institutions, banking contributes only around five percent of Swiss GDP. The country’s economic strength lies in innovation, advanced manufacturing, research, engineering and world-class vocational education.

Switzerland has topped the World Intellectual Property Organization’s Global Innovation Index for 14 consecutive years.

Similarly, Nigeria should not be viewed merely as a future market. Significant economic activity is already taking place in sectors such as fintech, creative industries, entrepreneurship and manufacturing.

Swiss companies invest in Nigeria because of opportunities that exist today. They are working with a talented workforce and contributing to industrial growth now, not waiting for a future opportunity.

Migration remains a sensitive issue in Europe-Africa relations. How is Switzerland balancing border management with legal migration opportunities?

Switzerland and Nigeria have built a distinctive migration partnership over the past 15 years.

Since 2011, the partnership has produced more than 65 projects covering areas such as document security, border management and support for victims of human trafficking. Annual high-level dialogues ensure continued cooperation and open discussion on migration issues, including legal pathways.

Our approach combines security with opportunity. While supporting the Nigerian Immigration Service in strengthening border management, we are also investing in human capital development.

Through partnerships with companies such as Nestlé and Bhler, young Nigerians receive vocational training opportunities. Together with Germany’s GIZ and Nigerian institutions, we support the SKYE (Skills Development for Youth Employment) programme, which helps young Nigerians acquire skills and secure employment. Such investments benefit young people, businesses and society as a whole.

The deteriorating security situation in the Sahel is increasingly affecting the wider region. Is there a coherent Swiss strategy linking Nigeria and the Sahel?

Switzerland’s Africa Strategy 2025-2028 recognises that a prosperous and stable Africa is important not only for economic reasons but also for regional and global security.

Switzerland has worked in the Sahel for more than 50 years and maintains a presence in Mali, Burkina Faso, Niger and Chad. I am also the accredited Swiss Ambassador to Niger and Chad. We are regarded as an independent and reliable partner in the region.

Nigeria is a crucial partner for Switzerland and has never been a secondary consideration. For more than a decade, Switzerland has supported peacebuilding, humanitarian assistance and human security initiatives in Nigeria.

Our support is closely aligned with Nigeria’s efforts to stabilise the north-east. A secure north-east is important not only for Nigeria but also as a buffer against instability spreading southward from the Sahel.

A stable and prosperous Nigeria contributes significantly to regional stability and development.

A few years from now, when your posting ends, what single metric would convince you that your mission was successful?

Diplomacy is ultimately about people. I have the privilege of representing Switzerland, and for me, success will be measured by the positive experiences Nigerians have with my country.

If more Nigerians learn about Switzerland, engage with Swiss institutions and leave with a favourable impression, I will consider that a meaningful achievement.

At the same time, I know that I will leave Nigeria enriched by the country’s energy, diversity, creativity and the warmth of its people. That experience alone will leave me with a lasting smile.

Harnessing Nigeria’s youth for the energy transition

again. A nurse in a primary health centre is checking, for the third time this week, whether the vaccine fridge still has power. A trader is doing quiet arithmetic on how much of today’s profit just went to diesel. None of these people have read the Energy Transition Plan. None of them have opinions on blended finance or naira-denominated debt instruments. But their lives are the actual scoreboard for whether Nigeria’s energy transition is working, and by that scoreboard, we are not winning.

This is the uncomfortable truth that came out of the Sustainable Energy Summit in Abuja, where BudgIT Foundation, along with its partners, brought government officials, regulators, investors, civil society organisations and young entrepreneurs into one room to ask a simple but overdue question: why hasn’t Nigeria’s energy ambition turned into investment?

The answer, delivered by the keynote speaker, was refreshingly honest but equally concerning. Nigeria is not short of policy. We have the Energy Transition Plan. We have Nationally Determined Contributions. We have the Electricity Act. We have, by the ETP’s own estimate, identified that we need roughly $1.9 trillion to reach net-zero by 2060. What we don’t have is a reliable bridge between the policy documents sitting in ministries and the bankable projects that would actually get built. Capital, as one panelist put it plainly, is not the problem. The problem is that we have not made it easy, or safe, or predictable enough for that money to choose Nigeria.

This is where it gets personal for anyone who has ever waited for the government to keep a promise. Predictability is not an abstract investment term. It is the same thing citizens want when they ask whether a policy will still exist next year, whether a contract signed today will be honoured tomorrow, whether the rules will change halfway through the game. Investors want it for the same reason ordinary Nigerians want it: nobody commits serious money, or serious hope, to a system they cannot read.

BudgIT’s budget analysis makes the scale of the disconnect uncomfortably concrete. Climate-related capital allocation is roughly fifteen to twenty times smaller than Nigeria’s overall capital budget, a rounding error next to the scale of the problem it is meant to solve. And even within that small envelope, the money does not always go where the need is greatest.

According to the analysis, between 2021-2026, Nigeria allocated approximately N1.7 trillion to solar street lighting. Mini-grids, the kind of decentralised power that could actually electrify underserved communities and keep small businesses running, received roughly N218 billion. Streetlights matter for safety. But when the country’s most visible climate-budget line is illumination for roads rather than power for homes, clinics and workshops, it is worth asking who these budgets are really designed to serve, and who gets to decide.

This disproportion underscores the importance for a deliberate policy floor. Nigeria should commit to allocating at least 10% of its national capital budget to climate related projects and ensure that funds are weighted towards high-impact decentralized projects rather than low-impact, high-visibility projects. The target must be paired with criteria for where the money goes.

Then there is the question of who gets left out of energy transition entirely. At the summit’s youth panel, a recurring theme emerged that should embarrass a country with Nigeria’s demographic window of opportunity: young Nigerians building genuine renewable-energy businesses, properly registered, properly certified, doing everything the rulebook asks of them still cannot get financiers to take them seriously.

