Forged in crucible of tragedy

THERE’S that familiar squeak of rubber shoes on wood. The thump of balls on the same hardcourt. And there’s the voices. Of players encouraging one another. Of coaches barking commands.

It’s practice of the Ateneo Blue Eagles who are trying to compress in the space of about 50 days what should have been the entire summer in preparation for the upcoming University Athletic Association of the Philippines Men’s Basketball Tournament.

However, the similarities end up to a certain point. It is different. Some of the old familiar faces are gone. Banished if not suspended. There are new coaches as well. RJ Jazul and Kerby Raymundo are now there.

‘Time to start my coaching career,’ quipped RJ who recently called it a day on his 15-year Philippine Basketball Association (PBA) career.

Like everyone, it’s about endings and beginnings.

When Louie Alas was brought into the Ateneo fold three years ago, there was no explicit reason but he as well as many others surmised that they were getting him so they could lure his son, Kieffer, to Loyola Heights.

After Letran, the elder Alas told himself that was his last stop as head coach for a college team. Serving as an assistant or a consultant is fine. But not becoming the head coach. In fact, his family was against it. They know the toll it took on him in Letran. So, he was fine joining the Ateneo coach staff as an assistant.

A prayerful and deeply religious man, he asked God for what the reason was. The answer came three years later as a jarring reminder that all things are revealed in His time.

In the aftermath of the Dipaculao tragedy, he too was prepared to walk away.

One of the Ateneo priests said something that struck a chord in him and made him rethink his position, ‘How can you leave the kids at this difficult time?’

‘I was prepared to walk away,’ Coach Louie related. ‘But the team just lost their head coach, two players and others. I cannot abandon these kids.’

At the same time, a National Collegiate Athletic Association (NCAA) school came calling and offered him the head coach duties in addition to an attractive offer.

The question he asked God three years ago was finally answered. He declined the NCAA school’s offer.

Dipaculao claimed more than the lives of Divine Adili and Rene Baterbonia. It cost the team its multi-titled head coach, team manager and coaching staff. It also cast a huge pall over the school and a deep division among its constituents, supporters, and alumni that remain as a festering wound to this day.

As for the players, during a time when all one had to concern themselves with was school, basketball, and girls, they were all confronted by loss and a deep grief. Not to mention social media hate.

One player said that he often finds his inbox with hate mail and death threats. Come UAAP time, they will have to deal with that and more. ‘I don’t think we can wish it away. We have to learn how to deal with it and just show that we aren’t bad people.’

If past teams were formed from victory and glory, this edition of the Blue Eagles is forged from the crucible of tragedy.

Teams usually bond over a journey, even a championship. This one is the same but there are mountains to climb.

There is a huge target on their backs. Not as a favorite to win a championship, but because many feel they escaped debilitating sanctions.

The fact that no one on the current squad left says something about their resilience. That word, according to Coach Louie, should sum up this team. ‘Add commitment,’ said the coach.

Almost immediately after the tragedy, opposing teams tried to pry away some of the players. One of the most sought after was Kieffer. But he was dead set on Ateneo for some time. When three UAAP coaches came calling to transfer, he sent back a terse message in capital letters: ‘NO.’

Either he played for the blue and white or would try his luck once more in the United States.

While the Blue Eagles are dedicating the upcoming season to their fallen teammates, it will not be only the other schools, they will go up against. There is that intense public scrutiny as well as haters and trolls who insist there was foul play and that they should have sat out the season if not suspended.

But they are right here and right now. There is no running away. Only confronting their demons on and off the court.

‘No one said basketball or even a season is easy,’ summed up the coach. ‘Kaya nga, laban lang. One Big Fight!’

Locally-made finds for a greener lifestyle

A greener lifestyle is built through small, intentional choices. From your daily routine to the products you bring home, every decision can support sustainability, craftsmanship, and Filipino pride with Green Finds at Kultura.

Even everyday essentials can make a difference. The Fine Life Market Liquid Castile Hand and Body Soap offers a gentle cleanse made with natural ingredients like olive oil, castor oil, and essential oils. Biodegradable and suitable for sensitive skin, it turns a simple routine into a mindful ritual with calming and refreshing scents.

The items you carry can tell meaningful stories too. The Abaca Handbag with Shells is handwoven from abaca fibers grown in Albay and reflects the artistry of generations of Filipino women artisans. Meanwhile, BidiBidi bags combine function, creativity, and social impact. Crafted in Camarines Sur using sustainable and upcycled materials, each piece showcases intricate embroidery while supporting women artisans and farming communities.

