Own the latest-gen iPhones with Home Credit for as low as P83 per day

Home Credit Philippines, the country’s leading consumer finance company, is excited for its exclusive pre-order offers for the highly anticipated generation of iPhones-iPhone Air, iPhone 17, iPhone 17 Pro and iPhone 17 Pro Max.

From October 9 to 16, customers can secure their new iPhones and enjoy 0% interest for up to 24 months through Home Credit, making it its best offers to date.

Affordable daily installment rates:

iPhone Air – for as low as P76/day

iPhone 17 – for as low as P61/day

iPhone 17 Pro – for as low as P83/day

iPhone 17 Pro Max – for as low as P90/day

Why choose Home Credit?

Fast approval with just 1 valid ID

0% interest for up to 24 months

Pre-order made easy and accessible in all major Apple resellers nationwide

Home Credit Philippines continues to make premium devices more attainable for Filipinos. With its quick approvals and flexible installment plans, owning or upgrading to the latest generation iPhone has never been easier.

‘We’re honored to once again be part of bringing the latest generation of iPhones to the Filipinos.’ said Puneet Suneja, chief sales officer of Home Credit Philippines. ‘Filipinos have always had a strong affinity for iPhones, and we’re excited to continue making ownership easier and more affordable than ever.’

Customers can browse available units and store locations via Shoppingmall.ph, then proceed with pre-ordering at their preferred store.

Download the Home Credit App on Google Play or App Store for quick pre-approval or speak to a Home Credit sales representative at any partner store.

Ombudsman probes P100 million transfer to 2 lawmakers

A top contractor’s P100-million bank transfer to two congressmen is being probed by Ombudsman Jesus Crispin Remulla.

‘One of 15 top contractors and two active congressmen are involved. That transfer of money is a questionable transaction traced by the Anti-Money Laundering Council (AMLC),’ Remulla told Bilyonaryo News Channel on Wednesday.

President Marcos had identified 15 contractors who bagged the highest number of contracts for flood control projects of the Department of Public Works and Highways (DPWH).

The two lawmakers were not among those identified by contractors Curlee and Sarah Discaya as allegedly receiving kickbacks in exchange for awarding flood control projects to their construction firms, Remulla said.

Graft probers of the ombudsman, aided by the AMLC and National Bureau of Investigation, will initiate a fact-finding investigation, he noted.

Over 100 bank statements were sent by the AMLC to the ombudsman.

About 12 to 15 congressmen acting as contractors in infrastructure projects will be prosecuted, Remulla said last week.

Leviste returns salary

In another development, Batangas Rep. Leandro Leviste has returned the salary and office budget he received since his term started, vowing to remain independent until the DPWH’s 2026 budget is improved.

The neophyte billionaire lawmaker is among 12 congressmen who opposed on Monday the proposed P6.793-trillion 2026 national budget.

‘After all the flood control hearings, we should not approve the current prices of DPWH projects. We need to reduce DPWH project costs by 25 percent to eliminate the possible P150 billion in kickbacks,’ Leviste said.

5 exciting things to expect at vivo V60 Lite launch event

Gear up for a weekend packed with action, style and nonstop gaming as vivo brings the vivo V60 Lite launch event to the SM North EDSA Annex Atrium on October 18.

With the theme ‘Game at Full Power. Style in Your Hand,’ the event will bring together top cosplayers, streamers and gamers for an epic celebration of vivo’s newest smartphone, built for the new generation of trendsetters and digital warriors.

Here’s a sneak peek at what fans can look forward to:

1. A star-studded 5v5 Honor of Kings (HOK) battle

Prepare for an adrenaline-pumping HOK exhibition match as cosplayers Charess, Rain Ara Pega and Nikkinikki, together with gamers Amara Ui and Kurimeow, join five pro players in an intense 5v5 showdown-all powered by the new vivo V60 Lite.

This best-of-three 5v5 battle promises high-energy gameplay, fierce competition and stunning cosplay flair on stage.

2. Fun-filled activity zones you shouldn’t miss

The event area opens at 10 a.m. with three exciting activity zones where fans can play, snap photos and experience vivo’s world of entertainment:

vivo x NBA Basketball Challenge – Show off your basketball skills and score at least three baskets to complete the challenge.

vivo Selfie Mirror Check – Snap your best selfie and post it on social media with the hashtags #vivoV60LiteNonstopFun and #vivoV60LitePopPinkPhone for a chance to be featured.