Commercial lenders offer terms built for oil and gas majors, not for a 26-year-old running a solar mini-grid startup: interest rates near 30%, repayment windows of three to five years, for businesses that need a decade to mature. One young entrepreneur asked, with quiet frustration, whether a person who does everything right will ever be trusted enough to be called bankable or whether Nigeria will keep demanding collateral, connections and a track record from people it has never given the chance to build one.

That is not a financing gap. That is a trust gap, and it is one Nigeria is imposing on its own most energetic generation.

Nigeria’s gas debate deserves the same honesty. Gas can be part of the transition, but some experts argue otherwise. Gas expansion is not automatically the same thing as energy transition, and reducing flaring is not automatically the same thing as reducing emissions. Building more gas infrastructure without markets, pipelines and buyers waiting at the other end simply produces the next generation of stranded assets, paid for by Nigerians who will still be waiting for the electricity that was promised.

None of this requires new committees or another convening/conference to diagnose. What it requires is a government willing to be measured by outcomes rather than announcements: transparent, trackable pipelines of actual projects, not just pledges; one coordinated system for tracking climate and energy spending across every ministry that touches it, not just the obvious two; a financing window that treats young entrepreneurs as a market to be developed rather than a box to be ticked; and a digital, public record of energy contracts and obligations that any citizen, not just an investor, can actually read.

The child studying by lamplight does not care about the elegance of Nigeria’s Energy Transition Plan. She cares whether the promise made still holds when she needs it. Nigeria has spent years being credible on paper. It is time to be credible in practice and that choice belongs to the government now, not to another convening.

Google tightens Ad visibility as Nigerian businesses prepare for peak season

Google is giving Nigerian businesses greater visibility into how their Search advertising performs as companies prepare for Black Friday and the festive shopping season, with new artificial intelligence tools designed to connect customer searches, advertisements and website visits in one view.

The technology company announced two updates to its AI Max for Search product at DMEXCO 2026 in Cologne, Germany, introducing a new reporting feature and expanding AI Brief, a Gemini-powered tool that allows advertisers to guide how their campaigns behave.

The changes come as Nigerian businesses enter one of the most important periods for digital advertising, with Black Friday scheduled for November 27 and the festive shopping season following closely behind.

The new reporting feature is designed to give advertisers a clearer picture of the customer journey by bringing three pieces of information into a single view: what a customer searched for, the advertisement they were shown and the page they reached on the advertiser’s website.

Google said the feature will roll out to advertisers globally, including Nigeria, later this year.

For businesses that currently have to piece together information from different sections of their Google Ads accounts, the change could make it easier to identify which searches are generating traffic and whether customers are being directed to the most relevant pages.

Olumide Balogun, director, East and West Africa, Google, said the new tools are particularly relevant as businesses prepare to increase advertising activity during the peak shopping period. ‘Every naira matters, especially in the weeks before Black Friday,’ Balogun said.

He said the new report would allow business owners to see the customer’s search, the advertisement displayed and the page visited in one place, making it easier to assess where their advertising budget is working.

Moving beyond keywords

The development reflects a broader change in how consumers interact with search engines.

Google said people are increasingly using longer and more detailed queries, while voice and image searches are also becoming more common.

Searches conducted through Google’s AI Mode are three times longer than traditional searches, according to the company, while one in six of those searches is made using voice or an image.

That shift is forcing advertisers to move beyond the traditional approach of matching advertisements to specific keywords and instead understand the broader intention behind a customer’s query.

For example, rather than searching simply for ‘generator’, a Nigerian consumer could ask which small generator can power a freezer and two fans while consuming less fuel.

Google’s AI Max is designed to identify the intent behind such queries and match them with relevant advertisements.

The company said AI Max has become its fastest-growing Search ads product and was adopted by 500,000 advertisers during its first year.

Globally, advertisers using AI Max are seeing 27 percent more conversions, including sales and enquiries, at a similar cost, according to Google.

The company cautioned that the performance figures are global results shared at DMEXCO and are not specific to Nigerian advertisers.

More control for advertisers

Google is also expanding AI Brief, which allows advertisers to communicate their campaign preferences to AI Max using ordinary language.

Through the tool, businesses can specify what their advertisements should or should not say, the types of searches they want to prioritise and how their messaging should differ for particular customer groups.

A school uniform retailer, for example, could instruct the system to prioritise searches for school uniforms, while asking it to emphasise free delivery in Lagos when targeting first-time buyers.

Advertisers can also tell the system what information to avoid mentioning. Before a campaign goes live, AI Brief provides previews of potential advertisements and searches, allowing businesses to adjust their instructions.

The feature is being expanded globally through a closed beta, with Japanese, German, Spanish, Portuguese, Dutch, French and Italian added to the supported languages.

Google’s advertising changes are also taking place as the search results page itself evolves.

The company said advertisements can now appear above and below AI Overviews in more than 200 countries, including Nigeria.

AI Overviews provide short AI-generated answers to some search queries, meaning advertisers are increasingly competing for visibility around search results that may answer part of a customer’s question before the user reaches a traditional website result.

For Nigerian businesses, this could make understanding the relationship between search intent and advertising performance more important as consumer behaviour becomes more conversational.

Google said AI Overviews now reach two billion people globally. The development is particularly relevant for retailers, travel companies, financial technology firms, telecommunications businesses and other companies expected to increase digital marketing activity during Black Friday and the Christmas shopping season.

‘Now is the time for businesses to set up their peak season campaigns,’ Balogun said.

The latest tools do not fundamentally change the advertising data available to businesses. Instead, Google is bringing existing data together and adding AI-based controls designed to help advertisers tell its systems what they want their campaigns to achieve.

For Nigerian businesses, the significance lies in whether that greater visibility can help them identify which customer searches are producing meaningful engagement and where advertising budgets should be adjusted during the year’s busiest commercial period.

’How legacy mindset has shaped institutional governance, sustainable growth for two decades’

In todays’ ever changing world of business, achieving sustainable growth requires dedication and a strong legacy mindset.