At home, thoughtful choices continue with the Beyond Borders Tea Towel. Woven on antique wooden looms using traditional Abel weaving techniques, it helps preserve a centuries-old Filipino craft.

For gifts and keepsakes, the Brave Story Dugong Plushie offers a heartwarming example of sustainability. Made from repurposed textiles by mothers turned artisans, each plushie is uniquely crafted with care.

Even snacking can align with mindful living. OSH Snacks offers plant-based treats, from light and crunchy OSH Pops to indulgent Choco Mango Dipped snacks, proving that sustainable choices can still be delicious.

With Green Finds at Kultura, every small choice contributes to a lifestyle rooted in care, culture, and conscious living.

End-July GIR plunges to $103.38B, an 18-month low that ‘bears watching’

THE trend of the Philippines’s dollar reserves level ‘bears watching,’ an analyst warned, after the country’s buffer against external economic shocks plunged to its lowest level in 18 months.

‘The level of reserves remains comfortable, but the trend bears watching,’ Jonathan L. Ravelas, senior adviser at Reyes Tacandong and Co. said on Friday.

Ravelas said this after data from the Bangko Sentral ng Pilipinas (BSP) showed that the country’s gross international reserves (GIR) plunged to $103.38 billion as of end-July 2026, the lowest level in 1 year and 6 months or since January 2025.

The latest figure is 1.30 percent lower than the $104.74 billion recorded in end-June 2026. Year-on-year, foreign reserves also declined by 2.47 percent from the $106 billion in end-July 2025.

For his part, Michael L. Ricafort, chief economist at Rizal Commercial Banking Corporation (RCBC), attributed the decline in dollar reserves to ‘possible intervention’ in the local foreign exchange market after the US dollar/peso reached a new record low of P61.847 on July 24,2026.

Ricafort said this could also be due to the local currency hovering around the 61.60 to 61.80 levels which he said ‘have been sustained since late April 2026.’

RCBC’s chief economist also noted that the lower dollar reserves as of end-July of this year could be due to the renewed hostilities between the United States and Iran which resumed on July 11,2026.

He said this led to higher US Treasury yields and global bond yields that ‘partly weighed’ on the foreign investments portion of the reserves as well as some payment of foreign debts and other obligations.

According to the central bank, the decrease in reserves was mainly driven by the following: net foreign exchange operations, national government’s (NG) drawdowns on its foreign currency deposits with the BSP for external debt service and NG’s net foreign currency withdrawals from its deposits with the BSP.

These were partly offset, the BSP said, by the following: upward valuation adjustments in the BSP’s gold holdings due to the increase in the price of gold in the international market and the BSP’s net income from its investments abroad.

GIR breakdown

The GIR is made up of these components: eligible foreign assets, including securities, currency and deposits, reserve position in the fund, gold, special drawing rights and other reserve assets, held by the central bank.

On a month on month basis, the components of foreign currency reserves saw the biggest decline compared to other sources of dollar reserves.

BSP data showed currency and deposits plunged to $1.848 billion as of end-July 2026, or 19.20 percent lower than the $2.287 billion recorded as of end-June 2026.

Currency and deposits include time deposits, demand deposits, and cash holdings.

Securities, which BSP said refer to highly liquid and marketable debt securities, declined by 6.63 percent to $67.263 billion, compared to the $72.036 billion as of end-June 2026.

Securities exclude investments under the Asian Bond Fund (ABF) and Bank of International Settlements Investment Pool (BISIP).

In contrast, other reserve assets, SDRs and gold holdings partly offset the decrease in reserves.

Data from the central bank showed gold holdings climbed by 1.72 percent to $17.4895 billion as of end-July 2026 compared to the $17.194 billion as of end-June 2026.

SDRs inched up by 0.54 percent to $3.937 billion as of end-July 2026 from the $3.915 billion as of end-June 2026.

Reserve position in the fund also increased by 0.08 percent to $725.2 million as of end-July 2026, compared to the $724.6 million as of end-June 2026.

Other reserve assets saw a significant 41.08-percent jump to $12.11 billion as of end-July 2026 from the previous month’s $8.59 billion.

Looking ahead, Ravelas emphasized: ‘The key to rebuilding GIR is not intervention or borrowing, but stronger exports, higher investments, more tourism receipts, and sustained remittance growth.’

‘Ultimately, reserve strength follows economic strength,’ added the foreign exchange analyst.

Despite the decline in the country’s foreign reserves, the BSP said these provide ‘sufficient’ foreign currency to meet the country’s import needs, service its external debt obligations and serve as a buffer against external economic shocks.