Super Battery Power Zone – See the 6500mAh BlueVolt battery in action and discover why the vivo V60 Lite keeps you powered all day long.

10th Year Birthday Photowall – Celebrate vivo’s 10th anniversary by striking a pose at the photowall – the perfect souvenir shot for every fan.

vivo Product Experience Area – Get hands-on with the vivo V60 Lite and explore its impressive performance and stylish design. Loved it? Pre-order your own unit right at the booth.

To join the fun, visitors must claim their gaming passports at the event, which will serve as their tickets to all activities. Complete every challenge to win exclusive vivo freebies and even get a chance to take home a brand-new vivo V60 Lite.

3. The vivo V60 Lite grand reveal

At 2:00 PM, the main program officially kicks off with the vivo V60 Lite product presentation and price reveal. Learn what makes this smartphone the ultimate combination of power and style, designed for gamers and content creators alike.

4. Cosplay runway and stage activities

Experience a spectacular HOK cosplay runway featuring creative and colorful costumes inspired by the game’s characters. Expect exciting raffles, performances and interactive games throughout the program, as there’s something for everyone to enjoy.

5. Watch the livestream and win a vivo V60 Lite

Can’t join the fun in person? No worries! Watch the full event livestream on vivo Philippines’ Facebook page on October 19 at 5 p.m. Viewers who tune in online will get an exclusive chance to win a brand-new vivo V60 Lite, so make sure to stay glued to the stream.

Built for nonstop fun and endless style, the vivo V60 Lite packs a 6500mAh BlueVolt battery, sleek design and eye-catching colors: Pop Pink, Titanium Blue and Elegant Black. It’s a smartphone made for gamers who love to play hard and look good doing it.

Don’t miss the vivo V60 Lite Launch Event on October 18 at SM North EDSA Annex Atrium, where gaming, cosplay and technology come together for one unforgettable day.

Henri G’s debut single finds strength in letting go

GMA Playlist artist Henri Gimena or Henri G., a trans singer, officially launched her professional recording career with her debut single, ‘Di Para Sa Isa’t Isa.’ The ballad is a raw and courageous reflection on enduring love that ultimately finds its inevitable end.

‘Di Para sa Isa’t Isa’ speaks to couples who navigate the ups and downs of a relationship. It addresses the painful realization that even the deepest love can’t conquer incompatibility, reaching a point where separating becomes the only courageous path.

The song was composed by Natasha L. Correos, with additional arrangements by Joe Edrei L. Cruz, mixed by Harry A. Bernardino, and produced by Rocky Gacho and Natasha Correos.

Says Henri G., ‘The song is for those who are in love but experience the ups and downs in their relationship. It gets to a point where no matter how much you love each other, you are simply not meant to be. That’s why you need to find the courage to face a love that is not for you.’

The singer relates to the song through her own experiences of seeking meaningful relationships that didn’t lead to a happy ending, realizing that they were not meant for each other.

She hopes that the song, available on major streaming platforms worldwide, will empower listeners. ‘I want them to get courage in their hearts when it comes to love. The lyrics alone will surely be relatable if they have gone through this. I hope they can release their true emotions while listening.’

Henri G. is immensely grateful to be part of GMA Playlist. Asked for advice for aspiring trans artists, she says, ‘It’s very important for them to be true to themselves and be passionate enough to reach for their dreams. Most importantly, they should always sing from the heart.’

Man of the Universe 1st runner-up Amir Bergado thrives in skin care industry

Man of the Universe 2024 1st runner up Amir Bergado explained why he created his own skincare brand Alta Skin Care System, knowing the industry is dominated by women.

“The truth is, my inspiration came from seeing how the industry has become saturated with products that promise beauty but deliver pain,” Amir told Philstar.com, noting side effects like peeling and redness.

The registered nurse lamented watching people harming their skin in the name of beauty, hence his decision to create a brand that educates, empowers, and be about self-care.

“That’s why I built Alta: to raise awareness, to encourage people to read labels, and to choose products that truly protect, heal, and bring out their best skin without compromise,” Amir added.

The pageant contender stressed it was the mission to view beauty as wellnsess rather than vanity that inspired him rather than the business, “Alta exists to remind people that the skin you’re in deserves care, not damage – and that’s the kind of legacy I want to leave in the beauty industry.”

Alta was formed in April 8, 2021, hence why Amir called it a “pandemic baby,” slowly becoming “a movement redefining what skincare should stand for.”