While many corporate organisations in Nigeria struggle to stay afloat within a decade, Indigenous human resource outsources and management consulting giant, Resource Intermediaries Limited (RIL), has for the last two decades continue to display organisational resilience across West Africa.

Ademolasoye Awonaike, managing director and Chief Executive Officer of RIL said that the company’s survival and sustained growth over the past two decades were rooted in a deliberate ‘legacy mindset’ established from its founding.

Reflecting on the company’s over two decades of driving workforce innovation and corporate governance, Awonaike said that true resilience is rarely measured when the waters are calm; it is revealed in moments that demand unwavering conviction.

According to him, looking back over twenty years, organisations are not built by chance. They are shaped by purposeful decisions, quiet acts of courage, and an unwavering commitment to a vision, even when the path ahead is uncertain.

Commenting on institutional governance as a Pillar for Growth, Awonaike said that business owners must look beyond short-term commercial success and focus on building institutions that can outlive their founders.

He attributed RIL’s longevity to sound corporate governance, structured reporting frameworks, and deliberate operational systems put in place early in the company’s lifecycle. Sustainable growth demands discipline, accountability, and clarity of responsibility.

Addressing the macro-economic challenges, the firm faced over its 20-year history including the 2015 national economic recession and the global disruptions brought on by the Covid-19 pandemic, Awonaike said that adaptability must never come at the expense of core principles.

‘Resilience is not the absence of disruption; it is the ability to adapt without abandoning your principles,’

‘Prudent financial management, disciplined leadership, and a steadfast commitment to our core purpose are what sustained us through seasons of uncertainty, and they remain the foundation for our next era of growth,’ he said.

He further said that over the last two decades, Resource Intermediaries Limited has grown from a pioneer HR firm into a premier strategic partner for personnel management, talent acquisition, business process outsourcing, and corporate advisory services across multiple sectors.

The leadership skills in followership: When following is the failure (Part 4)

Every catastrophe of the crowd was built by people who followed well.

Look closely at the great institutional disasters, the fraud that a whole department quietly processed, the doomed campaign that an entire staff executed with precision, and the atrocity that required thousands of ordinary people to simply do their part. We comfort ourselves by imagining these were failures of obedience, ranks of the reluctant dragged along. They were the opposite. They were triumphs of followership. They demanded loyalty, reliability, commitment, alignment, discipline, every virtue this series has spent three weeks teaching you to prize – all of it working beautifully, all of it aimed at the wrong thing. The most dangerous people in history were rarely the masterminds. They were the excellent followers who never asked what they were following.

This is the shadow that most writing on this subject is too flattering to name, and it is where the whole series has been quietly heading. Everything I have praised has a dark twin. Loyalty, uncoupled from discernment, becomes complicity. Commitment, uncoupled from conscience, becomes the engine that lets good people carry out bad decisions with excellence. The same skill that builds an unbreakable team builds an unstoppable mistake, because a team that follows without judgement does not stop being obedient when the cause stops being worthy. It just follows, over the edge, in perfect formation.

So, the final skill of the great follower is not better following. It is discernment: the judgement to know what deserves your following and the courage to withhold it from what does not. And that begins with a single distinction that most people never consciously draw. You must decide whether you are following a person or a mission, because the day will come when the two diverge, and everything depends on which one you are actually loyal to. The follower bound to a person will go wherever that person goes, including down. The follower bound to a mission has somewhere higher to stand when the person departs from it. Loyalty to a mission looks almost identical to loyalty to a leader, right up until the moment it doesn’t, and that moment is the whole test.

When following someone no longer serves the thing you are both meant to serve, discernment becomes action, and it climbs a ladder. First, you question, honestly and in good faith. If that fails, you push back, with the loyal, upward truth-telling this series has already described. If that fails and the stakes are real, you refuse to participate in what you believe is wrong. And at the outer edge, when serious harm is being done, and every internal door has closed, you leave, or you are exposed. Each rung costs more than the one before, and most situations never climb past the first. But a follower who has never even located the ladder tends to freeze at the bottom of it when the moment comes, telling themselves that following was the loyal thing to do, when following had quietly become the failure.

Now, the caution that keeps this from becoming an excuse because discernment has its own counterfeit. The person who follows nothing, who treats every direction as an insult and every decision as a fight, is not discerning; they are merely difficult, and they are as useless to a mission as the yes-man they imagine themselves superior to. Contrarianism is not conscience. The mark of real discernment is that it follows fully and gladly when the thing is worthy and resists only when something genuinely deserves resistance. If you cannot remember the last time you followed wholeheartedly, your refusals are not principled. They are just your temperament wearing principles’ clothes.

And so the series closes where it began, on the two halves of a single skill. Real followership was never blind obedience, and it was never reflexive rebellion. It was always discernment joined to commitment: the wisdom to choose what is worth following and the strength to follow it completely, or the courage to stop. Following well and refusing well are not opposites. They are the same mastery, seen in two different seasons.

So, sit with the questions this series has been building toward. Are you following a mission, or only a person, and do you honestly know what you would do the day the two part ways? When did you last withhold your following from something that did not deserve it, and if you cannot recall, what does that silence tell you? And can you tell the difference, inside yourself, between principled refusal and the ordinary discomfort of being asked to follow at all?

Here is your final challenge. Choose one thing you are following this week, above you, below you, or beside you, and ask it plainly: does this deserve my following? If it does, follow it with everything you have, and stop apologising for it. If it does not, begin the harder work of questioning it before the day you wish you had.

We are taught that leadership is the summit, and following is the base of the mountain. It was always the other way around. Following, done with skill, with loyalty, and with the courage to sometimes stop, is the discipline every great leader is secretly practising, all the way up. The leader who masters it does not descend to it. They rise through it, and they never, at any altitude, stop.