‘The end-July GIR level can cover up to 6.7 months’ worth of imports of goods and payments of services and primary income. It can likewise cover about 3.6 times the country’s short-term external debt based on residual maturity,’ the BSP said in its statement.

Pag-IBIG expands perks for members via Loyalty Card

THE Home Development Mutual Fund, commonly known as Pag-IBIG Fund, is expanding the perks for its members by partnering with Landers Superstore to offer exclusive discounts and promotions through its Loyalty Card Plus program.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta and Landers Deputy Chief Executive Officer Bill Cummings signed a memorandum of agreement on Friday at Landers Aseana in Parañaque City.

From August 1 to October 31, 2026, Pag-IBIG Loyalty Card and Loyalty Card Plus holders may access exclusive offers and promotions at 16 participating Landers Superstore branches nationwide.

Cardholders may obtain a free Landers Shopping Pass by presenting their cards. They may also receive a free one-year Landers Premium Membership by making a minimum single-receipt purchase of P3,000.

In addition, members may upgrade to a Landers Executive Membership for a discounted rate of P300 and earn cash rebates of up to 2 percent on eligible purchases.

‘For many Filipino families, groceries are one of the biggest monthly household expenses,’ Acosta said during the signing. ‘Every peso saved on everyday essentials can help pay for school, transportation, utilities, or simply add to their MP2 savings.’

Aside from helping Filipino workers own homes and build financial security through savings, Acosta said they must also enjoy the benefits of the Pag-IBIG Fund through the Loyalty Card program.

‘This is the purpose of the Pag-IBIG Loyalty Card Plus-to give our members benefits that will help in their daily expenses through discounts and savings,’ Acosta said.

‘More than just a membership card, it gives our members access to exclusive discounts, special offers and reward points from our growing network of partners,’ Acosta added.

Holders of the Pag-IBIG Loyalty Card Plus can enjoy discounts and rewards from over 500 partner establishments, covering food, retail, health, housing and transportation nationwide.

This initiative has provided more than P1 billion in cumulative discounts across nearly 31 million discounted transactions since the program’s expansion in 2019.

The program was launched in 2014 and was later upgraded to the Loyalty Card Plus in 2019 to add cash card functions through Asia United Bank and UnionBank of the Philippines for members to receive loan proceeds and access basic banking services through a single card.

Debt-to-GDP ratio climbs to 66% in Q2, a 22-year high

THE national government’s outstanding debt relative to the size of the gross domestic product (GDP) climbed to a 22-year-high in the second quarter, after the economy grew disappointingly and the debt stock continued to climb.

The debt-to-GDP ratio rose to 66 percent in the second quarter, the highest since 2004 at 71.6 percent, according to data released by the Bureau of the Treasury on Friday.

Domestic debt as a share of GDP stood at 44.4 percent, while the proportion of external liabilities settled at 21.6 percent.

‘[This] suggests that the country’s fiscal position has become more constrained, largely reflecting the combination of continued government borrowing and slower-than-expected economic growth,’ said Union Bank of the Philippines Chief Economist Ruben Carlo O. Asuncion to BusinessMirror.

As of end-June, the debt stock was at an all-time high of P19.065 trillion, while GDP expanded by 2.3 percent in the second quarter.

The latest debt-to-GDP ratio is also higher than the 65.2 percent recorded in the previous quarter and 63.1 percent in the same period in 2025.

It also exceeded the 64.9 percent target for 2026 recently recalibrated by the Development Budget Coordination Committee last June.

‘The economy is not growing fast enough to outgrow the debt,’ Jonathan A. Ravelas, senior adviser at Reyes Tacandong and Co., told BusinessMirror. ‘Until growth accelerates meaningfully and the fiscal gap narrows, the debt-to-GDP ratio is likely to remain under pressure.’

Having a high debt-to-GDP ratio could suggest the country is not producing enough to pay its debts, while a low level could mean it produces too much output to make the payments.

‘The economy, which serves as the denominator of the ratio, is expanding more slowly than anticipated, making it more difficult to stabilize debt metrics,’ Asuncion said.

Despite being elevated by historical standards, Asuncion said the debt ratio remains manageable.

‘The key issue is whether economic growth can accelerate in the coming quarters and whether the government can maintain a credible path toward fiscal consolidation,’ Asuncion said.

While the country’s budget deficit will widen in peso terms through 2028, as a share of GDP, it will narrow to 5.4 percent this year and further to 5.1 percent in 2027 and 4.8 percent in 2028.

President Ferdinand R. Marcos Jr. has pushed for a higher personal income-tax exemption and the removal of corporate income tax for qualified small businesses in his recent State of the Nation Address.