Asked how his Man of the Universe journey – where he was won Best National Costume – helped in continuing Alta, Amir said it was proof confidence is the greatest crown one can wear, adding “confidence begins with how you take care of yourself, inside and out.”

“Skincare isn’t vanity – it’s self-respect,” Amir reiterated to end. “When you know your skin is healthy and glowing, you walk taller, you speak louder, and you shine brighter.”

Flood control asset recovered may exceed P5 billion

The Anti-Money Laundering Council (AMLC) is tracking at least P5 billion worth of assets linked to the alleged flood control corruption scheme, the Independent Commission for Infrastructure (ICI) said, adding that the amount is likely to grow as the probe widens.

ICI Executive Director Brian Hosaka said on Thursday, October 16, that the P5 billion figure, spread across more than 2,800 bank and financial accounts, is a ‘moving target’ as investigators continue to trace and freeze additional assets.

‘Of course, what we’ve been hearing so far is that P5 billion is not comparable to what we’ve heard so far,’ Hosaka said. ‘Probably, as we go along, it’s going to be bigger.’

Breakdown of frozen assets. According to the latest AMLC report, P4.67 billion in assets have been frozen so far. These include 1,671 bank accounts, 163 vehicles, 99 real properties, 58 insurance policies and 12 e-wallet accounts.

Hosaka said the Bureau of Customs plans to auction off 13 luxury cars seized from contractors Sarah and Curlee Discaya at their Pasig City residence due to ‘incomplete documentation.’

Two additional luxury vehicles voluntarily surrendered by dismissed Bulacan assistant engineer Brice Hernandez are under verification by the ICI.

Restitution. Under Article 104 of the Revised Penal Code, restitution is a form of civil liability requiring offenders to return assets or benefits gained through illegal acts to restore the situation to what it was before the offense occurred.

Hosaka, a former Supreme Court spokesperson, explained that the government can pursue forfeiture of ill-gotten assets independently of criminal proceedings.

‘These are administrative and civil remedies; it will not go through the more thorough process of judicial proceedings,’ he said.

The ICI and AMLC have been coordinating asset recovery efforts with other agencies, including the Department of Justice and Office of the Ombudsman, as part of the broader crackdown on corruption in infrastructure projects.

Joint leaders Bulldogs, Tigers aim to sustain momentum

National University and University Santo Tomas want no let-up against separate counterparts to cross the second round as still the joint leaders in the UAAP Season 88 men’s basketball tournament.

Sharing the summit at 5-1, the Bulldogs take on the Ateneo Blue Eagles (4-2) at 2 p.m. followed by the Growling Tigers’ tussle against the Adamson Soaring Falcons (2-4) at 4:30 p.m. at the Smart Araneta Coliseum to end their first-round campaign.

The twin bills sets the stage for an explosive first-round finale Sunday at the same venue featuring reigning champion UP and runner-up La Salle, without Mason Amos and Kean Baclaan due to MCL injuries. Cellar dwellers Far Eastern University (1-5) and University of the East (0-6) figure in the other game.

But all eyes are on NU and UST for now in the middle of their revelation seasons to steal the thunder from the usual top contenders.

‘We have to keep this momentum going into the second round. To do that, we have to play Adamson with a 100% focus. Hindi madaling kalaban ang Adamson dahil anytime, kaya nilang manalo,’ said Santo Tomas assistant coach CJ Balingit.

UST’s lone defeat actually came against its co-leader NU, toppling the fancied UP, La Salle and Ateneo in a giant-killing spree for its best start in head coach Pido Jarencio’s return.

The Tamaraws served as the Growling Tigers’ latest victim, with UST running away with a 10-0 closeout in the waning minutes for a 92-80 win on Wednesday behind the efforts of Collins Akowe, Forstky Padrigao, Nic Cabañero, Gelo Crisostomo Kyle Paranada.

NU, on the other hand, faces a tougher outing against Ateneo out to end a two-game skid after a torrid 4-0 start to lose hold of the driver’s seat.

‘Ateneo is really doing good so we will be prepared for them with necessary adjustments. We will have plans A, B and C,’ warned deputy Vic Ycasiano, who stepped in for Jeff Napa due to PBA commitments after the game last weekend.

The Bulldogs are coming off a gutsy 82-78 win against the Green Archers in a duel marred by the MCL injury of Mason Amos. La Salle then lost Kean Baclaan to the same injury three days later in a 111-110 overtime win over UE.