Tara Fela-Durotoye: The real test is building a business that can outlive its founder

You started House of Tara as a 20-year-old law student, at a time when professional makeup was barely seen as a serious business in Nigeria. What did you see that others missed, and what gave you the conviction to build a business around it?

I’m not sure I would say I saw what others missed. I think I simply saw an opportunity and followed my curiosity.

I loved makeup, I was good at it, and I began to see that women were willing to pay for the service. But very quickly, I also saw something bigger: there was no real industry around it. There was no clear career path, no professional training, very few products designed with the Nigerian woman in mind, and certainly no ecosystem supporting makeup artists as entrepreneurs.

I was 20, studying law, so I didn’t have a sophisticated business plan. What I had was conviction, curiosity, and the willingness to start.

And sometimes that is how industries are built. You begin by solving the problem directly in front of you, and as you solve it, you begin to see the possibilities around it.

House of Tara eventually became much bigger than makeup for me. It became about creating an industry, creating jobs, and giving thousands of young women an opportunity to build livelihoods from something society had not previously considered a serious profession.

House of Tara was built on a series of firsts-the first bridal directory, Nigeria’s first makeup school and an indigenous beauty brand. Which of those bets was the hardest to make, and was there a point when you wondered if you had got it wrong?

There were many moments when I wondered if I had got it wrong!

But one of the hardest bets was building the indigenous beauty brand because the level of investment and infrastructure required was completely different.

Offering a service is one thing. Building a product business requires manufacturing, inventory, distribution, retail, working capital, and an understanding of the consumer at scale.

And we were asking Nigerian women to believe that a Nigerian beauty brand could sit confidently alongside international brands.

But that is one of the things entrepreneurship taught me: sometimes you have to build ahead of the evidence.

The makeup school was similar. At the time, who went to school to learn makeup? Today it seems completely normal. Then, it required us to create both the solution and the market for the solution.

There were mistakes. There were things we launched too early. Some investments didn’t produce what we expected. But I don’t think innovation is possible without being willing to be wrong sometimes.

You spent 27 years as the face and driving force of House of Tara. What was the moment you realised that the greatest test of what you had built was whether the business could succeed without you at the centre of it?

It wasn’t one dramatic moment. It was a growing conviction.

I began asking myself a very uncomfortable question: If Tara disappears from House of Tara, what remains?

Because for many years my identity, relationships, creativity, energy and reputation were deeply intertwined with the company.

And founders are often celebrated for that. We say, ‘She is the business.’ But eventually I began to see that as a vulnerability rather than simply a strength.

If every major decision requires you, every important relationship sits with you, and the organisation cannot move at the same speed when you are absent, then you haven’t yet built an institution. You have built a very successful founder-dependent business.

That realisation changed my definition of success.

My ambition was no longer simply to build House of Tara bigger. It was to build the House of Tara beyond Tara.

In 2025, you handed day-to-day leadership of House of Tara to Rosemary Layode. What did you have to let go of, personally and professionally, to make that transition work, and what did it teach you about founders and control?

I had to let go of the need to be needed.

And I think that is one of the hardest things for founders to admit.

When you have built something for decades, being consulted feels like respect. Being copied on everything feels like relevance. Being the person who can solve every problem feels like leadership.

But those same things can prevent the next generation of leaders from developing.

Professionally, I had to allow Rosemary to lead differently from me. If I appointed a successor but expected her to make every decision exactly as I would, then I hadn’t really handed over.

Personally, I had to separate who I am from what I do.

House of Tara is part of my life’s work, but Tara is more than House of Tara.

Transition taught me that succession isn’t simply about finding the right successor. It is also about preparing the founder to leave the seat.

And sometimes the person who needs the most preparation for succession is the founder.

You now describe the goal as building ‘founder-independent’ businesses. What did your own journey teach you about the systems, people and culture a founder must put in place before a business can truly outlive its founder?

You cannot wish your way into institutionalisation.

There are very practical things that must happen.

Knowledge has to move from the founder’s head into the organisation. Processes have to be documented. Decision-making authority has to be distributed. Governance has to become stronger. People must be developed before you desperately need them.

But there is another element we don’t talk about enough: culture.

Systems tell people how things are done. Culture tells them why.

If the founder leaves and the values leave with her, the organisation has not really been institutionalised.

So the question becomes: can people who have never met me understand how we think, what we value, what excellence looks like and how we make decisions?

That is when you know you are beginning to build something that can outlive you.

Your book, Building Beyond You: The House of Tara Story, took seven years to write, and the House of Tara story has become a teaching case at Stanford Graduate School of Business. When you look back at the journey now, what part of the story do you understand differently from when you were living through it?

While I was living it, I thought the story was primarily about entrepreneurship and growth.

Looking back, I realise it was really about institution building.

When you’re inside the story, you’re thinking about payroll, expansion, products, people, competition, cash flow,w and the next problem that needs solving.

Distance gives you perspective.

Today I can see that some of the difficult seasons were actually building capabilities we would need later. Some of the people’s decisions that seemed small became consequential. Some of the systems we resisted eventually became essential.

And perhaps the biggest shift in my thinking is this: the founder is not the final product of entrepreneurship. The institution is.

The real question isn’t simply, ‘What did you build?’

It is, ‘What did you build that can continue building when you are no longer doing the building?’

What problem did you encounter repeatedly among entrepreneurs that convinced you Building Beyond You needed to become an institute rather than remain a book, and what do you believe African founders are getting fundamentally wrong about building businesses that last?

I kept meeting successful founders who had built businesses that could not function effectively without them.

Revenue had grown. Staff numbers had grown. Visibility had grown. But institutional capacity had not grown at the same rate.

The founder was still approving everything.

The founder held the relationships.

The founder carried the vision.

The founder knew where everything was.

And eventually the founder becomes the bottleneck in the company they created.

That is when I realised a book wasn’t enough.