In doing so, this would result in P326.92 billion in foregone revenues if implemented from 2027 until 2030, according to the Department of Finance (DOF).

To offset the losses, the DOF proposed expanded excise taxes on e-cigarettes, novel tobacco, sugar-sweetened beverages, alcohol, as well as an automobile tax to generate a total of P518.71 billion over the four-year period.

‘Any tax relief measures will need to be calibrated carefully,’ Asuncion said. ‘The challenge for policymakers is to strike a balance between supporting growth and preserving fiscal sustainability.’

The best way to improve the country’s debt dynamics is to achieve stronger and broader-based economic growth through higher investments, improved productivity and sustained job creation, he added.

‘Investors and rating agencies tend to focus not only on the level of debt but also on the government’s ability to manage it over the medium term,’ Asuncion said.

While a rising debt burden could put upward pressure on government bond yields if investors demand a higher risk premium, Asuncion said market movements would also depend on inflation, monetary policy expectations, fiscal performance and liquidity conditions.

It is also unlikely to prompt an immediate sovereign credit rating action given the latest debt-to-GDP ratio, as rating agencies also consider economic growth prospects, fiscal trends, debt affordability, external accounts and institutional strength, Asuncion said.

‘However, a sustained rise in debt accompanied by below-trend growth could place greater scrutiny on the country’s fiscal outlook over time,’ he warned.

Sleep after 60: Causes, expert insights, and natural solutions

Sleep is one of the pillars of health at every age, yet for many people over 60 it becomes frustratingly elusive. Trouble falling asleep, frequent nighttime awakenings, early morning rising, or non-restorative rest are extremely common. Contrary to popular belief, older adults still need roughly the same amount of sleep as younger adults-typically 7 to 8 or 9 hours per night. What changes is the body’s ability to generate continuous, deep, high-quality sleep. The good news is that many of these difficulties are not inevitable. Experts ranging from geriatricians and sleep researchers to clinical psychologists who specialize in sleep have identified clear biological shifts, medical contributors, and-most importantly-practical, non-drug strategies that can meaningfully improve rest.

How sleep changes after age 60

AS people reach their 60s, several physiological shifts occur. The circadian rhythm-the internal 24-hour clock that governs sleep and wake-tends to advance. Melatonin, the hormone that signals nighttime to the brain, is released earlier in the evening and in smaller amounts. By age 60, many people have lost 70 to 80 percent of their deep non-rapid eye movement (NREM) slow-wave sleep, the most restorative stage. Sleep becomes lighter and more fragmented; awakenings increase and returning to sleep grows harder.

Sleep expert and neuroscientist Matthew Walker has explained that the continuity of sleep decreases with age and that the electrical quality of deep sleep begins declining as early as the mid-to-late 30s, accelerating later. Older adults still need that deep sleep for memory consolidation, immune function, metabolic health, and clearing metabolic waste from the brain via the glymphatic system. The problem is not reduced need but reduced capacity to generate the sleep the brain still requires.

Geriatrician Dr. Melissa Bogin of Mayo Clinic, in the Aging Forward podcast episode ‘Why Sleep Gets Worse With Age (And What Actually Helps),’ notes that older individuals spend less time in deep sleep and somewhat less in REM (dream) sleep. She emphasizes that while some change is expected, persistent poor sleep that leaves a person exhausted, foggy, or functionally impaired is not simply ‘normal aging’ and warrants attention.

Clinical psychologist and board-certified sleep specialist Dr. Michael Breus (widely known as the Sleep Doctor) has repeatedly observed in his videos aimed at seniors that sleep architecture changes – reduced efficiency, more awakenings, and shifts in chronotype toward earlier bed and wake times – are common, yet many of the resulting problems respond well to targeted behavioral adjustments.

Primary causes of sleep problems after 60

Causes fall into several overlapping categories:

Biological and circadian factors dominate. Reduced melatonin production and a weakened, advanced circadian rhythm make it harder to stay asleep through the night and easier to wake early. Less daytime physical activity and reduced exposure to natural light further blunt the body’s timekeeping signals.

Medical conditions frequently contribute. Sleep apnea becomes more prevalent with age and is linked to snoring, daytime sleepiness, and cardiovascular strain. Restless legs syndrome and periodic limb movements of sleep increase. Chronic pain from arthritis or other musculoskeletal issues interrupts sleep. Nocturia (nighttime urination) from prostate enlargement, overactive bladder, or heart failure forces awakenings. Gastrointestinal reflux, heart or lung disease, depression, anxiety, and neurodegenerative conditions such as Alzheimer’s or Parkinson’s all disrupt rest. Hormonal changes around and after menopause-hot flashes and night sweats-add another layer for many women.