That same injury bug hounded NU’s chances last season to settle for a seventh-place finish before a full reversal of roles this time around atop of the standings entering the second round.

‘Mas magiging intense pa kami sa second round. Mas magiging maayos pa ang laro namin,’ vowed Ycasiano, counting on skipper Jake Figueroa and returning reinforcement Omar John to lead the way anew amid his MVP campaign with all-around numbers in the first six games.

Waiting for Vahedi, Brickman

Beirut-based player agency PSB Sports has announced the signing of Iranian point guard Sina Vahedi to play for Meralco in EASL this season but the Bolts are still not sure when the 6-3 FIBA Asia first team pick can fly to Manila with a multiple entry visa.

It’s a wait-ing game for Meralco. Vahedi, 24, is good to go. The problem is the Philippine embassy in Tehran can’t seem to decide whether or not to issue Vahedi a multiple entry visa, a necessity since the Bolts will play three games at home and three more on the road during the EASL regular season. Without a multiple entry visa, it’ll be difficult for Vahedi to play away games and re-enter the Philippines. He can stay in the country for three home outings without exiting on a single entry visa but that’s not what Meralco has in mind.

‘We’re still waiting for the Philippine consulate in Iran to issue his multiple entry visa,’ said Meralco PBA governor Atty. Bill Pamintuan. ‘Not really sure if he can join us for our first EASL game against Ryukyu in Okinawa on Oct. 22.’ Pamintuan is seeking assistance from the Department of Foreign Affairs to facilitate the issuance of a multiple entry visa.

Another player whom Meralco is waiting for is Jason Brickman whom the Bolts picked on the first round in the PBA draft last month. Brickman, 33, is a point guard like Vahedi and twice led the US NCAA D1 in assists with Long Island University. He’s playing for Abra in MPBL at the moment. Brickman will join Meralco after he finishes his MPBL obligations. ‘Brickman’s still under contract to play with Abra and couldn’t get a release,’ confirmed Pamintuan. Bolts team manager Paolo Trillo said Brickman won’t be available until the end of Abra’s MPBL campaign. Once Brickman is released, he’ll move directly to Meralco’s camp for both PBA and EASL.

Without Vahedi and Brickman, the Bolts will rely on world imports Rondae Hollis-Jefferson and Ismael Romero plus naturalized player Justin Brownlee for EASL where each team is allowed to enlist two world imports, a naturalized player and an Asian heritage import. EASL limits a team to play 12 players so the Bolts will surround RHJ, JB and Romero with nine locals while waiting for Vahedi.

In EASL, Meralco plays its second game against Taoyuan in Taipei on Nov. 2 then hosts the Pilots on Nov. 8 and Macau on Nov. 15. The Bolts take on the Black Bears in Macau on Dec. 6 and face the Golden Kings at home on Feb. 11. Venue for Meralco’s home games will be the Bren Guiao Sports Complex in San Fernando, Pampanga and Ilagan Sports Complex in Isabela.

Follow the money

Someone once said that no country can progress if its politics is more profitable than its industries…In a country where those in government are richer than entrepreneurs, they manufacture poverty.

The meme I saw didn’t say who said these words. But whoever he or she is, no truer observation has been made about our situation.

Indeed, even the late president Ferdinand Marcos was supposed to have told BBM who wanted to be a scientist that ‘mahirap ‘yung science, hindi ka yayaman diyan.’

BBM said his father did not live to see the multi-billionaires of Silicon Valley who built multi-billion-dollar business empires on the back of science and technology.

Unfortunately, most of our people think like BBM’s father. entering politics or working in government is the path to riches. And this belief is reinforced daily with social media posts of ‘nepo’ babies flaunting the fruits of their parents’ ill-gotten wealth.

Even at the lower socio-economic levels, kids aspire to become policemen because they can see that our law enforcers are never hungry, live good lives and exercise power over them. No wonder a bachelor’s degree course in criminology is the most popular course thereabouts.

Being elected to Congress is almost a foolproof guarantee that your net worth will escalate beyond your wildest dreams, if your conscience is dead. Now that the SALNs are once again available for public inspection, someone should make a study to see how the economic status of our elected officials blossomed.

Recent surveys reveal how Filipinos have become jaded about corruption. In other words, we have become exhausted, dulled or cynical because corruption now defines us.

A Pulse Asia 2025 Ulat ng Bayan survey found 97 percent of respondents saying corruption in government is widespread. Some 90 percent agreed there is collusion among our officials, legislators and contractors to steal from the taxpayers.