People don’t only need inspiration. They need frameworks, tools, accountability, peer learning, governance support and practical help to make the transition from founder-driven to institution-driven.

That is why Building Beyond You became an institute and a movement.

One of the things I believe we must change across Africa is our obsession with starting businesses without an equal obsession with building institutions.

We need African companies that can survive leadership transitions, economic cycles and generations.

The Building Beyond You Conference is now moving into its second edition, with the 2026 conference targeting 2,500 founders, business owners and executives. What are you hearing from entrepreneurs that tells you the biggest challenge is no longer simply starting a business, but building one that can survive its founder?

The questions have changed.

People are asking: ‘How do I get my team to take ownership?’ ‘How do I build a leadership pipeline?’ ‘How do I create systems?’ ‘How do I prepare a successor?’ ‘How do I know when it is time to step back?’ ‘How do I build governance without losing entrepreneurial speed?’

Those are not startup questions. Those are institution-building questions.

And I find that incredibly encouraging because it means our entrepreneurial ecosystem is maturing.

We have spent years teaching people how to start.

Now we must become equally intentional about teaching them how to build, institutionalise, transition, and endure.

The Building Beyond You Conference exists to create that conversation at scale-not only for founders but also for executives and employees, because successors have to be prepared too.

You argue that growth without structure can ultimately weaken a business. Looking back at House of Tara, where did growth create pressure or expose weaknesses, and what would you build differently if you were starting the company today?

Growth exposes everything.

When you’re small, the founder can compensate for weak systems with energy. You can remember everything. You can call everybody. You can personally fix customer problems.

But as you grow, that stops working.

Expansion exposes weaknesses in communication, inventory, cash management, people development, decision-making, and accountability.

There were times at House of Tara when our ambition was moving faster than our infrastructure.

If I were starting again today, I would build structure earlier.

I would document earlier.

I would invest in leadership development earlier.

I would establish governance earlier.

And I would begin succession thinking much earlier-not because I intended to leave, but because succession planning forces you to build a stronger organisation.

One of the great lessons of my journey is that structure doesn’t restrict growth. The right structure protects growth.

You have moved from building one institution to teaching others how to build institutions through Building Beyond You. If you succeed, what should African businesses look like 20 or 30 years from now, and what would make you say that your own legacy has truly gone beyond you?

My dream is to see African businesses whose stories are told in generations, not just in founders.

Businesses where the founder’s exit is not a crisis.

Businesses with governance, systems, leadership pipelines, and cultures strong enough to survive leadership changes.

I want us to build African companies that are 50, 100, 150 years old.

And I want a generation of founders to understand that succession is not an announcement you make at the end of your career. It is a discipline you practise while you are building.

As for my own legacy, I don’t think it will ultimately be measured by how big House of Tara became or even by how many people attend a Building Beyond You Conference.

For me, success would be seeing institutions I never built, led by people I may never meet, applying principles we helped put into the ecosystem.

When founders begin raising successors; when successors raise other successors; when businesses survive their founders and continue creating jobs, wealth and opportunities for generations, that is Building Beyond You.

And maybe that is the ultimate definition of legacy:

You started something, but it no longer needs you to keep going.

Mrs Awosika said in the foreword of my book…

WTD 2026: Exploring intersection between technology, hospitality

Observed since 1980, WTD exists to make the world see the worth of tourism, impact on social cohesion, job creation and economy.

As of 2025, tourism and travel industry contributed a record $USD11.6 trillion to the global economy, accounting for 9.8 percent of the world economy, according to the World Travel and Tourism Council.

The industry also supported 366 million jobs worldwide, which equals about one in every ten jobs globally, while being projected to contribute $USD12 trillion in 2026 and $USD16 trillion by 2034.

With the above going for tourism, its impact is being widely felt across the world today and also top among the reasons for the annual commemoration of the tourism industry every September.

Meanwhile, the 2026 edition will be officially celebrated by the UN Tourism in San Salvador, El Salvador on the theme, ‘Digital Agenda and Artificial Intelligence to Redesign Tourism’.

In Nigeria, there are many events to mark the day across the country. Skal International Nigeria is storming Badagry for the celebration, the Federation of Tourism Associations of Nigeria (FTAN), umbrella body of private sector tourism, the Nigeria Association of Tour Operators (NATOP), Nigeria Tourism Development Authority (NTDA), and some states are organising events to mark the 2026 World Tourism Day.

Meanwhile, this year’s theme explores how AI and digital tools can improve travel experiences, support local communities, and create a smarter, more sustainable global tourism sector.

Many industry stakeholders also think that the theme is very relevant considering how technology is changing the global tourism landscape.

Speaking on the relevance, Martin Bredenoord, general manager, Sheraton Lagos Hotel, noted that technology is already changing how people discover destinations, plan trips, make reservations and interact with hospitality businesses.

‘In hospitality, technology can help us understand guest preferences better, personalize communication, make operations more efficient, and provide guests with faster access to information,’ he said.

Emmanuel Ele, CEO, Six Regions Hotels, noted that at most hotels today, digitalisation is taken seriously as it is part of the guest’s journey.

From digital booking and communication platforms to improving guest experience and data-driven marketing, technology increasingly supports how hotels connect with their guests before, during, and after their stay.

But Bredenoord insisted that there is an important balance hotels need to maintain, as he strongly believes that technology should enhance hospitality, and not remove its humanity.

‘Hospitality is ultimately about people. A guest may appreciate the convenience of technology, but they also want to feel welcomed, understood, and cared for,’ the general manager noted.

However, most stakeholders are projecting that hotels that would survive business uncertainties and be successful in the future will be the ones that adapt to the use of the latest technology.

But no matter how relevant technology is now and would be in the future, Ele noted that it will not take away the human connection that makes hospitality special.

Ex-LASU VC’s N1m tuition remark and the ‘gains’ of student loan

As a student in Ife between 2014 and 2019, my greatest fear was anything that seemed like a fee hike.