Medications and substances play a major role. Diuretics taken late in the day increase nighttime bathroom trips. Certain antidepressants, beta-blockers, steroids, and other drugs can interfere with sleep architecture or cause daytime drowsiness that leads to compensatory napping. Caffeine is metabolized more slowly after 65 – roughly 33 percent longer according to some observations – so afternoon coffee can linger. Alcohol may help someone fall asleep initially but fragments later sleep and worsens apnea and awakenings.

Lifestyle and environmental factors compound the biology. Inconsistent schedules, excessive evening light from screens or indoor lighting (which suppresses melatonin), long daytime naps, sedentary habits, loneliness, and an unsupportive bedroom environment (too warm, too bright, too noisy) all erode sleep quality.

Dr. Bogin and other geriatric experts stress the importance of distinguishing primary age-related changes from secondary problems caused by treatable conditions or modifiable habits. A thorough review of medical history, medications, and sleep patterns is often the essential first step.

Natural solutions recommended by experts

The strongest evidence and expert consensus favor non-pharmacological approaches first. Prescription sleep medications carry higher risks of falls, cognitive impairment, dependence, and residual daytime effects in older adults, so they are generally reserved for short-term or carefully supervised use.

Cognitive Behavioral Therapy for Insomnia (CBT-I) is repeatedly cited as the gold-standard first-line treatment. Dr. Bogin highlights it in the Mayo Clinic discussion as highly effective. Components include stimulus control (using the bed only for sleep and intimacy; leaving the bed if unable to sleep after about 20 minutes), sleep restriction (temporarily limiting time in bed to consolidate sleep), cognitive restructuring of unhelpful thoughts about sleep, and relaxation training. Dr. Breus outlines multi-component plans in videos such as ‘6 ADVANCED Techniques to Sleep Through the Night (For Seniors)’ that incorporate sleep hygiene, stimulus control, sleep restriction, arousal reduction, pain management, and CBT principles adapted for older adults. Online programs and trained therapists make CBT-I accessible.

Strategic light exposure is one of the most powerful tools for resetting the aging circadian clock. Walker recommends morning daylight to anchor the rhythm strongly. For those who wake too early, he suggests limiting intense morning light (for example, wearing sunglasses during early outdoor exercise) and seeking afternoon sunlight without sunglasses to help delay melatonin release and push bedtime later. Consistent wake times every day of the week reinforce the clock more powerfully than bedtime consistency alone.

Sleep hygiene and environment optimization form the foundation. Experts including those at UCHealth, Mayo Clinic, and Breus advise:

A cool (around 60-67°F or 15-19°C), dark, and quiet bedroom. Blackout solutions, eye masks, earplugs, or white-noise machines help.

A consistent schedule-same wake time daily.

Limiting screens and bright light for at least an hour before bed; dimming household lights in the evening.

Avoiding large meals, caffeine (ideally after early afternoon or earlier), nicotine, and alcohol close to bedtime.

Short naps only if needed (under 30 minutes, not after mid-afternoon).

Light movement or gentle stretching in the evening (Breus has demonstrated simple in-bed exercises such as marching in place, shoulder and neck rolls, ankle circles, and toe flexes paired with deep breathing to ease stiffness and calm the nervous system).

Physical activity and daytime habits improve sleep drive. Regular moderate exercise, preferably earlier in the day, enhances sleep quality. Morning outdoor activity combines movement with light exposure. Practices such as tai chi or gentle yoga can lower evening arousal and cortisol.

Targeted nutritional and supplemental supports, used thoughtfully and preferably after discussion with a physician, appear in expert recommendations. Low-dose melatonin (often 0.5-1.5 mg, timed 30-90 minutes or sometimes earlier before desired bedtime) can help older adults whose natural production has declined; higher over-the-counter doses are frequently unnecessary and less ideal. Magnesium (forms such as glycinate or citrate in the 200-400 mg range) may support muscle relaxation and melatonin production. Tart cherry juice, studied for its natural melatonin content and effects on sleep efficiency, is frequently mentioned in popular expert videos and research summaries as a helpful evening option for some seniors. Herbal teas (chamomile, or combinations with passionflower or lemon balm) and warm milk are traditional and low-risk wind-down aids. Breus has also discussed certain mushrooms (reishi for cortisol, others for inflammation or mood) as adjuncts in some of his content.

Relaxation and arousal reduction techniques close the gap. Progressive muscle relaxation, diaphragmatic breathing (for example the 4-7-8 pattern), mindfulness meditation, or Non-Sleep Deep Rest (NSDR) protocols help quiet racing thoughts. Creating a consistent wind-down routine-reading, light stretching, a warm bath 60-90 minutes before bed (the subsequent cooling helps sleep onset)-signals the brain that sleep is approaching.