Pulse Asia also found out people think corruption is ‘essentially universal’ not only at the national level (95 percent) but also in each geographic and socio-economic subgrouping (95-100 percent).

OCTA Research found out that most Filipinos are angry and outraged over corruption in DPWH infrastructure projects.

OCTA’s Sept. 25 to 30 survey showed that 60 percent of the respondents selected anger or outrage as the primary emotion that best described their reaction to the issue. Another 30 percent said they were fearful or anxious, while nine percent selected sadness or sorrow.

Only one percent said they felt hope or optimism as various government agencies started investigating the horrible acts of corruption involving ranking government officials.

Angry as most of us Filipinos say we are, a World Values Survey revealed that only three in 10 Filipinos believe bribery is ‘never justifiable.’

This makes the Philippines one of the most tolerant countries toward bribery in Asia. Just 30.6 percent of Filipino respondents outright rejected bribery – much lower than in Indonesia (70.4 percent), Thailand (69.9 percent), or high-capacity states like Japan (81 percent) and Singapore (81.7 percent).

At the other extreme, 7.9 percent of Filipinos said bribery is ‘always justifiable,’ the highest rate in the region. That’s how Filipinos go on survival mode dealing with bureaucratic red tape and patronage politics favored by political dynasties.

Indeed, public service has become a family business in many places in the country.

Politics has been our country’s major industry, reason enough why the economy has failed to keep up with our regional peers. Our political activities do not contribute to GDP growth.

On the contrary, money stolen through ghost projects, with the resulting opportunity cost, reduces our GDP.

Just following the money tells us what our people value most. That’s why our situation is near hopeless.

We can’t even advocate strongman rule to make a drastic change in our society. The last time we tried a dictatorship with BBM’s father, things got worse because the business of the government got intertwined with the business of Mr. Marcos and his cronies.

The economic impact of our failure to make our officials accountable for corruption is significant. Investors are staying away because no one can do business in a country where officials up to the barangay level have a price. That’s what a failed state is.

Suspension of classes

One other thing that’s so destructive is the penchant of our officials to suspend classes without good reason.

This week, DepEd suspended classes in public schools for two days supposedly due to prevalence of flu-like symptoms. If we are in the middle of an epidemic, and it seems we are, two days won’t make a difference. DOH also denies there is an epidemic.

Then the province of Laguna suspended classes for two weeks supposedly because of the possibility of an earthquake on the West Valley Fault. That’s simply stupid because no one can predict when an earthquake will happen.

In Laguna, 13 school days were cancelled from July to September 2025. This recent pronouncement cancelling classes from Oct. 14 to 31, 2025 adds another 14 days, or a total of 27 days. This is around 30 percent of the total school days from June to October 2025. This is very excessive and seriously harms the education, current well-being and the future of the children.

The policy of shifting to online or alternative learning modality is not effective. Most schools do not have this option, and the learning outcome is very much inferior. Studies show that online learning is only 37 to 52 percent as effective as face-to-face learning.

These class cancellations have undoubtedly contributed to very poor learning outcomes where the Philippines scores lower than Palestine (which has been at war) and Papua New Guinea.

We must get serious about our problems and not aggravate our current crisis through thoughtless decisions.

Index snaps 3-day winning streak

The Philippine Stock Exchange index posted a slight dip yesterday, halting its three-day upswing due to the absence of new catalysts.

The benchmark index slipped by 0.007 percent or 0.43 points to close the session at 6,093.67.

The broader All Shares index, meanwhile, finished in the opposite direction, improving by 0.04 percent or 1.32 points to 3,672.20.

‘The local market inched down amid a last-minute profit taking. Investors booked gains following a three-day rally, which got extended in the middle of the day’s trading,’ Philstocks Financial research manager Japhet Tantiangco said.

Local counters remained mixed, with holding firms picking up the most significant gain at 0.89 percent, while services recorded the biggest drop at 1.10 percent.

Total value turnover expanded to P9.82 billion from the previous day’s P7.9 billion.

Market breadth was positive, as advancers outpaced decliners, 108 to 92, while 58 issues remained unchanged.

ICTSI remained the top-traded stock, plunging by 1.82 percent to P540 per share, followed by BDO and BPI, which climbed by 0.72 percent and 1.03 percent, respectively, to P140 and P108.

Among index members, San Miguel registered the highest jump at 5.87 percent, while Monde Nissin lost the most at 3.47 percent.