Tuition was ‘only’ N19,700, but you would understand why the word ‘only’ is relative when you realise that it was still difficult for some of us to pay. There were those who even had to take leaves of absence.

We would protest the closure of the course registration portal, which only granted access if you had paid fees. We sought extensions upon extensions to payment deadlines.

You might also realise that we were happy to be tagged restless or troublesome students rather than being named dropouts. If a student could struggle to pay N19,700 in tuition fees, what would happen if tuition was increased to N100,000 or to some of the unimaginable amounts that students pay as tuition nowadays? Your guess is as good as mine: massive dropouts.

A larger population of young people has been denied access to education because of fees, and tuition increments continue to widen the inequality gap.

So you mostly find us on the ideological left, not on the right, because economic realities determined the positions we took on issues of funding and other systemic debates. It was a fight to stay in school and ultimately, to survive. The material conditions of people shape their consciousness.

At 300 level, after already becoming popular for appearing in most scenes of student unrest, some of us had envisaged that tuition fees could reach unprecedented levels, such as N500,000 in public universities, if stakeholders in the education sector, especially students, did not successfully reject the trend of fee hikes. This was still around 2017.

At the time, it wasn’t just mere talk. State schools like EKSU, just to mention an example, were already charging students hundreds of thousands of Naira.

In OAU, we still guarded the gates against fee hikes, joining students in rejecting creeping increments, even at the College of Health Sciences, without being medical students. Not that we enjoyed the restlessness – but you could also say so, depending on how you see it – but we understood how a creeping hike at the medical college could spread to other faculties. We did not have to wait. While the management strategised, we were watchdogs, observing every one of their moves and waiting for them at every angle.

We saw that the drive to commercialise education was a plot being developed beyond our campus. We linked up with fellow students in other schools, including then TASUED, UNILAG, LAUTECH, and UI. Because NANS was no longer living up to its mandate – it is still not- we organised under the banner of the Alliance of Nigerian Students Against Neoliberal Attacks (ANSA).

There was a coordinated national campaign against fee hikes across boards, a campaign authorities responded to with school closures, rustication of students, and even arrests of some. The ever-trending video of late Governor of Ajimobi calling himself the ‘constituted authority’ was documented from one of such struggles. At that time, LAUTECH had been shut for months over issues of funding.

I lay these premises because of the recent remarks made by the immediate past Vice Chancellor of Lagos State University, Prof. Ibiyemi Olatunji-Bello, that universities that seek to attain self-sufficiency would charge students tuition as high as N1 million.

I did not find her statement surprising for a someone who had been in charge of the administration of a university and whose assignment was defined and direct – generate revenue!

According to her interview with PUNCH Newspapers published on September 22, the state government through the deputy chief of staff had asked her to increase the university’s dedicated revenue. Specifically, she was to move it from N3bn to N7bn. She said they were able to eventually push it to N13bn.

With a school asked by the state government to generate that much in revenue, it is not rocket science that the revenue must come from somewhere. And who would carry most of the costs, if not the students who have often been seen by their own governments as a burden? They simply say you must pay if you must go to school.

Of course, they have to pay N1m in tuition fees, or N2m or even N3m, insofar as the government grants autonomy to the schools to fund themselves, almost totally. Rather than the government adequately funding public education, the burden is being shifted to students whose parents are already taxpayers. It is gradually shifting from even the reformist cost-sharing to ‘students must pay all.’

So what baffled me was the attempt by the ex-VC’s aide to ‘clarify’ the professor’s comment in another publication dated September 24. The spokesperson struggled to explain that Prof. Olatunji-Bello’s remark was misrepresented. It was more like saying the former VC didn’t mean it like that, even when her remark was clear and unambiguous.

The ex-VC’s remark only mirrored the ideology of the present and past governments on the commercialisation of education. The idea is that students must pay or don’t go to school, even though most of the leaders in government enjoyed almost free education and maintenance packages, including feeding, during their time.

For the avoidance of doubt, the University of Ilesa already charges Law and medical students between N1m and N1.25m. It is on the university’s portal, please fact-check.

So the idea of N1m tuition fees, which is ridiculous and unimaginable, is not even new in our public universities because these are part of the ‘gains’ of this administration in the area of student loans.

That was the goal with the introduction of NELFUND. Fees have gone astronomically high since the loan scheme was launched.

So, if we cannot demand adequate funding of public education, it means tuition fees in public universities can be as high as N5m or more or more (in Fela’s voice), and we should not even be shocked. The graduates will only have a heap of debts to service in the future, even if there are no jobs.

Africa’s Funding Shock Could Reset How We Do Development. Are We Ready for What Comes Next?

The global development funding landscape changed dramatically in 2025, exposing vulnerabilities that had long been building beneath some of Africa’s most critical programmes. For Dr. Uchenna Igbokwe, Executive Director and CEO of the Solina Centre for International Development and Research (SCIDaR), the shock raised a bigger question: how can countries build health and development systems that remain resilient when external funding becomes uncertain?

In this conversation, Dr. Igbokwe reflects on what the disruption exposed, the choices SCIDaR made in response, and what he believes governments, development partners and African institutions must do differently to build systems that last. As SCIDaR marks its fifteenth anniversary, he argues that the future of development will depend less on the volume of funding mobilised and more on the strength of the institutions, partnerships and local leadership that remain when individual projects end.

Q1. Let’s start at the beginning. When the scale of the USAID cuts became clear in early 2025, what went through your mind?

The January 2025 U.S. foreign-assistance pause and subsequent USAID stop-work directives were one of those moments that forces you to confront just how interconnected our health systems have become.

My first thoughts were not about budgets or projects. They were about people, and my mind immediately went back to a recent visit to Jega LGA in Kebbi State, where I had spent time with PHC workers, community volunteers, mothers and their children. I couldn’t help but wonder what the stop-work order would mean for vulnerable people all over the world who depended on services funded through these mechanisms. At SCIDaR, we support 113 health facilities providing HIV services to more than 12,000 people. I knew that behind every funding cut announcement were patients wondering whether treatment would continue, healthcare workers trying to reassure anxious families, and government teams working urgently to understand the implications for essential services.