Addressing underlying contributors remains essential: optimizing pain management, treating apnea if present, reviewing medications with a clinician or pharmacist, managing fluid intake timing to reduce nocturia, and treating depression or anxiety.

Putting it into practice and knowing when to seek help

Improvement rarely happens overnight. Consistency over weeks matters more than perfection on any single night. Tracking sleep in a simple diary can reveal patterns and progress. Many people notice better sleep efficiency, fewer prolonged awakenings, and improved daytime energy and mood once light exposure, schedule regularity, and CBT-I elements are in place.

Seek professional evaluation if sleep problems are severe, accompanied by loud snoring or gasping, excessive daytime sleepiness that affects safety (for example driving or falls), significant mood changes, or cognitive concerns. A sleep study may be warranted for suspected apnea or other disorders. Primary care physicians, geriatricians, and sleep specialists can coordinate care.

Sleep after 60 does not have to be a source of chronic frustration. The same experts who document the biological challenges-Walker on the science of aging sleep, Bogin on clinical realities in older adults, and Breus on practical daily strategies- also demonstrate that intentional, natural interventions can restore more restorative rest. Treating sleep with the same seriousness given to diet and exercise pays dividends in brain health, physical resilience, emotional balance, and overall quality of life. Small, sustainable changes, guided by evidence-based principles from these voices, offer a realistic path toward better nights and more energized days.

NGCP, PCG boost partnership; Almeda is auxiliary commodore

THE National Grid Corporation of the Philippines (NGCP) and the Philippine Coast Guard (PCG) have affirmed their commitment to safeguarding the country’s critical infrastructure as NGCP President and CEO Anthony L. Almeda was formally inducted as Commodore of the PCG Auxiliary.

The donning and oath-taking ceremony on July 29, 2026, led by PCG Commandant Admiral Ronnie Gil L. Gavan, marks a strengthened partnership between NGCP and the PCG in securing vital national infrastructure and supporting broader national security efforts.

Accepting the honorary rank, Almeda said the recognition carries with it a greater responsibility to serve.

‘This recognition carries a great responsibility. It is not merely a badge of honor, but a commitment to a stronger partnership between the Philippine Coast Guard and NGCP, as well as to our shared mission of protecting critical infrastructure, strengthening maritime security, and serving the Filipino people,’ Almeda said.

He said he accepts the honor with humility and looks forward to working closely with the PCG in advancing their shared mission.

In conferring the honorary rank, the PCG recognized Almeda’s leadership and expressed confidence that his appointment would further strengthen cooperation with NGCP in promoting national resilience and protecting the country’s critical infrastructure.

As the country’s power transmission operator, NGCP works closely with government agencies and key stakeholders to secure the transmission network and ensure the reliable delivery of electricity nationwide.

The strengthened partnership with the PCG is expected to enhance coordination in protecting strategic energy facilities and supporting emergency response and national security initiatives.

PHINMA and PBEd push student success beyond college access

NEARLY three in every 10 Filipino students who start college fail to complete their degree, limiting one of the country’s key pathways for social and economic mobility, according to PHINMA Education.

Furthermore, the institution noted that barriers to college completion often begin much earlier, including poor childhood nutrition, literacy gaps, financial hardship, and academic challenges that accumulate over time.

Drawing feedback from its 2023 student cohort, PHINMA Education said financial constraints remain among the leading reasons students leave school, with many reporting that tuition has become unaffordable.

Academic difficulties also emerged as a major factor, highlighting the dual challenge faced by financially disadvantaged students who often enter college with weaker academic foundations while struggling to meet the costs of higher education.

In a briefing, PHINMA Education said it is helping reduce financial barriers by offering scholarship programs such as the Hawak Kamay Scholarship, which lowers tuition fees in certain programs to as little as P5,500 per semester without requiring entrance examinations or maintaining grade requirements.

The institution said it also recognizes that students leave college for reasons beyond finances, including competing life priorities and challenges related to confidence and belonging, prompting it to adopt a more comprehensive student support approach.

High success rates

PHINMA Education reported that this strategy has translated into strong academic outcomes. It posted a 92-percent first-time overall board examination passing rate in the Philippines, with several programs recording 100-percent passing rates.

In Indonesia, first-time board examination pass rates reached 99 percent, including perfect passing rates in Nursing and Midwifery.

The network also said 77 percent of its graduates in the Philippines and 84 percent in Indonesia secure employment within a year after graduation, demonstrating the impact of sustained support on improving social mobility and professional outcomes.