As the days unfolded, however, my concern evolved. Beyond the immediate disruption, I found myself asking a more uncomfortable question: how had we allowed critical services to become so vulnerable to decisions made thousands of miles away? For years, transition planning has often been treated as an activity that begins when donor support is ending. In reality, it should begin the day a programme starts. Sustainable systems are not built through good intentions at project close-out; they are built through deliberate investments in government ownership, local capacity, and financing mechanisms that can withstand uncertainty.

As CEO of SCIDaR, I was, of course, also thinking about our people and our programmes. I was thinking about the governments we partner with and the communities they serve. The stop-work order did not create the challenges facing our health systems. It simply exposed vulnerabilities that had existed for far too long and reminded us that resilience must be built long before it is tested.

Over the years, I have seen many programmes deliver exceptional results while donor funding is available, only to struggle once that support comes to an end. The issue is rarely that the intervention itself was ineffective. More often, it is that sustainability was never truly designed into the programme.

In my experience, these programmes tend to share three characteristics.

First, they are often designed around what external partners perceive countries need, rather than what governments and communities have jointly identified as their priorities. Governments may welcome the support, but they have not been sufficiently involved in shaping the agenda, and ownership never fully takes root.

Second, the implementation model is frequently imported. The tools, systems and processes that make the programme successful are designed with limited consideration for whether they are appropriate, affordable or maintainable within the local context. I have seen situations where governments inherit systems they cannot sustain not because they lack commitment, but because the technology, licensing costs or operating models were never designed with long-term local ownership in mind.

Finally, transition planning often begins far too late. We wait until a project is approaching its end before discussing capacity, financing and handover, when those conversations should have started from the very beginning. Successful transition requires deliberate investment in local capability, continuous hand-holding and careful monitoring long before external funding comes to an end. Without that, the handover becomes abrupt, and many of the gains begin to erode.

These lessons have fundamentally shaped how we work at SCIDaR. Sustainability is not something we discuss at project close-out; it is a design principle. From the outset, we think deliberately about political sustainability by ensuring governments own the priorities, operational sustainability by building on systems and tools that countries can realistically maintain, and financial sustainability by identifying pathways that can sustain essential services long after donor funding ends.

This thinking has increasingly pushed us towards models that do not rely solely on traditional donor financing. Through initiatives such as our Access to Finance work and partnerships with private-sector players across the health ecosystem, we are exploring more sustainable approaches to financing health. One example is the PACS project, which brings together Wema Bank, the Pharmacy Council of Nigeria, community pharmacists, patent and proprietary medicine vendors, and digital health innovators to mobilise domestic capital and strengthen local markets. These are the solutions that excite me most-because they are designed to endure well beyond the life of any single project.

That said, we must be careful not to pursue sustainability at the expense of effectiveness. Too often, sustainability becomes an excuse for deploying systems or programmes that ultimately fail to deliver meaningful results. At SCIDaR, we often say that you can only sustain what works. Our objective should therefore be to build solutions that are effective, scalable and capable of delivering impact long after external support has ended.

Q3. You have described this period as a ‘reset’ rather than a crisis. What convinced you that the contraction of aid could be a corrective rather than only a loss?

The stop-work order did not change my conviction that countries needed greater ownership of their health systems. I had believed that long before the funding landscape shifted. What changed was my confidence that this transition was not only necessary, but increasingly possible.

As governments began responding, the conversation became less about replacing donor funding and more about strengthening country leadership. That was an important shift. The question was no longer simply, ‘How do we keep programmes running?’ It became, ‘How do we build systems that can continue delivering results regardless of external funding?’

In Nigeria, we began to see encouraging signs of that transition. The Sector-Wide Approach (SWAp), which had already been conceived before the funding disruptions, suddenly became even more relevant because it positioned the government at the centre of coordinating the health sector, with development partners aligning behind nationally defined priorities rather than fragmented programmes. In many ways, this reflected the foresight of the Coordinating Minister of Health and Social Welfare, Professor Muhammad Ali Pate, whose health sector agenda had already laid the foundation for many of the reforms we are now seeing take shape. We are also seeing stronger momentum towards health sovereignty through the Presidential Initiative for Unlocking the Healthcare Value Chain (PVAC), reflecting a deliberate push to strengthen local manufacturing and build greater resilience across the health value chain in Nigeria.

Perhaps most encouraging was the speed and ambition of the Nigerian government’s response. The supplementary appropriation of the equivalent of US$200 million in the immediate aftermath of the stop-work order was not simply an emergency measure; it signalled a willingness to take greater ownership of the country’s health priorities. We also saw renewed momentum to reposition traditionally vertical, U.S. Government-supported HIV, tuberculosis and malaria programmes within a more integrated primary healthcare system. This approach connects disease-specific services with routine immunisation, family planning, and maternal, newborn and child health services, supported by health insurance, effective referral pathways and emergency transport. Such integration will preserve the gains from longstanding investments while building stronger systems that can endure beyond any single programme or funding cycle.

For me, that is why that period represents more than a crisis. It was an opportunity to reset the relationship between governments and development partners. External financing will continue to play an important role, but its greatest value is not in defining a country’s direction, it is in strengthening the direction that countries have already chosen. When development partners support nationally defined priorities, rather than shape them, they help build institutions and systems that endure long after individual projects have ended.

Q4. When the funding landscape shifted, what was the hardest decision you had to make in that period?

The hardest decision was resisting the instinct to retreat.

When uncertainty enters an organisation, the natural response is to become defensive, to pause investments, narrow your ambitions and focus on protecting what already exists. Like many organisations navigating that period, we had to adapt how we deployed our people and resources. But I was determined that those necessary adjustments would not become the defining story of SCIDaR.