As part of its efforts to expand access and completion, PHINMA Education has forged partnerships with both the public and private sectors. Among these is the NAPOLCOM-PHINMA Education Kaagapay Partnership. It reserves scholarships across 12 PHINMA schools for qualified dependents of National Police Commission and Philippine National Police personnel who are incoming college students.

The institution is also collaborating with industry partners to strengthen employability. Through its partnership with Reed Elsevier Philippines and PHINMA University of Iloilo, students are given internship opportunities aligned with their academic programs, with some interns eventually securing full-time employment and advancing within the company.

Access plus support

CHAIRPERSON Ramon R. del Rosario Jr. of PHINMA Education said access to higher education alone is not enough and that students need continuous support from enrollment through graduation and eventually employment.

President and CEO Chito B. Salazar of Philippine Business for Education (PBEd) added that the institution remains committed to ensuring social mobility for underserved students becomes the norm rather than the exception: ‘Factors that prevent students from completing college are the same barriers that prevent them from accessing higher education in the first place.’

Salazar and PBEd believe that ‘every student, regardless of [his or her] background, has the potential to succeed. That’s the philosophy we operate by.’

‘We’re grateful for the progress we’ve made, but we’re not there yet-if 99 students succeed and one doesn’t, we continue to suffer for the one we lost,’ he said. ‘We continue to push ourselves because our goal is for social mobility among the underserved to become the norm.’

English readiness-not just test scores-lead to global pathways for Filipinos

EDUCATORS, employers and industry leaders are urging the Philippines to shift the conversation on English from test scores to ‘readiness’-the ability to communicate confidently and effectively in real-world situations.

That was the central message of the British Council Philippines’ (BCP) ‘Next Chapter: Making English Work for Every Filipino’ forum, which gathered representatives from the education sector, employers and accreditation bodies and discussed ways Filipinos can be better prepared for overseas employment, international education and careers in various industries, and as artificial intelligence (AI) reshapes workplaces and global competition for talent intensifies.

While English proficiency tests remain valuable measures of language ability, speakers said scores alone do not capture the communication skills, confidence and adaptability increasingly demanded by employers.

‘English is not just a skill; it is a bridge,’ BCP’s Country Director Lotus Postrado said. She pointed out that the language creates pathways when people are ready to use it in classrooms, workplaces and global settings: ‘Readiness matters.’

Beyond test scores

BCP’s Head of Exams Mike Cabigon echoed the point, as he said that English readiness should be measured not only by assessment results but also by how confidently people communicate in everyday situations.

‘It shows up in the workplace, the classroom and every border Filipinos try to cross,’ Cabigon said, noting that English assessment, learning and partnerships have long helped Filipinos translate language skills into opportunities abroad.

The discussion comes as AI continues to automate routine tasks across sectors. However, panelists agreed that technology cannot replace human communication, particularly in professions that rely on empathy, collaboration and sound judgment.

Visa Solutions Healthcare’s director of International Healthcare Frederick Sampang said AI can analyze patient records and summarize information, but it cannot replicate the compassion and empathy required in healthcare.

Urban-rural divide

THE forum also highlighted the need to strengthen English education across the country. During the panel discussion, Philippine Association of Colleges and Universities Commission on Accreditation (PACUCOA) Commissioner Dr. Ferdinand Somido shared findings from a study of 69 private higher education institutions. It showed that students from colleges and universities in urban areas generally demonstrated stronger English proficiency than their rural counterparts.

The findings underscore the need to provide greater support to schools outside major urban centers to ensure graduates possess comparable communication skills regardless of location.

Dr. Somido also noted that while many students enter college with intermediate English proficiency, gains by graduation remain limited, raising concerns about graduates’ competitiveness in an increasingly global labor market.

He said higher education institutions are shifting attention from measuring English through written examinations alone toward strengthening graduates’ ability to communicate effectively in real-life situations.

Raising standards

BEGINNING in the 2026 accreditation cycle, PACUCOA will also recognize the British Council’s Aptis English test as valid proof of English proficiency under updated accreditation standards. The framework requires students to demonstrate at least a B1, or intermediate, level under the Common European Framework of Reference for Languages or CEFR, while faculty members are expected to attain the more advanced C1 level.

Participants agreed that improving English readiness will require coordinated action among schools, employers and government agencies.

Employers, they said, should clearly communicate the skills they expect from graduates. Learning institutions must design curricula and assessments that emphasize practical communication rather than examination performance alone, while policymakers should establish standards that align classroom learning with workplace demands.