Instead, we chose to keep building. We strengthened our research capability, accelerated our innovation agenda, expanded into education through our partnership with UBEC, deepened our government partnerships and deliberately diversified our portfolio. Those decisions required significant investment at a time when the future funding landscape was far from certain. They were not easy decisions, but I believed that if we responded only by preserving the status quo, we would emerge from the crisis smaller, not stronger.

What gave me confidence was the remarkable commitment of the people around me. Throughout that period, the team at SCIDaR consistently went above and beyond, demonstrating resilience, creativity and an unwavering commitment to the communities we serve. I am equally grateful to our Board, whose confidence and courage gave us the space to continue investing in the organisation’s future when a more cautious path would have been easier.

Leadership is often described as managing risk. I see it differently. Leadership is about discerning which risks are worth taking. At that moment, we believed the greater risk was allowing uncertainty to shrink our ambition. Looking back, choosing to continue building rather than simply preserving what we already had has positioned SCIDaR to emerge from the crisis stronger, more resilient and more diversified.

Q5. Of everything SCIDaR did in 2025, which move do you believe will matter most ten years from now?

If I had to choose one, it would be our expansion into education-not because it is separate from our work in health, but because it represents one of the most important investments we can make in Nigeria’s long-term development.

Health and education are deeply interconnected. Better education leads to healthier populations, stronger livelihoods and more productive economies, while healthier children are better able to learn, thrive and contribute meaningfully to society. Strengthening one inevitably strengthens the other.

This conviction led us to deepen our work in education. We were not expanding into a new sector simply for growth; we saw an opportunity to apply the same approach that has shaped our work in health, partnering with the government to strengthen institutions, build local capacity and translate reform into measurable results.

Our partnership with the Universal Basic Education Commission reflects this philosophy. Under the broader Nigeria Education Sector Renewal Initiative led by the Honourable Minister of Education, Dr. Tunji Alausa, and the leadership of UBEC’s Executive Secretary, Dr. Aisha Garba, the Commission is implementing its 2025-2031 Strategic Blueprint and advancing reforms in digital planning, performance management, infrastructure standards, education technology and financing. SCIDaR has supported this agenda through strategic planning, institutional strengthening, implementation monitoring and stakeholder coordination.

I am particularly proud that we supported the development of UBEC’s 2025-2031 Strategic Blueprint and the redesign of the two-decade-old Basic Education Action Plan into a more structured, digital and results-oriented planning framework. These reforms have contributed to unlocking more than ?167 billion in Matching Grant intervention funds across Nigeria’s 36 states and the FCT.

When I think about SCIDaR’s greatest contribution over the next decade, I think about the children who will benefit from the stronger institutions we are helping to build today. Nigeria’s ambition to become a trillion-dollar economy ultimately depends on the quality of its human capital. By strengthening education systems now, we are investing in the people who will drive that future. That, to me, is an impact that will endure.

Q6. You often speak of three elements that must align for impact to be sustainable: policy and systems, product and market infrastructure, and the client journey. Which is most often neglected, and what does neglecting it cost?

The three are deeply interconnected, so I would hesitate to elevate one at the expense of the others. Sustainable impact only happens when sound policy and systems, strong product and market infrastructure, and a well-designed client journey reinforce one another. But if I had to identify the element that is most frequently neglected, it would be the client journey.

That is understandable because the client journey is often the hardest to measure. Organisations naturally focus on developing policies, strengthening systems, mobilising resources and delivering programmes. Those are all essential. But somewhere along the way, it becomes easy to lose sight of how people actually experience those interventions. A programme can be technically sound and operationally efficient, yet still fail to achieve its intended impact if it does not reflect the realities of the people it is designed to serve.

At SCIDaR, we have deliberately tried to bridge that gap by ensuring that technical excellence is always complemented by empathy and practicality. Whether through initiatives like CROWN, where trusted women strengthen the connection between communities and the health system, or through our Adopt a PHC initiative, where we work closely with frontline health workers, community leaders and patients to strengthen primary healthcare, we constantly remind ourselves that lasting change is experienced by people before it is measured by indicators.

As my responsibilities have become more administrative, I have been intentional about not losing touch with the people at the centre of our work. I still make time to visit communities and health facilities because the conversations I have there often teach me far more than any report could. They reveal the practical realities, frustrations and opportunities that data alone cannot fully explain.

For leaders navigating today’s funding environment, my advice is simple: never become so focused on designing solutions that you lose sight of the people those solutions are meant to serve. Policy creates direction. Markets enable scale. But it is the client journey that ultimately determines whether impact is real, trusted and sustained.

Q7. If you could leave fellow CEOs, government leaders and development partners with one lesson from this period, what would you want them to do differently as they think about Africa’s next decade of development?

If there is one lesson I hope fellow CEOs, government leaders and development partners take from the past year, it is that moments of disruption are also moments of choice. They force us to decide whether we will spend our energy preserving what exists or building what the future requires.

For CEOs, that means resisting the instinct to retreat. Continue investing in your people, your capabilities and your ability to solve the problems that will matter tomorrow, even when today’s environment is uncertain.

For governments, it means leading with greater confidence. Set the agenda, strengthen your institutions and invite partners to support nationally defined priorities rather than substitute for them.

For development partners, it means asking a different question. Instead of measuring success only by the programmes delivered, ask whether your investments have left countries better able to solve the next challenge on their own.

If each of us embraces that responsibility, I believe the next decade of development in Africa will be defined less by how much funding we mobilise and more by the strength of the institutions, partnerships and local leadership we leave behind.

Q8.Finally, in one line: what has changed, and what must never change?

‘The conditions under which we work have changed. What has not changed is our appetite for lasting change and our commitment to improving lives. At SCIDaR, we are more energised than ever to work alongside the government and our partners to build the right solutions for Africa’s future. ‘