Preparing for opportunities

IELTS Local Prize winner Atty. Yla Paras said her English assessment helped her secure admission to the London School of Economics, enabling her to transition from law into international public policy and climate governance.

Speakers also emphasized that such stories demonstrate the broader purpose of English learning-not simply passing an examination, but equipping Filipinos with the confidence and communication skills needed to succeed in an increasingly interconnected world.

‘Behind every test score is a person with ambition,’ BCP Country Director Lotus Postrado said. She emphasized that every assessment is a person hoping to pursue higher education, build a career, support a family or create a better future.

For the council, that means helping learners move beyond test preparation toward genuine readiness for the next stage of their education and careers.

As global industries become more interconnected and AI transforms the nature of work, the consensus from the event was that English proficiency remains important, but the greater challenge is ensuring Filipinos can translate language skills into meaningful opportunities at home and abroad.

’SEEKYUSI BYAHENG PELIKULA’ | A ‘cinematic’ tour of Quezon City

In a busy neighborhood in Sandakan, Borneo, I saw a group of men huddled outside a restaurant. Curious but cautious in an alien land, I walked slowly and saw no altercation, only a group of men watching a movie on a small television in a restaurant.

It wasn’t just another movie but an FPJ movie! I would presume they were Filipinos, probably Muslims from Southern Mindanao, trying their luck in a foreign land. A few days earlier, I was in Zamboanga City, gingerly walking through a village with houses on stilts that, surprisingly, had electricity. When I peered into one of the houses, I saw people watching a movie, maybe a VHS tape. You guessed it right. It was an FPJ movie.

The fascination for Fernando Poe Jr. (FPJ) movies is well entrenched in this part of the country. In 1971, when FPJ died at the end of the movie Asedillo, the moviegoers at a Zamboanga cinema went berserk, destroying cinema seats and equipment. After he died in 2004, his legacy continued with Coco Martin’s adaptation of the movie, Ang Probinsiyano, into a long-running television series.

FPJ Studios

At FPJ Studios along Del Monte Avenue, this former recording studio is now responsible for the digital restoration of FPJ movies, going through the process of scanning, cleaning, and color restoration. Inside the studio are rooms with movie posters and a Legacy Room, which stores his awards, including a National Artist for Film declaration. I particularly like a room with all the movie props, especially the sword he used in Ang Panday.

The FPJ Studios was our first stop in ‘SeeKyusi Byaheng Pelikula’ in line with the celebration of recent National Heritage Month and to commemorate Quezon City’s designation as UNESCO’s Creative City of Film. Quezon City used to be home of LVN and Sampaguita Studios, major networks, and production companies. This endeavor is a project of the Quezon City local government through the Quezon City Screen Commission and the QCinema International Film Festival in partnership with the Film Academy of the Philippines.

Las Casas Filipinas de Acuzar (Quezon City)

Our second destination was Las Casas Filipinas de Acuzar in FPJ Avenue (former Roosevelt Ave.) in Quezon City, located beside the residence of Da King himself. This is a smaller version of Las Casas in Bagac, Bataan, which has been used as a location by many historical films such as Heneral Luna and Goyo: Ang Batang Heneral. Las Casas Q.C. has a restaurant, seminar rooms, chapel, and several transplanted heritage houses.

CMB Film Services

After a hearty lunch, we proceeded to CMB Film Services. It is basically a technical services provider that rents cameras, lighting equipment, grip and rigging support, and crew support for camera and lighting. It is one of the major equipment suppliers in the Philippines, servicing almost 80% of the network, movie outfits, and advertising companies. Tour participants were allowed to use the camera and watched how the other equipment, like the techno-crane, was operated. They also have an operation in Myanmar.

Quezon Heritage House

Our last stop was the Quezon Heritage House in Quezon Circle. This is a historic house museum dedicated to Manuel L. Quezon, the first President of the Commonwealth of the Philippines. It recreates the family home from the original in New Manila. Around 60% of the structures and furnishings are from the Quezon family home. This is one of several museums inside Quezon Circle.

This tour made me aware of the behind-the-scenes in a production. Let’s support Philippine Cinema and patronize the QCinema International Film Festival scheduled from November 13 to 22. All photos courtesy of Jing Ordoña

George ‘Jing’ Ordon¨a is a travel writer, tour organizer, and DOT-accredited tour guide who’s passionate about sharing Manila’s rich history and culture. He’s the operator of ManiLakad, a one-man company that conducts walking tours of historic neighborhoods in Metro Manila, including Intramuros, Binondo, and Quiapo. He can be reached on Viber at 09606975930 or FB messenger, Jing Ordon¨a.